The Iced Coffee Hour

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*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*

𝗜𝗚: https://www.instagram.com/icedcoffeehour
𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby
𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips
𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast
𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour
𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

00:00:00 - Intro
00:00:57 - $500M Real Estate, $400M Debt & Why Creative Finance Works
00:04:48 - Walking Through a Sub-2 Deal & Is This Even Legal?
00:09:01 - How Mortgages Really Work & Why Banks Don't Care
00:13:35 - Non-Recourse Debt, Infinite ROI & Biggest Losses
00:16:42 - Sponsor: Ethos
00:18:02 - Multiple Strategies, Creative Finance Defined & Building the Operation
00:23:23 - Why Smart Sellers Should Never Sell for Cash
00:25:54 - Graham's LA Property: The Lease Option Math
00:28:35 - The Afterparty Strategy, Homeless Lady Deal & Where He Buys
00:31:14 - Sponsor: Hims
00:32:33 - Sponsor: ZipRecruiter
00:33:29 - Execution, creativelisting.com & The Gator Program
00:36:00 - Best Deal Ever & Buying Graham's Primary Residence
00:38:01 - 10-Year Predictions & The Affordability Crisis
00:41:35 - The Shrinking Middle Class & Jason Oppenheim
00:43:52 - Five Trends: Co-Living, Oxford House, PadMission
00:46:42 - How the House Determines the Strategy & PadSplit
00:51:26 - Where He Won't Buy: California & Blue States
00:54:04 - Fixing Housing & Middle Class Survival Strategies
00:56:31 - The RV Park Buy Box & Why Brokers Don't Get Creative Finance
00:58:00 - Sponsor: Shopify
00:59:40 - Logic Over Sales Tactics: Accidental Landlords & workamper.com
01:02:00 - Car Washes & Why RV Parks Are Most Profitable
01:05:19 - Oil Field Parks & Why BRRRR Is Dangerous
01:08:09 - Multifamily Bloodbath & Ken McElroy
01:09:35 - The Great Rent vs Buy Debate
01:17:32 - Lending Money: Double Closes & Gap Lending
01:22:34 - Worst Deal Ever & Why Private Jets Are Irresponsible
01:26:12 - Tiers of Wealth: $1M to $100M+
01:28:53 - Family Offices & Asset Protection
01:31:58 - What He Spends Money On & Creative Finance on Trucks
01:36:00 - Real Estate Agents vs Brokers & Income Tiers
01:39:19 - The Dangers of Creative Finance & Rapid Fire
01:43:45 - Final Advice & Wrap-Up

For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com

Apply for The Index Membership: https://entertheindex.com/

For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Learn more about your ad choices. Visit podcastchoices.com/adchoices

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*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*

𝗜𝗚: https://www.instagram.com/icedcoffeehour
𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby
𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips
𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast
𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour
𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com

Apply for The Index Membership: https://entertheindex.com/

For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Learn more about your ad choices. Visit podcastchoices.com/adchoices

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*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*

Follow Gary King Pokemon: https://www.instagram.com/realkingpokemon/?hl=en

𝗜𝗚: https://www.instagram.com/icedcoffeehour
𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby
𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips
𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast
𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour
𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com

Apply for The Index Membership: https://entertheindex.com/

For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

Timestamps:
00:00:00 - Intro
00:01:10 - Collection Value & Selling Logan Paul a Charizard for $150K
00:05:06 - A Lifetime of Collecting: From Bottle Caps to Charizards
00:10:25 - Grading Charizards in the Early Days & The Shadowless Story
00:12:36 - Old Predictions That Came True & What's Performed Best Since
00:15:14 - Netsuite Sponsor / Best-Performing Cards & The Rise of Gengar
00:19:02 - Pawn Stars Famous Episode & The Charizard Collection's Value Today
00:21:03 - The 17% Sale, Biggest Offers & Why Pokemon Is Booming Again
00:23:34 - When Gary Knew Pokemon Was Safe & How He Built the Collection
00:26:10 - The $16M Illustrator Card & The One-of-One Premium Debate
00:30:14 - Logan Paul's Charizard Crack & His Real Character
00:33:55 - Airbnb & Gusto Sponsor / Gary's No-Cursing Rule & Defending Logan
00:39:46 - Is the Hobby Becoming Too Much of a Business?
00:40:55 - What Cards Should the Average Person Buy?
00:44:47 - Biggest Mistakes, Lies in Pokemon Investing & Keeping a Collection Safe
00:53:58 - The Stolen Cards Story & Getting Them Back
00:59:01 - When to Buy & Hype vs Longevity
00:59:47 - Shopify Sponsor / Beanie Babies, Pokemon's Future & Should You Wait to Buy?
01:04:56 - Grading Wars: PSA vs CGC vs TAG (And Why Gary Won't Use PSA)
01:11:28 - Regrading, Card Repair & The Logan Paul BGS 10 Saga
01:19:24 - Do Celebrity Cards Grade Higher? The Honesty Question
01:23:02 - The Dark Side of the Hobby & The Arita Signature Controversy
01:27:45 - Signatures, Card Authentication & The Kabuto King Strategy
01:32:00 - The Controversial Box-Opening Video Explained
01:36:32 - Why Gary Is Still the #1 Collector & Won't Sell
01:40:05 - Where the Hobby Is Heading & Reviewing Jack's Gyarados
01:46:30 - Restoration Services & Rapid Fire Questions
01:48:42 - Gary's Charity Work & The Chris Camillo Box Story
01:55:51 - Wrap-Up

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Real Estate Spreadsheet: https://docs.google.com/spreadsheets/d/14s9RLZKXQdz5UkkdzVDMnVoEjyREkND7/edit?usp=sharing&ouid=115177699567463889514&rtpof=true&sd=true

Follow  @OneRentalataTime  Here!

Sign up for the waitlist at: http://www.extradollar.com/

*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*
𝗜𝗚: https://www.instagram.com/icedcoffeehour
𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby
𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

00:00:00 - Intro
00:01:20 - The 52-Year Spreadsheet & What It Revealed
00:03:38 - Why Prices Don't Fall: Transactions Crash Instead
00:06:24 - The 18-Year Cycle Myth & The Slow Recovery Timeline
00:09:35 - Advice for the Average Buyer in 2026
00:10:53 - Prediction: Home Prices Flat Until 2030
00:12:35 - Why This Isn't 2008: The Adjustable Rate Mortgage Difference
00:15:03 - The Demographics Argument & Boomer Inventory Concerns
00:16:33 - How Zuber Could Be Wrong & Policy Fixes for Entry-Level Housing
00:19:20 - Ben Shapiro's "Just Move" Take & When to Buy vs Rent
00:20:38 - The Discipline of a Buy Box (How to Find 15% Off Deals)
00:24:02 - Why Real Estate Is Inefficient & Where the Opportunity Lives
00:26:39 - Creative Financing: What It Is and Where People Mess Up
00:28:32 - The Three-Step Process to Build Wealth
00:30:20 - Living on $12K While Making $50K: How Michael Stays Content
00:32:46 - The Crying-in-the-Car Moment After 12 Years of Sacrifice
00:34:53 - Inflation History & The Stock Market Reversion to the Mean
00:38:43 - What Happens If Rates Drop to 4%? (Kevin Warsh & Trimmed Averages)
00:41:00 - Who Should and Shouldn't Be a Real Estate Investor
00:42:46 - The Duplex Story: A Sober Living Buyer Overpays 50%
00:46:16 - Lies About Real Estate Investing (Brandon Turner & the No-Money-Down Myth)
00:47:31 - Why Debt Always Blows Up & The Power of 30-Year Fixed Rates
00:49:32 - Hardest Part of Being a Landlord
00:50:24 - How Michael Spends His Margin (Travel, Not Stuff)
00:52:02 - The Need vs Want Audit That Changed Everything
00:54:26 - The Caleb Hammer Insight: Health and Wealth Are Linked
00:57:20 - Dave Ramsey's 40-Year Consistency & The Billion-Dollar Loan Question
00:59:35 - The Guy Who Lost $10M Over a $50K Credit
01:00:03 - Should Graham & Jack Invest More in Real Estate?
01:03:45 - Multifamily, Commercial & Where the Wealth Transfer Is Coming
01:05:08 - Will AI Make Houses Cheaper? The K-Shaped Housing Future
01:06:21 - Michael's Returns: Infinite ROI After Cash-Out Refis
01:07:11 - Rent Control & Why It Destroys Cities
01:09:11 - Markets to Avoid & Markets Worth Hunting
01:10:41 - The Anti-Landlord Movement & The Loss of Hope
01:14:04 - Confronting Graham: Why Won't You Spend More?
01:15:49 - The Bill Perkins Argument & Shifting From Saving to Spending
01:17:46 - Graham's 2% Rule (And Why He Still Won't Spend It)
01:20:52 - The Cruise Ship Lesson: Billionaires Who Worked Too Long
01:22:18 - The Business Class Debate That Won't End
01:29:42 - Feedback for Jack & Graham on the Podcast
01:32:51 - Where Iced Coffee Hour Is Headed Next
01:37:31 - ExtraDollar Launch & Wrap-Up

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips
𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast
𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour
𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com

Apply for The Index Membership: https://entertheindex.com/

For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Learn more about your ad choices. Visit podcastchoices.com/adchoices

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*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*

𝗜𝗚: https://www.instagram.com/icedcoffeehour
𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby
𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips
𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast
𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour
𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com

Apply for The Index Membership: https://entertheindex.com/

For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Learn more about your ad choices. Visit podcastchoices.com/adchoices