通勤學英語 15Mins Today

早期在教英文時，John老師最常忽略的就是正餐。接案的人應該都懂，行程是別人給的。早上一堂課、下午趕另一場，中間能吃就吃，不能吃就撐到晚上。營養這種事，永遠排在待辦事項最後一個。
Omega-3 是身體自己做不出來的必需脂肪酸，一定要從食物來，可是我這種吃法，實在很難吃夠。所以我一直有在補魚油，只是以前買的不是膠囊大到卡喉嚨，就是吃完打嗝整天都是魚腥味，最後常常放到過期。
這次換成 Simply 新普利有橄平衡魚油，吃了一陣子，來跟大家分享實際感受。膠囊小，餐後配水吞兩顆，三秒解決。魚味問題也沒有出現，看了成分才發現它加了冷壓初榨橄欖油，Omega-3 跟 Omega-9 用二比一搭配，吃起來很順。順便教大家魚油的兩個英文：
- rTG 是魚油的型態，比較好吸收的那種。
- TOTOX 是總氧化值，數字越低代表越新鮮。
這款用阿拉斯加魚油，捕撈後兩小時內低溫冷壓，TOTOX 只有 1.7 到 2.8。另外還加了維生素 D3，幫助鈣吸收、維持骨骼健康。現在John老師會固定放一盒在包包，出門上課前吃掉。對我這種行程變動大的人來說，能持續才是重點。
今天的單字：balance，平衡。工作生活要平衡，飲食也要均衡。
優惠連結和折扣碼【15mins】，歡迎點入連結參考: https://mysimply.net/hqiR6

-----------------------------------
🎧 通勤學英語 VIP 專區 & 🚀 線上課程
-----------------------------------
💡 想要更自然的提升英語力？加入VIP會員，獲得專屬內容與優惠！
立即加入VIP方案 → https://15minstoday.firstory.cc/join
VIP訂閱常見問題 →https://15minsengcafe.pse.is/5cjptb
VIP會員想許願哪些主題？ →https://forms.gle/xyHoPydBr6LLFL9q8

🔥 社會人核心英語有聲書課程→https://15minsengcafe.pse.is/554esm

-------------------------------
🌎 15Mins.Today 相關連結
-------------------------------
💬 你的想法很重要！留言分享 → 留言連結

Web：www.15mins.today
YouTube：https://15minsengcafe.pse.is/3rhuuy
商業合作/贊助來信：15minstoday@gmail.com
意見回覆 : ask15mins@gmail.com

--------------------------------------------
📜 單集逐字稿 & 內容摘要（播放器字數有限，完整逐字稿請到官網查看）
--------------------------------------------

國際時事跟讀VIP Ep. L281: Fed Hikes Rates 25 Basis Points, First in Three Years
Highlights 主題摘要
The Fed raised rates by 25 basis points to between 3.75 and 4 percent, its first increase in more than three years.
Fuel costs from the war on Iran have pushed annual inflation to 3.4 percent, far above the central bank's 2 percent target.
Banks lifted their prime lending rates the same day, and most policymakers expect at least one more increase before the year is out.
The United States Federal Reserve raised interest rates on Wednesday for the first time in more than three years, lifting its benchmark range by 25 basis points to between 3.75 and 4 percent. The decision was unanimous, and it landed just weeks before midterm elections in which the cost of living ranks among voters' top concerns. Chair Kevin Warsh, whom Democratic lawmakers had once dismissed as a likely rubber stamp for the White House, called the move sober and responsible, arguing that inflation had been too high for too long.
美國聯準會（Fed）週三宣布逾三年來首度升息，將基準利率調升一碼（25個基點），來到 3.75% 至 4% 區間。這項全票通過的決議，發布時機距離期中選舉僅剩短短數週，而生活成本正是選民當前最關切的議題。曾被民主黨議員譏為白宮「橡皮圖章」的聯準會主席華許（Kevin Warsh）稱此舉「冷靜且負責任」，並直言通膨居高不下的時間已經太長了。
The pressure had been mounting for months. Fuel costs have surged since the start of the war on Iran, with Brent crude hovering near $109 a barrel and diesel reaching a record average of $6.31 a gallon, roughly double its level a year ago. Because diesel moves the trucks that haul everything from vegetables to cement, those costs are expected to ripple through to prices more broadly. Consumer prices rose 0.4 percent in August, the sharpest monthly gain in four months, leaving annual inflation at 3.4 percent.
過去幾個月來，升息壓力持續悶燒。自對伊朗開戰以來，燃料成本便一路狂飆，布蘭特原油在每桶 109 美元附近徘徊，柴油平均價格更創下每加侖 6.31 美元的歷史新高，幾乎是去年同期的兩倍。由於從蔬菜到水泥等各項物資皆仰賴柴油卡車運輸，這波成本攀升預料將進一步牽動整體物價。8 月份消費者物價上漲 0.4%，創下四個月來最大單月漲幅，年通膨率則來到 3.4%。
Markets were hardly caught off guard. Chicago Mercantile Exchange (CME) FedWatch had put the odds of a hike at 92.3 percent, up from 40 percent a week earlier, and once a move is priced in, as Tufts University economist Michael Klein observed, it stops being news. The politics were another matter. President Donald Trump, who has demanded that rates be cut to 1 percent or lower, posted in capital letters that borrowing costs should come down fast. He later said he still backed Warsh but described the Fed board as hostile and political.
金融市場對此決策並未感到意外。芝商所（CME）FedWatch 數據顯示，升息機率已從一週前的 40% 飆升至 92.3%。正如塔夫茨大學（Tufts University）經濟學家克萊恩（Michael Klein）所言，一旦市場提前消化了預期，升息就不再是新聞。然而，政治層面卻是另一回事。屢次要求將利率降至 1% 甚至更低的總統川普，以全大寫字母發文強調借貸成本必須迅速調降。他隨後雖表示仍支持華許，但也直批聯準會理事會「充滿敵意且高度政治化」。
For households, the effects will show up in what they owe. JPMorgan and other major banks lifted their prime lending rate to 7 percent the same day, a change that feeds directly into credit cards and personal loans, while buyers seeking a new mortgage could face steeper terms. Most policymakers expect one further increase before the year is out, and the Fed's own projections do not show inflation back at target until 2029. The European Central Bank tightened last week, a reminder that the war's price shock is not confined to America.
對一般家庭而言，升息的衝擊將直接反映在債務負擔上。摩根大通（JPMorgan）等大型銀行已在同日將最優惠貸款利率（Prime rate）調升至 7%，這項變動將直接牽動信用卡與個人信貸利率；與此同時，準備申請新房貸的購屋族恐將面臨更嚴苛的貸款條件。多數決策官員預估年底前還會再升息一次，而聯準會本身的預測更顯示，通膨率要到 2029 年才會回落至目標水準。此外，歐洲央行（ECB）上週的緊縮行動也提醒了外界，戰爭帶來的物價衝擊絕非美國獨有。
Keyword Drills 關鍵字
Basis points [noun phrase, hundredth of a percentage point, used to describe moves in interest rates]: The bank raised rates by fifty basis points today.
Ripple through [verb phrase, to spread gradually across a system and affect all of it]: Higher fuel prices ripple through the whole supply chain.
Caught off guard [idiom, surprised by something you were not prepared for]: The sudden announcement caught investors off guard.
Priced in [idiomatic expression, already reflected in the current market price]: The rate hike was priced in weeks ago.
Prime lending rate [noun phrase, the base rate banks charge their most reliable borrowers]: My credit card follows the prime lending rate.

Reference article:
https://www.aljazeera.com/economy/2026/9/16/us-fed-raises-interest-rates-as-inflation-weighs-on-economy
https://www.bbc.com/news/articles/cw4gmlyvj422o

跟另一伴攜手走下去前，不只是甜言蜜語、浪漫送禮，這件事做好準備更重要！預防 HPV 是對彼此「愛情」最基本的尊重和承諾。別讓對健康的傷害變成愛情的阻礙，為彼此主動做好HPV預防才能說是「真愛」。
立即諮詢醫師，展現你對愛的承諾。
男女1+1 主動防禦HPV(人類乳突病毒)
https://fstry.pse.is/9pft4s


—— 以上為 Firstory Podcast 廣告 ——



吉時保： https://fstry.pse.is/9mtbqh
免指定車牌、車型，用車前1小時投保，手機投保5分鐘
新安東京海上產險｜0800-369-168｜104台北市中山區南京東路三段130號8-13樓


—— 以上為 Firstory Podcast 廣告 ——



Hello通勤家族，歡迎你收聽15mins Live Podcast直播，在這個新單元可以聽到直播過程中，我的主題分享以及聽眾互動。

在這個單元我會用中英文與大家互動，也會跟直播聽眾做當場的 Q and A，幫助解惑與點出學英語的技巧。
簡易大綱
最常唸錯的英文字有哪幾種？
1. 發音很像，拼字不一樣 o There vs. their (那邊 vs. 他們) o Site vs. sight (場地 vs. 視覺)
2. 發音不一樣，拼字很像 o Dessert vs. desert (甜點 vs. 沙漠) o Dairy vs. diary (牛奶 vs. 日記)
3. 詞性不同，而換重音的 o Analysis vs. analyst (分析 vs. 分析師) o Economyvs. economic (經濟體 vs. 經濟性效應)
4. 英式美式英文 o Defense vs. Defence o Color vs. colour
5. 國內特殊用法 o You-tu-be (You-tube) o Sky-pe (Skype) o A– p – p (App)

不管你今天是開心、煩惱還是閒閒沒事做，通通來到「歡歡嘻嘻來到這」
每週四、五晚上七點只在中廣流行網
歡歡嘻嘻來到這，由美麗本人陪你回到家
https://fstry.pse.is/9pp89z


—— 以上為 Firstory Podcast 廣告 ——



-----------------------------------
🎧 通勤學英語 VIP 專區 & 🚀 線上課程
-----------------------------------
💡 想要更自然的提升英語力？加入VIP會員，獲得專屬內容與優惠！
立即加入VIP方案 → https://15minstoday.firstory.cc/join
VIP訂閱常見問題 →https://15minsengcafe.pse.is/5cjptb
VIP會員想許願哪些主題？ →https://forms.gle/xyHoPydBr6LLFL9q8

🔥 社會人核心英語有聲書課程→https://15minsengcafe.pse.is/554esm

-------------------------------
🌎 15Mins.Today 相關連結
-------------------------------
💬 你的想法很重要！留言分享 → 留言連結

Web：www.15mins.today
YouTube：https://15minsengcafe.pse.is/3rhuuy
商業合作/贊助來信：15minstoday@gmail.com
意見回覆 : ask15mins@gmail.com

--------------------------------------------
📜 單集逐字稿 & 內容摘要（播放器字數有限，完整逐字稿請到官網查看）
--------------------------------------------
跟外國客戶開完會,回程捷運上你在想什麼?會議結論?還是那句講錯的英文,在腦中重播了十幾遍,旁邊還有個聲音補刀:「你英文怎麼這麼爛。」
那個聲音不是你。這集幕後教師室聊的書《Positive Intelligence》,教你把它揪出來,取個名字,然後讓它替你工作。
它不是惡魔,是破壞者
作者 Shirzad Chamine 是紐約時報暢銷作家,也在史丹佛講課,長年到各大企業做教練。他把腦中那個扯後腿的聲音叫做 Saboteur,內在破壞者。站在它對面的叫 Sage,智者。
聽起來很像小天使跟小惡魔對吧?阿鍵老師也這樣問。John老師說差別在這裡:惡魔是叫你去做壞事,Saboteur 沒有,它只是在你該做事的時候說「算了啦」「你那麼廢,幹嘛讓自己這麼痛苦」。順帶一提,saboteur 跟 sabotage 都是從法文來的字,搞破壞叫 sabotage,搞破壞的那個人就是 saboteur。
英文有句話說 You are your own worst enemy,你最大的敵人就是你自己。專案還沒開始就先認定三個月內會爛掉,明天還沒上班就覺得一定會出包。John老師自己示範,說他照鏡子覺得顏值大概 8.5 分,阿鍵老師很捧場地說至少 9.5,結果 John老師說不行,這時候 Saboteur 就該出來講「其實你只有 6 分」。
為什麼要幫它取名字?
負面想法最麻煩的地方,是它沒有形狀。說是情緒也不完全是,說是念頭又會讓你肩頸變重、呼吸卡卡的。John老師形容像遊戲裡的詛咒,一層一層疊上去,等你發現的時候已經重到抬不起頭。
看不見的東西只會讓人更慌。所以書裡第一招很可愛,name it。John老師當場把他的取名叫「小毛」,你要叫 Peter、Tina 都可以。
取了名字,事情就變了。本來是「我英文很爛」,現在是「小毛說我英文很爛」。下一步問自己:Is it a fact or a thought? 這是事實,還是只是一個想法?阿鍵老師說大部分根本還沒發生,你把它當事實,等於親手讓它成真。
十秒鐘,先不要急著反駁
小毛一出現,我們通常馬上進入防衛模式,急著辯解,動作跟語氣都被帶著走。開會時被主管唸了一句,後面別人講什麼完全聽不進去,就是這種狀態。
Chamine 的做法叫 PQ Reps,把它想成大腦的重訓,一次只要十秒左右。不去管小毛說什麼,把注意力放回呼吸、放回身體的感覺,先跟它拉開距離。阿鍵老師說這跟之前節目教過的 5-4-3-2-1 很像,倒數完就動,不讓它繼續佔著你的心思。
拉開距離之後換一句話問自己。書裡的說法是 replace judgment with curiosity,把批評換成好奇。「你英文講錯了,真差」跟「我剛剛講錯什麼?下次怎麼說比較好?」是同一件事,但後面那句是 Sage 在講話。
光轉念不夠,還要動手
對著鏡子喊 I'm okay 沒有用,那不算行動,比較像催眠自己。
John老師舉了一個很生活的英文會話例子。人家稱讚你,你一直回 no no no,事後才想到其實說 thank you 就夠了。這時候與其懊惱,不如回家打開 ChatGPT,把同一個情境再 role-play 一遍,逼自己把 thank you 講到順口。你學到的是「這個場合這樣說更好」,而不是「我英文很差」。
在竹科上班的人應該很有感,沒有哪個產品是第一版就成功的。兩位老師聊到 SpaceX,火箭炸了那麼多次,現在可以飛出去再倒退回來,被發射塔的「筷子」夾住。阿鍵老師說這根本是飛上天的掃地機器人回充電座。別人的失敗我們看得懂是累積,輪到自己講錯一個字,卻覺得 the end of the world。
行動做久了,John老師說小毛會越來越小,最後變「沒毛」。而且他認為其實沒有兩個聲音,小毛跟 Sage 是同一個東西的兩面,你拿它來讓自己進步,它就是你的 Sage。
這週的小挑戰
找出你最常批評自己的那件事,幫它取個名字。它出現的時候問三個問題:
Is it a fact or a story? What can I learn from this? What can I do next?
第三題 John老師有意見。他說不要問 what,直接講 Let's do this next,告訴自己去做就對了。

安海瑟薇、達珂塔強生領銜主演，改編現象級熱銷小說
《不存在的罪人》10/08 連假首選，看完你還能相信枕邊人嗎?
預告片： https://fstry.pse.is/9p734b
#不存在的罪人 #10月8日全台上映 #SonyPictures


—— 以上為 KKBOX 與 Firstory Podcast 廣告 ——



Summary:
For many years, social media companies like Facebook, Google and other online competitors are challenging the influence of traditional magazine publishers in the world. After executive senior editors of top international magazines like Vanity Fair, Time, Elle, Glamour, and Rolling Stone have stepped down, it seems like the prediction of the fall of traditional media is becoming a reality. As people are reading less, publishers are taking an “anything goes” approach” in search for new revenue streams. Now Time is featuring viral videos of animals and Hearst is now partnering with Airbnb on a new magazine.
原跟讀文章: https://www.15mins.today/blog/ep-k021-the-not-so-glossy-future-of-magazines
Vocabulary and Sample Sentences:
Chauffeur n. v. person hired to drive a private rented vehicle In the 90s, magazine editors in chauffeured town cars told the nation what to wear, what to watch, and who to read. My client in Bangkok arranged a driver to chauffeur me around during my business trip.
Stake/s n. a share or interest in business Jann S. Wenner, a titan of the magazine industry sold his stake in Rolling Stones. My friend who has a small stake in Tesla is now a millionaire.
Monopoly n. a company or group having exclusive control over the market For many years, magazines have had a monopoly on readers and advertising. My favorite board game as a child was Monopoly.

-----------------------------------
🎧 通勤學英語 VIP 專區 & 🚀 線上課程
-----------------------------------
💡 想要更自然的提升英語力？加入VIP會員，獲得專屬內容與優惠！
立即加入VIP方案 → https://15minstoday.firstory.cc/join
VIP訂閱常見問題 →https://15minsengcafe.pse.is/5cjptb
VIP會員想許願哪些主題？ →https://forms.gle/xyHoPydBr6LLFL9q8

🔥 社會人核心英語有聲書課程→https://15minsengcafe.pse.is/554esm

-------------------------------
🌎 15Mins.Today 相關連結
-------------------------------
💬 你的想法很重要！留言分享 → 留言連結

Web：www.15mins.today
YouTube：https://15minsengcafe.pse.is/3rhuuy
商業合作/贊助來信：15minstoday@gmail.com
意見回覆 : ask15mins@gmail.com

--------------------------------------------
📜 單集逐字稿 & 內容摘要（播放器字數有限，完整逐字稿請到官網查看）
--------------------------------------------
你有沒有這種經驗：在國外旅行的時候，明明還沒聽到對方開口，就有一種「欸，他應該也是台灣人」的直覺。到底是哪裡露餡的？本週的《英語咖啡館》John 老師和 Angel 老師就來聊聊這件事。
本集節目裡我們先從排隊講起，John 老師說了自己天還沒亮就出門排隊的故事，Angel 老師則想起大學時候排隊買甜點，結果最後有點哭笑不得的收尾。另外還有手扶梯要站哪邊、星期幾要追垃圾車，還有幾句我們天天說，卻難以翻譯的萬用語！？
Have you ever had this experience: while traveling abroad, before the other person even opens their mouth, you get a feeling like "Hey, they must be Taiwanese too." What gave it away? This week on English Cafe, John and Angel discuss exactly this.
In this episode, we start by talking about queuing. Teacher John shares his story of leaving before dawn to line up, while TAngel recalls buying desserts in line during university, with an amusing ending. We also discuss which side of the escalator to stand on, which day to chase the garbage truck, and some catch-all phrases we say every day that are hard to translate!?