Cheques and Balances

The future isn't as bleak as you think.
Sam Stubbs explains why he believes New Zealand is on the verge of one of its greatest economic opportunities, exploring the future of KiwiSaver, entrepreneurship, capital investment, infrastructure, productivity, wealth creation, and why the next generation of Kiwis could be better positioned than ever before.

Next steps:Learn more about InfraKiwi and its vision to help build New Zealand's future.

Explore Simplicity's approach to KiwiSaver, investing and long-term wealth creation.

Looking for personalised financial advice? Learn how the Lighthouse team can help you build your own financial future.

For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Most investing advice is either too complicated or focused on chasing the next big thing.

In this episode, James Blair and Michael Vincent break down the five investing principles they believe every Kiwi should know. So whether you're retiring in one year, five years or twenty years, these five golden rules will help you make the most of your retirement savings so you can build lasting wealth and enjoy the retirement you've worked so hard for. They cover why trying to time the market rarely works, why diversification beats prediction, how high fees quietly eat away at your returns, why staying in cash can cost you more than market volatility, and how to choose a financial adviser who puts your interests first.

Next steps: If you're approaching retirement or want confidence that your investment strategy is built for the long term, get in touch with the Lighthouse Financial Wealth team.

We've also created a free guide that expands on everything we discuss in this episode, including the graphs and research behind each investing principle. Read more now

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Why does it feel like you're working harder but getting nowhere?
From rising living costs and inflation to mortgage strategies, KiwiSaver, emergency funds and practical ways to build financial resilience, James and Mike break down why so many Kiwis are feeling the squeeze and the steps you can take to strengthen your finances in today's economy.

Next steps: Feeling the pressure of rising costs? Speak to the Lighthouse Financial team for personalised advice on your mortgage, KiwiSaver, investments and cash flow.

Can't Refinance Your Mortgage? Watch This Episode
Learn More About Balance Transfers Here
Review Your Insurances Here

For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Before the wealth came the mistakes, side hustles, setbacks and plenty of hard lessons.
To celebrate one million podcast downloads, James and Mike share the personal stories they've never told before - from their childhood relationships with money and first jobs to dropping out of university, building careers in banking, early investing lessons and the work ethic that shaped their financial journeys.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Could your KiwiSaver be investing in something you don't agree with?
Around $900 million of KiwiSaver money is now invested in weapons-related companies. James and Mike sit down with Lily Richards, Chief Marketing and Client Officer at Pathfinder KiwiSaver Plan to explore ethical investing, how to check what's inside your KiwiSaver, whether responsible investing impacts returns, and why understanding where your retirement savings are invested could be just as important as how much they earn.

Next Steps:
Learn more about Pathfinder
Check out the Mindful Money website
Create Your Own: Mini Ethical Investment Policy

Want to make sure your KiwiSaver matches both your financial goals and your personal values? Speak with the Lighthouse Wealth team for a KiwiSaver review and find the fund that's right for you.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.