Why a moodboard is the secret to mastering your money: LIVE REPLAY
Want to save more money without relying on willpower? You might need a moodboard.In this live episode of Making Cents, financial journalist Frances Cook dives into the unexpected psychology behind saving money — and how a tool usually reserved for Pinterest weddings might actually be your biggest financial secret weapon.Don't believe me? Here's what you need to know: Why traditional budgeting often fails (and what to do instead)The science-backed link between moodboards and higher savings ratesHow to use “future self” visualisation to beat impulsive spendingWhat financial psychologists like Dr Brad Klontz have discovered about motivationPractical hacks like renaming accounts, mental accounting, and financial mindfulnessThis isn’t about magical thinking — it’s neuroscience, and it works.If you’re tired of spreadsheets, and want a way to make money habits stick, this episode is for you.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
--------
22:33
Renting doesn't have to suck - how to outsmart the housing market to get the best deal
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.We talk a lot about how to buy property — but what if you’re renting?With rental prices rising and housing taking up a huge chunk of the average budget, renters need smart strategies too. In this episode, I team up with realestate.co.nz and speak with property expert Vanessa Williams about how to make the most of your money while renting.We cover how to understand the rental market in New Zealand, how to protect yourself financially as a tenant, what to know if you want to buy a home eventually, and how to set goals that work whether you rent short- or long-term.Whether you're a lifelong renter or saving for your first home, this episode, we've got your back.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
--------
25:32
Sharyn Casey on quitting the 'dream job'
Sharyn Casey, radio, TV, and podcast personality, shares why she quit what was once her dream job, and how she's handled that financially.You can have the dream job. The big career. The success everyone else envies. And still realise; this isn’t the life you want.That’s exactly what happened to Sharyn Casey, who you probably already know from listening to her on the radio during her long stint on The Edge, or maybe when she hosted Dancing with the Stars. Or maybe you just like following her on instagram, along with tens of thousands of other people. And if you do know her from all of that, you’ll also know, that at the top of her game, she walked away.So what actually happens when you step off the success treadmill?What about the bills that still need paying, the kids that still need feeding, the future you still have to build?What does it take to quit a top-tier media career?How do you handle the financial impact of leaving a steady job?And is it really possible to rebuild a better life on the other side?In this episode of Making Cents, Sharyn shares what led to her decision to quit, how she’s handling the transition financially, and the surprising truths about burnout, motherhood, and building a more meaningful career.If you’ve ever fantasised about quitting your job – or wondered what it really costs to change your life – this one’s for you.Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
--------
56:42
When can you crack into your KiwiSaver early?
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.This week we’ve partnered up with AMP, who has kindly leant us their expert Devon Walen, a client adviser, and we’re talking about when you can crack into your KiwiSaver a little early, whether it’s for good, or bad reasons.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
--------
17:39
Listener mail: Buy your first home or invest? LIVE REPLAY
Live replay from a YouTube listener mail question.After years of living paycheck to paycheck, a Making Cents listener has received a substantial inheritance.But now she's frozen, worried about making the right choice, and torn between buying a first home for her family, or investing the money.There's also a layer of emotional pressure to not waste the gift her beloved dad left her.Frances Cook lays out the best money options for this situation, as well as inviting the Making Cents community to offer their own advice for this situation.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
The podcast for people who want financial freedom, without giving up their coffee.That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming! Hosted on Acast. See acast.com/privacy for more information.
New Zealand