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Keep The Change

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Keep The Change
Latest episode

850 episodes

  • Keep The Change

    Sawmill Brewery Owner on Perseverance, Surviving Disaster & Building Culture: Mike Sutherland

    29/04/2026 | 1h 3 mins.
    Mike Sutherland bought a tiny brewery in Leigh with very little brewing experience. Now, Sawmill produces almost 2 million litres a year and employs 50+ people.

    Mike breaks down the journey from learning to brew from a textbook, competing against Lion and DB's exclusive contracts, and building the business through farmers markets and word of mouth. We cover the 1am phone call that changed everything - "the brewery is on fire" - and how they kept growing while rebuilding everything from scratch.

    The fire destroyed one end of the building, but Mike never considered quitting. They brewed at 15 different breweries during the rebuild and came back stronger.

    We cover the morning tea rule (everyone stops at 10am, no phones allowed), why they focus on bars and restaurants over supermarkets, and the B-Corp certification that proves you can run a sustainable business with a sustainable bottom line. Plus why Mike thinks New Zealand needs to keep control of its food and beverage assets instead of selling them overseas.

    From reluctant employee to brewery owner employing 50 people, sometimes you have to take the leap to find what you're meant to do.

    Find more info on Sawmill:
    Website: https://www.sawmillbrewery.co.nz/
    Instagram: https://instagram.com/sawmillbrewery/

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    MM 311 - NZ Has A Growth Problem. (Not What You Think)

    27/04/2026 | 44 mins.
    New Zealand ranked last out of 11 Asia-Pacific countries for business growth for the second year in a row. And I don’t think it’s JUST because of the economy. The data suggests it’s because of who’s running it. One factor is something we are scared to talk about. Let me explain.

    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

    Find us here:
    @keepthechange_nz
    https://www.keepthechange.co.nz/
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    How This Kiwi Teacher Built a Global Following & Income Online

    22/04/2026 | 1h 2 mins.
    Andrew Rooney started making drum videos as a personal library for his students. Now he's got 177,000 subscribers and makes more from YouTube than he ever did gigging.

    Andrew breaks down the accidental journey: from "Coffee with Rooney" Facebook lives during COVID to viral drum reaction videos that hit 3.5 million views. We cover why he gave up thousands of gigs to focus on content creation, the loneliness of building something while others have normal jobs, and how sponsors found him instead of the other way around.

    The video that changed everything was filmed on a Samsung S5 with terrible audio while he had a cold, sometimes imperfect action beats perfect planning.

    We cover the income streams most people don't know exist (AdSense, Patreon, sponsorships), why Americans are more generous with support than Kiwis, and the mindset shift from trading time for money to building an audience.

    Your expertise is valuable. The internet just makes it scalable.

    Find Andrew on YouTube: https://www.youtube.com/@AndrewRooneyDrums

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    MM 310 - BNPL: Times Like These Are Why You Don’t Want It

    20/04/2026 | 39 mins.
    I know I’m flogging a dead horse because there are now a million users of it and over 40% of the users have multiple accounts. But anyway, I enjoy pushing sh!t up hill for the few who will listen. When you’ve already pre-spent and committed that buffer on repayments, you don’t have cash to absorb the shock so you feel it immediately. The buffer in the budget is gone! That makes you vulnerable. No one likes feeling vulnerable.

    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

    Find us here:
    @keepthechange_nz
    https://www.keepthechange.co.nz/

    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    Sharesies Founder: How Kiwis Can Build Their Wealth

    15/04/2026 | 1h 2 mins.
    Alongside six others, Leighton Roberts co-founded Sharesies back in 2017. Sharesies is a wealth app that's helped make investing simpler for one million users. He breaks down why most people struggle with investing and how to actually get started.

    Leighton explains why Kiwi can get overwhelmed by choice, the journey building a startup, how to overcome analysis paralysis when it comes to investing, and the power of compounding returns.,

    Get started on Sharesies

    Create an account with Sharesies using the code 'KTC10' and Sharesies will match your first $10 deposit with an additional $10 to get you started investing. Terms and conditions apply. For more info visit https://sharesies.com

    Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. Any information we provide is general only and current at the time prepared. For advice we provide, see our disclosure statement. This is a paid promotion and is not financial advice.

    The KTC10 promotional code is offered by Sharesies Limited. Terms and conditions of this offer apply. These terms apply in addition to Sharesies General Terms and Conditions, Invest Terms and Conditions, and Privacy Policy.

    Find Sharesies on:
    Website: https://www.sharesies.nz/
    Instagram: @sharesiesnz
    Facebook: https://www.facebook.com/Sharesies/

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.

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About Keep The Change

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
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