Mortgages 101: Deposits, Interest and Equity Explained | Episode 249
Mortgage jargon got you confused? We unpack the fundamentals of deposits, loan structures, and equity - breaking down what they actually mean, how they work, and how to use them to get ahead in your property journey.Next Steps: Thinking about buying your first home or restructuring your loan? Chat with one of our specialist mortgage brokers at Lighthouse to make sure your structure is working for you.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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5 Traits That Mean You’ll Be Wealthy | Episode 348
Being rich is easy - being wealthy is a different game. We break down the five traits that separate the truly wealthy from the paycheque-rich - from mastering your income and spending habits to building assets, setting clear goals, taking calculated risks, and developing lifelong financial literacy.Next steps: Want a free financial workshop at your workplace? From building a financial plan to buying your first home or preparing for retirement, we offer a range of practical, engaging workshops to suit any team. For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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Luxury Investments: The Birkin Bag vs. The S&P 500 | Episode 347
Can a $30,000 Birkin bag really beat the S&P 500? We unpack whether luxury assets like handbags, watches, wine, and cars truly outperform traditional investments, reveal the hidden risks of luxury investments, and share smarter ways to build real wealth.Next Steps: Ready for real wealth-building strategies? Talk to a Lighthouse Financial advisor today and start creating a practical plan for your financial future.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
The OCR stayed put - but what does that mean for you?In this episode, Kiwibank Chief Economist Jarrod Kerr breaks down the Reserve Bank’s decision to hold rates, what it means for mortgages, inflation, unemployment, and where the economy is headed in 2025.Next Steps: If these uncertain times have you wondering what to do next with your mortgage, get in touch with Lighthouse – whether it’s reviewing your current structure, buying your first home, or planning your next property purchase, we’re here to help.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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6 Month Money Reset: How To Fix Your Budget Fast | Episode 345
With only 6 months left in 2025 - is your money on track? We share practical ways to check your progress, trim hidden costs, tweak your budget, increase your income, and build systems that keep your finances on track for the rest of 2025.Ever wanted your own financial adviser? James is picking one listener to coach for a whole year - apply now and you might just star on the podcast too! Apply hereFor more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
New Zealand