How She Built Wealth With a 9 to 5 Job | Shilpa Maniar
This week, Sim chats with Shilpa Maniar, a former Google executive who built her wealth and career over 15 years in a traditional nine-to-five, proving you don’t have to start a business to achieve financial freedom. They dive into the money lessons Shilpa learned growing up in an immigrant household, how intentional goal-setting and visibility helped her rise through the corporate ranks, and why investing wisely matters even with a big salary. You’ll also hear practical tips on negotiating pay, building confidence at work, and using career coaches to level up your own corporate journey.Watch the episode on Youtube hereFor more Friends That Invest:Sign up for the weekly Stock Market Tea newsletterInstagramTikTokTwitterFacebook'Til next week, team! Hosted on Acast. See acast.com/privacy for more information.
--------
38:26
--------
38:26
How Much Money to Save at Every Age
This week, Sim breaks down exactly how much you should have saved at each decade to hit a comfortable retirement, from 1 to 2 months of expenses in your 20s to 1x your salary in your 30s, 3x in your 40s, 6x in your 50s, and 8x in your 60s on the way to 10x by age 67. She explains why these benchmarks work no matter your income and how lifestyle creep can derail progress if you are not careful. You will get simple, actionable steps like grabbing your employer match, automating weekly investments into broad index funds, and using separate accounts so you can stay consistent without overthinking it.Watch the episode on Youtube hereFor more Friends That Invest:Sign up for the weekly Stock Market Tea newsletterInstagramTikTokTwitterFacebook'Til next week, team! Hosted on Acast. See acast.com/privacy for more information.
--------
23:44
--------
23:44
7 Money Traps that All Women Need to Avoid
This week, Sim breaks down 7 quiet money traps that cost you thousands a year from hoarding cash instead of investing to chasing fashion trends, FOMO stocks, and overspending on housing. She explains how living beyond your means, relying on credit cards you can’t clear monthly, and falling into the comparison trap sabotage wealth. You’ll get simple fixes like building an emergency fund, dollar cost averaging into broad index funds, curating a timeless wardrobe, and focusing on your own goals so your money actually grows.Watch the episode on Youtube hereFor more Friends That Invest:Sign up for the weekly Stock Market Tea newsletterInstagramTikTokTwitterFacebook'Til next week, team! Hosted on Acast. See acast.com/privacy for more information.
--------
28:14
--------
28:14
Why Self-Hate Is Draining Your Bank Account
This week, Sim unpacks why the real secret to saving money is self-esteem, not strict budgets, and how low self-worth and fear of judgment can drive compulsive shopping. She breaks down the science behind retail therapy and dopamine, the real signs of overspending, and the myth that women shop more while showing how comparison culture keeps us swiping. You’ll leave with practical, research-backed steps to stop impulse buys and save more, like the 48-hour rule, deleting shopping apps, buying for you not for likes, and building confidence or seeking therapy when needed.Watch the episode on Youtube hereFor more Friends That Invest:Sign up for the weekly Stock Market Tea newsletterInstagramTikTokTwitterFacebook'Til next week, team! Hosted on Acast. See acast.com/privacy for more information.
--------
27:55
--------
27:55
My 9 Sources of Income by 28 (with REAL Numbers)
This week, Sim shares the 9 income streams she’s built by 28 with real numbers and honest ratings, from affiliate marketing that made her $8 last year ($13 this year) to YouTube ads bringing in $100 to $400 a month. She walks through rentals grossing $4,680 monthly, consulting and board work, her Friends That Invest salary journey, paid speaking at $4,000 to $10,000 per gig, and ongoing book royalties after selling 100,000+ copies. Finally, Sim explains how dividends and a simple drawdown strategy can replace a paycheck for true financial independence, proving sustainable wealth beats any get rich quick promise.Watch the episode on Youtube hereFor more Friends That Invest:Sign up for the weekly Stock Market Tea newsletterInstagramTikTokTwitterFacebook'Til next week, team! Hosted on Acast. See acast.com/privacy for more information.
With over 10M downloads, join Sim, an optometrist turned Forbes 30 under 30 investor, as she breaks down the intimidating and not-so-well-taught world of investing and growing wealth, minus the jargon.New episodes every Tuesday! Hosted on Acast. See acast.com/privacy for more information.
New Zealand