Insurance premiums have exploded and Kiwis are feeling the squeeze like never before.In this episode, we break down the shocking 15-year surge in insurance costs - from health and house premiums skyrocketing over 200–400% to the real impact of climate events, reinsurance costs, medical system pressure, and how listeners can reduce their cover without losing protection.Next Steps: If you want to make sure your life, health, income or trauma cover actually fits your budget and stage of life, book a one-on-one with a Lighthouse insurance adviser through the link in the show notes.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407
Will the RBNZ pull the trigger on 25 or 50? Here's what really sits behind Wednesday’s OCR call.In this episode, we break down the latest inflation data, card-spending trends, bank pass-through (or lack of it), how summer spending could shape the economy, and why confidence - not just cuts - will determine whether 2026 finally turns a corner.Next Steps: If you want to find out whether you qualify for the 1.5% cashback or how a refinance works, get in touch with Lighthouse Mortgages and they’ll walk you through your exact options.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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The KiwiSaver Overhaul: Here's what Changing | Episode 406
KiwiSaver is getting a shake-up and some of these changes could completely reshape your retirement.In this episode, we break down the proposed KiwiSaver overhaul from targeted boosts for low-income earners to parental-leave top-ups, employer contributions past 65, and the controversial emergency “sidecar” account - plus what these changes could really mean for your long-term savings.Next Steps: If you’re not sure whether your KiwiSaver fund, contribution rate or strategy is set up correctly for these changes, book a free 30-minute session with a Lighthouse adviser and get your plan sorted.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill
In this live webinar Scott O’Neill, Dylan Menzies and Michael Vincent break down where the real value is heading into 2026 - from commercial vs residential returns to bank appetite, yields, strategy, and live Q&A insights.Ideal for anyone exploring commercial property, diversifying from residential, or wanting expert clarity before making their next move.Ready to explore commercial property with expert support? Connect with the Rethink Investing team to access off-market deals and tailored commercial acquisition advice. Need lending support for your next residential or commercial purchase? The Lighthouse mortgage team can help you structure the right loan and get your finance approved. For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404
A heated debate that every Kiwi needs to hear - Wealth Tax vs Capital Gains Tax.Matt, James and Mike down how each tax actually works, the real-world impact on homeowners, investors, retirees, and business owners, and why timing, fairness, and economic stability matter more than political noise.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
New Zealand