Cheques and Balances

KiwiSaver holds $145 billion so why are so many Kiwis still heading for a broken retirement?

In this episode, we’re joined by Dean Anderson, Founder and CEO of Kernel, to unpack what’s holding KiwiSaver back - from weak incentives and disengaged members to election-year policy risks, default fund underperformance, gaps for the self-employed, and why short-term political decisions could cost New Zealand decades of future wealth.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

New Zealand used to punch above its weight - so why does working harder now feel like it’s getting us nowhere?

In this episode, we unpack New Zealand’s productivity problem from slowing output and wage stagnation to brain drain, innovation gaps, capital shortages, and why productivity isn’t about longer hours, but smarter systems, better incentives, and backing people to actually have a crack.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Is the sharemarket dangerously expensive or just evolving with a new era of growth?

In this episode, the team unpacks whether today’s valuations actually signal a bubble, what price-to-earnings ratios really tell us, how AI and the Magnificent Seven are distorting markets, why timing the market rarely works, and the long-term strategies investors should focus on instead - including diversification and playing the slow game.

Next Steps: If you’re questioning whether your investment strategy is built for what’s happening in today’s market, the Lighthouse Financial team can help you structure a diversified portfolio aligned to your goals - get in touch today.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Bitcoin just lost $3.2B in a single day and this crash wasn’t random.We unpack what triggered the February 5 sell-off, how leverage and forced liquidations created a domino effect, why Bitcoin is behaving more like a volatile tech stock than digital gold, and what the broader crypto drawdown since October means for investors and diversification.

Next Steps: If Bitcoin’s in your portfolio but there’s no plan around it, Lighthouse Wealth can help you build a diversified strategy that actually makes sense.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Silver surged, crashed, and reminded investors just how quickly sentiment can turn.In this quarterly investment update, we break down global market performance, diversification away from US tech, bond and property headwinds, silver’s explosive rise and sudden pullback, and what it all means for portfolios heading into 2026.Next Steps: If market volatility has you questioning your positioning, now’s the time to stress-test your plan - book a no-obligation chat with a Lighthouse financial adviser today.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.