Money Made Simple

In this slightly festive episode of Money Made Simple, Jennie and Liv tackle the easier-to-avoid but very relevant topic of Christmas spending. They share their top tips and tricks for managing holiday expenses without sacrificing the joy of the silly season. This episode covers:The benefits (and how-to guide) of setting a budget for gifts, food, and festivities which can lower the stress levels from over-spendingCreative and thrifty gifting ideas, from DIY wrapping paper to delightfully funny Dirty Santa games How to make the most of the best annual sales (and the sneaky benefits of planning your shopping early - we promise it's a game-changer!)Ideas on how to create new, cost-effective holiday traditions that focus on spending time, not moneyResources mentioned in this episode- The nifty Draw Names App, for organising Secret Santa gifts efficiently- How to skip the plastic & provide your loved ones a better future via KiwiSaver or Investment Funds giftingThis episode is packed with practical advice to help you navigate the financial hurdles of the holiday season so you can focus on what truly matters - spending time with loved ones. So hopefully you'll walk away with at least one actionable idea to make your festive preparations smoother and more enjoyable!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, Jennie and Liv get cozy on their new podcast couch (very exciting!) to tackle a topic that affects us all: generational differences in mindset and money habits. From bearish Baby Boomers to easy-go-lucky Gen Z's, they explore the unique challenges, triumphs, and quirks of each generation's approach to life and finance, sharing a few digs but also a few lessons along the way. This episode covers:An overview of each generation (starting with Boomers), and the birth dates that each cover (yes, we know there will be debates!)What might characterise each generation's upbringing, influencing how they act and see the worldHow each generation tends to view and deal with work/the workplaceHow each generation tends to deal with money (and of course what influences these views)The unique challenges faced by different generationsWhat we can learn from each generation in the way that they view the world and handling their financesNow a caveat here that we have absolutely made some generalisations (and maybe a few stereotypes thrown in, too - guilty). But by the end of this podcast, hopefully you'll understand what makes those "other" generations around you tick, and you might even be inspired to take a couple of learnings from those people that previously raised your heckles in their different ways!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, join Liv as she chats with well-being and resilience guru Brad Hook. He provides a bunch of insight and tips on mastering your money mindset and aligning your spending with your values. They dive into ways to mange stress and prevent burnout, and the link into how this can actually boost your financial wellbeing (a win-win, as we like to say!). This week's episode covers:A dive into Brad's background, journey and own money mindset (it's always great to learn from others, right!)How to identify your own values, and how these can drive better decisions - including financial best practice for your needsBrad’s top tips for tackling financial stress and avoiding burnout.Some powerful daily habits you can adopt that promote financial health and enhance overall well-beingResources Mentioned in this Episode:- Dive deeper into resilience and well-being strategies via the Brad Hook website- Brad's new book Start with Values - out Jan 2025 via PenguinTune in for an insightful discussion that may just shift your perspective on money, stress, and living a balanced life. Perfect for anyone looking to give their financial habits a lil' shake up!Watch the full video on YouTube---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this rather lively episode of Money Made Simple, Jennie and Liv dive into our individual financial facepalms! We share the lessons we've learned since our early investing days, the hard way. Grab a cuppa and join us as we laugh (and maybe cry) about our top money blunders. And maybe you'll get the chance to turn our mistakes into your opportunities! This week's episode dives into:Liv's (drawn out) attempts to be a finance bro, playing the stockmarket (free guesses into how that went!)Jennie's first-hand experience of the dangers of treating loans like free money and the hangover of debt that followsThe KiwiSaver mishaps that taught them the importance of paying attention to where their money was going (and not trying to game it!)Liv's sometimes flawed journey into property investment, hoping for big gains and ending up with big lessons insteadJennie's lack of interest in investing, property and all things finance for a wee bit too long - and how that's impacted her wealthBy the end of this episode, you’ll not only get a hearty financial reality check but also feel a bit better knowing that everyone makes mistakes - even (or especially!) those of us who work in finance.  So tune in to turn our lessons into stepping stones for your own financial success. ---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.