The Curve

Part two of Meet the Founders. After Soph shared her money story, the requests for Vic's kept coming, so we sat her down for the full version.
Vic takes us from selling her sister's clothes on Trade Me as a kid to choosing a South America trip over a job offer at Goldman Sachs, then starting out answering phones at Milford Asset Management. She shares the employee share offer she nearly turned down and what it grew into, what she learned as one of the only women in the room, and how her salary went from $45k to over $400k.
Then it's on to The Curve. She talks about the friends who wouldn't stop telling her to start it, what raising money from investors was really like, her lowest point with money, and why she launched The Curve Investments. She also answers your community questions and gives her advice for anyone on the edge of a big decision.
We're so proud to have created a fund shaped by you, The Curve community. To find out more, visit thecurveinvestments.co.nz.
The Curve Investments Limited is the issuer and manager of The Curve Fund. The Product Disclosure Statement is available at thecurveinvestments.co.nz/pages/the-legal-stuff. The Curve Investments Limited is part of The Curve group, and the hosts of this podcast have an interest in it. This is general information only, not financial advice. Investing involves risk and returns aren't guaranteed.
Credits:
Hosts: Sophie Hallwright & Victoria Harris
Producer: Kate Callaghan
Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)
For more from The Curve:⁠⁠⁠⁠
⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en
Substack: https://thecurveplatform.substack.com/
Website: https://thecurveplatform.com/
The Curve Investments: https://thecurveinvestments.co.nz/
⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw
⁠TikTok: https://www.tiktok.com/@thecurveplatform
Chapters

00:00:00 Coming up in this epsiode ...
00:01:02 Intro
00:04:02 Vic's relationship with money growin up
00:09:05 Turning down Goldman Sachs
00:14:55 Working as a woman in finance
00:30:00 Building The Curve
00:37:30 Your questions
00:45:30 Final advice
00:48:59 Thanks for listening!
00:49:19 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Bumble was once worth US$14 billion. Now it’s being bought for US$1.3 billion and taken private, and the app built on women going first will be run by two men. Soph and Emma get into what went wrong, what happens to your shares when a company leaves the stock market, and why LVMH shares are down around 40% while Uniqlo keeps breaking records. Plus, is a Chanel bag ever really an investment?
In case you missed our lab-grown vs natural diamonds episode … https://youtu.be/0qCN7Z1XFKM?si=KLlYJa-2hA5wu4Lt
Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve
Credits:
Host: Sophie Hallwright & Emma-Louise Boynton
Producer: Kate Callaghan
Social & Digital Manager: Lucy Munro
⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)
For more from The Curve:⁠⁠⁠⁠
⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en
Substack: https://thecurveplatform.substack.com/
Website: https://thecurveplatform.com/
The Curve Investments: https://thecurveinvestments.co.nz/
⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw
⁠TikTok: https://www.tiktok.com/@thecurveplatform
Chapters

00:00:00 Coming up in this episode …
00:01:05 Generate x The Curve
00:01:22 Are we Karen’s now?
00:05:49 The Bumble Stumble
00:30:18 Generate x The Curve
00:30:54 Is Luxury dead?
00:47:52 Thanks for listening!
00:48:11 Financial disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.
*Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

Vic is officially back in New Zealand with big news: The Curve Fund is now live on Sharesies. She explains why September is so often a rough month for markets, the best analogy you’ll hear all year for how AMD became a trillion-dollar company without making a single chip, and why the company everyone should be watching isn’t Nvidia. Plus, how Warner Bros.’ CEO walked away with US$606 million after losing his job, and why stock options are worth asking about next time you negotiate your pay.
Can’t get your head around bonds? https://youtu.be/BVhMzrp9jo0?si=IJF7VYP2PyZjwGGH
How to ride the peptide wave … https://youtu.be/cKoNDrtjp_U?si=fIOe6BzImsgkDSO7
We're so proud to have created a fund shaped by you, The Curve community. To find out more, visit thecurveinvestments.co.nz.
The Curve Investments Limited is the issuer and manager of The Curve Fund. The Product Disclosure Statement is available at thecurveinvestments.co.nz/pages/the-legal-stuff. The Curve Investments Limited is part of The Curve group, and the hosts of this podcast have an interest in it. This is general information only, not financial advice. Investing involves risk and returns aren't guaranteed.
Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM 
Credits:
Hosts: Sophie Hallwright & Vic Harris
Producer: Kate Callaghan
Social & Digital Manager: Lucy Munro
⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠
For more from The Curve:⁠⁠⁠⁠
⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en
Substack: https://thecurveplatform.substack.com/
Website: https://thecurveplatform.com/
The Curve Investments: https://thecurveinvestments.co.nz/
⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw
⁠TikTok: https://www.tiktok.com/@thecurveplatform
Chapters

00:00:00 Coming up in this episode …
00:00:45 Pathfinder x The Curve
00:01:10 Vic’s back in NZ
00:08:35 The Fund announcement you’ve been waiting for!!
00:11:31 How to understand fund results
00:14:59 What’s the fund investing in
00:24:24 Pathfinder x The Curve
00:24:58 The $600m payout
00:36:15 Thanks for listening!
00:36:36 Financial disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today we're talking lab grown versus natural diamonds, and by the end of it, neither of us landed exactly where we thought we would. Sophie sits down with Martha (@martha.stewish) to unpack where diamonds actually come from, why the cut matters more than the size, and how a 90-year-old marketing campaign convinced generations of women that a natural diamond equals real love.
We get into resale value, the celebrity engagement rings we assumed were natural, and why some of the richest people you know are quietly choosing lab grown.
Full community data in this week's Substack! https://thecurveplatform.substack.com/
This episode is proudly supported by Michael Hill. We've teamed up to give one of you a diamond tennis bracelet, details on Instagram! https://www.instagram.com/thecurveplatform/?hl=en
Credits:
Hosts: Sophie Hallwright & Victoria Harris
Producer: Kate Callaghan
Editor: Emilly Rigby
Social & Digital Manager: Lucy Munro
⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)
For more from The Curve:⁠⁠⁠⁠
⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en
Substack: https://thecurveplatform.substack.com/
Website: https://thecurveplatform.com/
The Curve Investments: https://thecurveinvestments.co.nz/
⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw
⁠TikTok: https://www.tiktok.com/@thecurveplatform
Chapters

00:00:00 Coming up in this episode …
00:00:50 Michael Hill x The Curve
00:01:49 Soph and Martha’s initial thoughts
00:04:08 The history of diamonds
00:07:00 How the sausage is made
00:10:15 What gives a diamond value
00:18:23 Who's behind it all?
00:21:50 How much should you spend on a ring?
00:33:09 Diamonds as an investment
00:39:06 Michael Hill x The Curve
00:39:59 Celebrity engagement rings
00:44:53 Engagement rings generally
01:00:00 Thanks for listening!
01:00:43 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Emma Louise Boynton is back, filling in for Vic. Sydney Sweeney’s “just sports” ad caused a stir, but the bigger story is that she’s an investor in Novig, the prediction market now reportedly worth $2 billion. Soph breaks down how prediction markets work and whether they’re anything more than sports betting. Then Emma brings the story of Sarah Creal, the Victoria Beckham Beauty co-founder who’s just launched a brand in the UK for women over 40, the generation with the most money to spend and the fewest products made for them.
Check out Emma’s book! https://geni.us/pleasureelboynton
Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve
Credits:
Host: Sophie Hallwright
Guest: Emma-Louise Boynton
Editor: Kate Callaghan
Social & Digital Manager: Lucy Munro
⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline)
For more from The Curve:⁠⁠⁠⁠
⁠⁠⁠⁠Instagram:⁠⁠ https://www.instagram.com/thecurveplatform/?hl=en
Substack: https://thecurveplatform.substack.com/
Website: https://thecurveplatform.com/
The Curve Investments: https://thecurveinvestments.co.nz/
⁠YouTube⁠⁠: https://www.youtube.com/channel/UCFT_HdjhtoRIwPTmQy2TNLw
⁠TikTok: https://www.tiktok.com/@thecurveplatform
Chapters

00:00:00 Coming up in this episode …
00:01:16 Generate x The Curve
00:01:30 Catch up
00:06:48 Sydney Sweeney is shaking up the prediction markets
00:24:13 Generate x The Curve
00:24:50 Discover this forgotten market
00:46:30 Thanks for listening!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.
*Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.k