The Mike Hosking Breakfast

Kiwibank is being forced to follow the big banks’ lead.
Its one-year special rate has risen 20 basis points to 4.95%, and its two-year also increased 20 points to 5.39%.
The increase is motivated by the bank’s desire to remain competitive as wholesale borrowing costs continue to rise.
CEO Steve Jurkovich told Mike Hosking wholesale rates have been hard to deal with, but they don’t think the Official Cash Rate needs to increase in September.
He says putting the rate up doesn’t produce more oil or make things more settled.
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The All Blacks have blitzed the Sharks 54-nil at a soaked Durban to go two wins from two matches on their rugby tour of South Africa.
New Zealand ran in eight tries, six of which came in the second half.
Former All Black Sir John Kirwan believes the side is making progress in preparing for how to shut down the Springboks in the first test on Sunday week.
He told Mike Hosking they’re breaking down how the South Africans play and the counters are starting to take shape – a better kicking game, kicking behind them, and trying to break down the closing of the gate defence.
Kirwan says they’re building in the right direction.
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On the Mike Hosking Breakfast Full Show Podcast for Wednesday 12th of August, former National MP Wayne Mapp and Deputy Prime Minister David Seymour talk about the damage to the National Party as the Luxon leadership speculation rolls on.
We break down all the rumours and likely outcomes of the National Party caucus meeting – who supports Luxon, who doesn't, and if there will be a vote.
Mark Mitchell gets put into some tough positions on Politics Wednesday while Ginny Andersen looks on gleefully.
Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts.
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A new restaurant for Auckland's CBD, inside the new Faradays Luxury Department Store.
Josh and Helen Emett are opening their third CBD restaurant, called Lottie's, inside the multi-purpose development.
The high-end space will open on Queen Street next month, seeing global brands like SKIMS debut on our shores.
Josh Emett told Mike Hosking it's a step towards making Auckland a more international city.
He says it's a great city and there's lots of space for this kind of growth.
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Say it's Erica Stanford as leader, does she swing your vote?
What about Bishop? Do things materially change because he is suddenly the leader?
This is the madness of what National are up to.
There's the panickers in the back, some of whom might lose their jobs, because when they arrived as the tide pulled in in 2023, they didn't work out some of them have to lose three years later, because that’s what tides do. They turn.
National of course have form in Bill English and Judith Collins. We all remember the calamity that seems to grip the party when they put self-interest first.
But this time things are different. Polls have them returning for another term.
And even if you're angsty about that, replacing Luxon does not change a thing. Direction doesn’t change, policy doesn't change and the coalition doesn’t change.
Do the optics change? Maybe.
Is that what the majority of people vote on? The optics?
This election is about whether the country is going in the right direction, or not. Your mind will not be changed based on Stanford, Bishop, or Luxon. The work they have done to get us here has already got your vote, or it hasn’t.
As for Chris Penk and his dirty work in this whole exercise – what a doofus. How did he get sucked into this?
Being disloyal is one of human nature's lowest traits and National seem to be comfortable with it.
Even if you argue Luxon never quite fired, and a lot do, he is not individually holding National back from winning an election.
Given all the polling this should not be happening. That’s how mental it all is.
If they were on 22% and losing, if it was Andrew Little and Labour, if it was English in 2002, then maybe. But it isn't.
The Opposition is barely alive, one of their three parties is imploding, and the Poll of Polls has little, if any, path to Government.
So the good old Nats decide to put their best self-interest foot forward and shoot themselves in it.
As one senior Nat put it to me yesterday; "you can't write this stuff".
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