Identi3

In this session, Harsh Mehta of Worldpay and Dock Labs unpack the identity and trust challenges behind AI agents and agentic payments: what is genuinely working today, what is still marketing, and what has to be solved before agents can transact autonomously.
(1:25) Meet the guest: Harsh Mehta on AI and agentic commerce at Worldpay
(5:47) Defining agentic commerce: reactive agents vs proactive agents
(8:08) The levels of autonomy and why the headlines run ahead of reality
(9:06) Human in the loop today: ACP, Google's protocol, and why browsers stop at checkout
(12:47) Are more agent transactions slipping through than we realize?
(13:18) Structured retail flows, embedded checkout, and why discovery is the long pole
(15:24) Why B2B and procurement may scale faster than consumer shopping
(16:50) The three hardest unsolved problems: data loss, identity, intent and liability
(19:20) How agentic commerce inverts twenty years of fraud detection
(20:54) False positives: when your fraud stack blocks your best new customers
(21:57) Dock Labs' model: tying agents to individuals through delegation and verifiable credentials
(25:44) Liability at agentic scale and who ends up holding the can
(27:56) Intent frameworks: Mastercard Verifiable Intent, Google AP2, and selective disclosure
(29:00) When bad product data is the real culprit
(32:27) Who owns the mandate verification layer: platforms, PSPs, or a neutral layer
(37:05) Commercial models: where value lands when an agent sits in the middle
(40:51) Closing takeaways: build the foundations now, do the unglamorous work
Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/

In this session, Agne Caunt and Richard Esplin from Dock Labs break down the EU Digital Identity Wallet (EUDI) at the level most explainers skip: how the ecosystem is actually structured, what matters versus what is noise, and the practical steps an organization can take today.
(00:00) Introduction
(06:18) Regulation: from eIDAS 2014 to the 2024 revision
(07:30) The BLT model: business, legal, and technical layers
(09:19) Where Europe innovated (legal and business) versus stayed conservative (technical)
(10:44) The three credential types: PID, QEAA, EAA
(12:18) Platform and format: when EUDI-compliant and "compliant enough" diverge
(14:39) Wallets: state wallets versus private wallets
(17:01) QEAAs in private wallets and what DICE revealed
(19:18) Google, Apple, and Samsung: where big tech wallets fit
(23:15) Where a technology provider fits across the ecosystem
(26:10) The standards, in one slide: OpenID4VC, HAIP, SD-JWT VC, mdoc
(29:47) What EUDI deliberately left out: JSON-LD, DIDs, and ZKPs
(33:34) An honest assessment of what is still moving
(35:14) Practical steps: the relying party path
(45:12) The issuer path: QEAA versus EAA
(47:48) The wallet provider path and white-labeling
(54:20) The European Business Wallet and the WE BUILD consortium
(57:19) Payment models: who pays whom
(1:01:24) Audience Q&A: country front-runners, multiple wallets, and international interoperability
Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/

What happens to liability when the entity making a purchase is not a human? AI agents are moving from research into commercial reality. They can research and execute purchases. But the legal, identity, and payment infrastructure that commerce runs on was designed around humans in the loop. This session explores what breaks when agents enter the picture and what needs to be built before agentic commerce can scale.
Guests:
- Przemek Praszczalek, Product Lead at Invela Network (formerly Mastercard, nine years in emerging payments and verifiable credentials)
- Ronald Kogens, Partner at MME, a Swiss law firm specializing in technology and financial markets law
(0:00) — Introduction and framing
(6:44) — How is agentic commerce different from traditional e-commerce?
(10:18) — Legal perspective: what changes when a non-human initiates a transaction?
(12:46) — Authenticating the agent vs. authenticating the person behind it
(16:26) — Bank liability when agents interact with fraudulent merchants
(19:07) — The closed vs. open ecosystem problem
(20:34) — Does the "I agree" button still work when an agent is clicking it?
(25:07) — Dispute flows, chargebacks, and cognitive overload
(28:31) — When the agent screws up: who is actually liable?
(31:33) — The EU AI Act and its implications for agent developers
(33:18) — New fraud vectors introduced by agentic commerce
(37:10) — Should agentic transactions be flagged differently in payment rails?
(40:08) — How will dispute resolution change in practice?
(43:37) — Could agents ever have legal personality?
(46:00) — Timeline: when does autonomous agentic commerce actually arrive?
(48:43) — B2B vs. B2C: which scales faster and why?
(54:16) — Audience Q&A: UK regulation and the T&Cs consent problem

Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/

Most organizations say they are doing Zero Trust. Many still trust their IAM directory implicitly, protect it with a firewall, and call that a modern identity architecture. That is a perimeter by another name. In this session, Agne Caunt (Dock Labs), Richard Esplin (Dock Labs) and Justin Richer (MongoDB) work through what Zero Trust actually requires at the identity layer, why federated architectures tend to recreate the problems they were designed to solve, and what a more structurally sound approach looks like.
0:00 Introduction and guest overview
3:48 Zero Trust: origins and core principles
10:26 Why Zero Trust is still unnatural
11:45 Zero Trust in what? The foundational question
13:14 Directory synchronization: how enterprise identity fragility compounds
15:47 Verifiable credentials and the move to user wallets
18:06 Is the wallet really untrusted? Justin pushes back
20:39 Practical transition: using wallets at domain boundaries, not everywhere
22:55 VCs as a reinvention of X.509 for an online world
26:22 Tool comparison: OAuth/OIDC/SAML + SCIM vs. VCs
27:42 Shared Signals and Events (SSE): strengths and structural limits
31:51 User Managed Access (UMA): what it got right, why it stalled
34:35 GNAP: what it solves, when to use it instead of OAuth
41:00 SPIFFE/SPIRE: workload identity and short-lived credentials
46:06 SPIFFE's trust model and the "bottom turtle" question
47:24 WIMSE: bridging workload identity across trust domains
51:12 Agentic identity: the question from the audience
52:38 AI agents -- neither human nor workload, and why that matters
55:26 "On behalf of" vs. "for the benefit of" -- the liability distinction
58:55 What would a Zero Trust native architecture actually look like?
Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/

This session presents the results of a six-month proof of concept run by Telefónica Tech, GSMA, Dock Labs, and TMT ID to rebuild call center authentication using mobile network APIs and verifiable credentials. The PoC completed authentications in under 60 seconds on average, with 100% of trialists saying they would prefer it over existing methods.
Guests:
- Glyn Povah, Global Product Development Director at Telefónica Tech
- Helene Vigue, Identity and Data Director at GSMA
Timestamps
(00:00) - Introduction and context
(00:28) - Guest introductions: Glyn Povah (Telefónica Tech) and Helene Vigue (GSMA)
(04:34) - Strategic context: why call center impersonation fraud prompted this PoC
(07:00) - The problems with current authentication: CLI spoofing, SIM swap, knowledge-based checks
(08:32) - PoC goals: speed, security, and privacy
(10:17) - GSMA perspective: scam as a global cross-industry problem
(14:41) - Demo video: how the authentication flow works
(16:26) - PoC results: trialist feedback and quantitative outcomes
(20:32) - Carrier perspective: commercialisation, network APIs, and next steps
(22:09) - The wallet ecosystem: complexity, government-led development, and commercial tension
(30:05) - Identity industry perspective: user experience design choices and distribution challenges
(37:10) - The extensibility of verifiable credentials beyond call center authentication
(44:06) - Audience Q&A
📚 EXPLORE:
Website - https://www.dock.io/
LinkedIn - https://www.linkedin.com/company/docknetwork/