No Stupid Questions with Susan Edmunds

Family stuff can be pretty tricky, especially after a bereavement. What can you do if you're partner has passed on and their kids want you to sell your house so they can get a payout? Speaking of kids, why isn't the cost of childcare tax deductible? Does the NZ Super Fund super proof my pension? And would you have been better off buying a house in 1981 - or Lego?
In this episode, Susan answers questions about:
What to do when your partner dies and your kids want you to sell the family home
Why childcare isn't tax deductible
Will pensions one day be paid out entirely from the NZ Super Fund
Can a person on a low income afford to buy a tiny home
Whether to invest in Kiwi Bonds or put your money into a savings account
And what the average price of a house was like in 1981
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected].
Go to this episode on rnz.co.nz for more details

Plenty of us rent the homes we live in. How do we know if we're paying more for it than we should? Susan finds out and asks if anyone is making money from your rental bond, as well as how to avoid being scammed when you're investing, and whether your LEGO collection is a good investment or not.
In this episode, Susan answers questions about:
What to do if you think you're paying more than market rent
Is anyone making money from your rental bond
What happens if a parent dies with no money to pay for their funeral
How to avoid the scammers when you've got lots of money to invest
Why your KiwiSaver account is not being scammed
How to protect yourself from being ripped off when buying online
Why your KiwiSaver balance doesn't count against your pension
And whether your LEGO collection is a good investment
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected].
Go to this episode on rnz.co.nz for more details

More than 600,000 New Zealanders have a student loan. If you’re one of them, you might have questions - like what happens if you die? Does your partner have to take on half if you split? We're looking at this as well as pension questions, tax questions, investing for your kids, and ensuring your KiwiSaver is invested in a way you're comfortable with.
In this episode, Susan answers questions about:
Avoiding the student loan debt trap
Why savings can count against an accommodation supplement
Options for setting up your grandkids' financial future
How to avoid ethical jump scares when investing
What happens when a working pensioner needs ACC payments
Why tax on your pension isn't the government double-dipping
What the new inflation data means for your mortgage
When did instant noodles get added to the CPI?
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected].
Go to this episode on rnz.co.nz for more details

Can I invest in gold through my KiwiSaver? Will I still get my pension if I live on my boat? And what is a disappointment gap?

Questions this week for Susan:
00.54 Can I invest in gold through my KiwiSaver?
02.39 I qualify for superannuation but still have a mortgage. Will that affect my tax rate?
04.31 Can my employer deduct KiwiSaver my from my hourly rate of pay?
07.20 If I live on my yacht, can I still claim superannuation?
08.55 Do I pay GST on capital gains?
10.43 What is the 'Disappointment Gap'?
12.24 Audience Q&A for the week: in what year did waterbeds and wine cooler drop out of the Consumer Price Index?
Expert input this week came from Greg Smith at Generate, Anne-Marie Lockyer at Pie Funds, GST expert Alan Bullot and Shamubeel Eaquab from Simplicity.
If you have a money question you'd like Susan to answer, put it in an email or voice memo, then send it to [email protected].
Go to this episode on rnz.co.nz for more details

No Stupid Questions with Susan Edmunds will be back online, on-air and in your feed from late-January 2026. If you have a money question you'd like Susan to answer, put it in an email or send us a voice recording to [email protected].

Go to this episode on rnz.co.nz for more details