The hidden cost of being single: How to beat the ‘singles tax’ and build wealth anyway
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.Here’s a horrifying stat: economist Shamubeel Eaqub crunched the numbers and found that single people spend 14% more than couples.In some categories, it’s even worse. Housing? 53% more. Healthcare? 40% more.That’s not avocado toast. That’s basic survival.This episode is all about what you can do to fight back. Whether you’re single by choice or circumstance, we’re breaking down the numbers, calling out the hidden costs, and helping you find smart ways to protect your financial future, without compromising your lifestyle.For this episode I’ve partnered with Enable.Me, and their strategic consultant Shelley Palman joins us to break it all down.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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18:27
Investing red flags to watch out for
A replay of a conversation with the 1News Breakfast team, on red flags to watch out for if you're investing in the sharemarket. Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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10:05
Spain, sun, and investing: The real way to move overseas and keep building wealth
Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee.I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you.This episode is for anyone torn between living life and staying smart with money. Because you don’t have to choose just one.When Mireia Muller-Pallares decided to leave her 9–5 and move to Spain, she wasn’t willing to blow her savings or give up on her future goals. So she built a plan to keep investing, cover her student loan, and stay financially secure - while still living her dream life in Valencia.We cover:How to set up your finances before moving overseasWhat really happens to your KiwiSaver and student loan when you leave NZCreative ways to keep investing while earning lessHow to redefine “success” when you’re no longer climbing the ladderWhether you're planning an OE, thinking about quitting your job, or just craving a different way to live — this episode proves it's possible to do it without tanking your money.Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
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55:25
Thank you.
Hosted on Acast. See acast.com/privacy for more information.
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10:14
House buying negotiation mistakes that cost you thousands (and how to avoid them)
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening in the market right now, and what that means for the strategies you should use to make the most of your money.If you’re a first home buyer or property investor, you already know the stakes: house prices are high, and competition is fierce. We’ve recently covered how to get mortgage-ready and what to look for in a property, but today, we’re diving into the part that could literally save you tens of thousands of dollars.The negotiation.This is where most buyers freeze. Should you go in low? How do you spot a vendor bluffing? What phrases can kill your offer? We’re breaking down the biggest negotiation mistakes people make when buying a house, and how to avoid them.Whether you’re in the middle of house hunting, prepping your first offer, or just want to get smart before entering the market, this episode is packed with expert-backed advice to help you negotiate like a pro.This week I’ve partnered up with http://realestate.co.nz, who’ve kindly lent us their expert Vanessa Williams, to walk us through it all.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.
The podcast for people who want financial freedom, without giving up their coffee.That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming! Hosted on Acast. See acast.com/privacy for more information.
New Zealand