通勤學英語 15Mins Today

中國信託銀行線上申購TISA 級別基金定期定額、一般級別基金定期(不)定額，
新臺幣 1,000 元即可投資，申購手續費及信託管理費皆享 0 元優惠！
投資一定有風險，基金投資有賺有賠，申購前應詳閱公開說明書（投資人須知）
了解更多 https://fstry.pse.is/9tz2xx



—— 以上為 Firstory Podcast 廣告 ——



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中國信託銀行線上申購TISA 級別基金定期定額、一般級別基金定期(不)定額，
新臺幣 1,000 元即可投資，申購手續費及信託管理費皆享 0 元優惠！
投資一定有風險，基金投資有賺有賠，申購前應詳閱公開說明書（投資人須知）
了解更多 https://fstry.pse.is/9tz2xx



—— 以上為 Firstory Podcast 廣告 ——



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國際時事跟讀 Ep. L301: Binance Loses $6.3 Billion in Record Crypto Heist
Highlights 主題摘要
Hackers stole about $6.3 billion from Binance, the world's largest crypto exchange, in a record-breaking theft.
Analysts blamed North Korean hackers, who ordered Binance's wallets to empty into wallets under their control.
Binance halted withdrawals and promised to cover losses, but the heist shook confidence in centralised exchanges.
Binance, the world's largest cryptocurrency exchange, has been hit by what analysts describe as the biggest crypto heist on record. Hackers made off with about $6.3 billion, most of it within roughly 20 minutes late on Thursday, according to blockchain analysis firms TRM Labs and Chainalysis. The sum dwarfs the previous record of $1.5 billion, stolen from the exchange Bybit in February 2025. Binance halted withdrawals, insisting customer funds were safe, and warned the figure may continue to increase.
全球最大加密貨幣交易所幣安（Binance）遭駭，分析人士稱這是史上最大宗加密貨幣竊案。區塊鏈分析公司 TRM Labs 與 Chainalysis 指出，駭客週四深夜下手，捲走約63億美元，大部分在20分鐘左右完成。先前的最高紀錄是2025年2月 Bybit 交易所失竊的15億美元，這次金額遠遠超過。幣安已暫停提款，強調客戶資金安全，但也提醒損失數字可能還會增加。
Both firms said they were highly confident that North Korea was responsible, pinning the attack on TraderTraitor, a unit linked to the Lazarus Group. According to TRM, the attackers were able to order Binance's wallets to empty into wallets they controlled, mirroring the Bybit hack, which the FBI attributed to North Korea. Experts say crypto theft has become a much-needed source of foreign currency for Pyongyang, helping to prop up its economy and fund a nuclear programme that is under UN sanctions. North Korea routinely denies involvement in hacking.
兩家公司都表示，有高度信心是北韓所為，並把矛頭指向與拉撒路集團（Lazarus Group）有關的駭客部隊 TraderTraitor。TRM 說，攻擊者能直接下令幣安錢包，把資產轉進駭客控制的錢包，手法和 Bybit 案如出一轍；美國聯邦調查局（FBI）已認定 Bybit 案是北韓所為。專家指出，竊取加密貨幣已成為平壤急需的外匯來源，用來支撐經濟，並資助受聯合國制裁的核武計畫。北韓一向否認涉入駭客攻擊。
Binance initially traced the breach to a hacked laptop belonging to one of its engineers, though it later said further investigation had uncovered additional points of breach. The company said it had found no evidence that any wallet's private key had been leaked. Mark Karpeles, the former head of the collapsed exchange Mt Gox, was less convinced, telling Reuters the attackers had probably accessed keys for at least two wallets. Stablecoin issuers moved quickly: Tether froze nearly $1.57 billion and Circle more than $800 million, part of roughly $3 billion frozen so far.
幣安起初研判，入侵源頭是一名工程師遭駭的筆電，後來又說進一步調查發現其他入侵點。幣安表示，沒有證據顯示任何錢包私鑰外洩。已倒閉交易所 Mt Gox 的前負責人 Mark Karpeles 不太認同，他告訴路透，攻擊者很可能已取得至少兩個錢包的私鑰。穩定幣發行商迅速出手，Tether 凍結近15.7億美元，Circle 凍結逾8億美元，目前已凍結的資產合計約30億美元。
The theft rattled markets. Bitcoin slid to a six-week low of $76,368, and shares in Coinbase, which said it was unaffected, fell 4.8 percent. Co-CEO Richard Teng pledged that Binance would cover every loss, yet the stolen sum is more than six times its $1 billion emergency fund. One analyst warned the episode could prompt investors to reassess the safety of assets held on centralised exchanges. As Sean Foley of Macquarie University put it, the larger an exchange's holdings, the larger a target it becomes.
這起竊案衝擊市場。比特幣跌至6週低點7萬6368美元；Coinbase 表示未受波及，股價仍下跌4.8%。幣安共同執行長鄧偉政（Richard Teng）承諾承擔所有損失，但遭竊金額是幣安10億美元緊急基金的6倍多。有分析師警告，投資人可能因此重新評估資產放在集中式交易所的安全性。澳洲麥覺理大學（Macquarie University）學者 Sean Foley 指出，交易所持有的資產越多，就越容易成為攻擊目標。
Keyword Drills 關鍵字
Made off with [idiom, to steal something and escape with it]: The thieves made off with the company's client list.
Dwarf [verb, to make something seem very small by comparison]: Our new budget dwarfs last year's spending.
Pin on [verb phrase, to blame someone for something]: Don't pin the delay on the design team.
Prop up [verb phrase, to support something that might otherwise fail]: Short-term loans can't prop up a failing business forever.
Reassess [verb, to think again about something and judge it differently]: We need to reassess our priorities after this quarter.

Reference article:
https://www.aljazeera.com/news/2026/10/30/binance-says-6-3bn-stolen-in-biggest-crypto-heist-in-history-what-we-know
https://theprint.in/world/hackers-steal-6-3-billion-from-binance-in-record-heist-blamed-on-north-korea/3086114/

AI帶動市場熱度，但投資機會不只存在於熱門話題，
野村投信深耕台股研究，從不同產業與企業中發掘成長契機，
協助投資人掌握多元布局機會！
https://fstry.pse.is/9uhu3c


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忙了一整天，腦袋還停不下來？跟著楊謹華把今天的壓力留到明天。
MR. LIVING 減壓記憶床墊，穩穩接住身體，讓每個夜晚真正放鬆。
立即了解更多 → https://fstry.pse.is/9u6tcg


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Hello通勤家族，歡迎收聽15mins Live Podcast直播，在這個新單元可以聽到直播過程中，我的主題分享以及聽眾互動。
簡易大綱 面對外國人常用的禮貌用語

1. 到底多禮貌才夠禮貌？用sorry就最禮貌了?
2. 西方社會從小教育的 Please請, Thank you謝謝, Sorry對不起
3. 西方教育的社交禮貌
3.1 打招呼/ 握手 Hello / Hi / Good day / Good morning
3.2 請教/請問的問句 Excuse me?
3.3 互動中常稱讚/接收稱讚 You look amazing today! / Thank you for your compliment
3.4 接收禮物時回應 I really love this gift (你對禮物的感想) + You are so thoughtful (對送禮人的稱讚) + Thank you (感謝) 3.5 請求/要求他人的協助 It would be great if… / I would appreciate it if…
4. 猜題時間，如果外國人跟你說，你如何回應？： o Thank you --> Don’t mention it / You are welcome o I’m sorry -->It’s ok / It’s fine
5. 猜題時間，如果你遇到以下的情境，你會用英文說？： o 打噴嚏 --> Excuse me o 請問這裡有人坐嗎? --> Is this seat taken?

每天早上都捨不得離開床？楊謹華的賴床秘密，從一張好床墊開始！
MR. LIVING 減壓記憶床墊，穩穩承托腰與脊椎，讓身體好好放鬆。
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