Nobody likes to think about it … but what happens to your mortgage if you die? Will your kids inherit the debt? Will the bank come knocking?In this episode, we break down what actually happens when someone with a mortgage dies — whether it’s you or your parents. You’ll learn the role of the executor, what happens to loan payments, and how to avoid burdening your loved ones.Plus, we explain when the debt is wiped, and when it becomes your responsibility (hint: it’s not as simple as “you die, it disappears”).Thinking about your financial future? Learn how to structure your home loans properly with help from an experienced mortgage broker. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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15:59
Auckland CV's Drop 9% – What Property Owners Must Know⎥Ep. 2101
Auckland’s new council valuations are out – and the average CV has dropped by 9%. But what does that actually mean for your property, your rates, and your negotiating power?In this episode, we break down:Why lower CVs might actually be good news for your rates billWhat to do if you think your CV is wrong (and how to challenge it)The number 1 mistake homeowners make when interpreting their CVYou’ll also learn how these updated values are not necessarily a reflection of what your home is worth today.Want to make sure you’re selling your property the right way? Check out our guide on how to sell a house in NZ for the right way to think about pricing your property.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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11:19
How Much Should I Actually Invest Per Month?⎥Ep. 2100
In this episode, we discuss how much Kiwis really need to invest each month. We explore:3 simple rules of thumb for figuring out your target investment rateHow much people actually save – and whether you’re doing enoughReal-life examples, including one couple earning $140K and what they should invest weeklyWhether you’re aiming to save 10%, 20%, or more of your income, this episode breaks down the numbers and offers a free spreadsheet calculator to help you get started.Curious how much you should invest? Here's the calculator we mentioned during the show.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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14:14
How to get better investment returns than the market⎥Ep. 2099
Ever wondered how some investors seem to get above average returns, while others just track the market?In this episode, we reveal how to potentially beat the market by understanding direct vs indirect ownership – and which one might be right for you.You’ll learn:What the “market return” really meansHow direct investing (like buying a property) compares to investing through a fundThe key trade-offs – including returns, risk, leverage, and timeHow to decide what to own directly vs indirectlyWant to learn how to invest smarter and structure your portfolio properly? Check out our guide to property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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15:19
The real reason the Real Estate Agent won't tell you the house price⎥Ep. 2098
In this episode, we discuss: why real estate agents often won’t tell you the price upfront … and what you can do about it.It’s one of the biggest frustrations buyers have — feeling like the agent is being deliberately vague or even misleading. But is it just sales speak … or are they breaking the rules?You’ll learn:What to say to get the price out of an agentWhich rules agents are meant to followAnd examples of agents who got caught and fined for misleading buyers💥 Plus, we revisit some of the Real Estate Authority’s most shocking rulings and what they mean for you as a buyer.Want to go deeper? Here's our guide to deadlines sales in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.
Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/property-investment
Legal Stuff: https://www.opespartners.co.nz/disclaimer-youtube-podcast-webinar
New Zealand