Stay on point with Craigs. Keep up to date with the latest developments in financial markets and the economy.
Investing involves risks. You aren’t guaranteed t...
There were plenty of lessons for investors in 2024, as is the case every time we close the book on a calendar year. The one that stood out for me was the need to ensure your investments were globally diversified. If you didn’t do that and instead hunkered down in New Zealand assets, you didn’t enjoy the success you could’ve. Let's delve into some of the 2024 returns, from here and abroad, and highlight why it was so important to have your wealth spread far and wide.
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9:03
ep 235 | Summer encore - What's the better investment, shares or property?
The shares or property debate remains alive and well, especially in housing-obsessed New Zealand. Some property people will never touch shares. Likewise, some share investors see property as far too much work for a relatively modest reward. Shares and property have many fundamental value drivers in common, but they are also very different. Let's crunch the numbers to see which stacks up best, and compare the pros and cons of each.
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11:07
ep 234 | Summer encore - There's more to mortgage rates than the OCR
There’s a lot of excitement out there amongst borrowers, particularly those with a mortgage renewal coming up. The message boards are full of people speculating on how low rates will go, and strategising how to play it for maximum advantage. While the optimism is justified, some caution applies as well. If you’re in the midst of that refixing decision, there are a couple of important points to be aware of.
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7:17
ep 233 | Summer encore - Six predictions for 2025
As a new year begins, there are a raft of questions over what to expect from financial markets in 2025. Will the New Zealand economy recover from recession, how much further will interest rates fall, and what will that mean for the housing market? Investors are also pondering the outlook for the ailing local sharemarket, while speculating if the might S&P 500 can keep rising or if it's due for a fall. We'll try and answer some of those questions, with a few market predictions for 2025.
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11:46
ep 232 | Summer encore - Shares are more predictable than you think
There’s a lot of good investment wisdom out there. Ensure you’re well-diversified, stick to quality assets, don’t overtrade and keep fees to a minimum are but a few examples. One of the simplest but most important, especially it comes to shares (or any growth asset, for that matter) is to maintain a long-term view. That can be difficult, especially during periods of uncertainty (which come frequently). However, it really is non-negotiable. If you don’t feel you can stick it out for at least five (if not ten) years, the sharemarket probably isn’t the right place for your money
Stay on point with Craigs. Keep up to date with the latest developments in financial markets and the economy.
Investing involves risks. You aren’t guaranteed to make money and you might lose the money you started with. Any information provided is general, current at the time and not financial advice. It doesn’t take into account your particular financial situation. We don't accept liability for results of actions taken or not taken based on information provided. Before making any investment decision we recommend you seek professional assistance from an investment adviser. Visit craigsip.com.
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