Welcome to Money Made Simple: the NZ-based financial literacy podcast from Simplicity that keeps it simple and gets to the point. We want ALL Kiwis to have dign...
MMS #40 | Side hustle or hassle? Your quickfire guide to making money on the side!
In this episode of Money Made Simple, Liv and Jennie dive into the world of side hustles - exploring whether they’re a hustle worth pursuing or a hassle to avoid! With rising living costs, more Kiwis than ever are turning to side gigs for financial support, new skills, or to explore passion projects.This episode covers:The rise of hustle culture in NZ and why nearly half of Kiwis are considering a second jobA quick-fire list of practical side hustle ideas, from renting out spare rooms to selling online, freelancing, or dog walkingThe pros and cons of taking on a side hustle, including the potential for burnout, tax obligations, and managing multiple prioritiesJennie and Liv’s personal experiences with side hustles, along with their top tips for success - whether it’s setting boundaries, marketing yourself, or choosing a hustle that fits your lifestyle!Resources mentioned in this episode:- MoneyHub: Offers comprehensive guides on side hustles and avoiding scams. - Canstar: Provides a list of 25 side hustle ideas tailored for New Zealanders.- Business.govt.nz: Includes helpful information on managing tax obligations for second job holders, contractors and side hustlers.By the end of this episode, you’ll be better equipped to decide whether a side hustle is right for you and how to hustle smarter, not harder %)---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
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19:34
MMS #39 | New Year, New Me? Your financial health check for 2025
We're back, baby! Liv and Jennie kick off 2025 with a brand new podcast season, and an episode dedicated to making your 2025 as kick-ass as possible - both personally and financially. As we all shake off the cobwebs of 2024, they share insights on crafting New Year's resolutions that stick, and a bunch of strategies to help you manage your money better, both over the short and long-term. This episode covers:Why it's important to reflect on your past year, both the wins and the challenges (of course, we bare all in sharing our own!)How to set SMART goals in order to plan for financial successInnovative ways to tweak your budget and savings strategies to align with your New Year’s resolutionsYour 2025 KiwiSaver check-in, with tips on optimising your retirement savings in a quick and easy wayTips for setting up your emergency fund to be prepared for the unexpectedSome ways to put a bit of fun into goal-setting - it doesn't have to be all spreadsheets and retirement planning!Resources Mentioned in this Episode:- Money Talks: Discover a wealth of options for financial mentoring and support- MoneyHub: Our fave educational site with a range of financial guides, tools and more- Sorted.org: Retirement planning, goal-setting, budget templates, you name it!- PocketSmith: A comprehensive platform to track your budget and forecast your finances.- Simplicity Investment Funds: Explore a range of managed fund options for hands-off, simple investing.Whether you’re planning to overhaul your budget, save for a big trip, or just get a bit more organised with your money, this episode could be your first step towards a financially fruitful 2025 (and beyond!).---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
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19:27
MMS #38 | Navigating inflation with Shamubeel Eaqub (the what, why, and how it all works)
In this episode of Money Made Simple, Liv is excited to welcome (back!) Shamubeel Eaqub, well-respected author, commentator and Simplicity's new Chief Economist and Head of Policy. He helps explain inflation in simple terms, discusses its impact on everyday Kiwis, and how we can manage our finances more smoothly in what is a highly inflationary environment. This episode covers:What inflation is in a nutshell, and how it specifically affects your wallet - from your grocery bills to the gas pump to insuring your thingsThe underlying causes of the inflation spikes in recent years, from global economic upheavals and war to local weather disastersPractical tips for adjusting your budget and saving strategies to weather the storm of rising pricesHow government and financial policymakers work to balance inflation with economic growthTips on where to seek financial guidance and support to manage your money during the cost of living crisisResources Mentioned in this Episode:Â - Find a raft of options for financial mentoring and support via Money TalksHopefully this episode will help you arm yourself a little better with a better understanding of inflation, and some tools you can use to maintain financial stability in what can be a scary time.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
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17:50
MMS #37 | Christmas spending hacks for a stress-free silly season!
In this slightly festive episode of Money Made Simple, Jennie and Liv tackle the easier-to-avoid but very relevant topic of Christmas spending. They share their top tips and tricks for managing holiday expenses without sacrificing the joy of the silly season. This episode covers:The benefits (and how-to guide) of setting a budget for gifts, food, and festivities which can lower the stress levels from over-spendingCreative and thrifty gifting ideas, from DIY wrapping paper to delightfully funny Dirty Santa games How to make the most of the best annual sales (and the sneaky benefits of planning your shopping early - we promise it's a game-changer!)Ideas on how to create new, cost-effective holiday traditions that focus on spending time, not moneyResources mentioned in this episode- The nifty Draw Names App, for organising Secret Santa gifts efficiently- How to skip the plastic & provide your loved ones a better future via KiwiSaver or Investment Funds giftingThis episode is packed with practical advice to help you navigate the financial hurdles of the holiday season so you can focus on what truly matters - spending time with loved ones. So hopefully you'll walk away with at least one actionable idea to make your festive preparations smoother and more enjoyable!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
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18:53
MMS #36 | From Boomers to Zoomers - the differences between each generation
In this episode of Money Made Simple, Jennie and Liv get cozy on their new podcast couch (very exciting!) to tackle a topic that affects us all: generational differences in mindset and money habits. From bearish Baby Boomers to easy-go-lucky Gen Z's, they explore the unique challenges, triumphs, and quirks of each generation's approach to life and finance, sharing a few digs but also a few lessons along the way. This episode covers:An overview of each generation (starting with Boomers), and the birth dates that each cover (yes, we know there will be debates!)What might characterise each generation's upbringing, influencing how they act and see the worldHow each generation tends to view and deal with work/the workplaceHow each generation tends to deal with money (and of course what influences these views)The unique challenges faced by different generationsWhat we can learn from each generation in the way that they view the world and handling their financesNow a caveat here that we have absolutely made some generalisations (and maybe a few stereotypes thrown in, too - guilty). But by the end of this podcast, hopefully you'll understand what makes those "other" generations around you tick, and you might even be inspired to take a couple of learnings from those people that previously raised your heckles in their different ways!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
Welcome to Money Made Simple: the NZ-based financial literacy podcast from Simplicity that keeps it simple and gets to the point. We want ALL Kiwis to have dignity, and a dignified life is one with choices. What can help with more choices? More money. So we're here to make Kiwis richer and smarter with money.Join co-hosts Liv and Jennie on a fortnightly basis to help you understand the basics around money, finances, investing, KiwiSaver, and planning for a better future. We aim to provide information in a bite-sized, easy-to-listen way that simplifies the jargon. 'Cos who's got time for that! We want you to feel empowered and confident when thinking about money and investing - whether that be via KiwiSaver, investment funds, the share market, property, or whatever suits you.You can join the Simplicity community via the following channels:Instagram: https://www.instagram.com/simplicity_kiwi/Facebook: https://www.facebook.com/simplicitykiwiLinkedIn: https://www.linkedin.com/company/simplicity-kiwi/Or check out our website: https://simplicity.kiwi/Cheers for listening - we appreciate each and every one of you %)
New Zealand