612 episodes
- Could your KiwiSaver be investing in something you don't agree with?
Around $900 million of KiwiSaver money is now invested in weapons-related companies. James and Mike sit down with Lily Richards, Chief Marketing and Client Officer at Pathfinder KiwiSaver Plan to explore ethical investing, how to check what's inside your KiwiSaver, whether responsible investing impacts returns, and why understanding where your retirement savings are invested could be just as important as how much they earn.
Next Steps:
Learn more about Pathfinder
Check out the Mindful Money website
Create Your Own: Mini Ethical Investment Policy
Want to make sure your KiwiSaver matches both your financial goals and your personal values? Speak with the Lighthouse Wealth team for a KiwiSaver review and find the fund that's right for you.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions. - Selling because you're nervous can be one of the most expensive investment decisions you make.
When should you actually sell an investment? James and Mike break down the difference between emotional reactions and smart financial decisions, covering market crashes, changing life goals, underperforming investments, investment fees, diversification, inherited assets, and the key signs it's time to review your portfolio.
Next Steps: Not sure whether your investments still align with your goals? Speak with the Lighthouse Wealth team for a discovery call today.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions. - The property market isn't broken... but expectations might be.
Should New Zealand expect house prices to keep doubling every 10 years? James and Mike unpack the key drivers behind long-term property growth, including migration, interest rates, inflation, wages, affordability, and whether endless house price growth is actually good for the country's future.
Next steps: If you're wondering what today's property market means for your own plans, whether you're buying your first home, investing, or reviewing your mortgage, get in touch with the Lighthouse Property and Mortgage team today.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions. - Inflation is back above 4%... but is the worst still to come?
James and Mike break down New Zealand's latest 4.1% inflation result, why petrol prices are driving almost all of the increase, whether higher interest rates are actually the right solution, what it means for mortgages, businesses and household budgets, and where they believe the economy is heading over the next 12 months.
Next steps: Need help navigating rising interest rates? Speak with the Lighthouse Mortgage team today.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions. - Building your dream home? Don't talk to the bank until you've watched this.
From construction loans and stage payments to hidden building costs, budget blowouts, fixed-price contracts, and choosing the right builder, we break down everything you need to know before building a home. We also uncover the common mistakes that can quickly turn your dream build into an expensive headache.
Next Steps: Thinking about building, buying, or refinancing? Get in touch with the Lighthouse Mortgages team for personalised advice before you make your next move.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
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About Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
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