Cheques and Balances

Property is under pressure, but the headlines don’t tell the whole story.
Mike Vincent, Adam Farrell, Lighthouse Property Director, and Grant Watson, Senior Buyers Advocate at Rethink Investing, unpack the latest residential and commercial property data, rising interest rates and lending conditions, election uncertainty, and the opportunities they’re seeing for investors across the market.

If you’re considering your next property move and want to understand your lending position or where the opportunities could be, speak with the Lighthouse Mortgages or Property team.

Want to discuss your next commercial property move? Get in touch with Grant and the Rethink Investing team.

Learn more about Rethink Investing and how they help investors navigate commercial property opportunities.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

New Zealand businesses are still feeling the fallout and the worst may not be over yet.

Brent Norling, Director of Norling Law, joins James and Mike to unpack rising business liquidations, billions in overdue tax debt, the pressure facing construction and hospitality, why businesses are still dealing with the fallout from Covid, and what struggling owners can do before it’s too late.

If your business is under pressure, dealing with unpaid debt or facing insolvency, get in touch with Brent and the team at Norling Law to understand your options early.

For more money tips, follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

What would it actually take to retire 10 years earlier?
In this episode, we break down the three big levers that could get you there - paying off your mortgage faster, getting control of your spending and consistently investing - before running the numbers on what retiring at 55 could actually look like for a Kiwi couple.

Next Steps: Want to know what your own path to financial freedom could look like? Get in touch with our Wealth team to build a plan around your retirement goals.

MoneyHub Retirement Guide
Check out MoneyHub’s guide and resources on planning for retirement.

KiwiSaver Comparison Tool
Make sure your KiwiSaver is working as hard as you are with our KiwiSaver comparison tool.

Mortgage Interest Calculator
Use our mortgage interest calculator to see how much interest you could pay over the life of your loan.

PocketSmith Discount
Want to get a better handle on where your money is going? Use our PocketSmith discount code to start tracking your spending and get your budget sorted.

For more money tips, follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

A property valuation can open up your options or make your next move a whole lot harder.
In this episode, we unpack when getting a registered valuation makes sense, how falling property values affect usable equity, what to do if a valuation comes in lower than expected, and why having less than a 20% deposit doesn’t necessarily stop you from buying your next home.

Next Steps: If you’re thinking about your next property move and want to understand your equity and borrowing options, speak with our Lighthouse Mortgage team.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Has New Zealand’s property market finally reset?
Nick Goodall, Head of Research at Cotality, joins James and Mike to unpack what’s changed since the 2021 property boom, from improving mortgage affordability and regional differences to investor returns, economic confidence and what realistic house price growth could look like from here.
Next Steps: Explore Cotality’s latest Pain & Gain Report
Learn more about Cotality and its latest research and insights into the New Zealand property market.
If you’re thinking about buying, investing or making your next move in the property market, get in touch with the Lighthouse Mortgage or Property team to understand your options and build a strategy around where the market is today.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.