The Prosperity Project

The IRD is ramping up crypto enforcement and some investors are discovering they owe tax on gains that have long since disappeared. Crypto tax specialist Tim Doyle joins Nadine Higgins to explain why even small investors are now in the IRD's sights, the mistakes that create nightmare tax bills and what to do if you've fallen behind.
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Most of us enter negotiations with a level of awkwardness and trying not to sound greedy. It's not the strongest tactic, but nor is making demands based on your perceived value.
Negotiating expert and founder of Sheer Negotiations, Noa Sheer, joins Nadine to share her advice on how to handle everything from salary reviews to buying a house, The pair discuss the psychology behind successful negotiating and why women often undersell themselves before the conversation even starts.
There are simple mistakes that could cost you thousands, and a few tricks that could help you reach your negotiating goals.
Noa also explains why 'winning' isn’t always about money, and how understanding what really matters to both parties can completely change the outcome.
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New Zealanders owe 9.5billion dollars in overdue tax, with small business owners and the self-employed most likely to get behind.
Director of Future Focused Accountants, Catriona Knapp, joins Nadine to explain what can go wrong if you don't get on top of your tax obligations and why it's better to face the debt head-on than bury your head in the sand.
With the IRD cracking down on collecting overdue tax, now is the time to school up on what you need to know to avoid a knock on your door from the taxman.
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Interest rates are rising again, fuel prices are climbing and many homeowners are wondering what to do next. But according to Squirrel mortgage adviser Adam Clark, too many Kiwis are focusing on the wrong things.
In this episode of The Prosperity Project, Adam joins Nadine Higgins to unpack the psychology of mortgages, why obsessing over tiny rate differences can backfire, and the financial habits that quietly cost borrowers hundreds of thousands over the life of a loan.
They also dive into refinancing, cashback offers, fixing strategies, mortgage structures, EV lending and the dangerous temptation of “cheap debt”.
Plus:
Why banks hike rates before the Reserve Bank moves
The truth about cashback “free money”
Why fixing for the shortest term isn’t always smartest
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It's one thing to talk about money, and and something else entirely to talk to it. But for Rachel Davies, that shift changed everything.
Rachel and her Hi Money co-founder Angela Meyer join Nadine to unpack the emotional side of money. From avoidance and binge spending to deeply held beliefs about luck, scarcity and security, they argue most of us don’t have a knowledge problem, we have a relationship problem.
They share the therapy-style exercise that reframed their thinking, why so many people still rely on “it’ll work out somehow”, and the hidden costs women face, from the wage gap to the pink tax.
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