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Keep The Change

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Keep The Change
Latest episode

856 episodes

  • Keep The Change

    NZ's Cost of Living Trap: Are You Living in the Wrong City?

    13/05/2026 | 43 mins.
    Today we're talking about the all important subject of how where you live impacts not only your finances, but your life in general. Answering the questions of should you move somewhere cheaper to save money? Or does it make sense to live in a more expensive area to go after opportunity? Should you buy someone with a long commute, or rent somewhere without one? All of this and more in todays episode.

    But we want to hear from you too, whats worked for you? What have you learned?

    Find Mikey:
    https://guardiansmith.co.nz/
    https://instagram.com/officialmikeysmith

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    MM 313 - Do You Have To Pay Tax On A 'Hobby'?

    11/05/2026 | 36 mins.
    There is no hard and fast ‘business or hobby?’ number, so let’s explore how it works. To start with, let’s keep it simple. A hobby = done for fun. Probably one off or done rarely. A business = done to make money. Consistently. However, it’s not what you call it. It’s how it looks.

    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

    Find us here:
    @keepthechange_nz
    https://www.keepthechange.co.nz/
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    Michelle Morfett Is Building A Baking Empire: Content, Cookbooks, Ecommerce & A Bakery

    06/05/2026 | 1h 10 mins.
    Michelle Morfett has a cake shop, a self published cookbook, an ecommerce site, a thriving social media presence and manufactures her own baking tins.

    Today she breaks down how she built multiple income streams, we cover why she turned down publishers, and why diversifying income streams gives her confidence.

    We cover the loneliness of entrepreneurship, why she lost all shame about posting content, and how social media became essential after initially building a business without it.

    Sometimes the best business strategy is just backing yourself to figure it out.

    Find more info on Michell:
    Instagram: https://www.instagram.com/michellemorfett/
    YouTube: https://www.youtube.com/@MichelleMorfett
    Website: https://michellemorfett.com/
    Mint Cakery: https://mintcakery.com/

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    MM 312 - I Invested $50k Into This Kiwi Start Up

    04/05/2026 | 31 mins.
    Today, I want to tell you about a new Kiwi fintech called Feijoa. But first, full transparency: after being a customer, I ended up investing in their recent funding round and am now a VERY, VERY small shareholder. So yes, you could 100% argue I’m biased. It is my first 'Fintech' investment, and I am looking forward to taking you on that journey of how that space works, where appropriate also. With that said, I’m going to give you the straight view as always, and why I kicked some of my hard-earned money in.

    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

    Find us here:
    @keepthechange_nz
    https://www.keepthechange.co.nz/
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    How To Turn Your Side Hustle Into Your Main Thing

    02/05/2026 | 16 mins.
    Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail

    Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz
    Hosted on Acast. See acast.com/privacy for more information.
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About Keep The Change
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
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