Smart Money

Earlier this week, an interesting proposal was made to shake up the way we use Superannuation.
A report from Chartered Accountants Australia and New Zealand indicates a flexible choice of when people can start receiving NZ Super could improve affordability.
Would this be worth it? And who should be considering this as an option?
Financial Author Martin Hawes joins Tim Beveridge on Smart Money to discuss.
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One of the first lessons mum and dad teach you is "it's rude to talk about money".
But when it comes to family life, it's important to be open about financial matters with your spouse. And in the workplace, talking about wages is often the way to make sure you're getting the same treatment as everyone else.
So how do you go about it? How do you break the taboo?
Managing Director at The Private Office Nick Crawford joins Tim Beveridge on Smart Money to discuss.
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Trusts are no doubt a complicated thing.
There's a lot of moving parts, a lot of different parties involved, and most will be close to the Settlor, which can create it's own problems. So should you be thinking about getting a trust set up for your family?
Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge to discuss when you should think about a trust, and what assets should be included.
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The RBNZ recently hiked the OCR from 2.25% to 2.5%, and experts are expecting around another 1% of hikes over the next year, as managing inflation risks take priority over the weaker economy.
But when will our economy start turning around? Hamish Pepper from Harbour Asset Management joins Tim Beveridge to discuss.
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The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financial advice?
And investing in AI seems to be the thing to do at the moment, is it somethng you should be getting in to or watching with caution?
Money Coach Amanda Morrall joins Tim Beveridge on Smart Money to discuss.
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