The Property Academy Podcast

We're all told to aim for "financial freedom." But what do Kiwis actually want when they get there?
We asked 4,381 people, and their real goals are more specific... and more emotional than any calculator captures.
In this episode, Ed and Andrew read out the retirement goals Kiwis actually set, and work through what each one really takes.
You'll learn:
The real, specific goals Kiwis have
Why standard retirement calculators don't work for property investors
What it actually takes to fund the life you want
"Financial freedom" is vague. The clearer your goal, the easier it is to build a plan that gets you there.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠⁠
For more from Opes Partners:
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A couple with the skills and contacts to renovate is weighing it up against a simple build-and-hold. So which actually builds more wealth... and when does renovating stack up?
In this episode, Ed and Andrew debate the numbers behind renovating versus building and holding.
You'll learn:
The four reasons this couple wanted to renovate
What the returns really look like over 15 years for each strategy
The questions to ask before you pick up a hammer
Renovating can work brilliantly... but only when the numbers and your time actually stack up.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠
For more from Opes Partners:
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Everyone budgets for the deposit. It's the costs on top that catch buyers out. So I pulled out my actual receipts from buying a house, to show what you really spend before you earn a single dollar of rent.
In this episode, Ed and Andrew walk through every hidden cost of buying a property, one invoice at a time.
You'll learn:
The upfront fees most buyers forget
The money you can spend on houses you never even buy
What it really costs to get a property rentable, and what to budget
The deposit is only the start. Knowing the true cost is what keeps you out of trouble.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠
For more from Opes Partners:
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National wants to let more first home buyers in with just a 5% deposit and lift the income cap to $300,000.
So, how would it actually work, and who does it help?
In this episode, Ed and Andrew break down the proposed First Home Loan changes, the numbers, and the risks.
You'll learn:
How a 5% deposit changes the maths
Who actually benefits from the higher income cap, and who it won't help
How many extra first home buyers could this policy create

A lower deposit gets more people in the door. But borrowing 96% of a home's value comes with real risks worth understanding first.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠
For more from Opes Partners:
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"Never let a good crisis go to waste." So what do the best investors actually do when the market falls? In a downturn, mindset is everything.
In this episode, Ed and Andrew share stories about investors who didn't waste a dip, and the lessons for property.
You'll learn:
Never waste a market dip – the 3 stories smart investors live by
The manic business partner who knocks on your door every single day
When the real buying window REALLY appears (it’s not in the crash)
The market's quote on your house is only an opinion. What you do with it is the choice that matters.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠
For more from Opes Partners:
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