Get Started Investing

To gear, or not to gear- that is the question...

Geared ETFs have had a bit of a moment in the past few years. Plenty of popular ETFs such as NDQ, A200 and DHHF now have “geared” versions.

But what does that mean? How do geared ETFs work? And if their long term performance is expected to be better- should you be buying them instead?

Today Cam Gleeson, Senior Investment Strategist at Betashares, joins Jess to answer community member John’s question; how he should invest in the geared version of ETFs he already owns?

Plus Jess walks though her portfolio and get’s Cam’s take on switching to G200 from A200 and GGBL from BGBL.

Chapters:
00:00:00 Why Borrow To Buy Shares
00:02:03 What Gearing Is And Why Investors Use It
00:06:06 Inside A Geared ETF
00:08:30 Should You Switch Or Own Both
00:11:23 Can You Time The Market
00:12:30 Core And Satellite Strategies
00:15:35 How Geared ETFs Work Behind The Scenes
00:18:30 Costs Interest Rates And Fees
00:21:30 What Happens In Bull And Bear Markets
00:25:01 Should Beginners Use Gearing
00:27:43 Cam's Rules For Using Gearing

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

PJ has five jobs, so his pay is almost never the same two weeks running.

Working in a creative field, pay can be scattered and unpredictable. So how does he invest consistently?

Jess learns how PJ, an actor juggling four other jobs, built a percentage-based system that invests a slice of every paycheque no matter when it lands. Plus the lithium stock punt that led him to ETFs and how he uses investing to fuel the pursuit of a dream career.

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 Five Jobs And A Masters In Finance
03:05 Growing Up Without Financial Literacy
04:43 A Percentage System For Unpredictable Pay
06:48 The Stock Doubled And So Did His Stress
09:02 Building A Core-Satellite Portfolio
13:44 Consolidating Super Across Five Jobs

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?”

Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it’s first day on the market. Yes, billion with a B.

But how can you decide if something is a good investment, when it’s new to the market? What actually is an “IPO”? And why do companies decide to go public?

Bryce joins Jess to explain all this and to answer an important question- is investing at IPO a good investment or just FOMO?

Chapters:
00:00:00 What Is An IPO
00:04:08 Who Gets Rich First
00:10:25 Is The Price Right?
00:13:07 The Day One Trap
00:18:50 Winners, Losers And Lessons
00:21:00 Will Bryce Buy Anthropic?
00:23:26 The FOMO Fix

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

For years, Bree hid her credit card debt from the people closest to her.

"It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I."

Jess gets into how Bree, a nurse and content creator, went from hiding $25K in debt to a fully automated investing system. Plus, what she'd tell her younger self along the way.

This is ‘How I Got Started’ a new series on Get Started Investing. Every thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 The $25K Wake-Up Call
02:23 Gambling Took It All
05:20 Systems Over Willpower
08:11 The Investing Spark
11:20 Start Before You're Ready
15:45 Sorting Out Super
Links mentioned in this episode:
👋 Check out Bree on her socials here
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know.

Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her.

And she’s not alone. Community member Matt also wants to know the benefits of over putting extra cash in super over in the market himself.

So Julie Bullen, Financial Advisor at Fox & Hare joins the show to run the numbers. Can she convince Jess that she’ll be rewarded in the long run for investing in Super now?

Chapters:
00:00:00 Why Where You Invest Matters
00:01:12 Matt's Question
00:02:30 Super Is A Structure, Not A Product
00:05:00 Jess's Super Balance Reality Check
00:06:30 The Case For Contributing To Super
00:08:34 Breaking Down Jess's Money Split
00:10:00 First Home Super Saver Scheme
00:12:30 The Real Numbers On $500 A Month
00:15:00 Flexibility Vs Two Buckets
00:16:34 Can The Government Change The Rules?
00:17:57 What the CGT Changes Mean
00:19:32 Julie's Own Super Story
00:21:30 Jess's Final Projected Numbers
00:23:54 Start Small And Start Now

Links mentioned in this episode:
📞. Have a question? Send it to Jess here

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

🗣️ Think you might want a financial adviser from the team at Fox and Hare? We can put you in touch

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———
Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.