The Prosperity Project

Could a $5,000 investment at birth help set every New Zealander up for retirement?
Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic enrolment at birth, compulsory employer contributions that rise gradually over time, and bringing the self-employed into the system.
They also discuss the trade-offs around first-home withdrawals, who ultimately pays for higher contributions, and why Whineray wants KiwiSaver access protected from changes to the pension age.
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Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start.
Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn’t match your priorities, and using automatic payments to keep your savings on track.
Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.
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Can likes and followers turn into a full-time income?
On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post.
They explore how creators earn money, why going viral doesn’t guarantee a lasting career, and what happens when the algorithm changes or the offers dry up.
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If the house is in your name, is it yours? If you keep separate accounts, are your finances really separate? And what happens when an inheritance goes towards the mortgage?
On The Prosperity Project, lawyer and founder of Succession NZ Holly Egerton unpacks common misconceptions about relationship property in New Zealand, including homes, businesses, trusts and debt.
Drawing on a decade in the field and her own lengthy separation, she explains why verbal promises can leave people exposed, what contracting out agreements can cover, and why a 50/50 split may leave partners in very different financial positions.
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Buying an established business can give you customers, systems and revenue from day one. But how do you know whether the asking price reflects what you’ll actually earn?
On The Prosperity Project, Nadine talks to The Comic Accountant Sam Harith about the checks to make before buying a business. They discuss financial statements, debt, cash flow, the difference between buying assets and shares, and the risks of taking over a franchise or a business whose customers are loyal to its current owner.
They also ask the question every prospective buyer should consider: are you buying a business, or buying yourself a job?
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