Get Started Investing

Is your portfolio diversified, or just complicated?

Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things…
Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics.

So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including
How many ETFs is too many?
How to spot overlap between ETFs
What you gain, and give up, by keeping things simple
Three example approaches: one diversified ETF, Australian + global ETFs, and a portfolio built across different regions

Chapters:
00:00:00 How Many ETFs?
00:03:38 Has Jess Overcomplicated?
00:08:07 All-In-One ETF Benefits
00:16:08 Avoiding ETF Overlap
00:24:54 Which Strategy Suits You?
00:32:48 The ETF Selection Checklist

ETFs Mentioned:
We talk about a handful of ETFs in this episode so here is a list, in order of appearance to help you follow along if you need it!
From Hamish’s Question:
Betashares Global Share ETF (ASX: BGBL)
Betashares Diversified All Growth ETF (ASX: DHHF)
iShares Core S&P 500 ETF (ASX: IVV)
Betashares Global Shares Ex US ETF (ASX: EXUS)
Vanguard FTSE Asia ex Japan Shares Index ETF (ASX: VAE)
From Jess Portfolio:
Betashares Global Share ETF (ASX: BGBL)
Betashares Wealthbuilder Global Geared Complex ETF (ASX: GGBL)
Betashares Australia 200 ETF (ASX: A200)
Betashares Wealthbuilder Aus200 Gear ETF (ASX: G200)
Betashares MSCI Emerging Markets Complex ETF (ASX: BEMG)
Global X AI Infrastructure ETF AUD (ASX: AINF)
Betashares Welathbuilder Nas100 Gear ETF (ASX: GNDQ)
Others:
Vanguard Diversified High Growth Index ETF (ASX: VDHG)
Vanguard Australian Shares Index ETF (ASX: VAS)
Vanguard Msci Index International Shares ETF (ASX: VGS)

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and
community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Is your portfolio diversified, or just complicated?

Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things…

Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics. So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including:

How many ETFs is too many?
How to spot overlap between ETFs
What you gain, and give up, by keeping things simple
Three example approaches: one diversified ETF, Australian + global ETFs, and a portfolio built across different regions

Chapters:
00:00:00 How Many ETFs?
00:03:38 Has Jess Overcomplicated?
00:08:07 All-In-One ETF Benefits
00:16:08 Avoiding ETF Overlap
00:24:54 Which Strategy Suits You?
00:32:48 The ETF Selection Checklist

ETFs Mentioned:
We talk about a handful of ETFs in this episode so here is a list, in order of appearance to help you follow along if you need it!
Hamish’s Question:
Betashares Global Share ETF (ASX: BGBL)
Betashares Diversified All Growth ETF (ASX: DHHF)
iShares Core S&P 500 ETF (ASX: IVV)
Betashares Global Shares Ex US ETF (ASX: EXUS)
Vanguard FTSE Asia ex Japan Shares Index ETF (ASX: VAE)
Jess Portfolio:
Betashares Global Share ETF (ASX: BGBL)
Betashares Wealthbuilder Global Geared Complex ETF (ASX: BGBL)
Betashares Australia 200 ETF (ASX: A200)
Betashares Wealthbuilder Aus200 Gear ETF (ASX: G200)
Betashares MSCI Emerging Markets Complex ETF (ASX: BEMG)
Global X AI Infrastructure ETF AUD (ASX: AINF)
Betashares Welathbuilder Naas100 Gear ETF (ASX: GNDQ)
Others:
Vanguard Diversified High Growth Index ETF (ASX: VDHG)
Vanguard Australian Shares Index ETF (ASX: VAS)
Vanguard Msci Index International Shares ETF (ASX: VGS)

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———

Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Hayden McLean knows a thing or two about playing the long game.

After missing out on the AFL draft twice, Hayden kept going until he earned his place at the Sydney Swans. That same patience has shaped how he invests.

At 27, he’s investing with one big goal in mind: creating the freedom to choose what life looks like after football.

Hayden joins Jess to share how he went from being a hard-core saver who thought investing was too risky, to dollar cost averaging every month into a building a tech-heavy portfolio.

This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00:00 Hayden McLean On Money
00:04:22 Chasing The AFL Dream
00:08:06 Learning To Budget In Sydney
00:11:00 Discovering Investing
00:14:22 Building A Stock Portfolio
00:18:44 Financial Literacy Beyond Football
00:21:54 Investing For Life After Footy
00:24:00 Why Starting Earlier Matters

Links:
🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.

📩 Share your investing story with us submit here

📩 Sign up to the Get Started Investing newsletter here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Did you know you can earn cashback on in-store shopping? 💸

Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.

Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

4 months into her investing journey and Jess’ life has completely changed.

She’s since bought a house, switched her core portfolio to geared investments, gotten a dog and combined finances with her partner. Safe to say- there’s been A Lot™️ on 🤣.

With all that change, she’s got a few questions still playing on her mind.

Things like: Should dollar cost averaging be monthly, or weekly? How should you invest in a stocks if you’re not dollar cost averaging into them? Why are her Geared ETFS not performing like she thought they would?

Jess sat down with Bryce and Ren to share what her portfolio looks like today and get these questions answered.

Chapters:
00:00:00 My Portfolio Check-In: What's Changed?
00:03:40 Buying A House Changed My Money Plan
00:05:20 My Portfolio Is Finally Taking Shape
00:06:30 I Swapped To Geared ETFs... Was It A Mistake?
00:10:00 How Do You Buy Individual Stocks?
00:12:43 Build Your Core Before Chasing Stock Picks
00:14:34 Should Beginners Use Geared ETFs?
00:18:56 Monthly Or Weekly Investing: Does It Matter?
00:23:45 When To Buy More Of A Stock
00:27:15 Why A Strong Core Portfolio Wins

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here

🎧 Episodes that Jess references:

Jess’ last portfolio update with Bryce and Ren
Geared ETFs with Cam
Investing in AI with Owen Rask
How often should you DCA?
How couples invest and manage money
Expert teaches Jess to Pick Stocks

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Amy has built a $400,000 share portfolio, owns an investment property, and has grown her net worth to $1 million.

But just six years ago, things looked very different.

She was living pay cheque to pay cheque, had a credit card she didn't really understand, and had no idea where her money was going.

So what changed?

Amy shares with Jess the choices that turned her financial future around, how she built wealth through multiple income streams and why investing before you feel “ready” is a good way to start.

Chapters:

00:00:00 From Paycheck To Paycheck To $1 Million
00:02:43 Growing Up Without Money Lessons
00:06:03 Where All Her Money Was Going
00:08:30 The Conversation That Changed Everything
00:11:00 Facing Her Spending And Building A Budget
00:14:47 Learning To Invest By Making Mistakes
00:17:42 Building Wealth With Property And ETFs
00:21:24 Taking More Control Of Her Super
00:24:00 How Amy Built A $1 Million Net Worth
00:25:20 Managing Money Separately In A Marriage
00:26:25 Her Next $1 Million Goal
00:27:51 The First Step To Turning Your Finances Around

Links:

For more regular learning and updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_.

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Did you know you can earn cashback on in-store shopping? 💸

Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.

Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.