Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cru...
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It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
💍 Get your tickets for Money & Marriage Getaway!
💸 Beat debt and build wealth with Financial Peace University.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Best Episodes of SMHH 2024:
Why Short-Term Rentals Are No Vacation
“Harmless” Purchases That Drain Your Bank Account
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Today’s Happy Hour Specials:
Reddish Rita
Episode: Financial Realities You Learn as an Adult
Ingredients:
1 ounce Reposado tequila
1 ounce Blanco tequila
3/4 ounce orange liqueur
1 ounce lime juice
1/2 ounce agave nectar
Corpse Reviver No.2
Recipe: Difford’s Guide
Episode: Are You Guilty of These Financial Turnoffs?
Ingredients:
3/4 ounce gin
3/4 ounce Cointreau triple sec liqueur
3/4 ounce aromatized wine (e.g. Lillet Blanc)
3/4 ounce lemon juice (freshly squeezed)
La Fée Parisienne absinthe
Lemon Drop Mocktail
Recipe: Food Banjo
Episode: Why Nothing Is Enjoyable Today
Ingredients:
1 1/4 ounces lemon juice
3/4 ounce simple syrup
2 1/2 ounces club soda, chilled or sparkling water
Sugar
Ice
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
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42:29
Unpacking Money Lessons from Your Favorite Christmas Movies
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It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
🎄Shop the Ramsey Solutions store 50 Days of Christmas sale
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe
🌿 Get up to 40% off at Cozy Earth with code Smart Money
Today’s Happy Hour Special: 🥛 Upgraded Eggnog
Recipe: Town & Country
1.5 ounces Cognac
1 whole egg
1 ounce heavy cream
½ ounce maple syrup
¼ ounce St. Elizabeth Allspice Dram
Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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41:03
Fast Food Showdown: Debating Our Favorites!
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When it’s 11:30pm and a snack is calling your name, do you go for McDonald’s French fries or a cheesy gordita crunch? In this episode, Rachel and George debate favorite fast-food and fast casual chains, plus you’ll learn which might be best for your budget.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors: 🥤Raspberry Dream Dirty Soda
🔒 Get 20% off when you join DeleteMe
🌿 Get up to 40% off at Cozy Earth with code Smart Money
Today’s Happy Hour Special:
Recipe: Favorite Family Recipes
Ingredients:
2 cups fresh Raspberries
½ cup sugar
2 cups coconut creamer
2 liters Dr. Pepper
Instructions: Puree raspberries and sugar together in a blender until smooth. Store in an airtight container in the fridge if not using immediately. Fill 16oz cup halfway with ice and ¾ full with Dr. Pepper. Add 2 tbsp raspberry mixture and 2 tbsp coconut creamer. Fill to the top with Dr. Pepper and stir well, enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
--------
43:02
Settling the Debate on Your Financial Faux Pas (We’re Divided)
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So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMART MONEY.
Today’s Happy Hour Special: 🍹 Division Bell
Recipe: Difford’s Guide
Ingredients:
• 1 ounce mescal
• 1/2 ounce Maraschino liqueur
• 3/4 ounce lime juice
• 3/4 ounce Aperol
Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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40:51
Affordable Gifts People Will Actually Love
🍸 Check out more episodes of Smart Money Happy Hour
Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.
Rachel and George’s Gift Guide:
Wine and Cocktail Lovers
Cocktail shaker that doesn’t freeze your hands
Vintage cocktail book
People Who Love to Cook
Meat chopper
Citrus squeezer
Tech and Gadget Lovers
Cordless phone charger
Extended-length phone charger cable
Kids
Digital camera
Parents/Grandparents
Neck fan
Foot spa
Massage gun
DeleteMe
Spouse
Coffee subscription
Flower delivery
White Elephant/Dirty Santa
Milk frother
Wine decanter
“Take the Hint” Gifts
Apple AirTag
Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt
Ramsey Solutions official store (Black Friday deals)
For the One Who Has It All
Customized sign/art
Cozy Earth products (Use code SMARTMONEY for exclusive discount up to 45% off)
Today’s Happy Hour Special: 🍷 Red Sans-Gria
Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, The Diary Of A CEO with Steven Bartlett and many other podcasts from around the world with the radio.net app