📈 Are you on track with the Baby Steps? Get a free personalized plan.
If buying a house feels impossible, you’re In this episode, Rachel and George tackle your biggest housing questions and reveal which home upgrades are at the top (and bottom) of their list.
Next Steps:
🎥 Watch the video “Harmless” Purchases That Drain Your Bank Account.
🏠 Pay off your home faster! Try our Mortgage Calculator.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍹 Midnight Tart Cherry Mocktail
Recipe: Munching With Mariyah
1/2 cup (4 oz.) tart cherry juice
1 medium lime, both zest and juice
2 teaspoons honey or maple syrup
1/8 teaspoon vanilla extract
1/8 teaspoon Celtic sea salt
Sparkling water
Instructions: Add the cherry juice, lime zest, lime juice, honey or maple syrup, vanilla extract, and sea salt into a jar. Then either shake the jar vigorously for 30 seconds or mix using a frother. Pour the mixture over a glass filled with ice and top with equal parts sparkling water.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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36:57
The Internet Came for Us . . . Here’s Our Response
📈 Are you on track with the Baby Steps? Get a free personalized plan.
“Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from.
Next Steps:
🎥 Watch our video Revisiting Our Most Viral Financial Advice.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
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🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥃 The Professor
Recipe: @Timthetankofficial
1 can Dr. Pepper
2 ounces whiskey
2 ounces rum
2 ounces cherry liqueur
Juice of half a lemon
Instructions: Pour Dr. Pepper into a glass. Add to the empty can ice, whiskey, rum and cherry liqueur, and squeeze in the juice of half a lemon. Top off with the Dr. Pepper.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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39:49
Make It Make Sense: Calling Out Money Double Standards
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate.
Next Steps:
🎥 Watch our video Revisiting Our Most Viral Financial Advice.
📘 Get Rachel Cruze’s book Know Yourself, Know Your Money.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: ☕️ Citrus Cardamon Coffee Spritzer
Recipe: Recipe Fiction
Citrus Cardamom Coffee Spritzer
1 ounce cardamom-infused simple syrup
4 ounces cold coffee
1/2–1 teaspoon fresh lemon juice
Soda water or seltzer to top
Cardamom Simple Syrup
1/2 cup sugar
1/2 cup water
8–10 pods cardamom, crushed
Instructions:
Cardamom simple syrup: Combine water, sugar and heat until just boiling. Add crushed cardamom pods and allow to steep for at least 30 minutes or up to overnight. Strain to serve.
Citrus cardamom coffee spritzer: Combine simple syrup, coffee and lemon juice in a 12-ounce glass. Add ice and top with fizzy water.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
36:43
Side Hustles That Are (and Aren’t) Worth It
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Whether you’re a weekend DJ or assembling boxed furniture, extra money is extra money. In this episode, find out how to pick a good side hustle that makes the most of your time and talents.
Next Steps:
💸 Take the quiz to find out what side hustles are best for you!
💰 Take the Money Finder challenge and uncover extra cash today!
🎥 Watch our video Habits Wasting Your Time (and Money) in 2024.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🥃 Kentucky Colonel
Recipe: Difford’s Guide
2 ounces Bourbon whiskey
1/2 ounce Bénédictine D.O.M. liqueur
Instructions: Select and pre-chill an old-fashioned glass. Prepare garnish of lemon zest twist. Stir all ingredients with ice. Strain into ice-filled glass. Express lemon zest twist over the cocktail and use as a garnish.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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44:34
Our Ultimate Guide to Budget-Friendly Travel
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Is dragging yourself to the airport at 4 a.m. for a $90 round-trip flight worth it? In this episode, Rachel and George weigh in on travel budget hacks you can try to save big on your next trip.
Next Steps:
🏅Help us make the show better! Please fill out a quick survey.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.
Today’s Happy Hour Special: 🍸 Seabreeze
Recipe: Difford’s Guide
1 2/3 ounce Ketel One vodka
2 1/2 ounce cranberry juice
1 ounce pink grapefruit juice
Instructions: Select and pre-chill a Collins glass. Prepare garnish of lime wedge and shake all ingredients with ice. Strain into ice-filled glass and garnish with lime wedge.
Explore More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, The Prof G Pod with Scott Galloway and many other podcasts from around the world with the radio.net app
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