The #WhatsNext Podcast

Luke and Phil are down in Queenstown doing their quarterly business planning. Here's how it's going. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

Luke and Phil are down in Queenstown doing their quarterly business planning. Here's how it's going. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/From April 2026, Kiwisaver contributions are jumping from 3% to 3.5%. By 2032, it could be as high as 6% from you and 6% from your employer. Business owners need to start planning now.Luke and Phil break down what's really happening: 1.4 million Kiwis (40% of members) aren't contributing anything to their own retirement, government contributions are being means-tested away, and the $130 billion pot is getting serious attention from politicians.We can't afford to keep paying gold-plated pensions to baby boomers while younger generations get nothing. Business owners will face increasing payroll costs every year until 2032. A half percent increase annually might not sound like much, but multiply that by your entire workforce.We cover why it should be compulsory for everyone, the temporary reduction options (that defeat the whole purpose), and why people who understand money are excited about 6% matching.The rules are changing. Adapt or get left behind.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

Visit https://nextadvisory.nz for more information on working with usMost business owners would rather go broke than say no to a bad client. Then they act surprised when they're working 60-hour weeks for peanuts. Phil and Luke break down why Kiwi business owners are addicted to saying yes: scarcity mindset, fear of missing out, and the belief that every job leads to something bigger. We cover why your $100 clients bring 80% of your problems, how to filter out time wasters, and why having cash in the bank gives you the power to choose.The pattern is always the same... Say yes to everything, get stuck doing work you hate, then complain about difficult customers while your margins get crushed.You've got an unfair advantage as a small business owner, you're agile. But only if you actually use it. If you can't say no, you don't have a business, you have a job with extra stress.Make the tough calls before someone else makes them for you.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

Thinking of buying a business? Speak with Phil first: https://nextadvisory.nz/buying-a-business/Most business owners couldn't tell you when they last followed up with an inquiry, then they wonder why their cash flow is unpredictable.Phil and Luke break down why pipeline management separates successful businesses from struggling ones. We cover how to track leads properly (even with a pen and paper), why speed kills deals, and how one client nurtures prospects for 3 years before they're ready to buy.The reality? You're in complete control of your business destiny, but only if you stop letting business happen TO you and start making it happen FOR you. While others wait for the economy to improve, smart business owners are filling their pipelines and creating their own opportunities.Stop being reactive. Start being proactive.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/