No Stupid Questions with Susan Edmunds

If your employer doesn't contribute extra to your KiwiSaver, is there any point being in the scheme? It's a question that gets to the heart of what KiwiSaver is for, and whether some New Zealanders might be better off investing elsewhere.
In this episode, Susan answers questions about:
Whether KiwiSaver is worth it if you're on a total remuneration package
The pros and cons of investing outside KiwiSaver
Whether a 46-year-old is too old to switch to an aggressive KiwiSaver fund
What to consider when deciding whether to keep life insurance after 65
Whether a motel can charge a 3 percent surcharge on debit and credit card payments
Alternatives to using credit cards overseas, including Wise cards
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz
Go to this episode on rnz.co.nz for more details

Say you can afford to pay off more than the minimum on your mortgage. Everyone says it's a good idea. But what's the best way to do it? Focus on one part of it, or spread it across the whole loan? Listen and find out in this week’s episode of No Stupid Questions with Susan Edmunds.
In this episode, Susan answers questions about:
What’s the best way to smash down my mortgage?
Is it a good idea to have your current account and savings account with different banks.?
What do I do in a dispute over the Consumer Guarantees Act?
Is there a limit to how much money I can put in my KiwiSaver?
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.
Go to this episode on rnz.co.nz for more details

Everyone loves a good garage sale. But if you're running one, should you be charging GST on the things you sell? They're all goods, after all. Who actually needs to charge GST? And is there a case for and against taking it off essential household purchases?

In this episode, Susan answers questions about:
Why does my business pay GST when we’re not registered to collect it?
Why aren’t we taking GST off our power bills?
Should New Zealand issue $200, $500 or $1000 notes?
I want to work overseas. How do I balance interest versus earnings on my student loan?
Will my bank accept cheese as security on a loan?
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.
Go to this episode on rnz.co.nz for more details

Do you have kids? If so, are they bugging you to get them Ooshies, those tiny, plastic figurines they’re giving away at one of the supermarkets?
Or maybe you’re more in the mood for some stylish new kitchen knives, so you shop at a different supermarket?
Either way, does giving stuff away for ‘free’ really drive your decision on where to buy your groceries?
The answer - and the business plan behind these promos – is all in this week’s episode of No Stupid Questions with Susan Edmunds.

In this episode, Susan answers questions about:
Could solar power buybacks ever become taxable income?
What are the pros and cons of income protection insurance?
I'm struggling to pay tax on my freehold investment property. What are my options?
Can the age of eligibility for KiwiSaver be changed?
Why do some supermarkets offer giveaways like Ooshies?
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.
Go to this episode on rnz.co.nz for more details

What should you do if you’re offered an extended warranty when you’re buying an appliance? Isn’t that what the Consumer Guarantees Act is for? That’s just one of the questions that we’re looking into on this week’s episode of No Stupid Questions, which is a dive into some of the niggly questions that annoy people in their everyday lives.
In this episode, Susan answers questions about:
Are extended warranties worth it?
Why do I need to declare personal goods over $700 when I enter the country?
Why are fuel prices at discount brands different across my town?
Can I opt out of biometric account validation?
Why do some teachers have an extra tax bill?
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.
Go to this episode on rnz.co.nz for more details