Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403
Buying your first home? Don’t walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer needs - from spotting genuine negotiation opportunities to avoiding common traps, understanding timing, reading the market, structuring offers, and knowing when to push, walk away, or say yes.Next Steps: Ready for more? Register now for our upcoming webinar with Rethink Investing, where Scott O’Neill, Dylan Menzies and Michael Vincent unpack how to invest smarter and spot real opportunities in 2026.If you need guidance on what to buy and how to negotiate it, connect with the Lighthouse Property team - we’re here to help.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402
New Zealand’s one-income household is officially dead - and the numbers prove it.In this episode, James and Michael break down why rising living costs, childcare expenses, inflation, and modern debt-to-income ratios make it nearly impossible to survive on a single salary, and what Kiwi families need to consider when planning work, kids, mortgages, and their long-term financial goals.Next Steps: If you’re navigating childcare costs, mortgages or planning time off with young kids, chat with the Lighthouse Financial team to map out a plan that actually works for your family.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401
Can infrastructure spending really supercharge New Zealand’s economy?In this episode, Kiwibank Chief Economist Jarrod Kerr joins the team to unpack how smart infrastructure investment, foreign capital, and confidence can lift productivity, boost GDP, and strengthen the Kiwi brand on the global stage.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400
Markets are booming - but are we on the edge of an AI bubble?In this quarterly update, James and Chris from Mapua Wealth break down what’s driving global market performance, how AI hype and passive investing are shaping valuations, and why diversification and patience remain key as investors navigate an overheated landscape.Next Steps: Ready to make sense of the markets and build a plan that works through every cycle? Book a free 30-minute chat with a Lighthouse financial adviser.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5
Paying down your mortgage or investing in more property - which gets you closer to financial freedom?In this episode, Mike breaks down Dion and Rachel’s financial plan, exploring how offset facilities, mortgage structures, and long-term property decisions can shape their wealth journey without unnecessary risk.This episode is proudly sponsored by PocketSmith: Big goals mean nothing without action. PocketSmith helps you track, plan, and stay accountable. Start today with 50% off your first two months.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
New Zealand