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Keep The Change

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Keep The Change
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839 episodes

  • Keep The Change

    Lessons From Taking A NZ Startup From 0 To 4,000 Paid Users: Renata Wiles

    25/03/2026 | 1h
    Renata built Roam with Kids from zero to 4,000 paying subscribers while raising three kids. Her secret? Posting every single day for two and a half years, even when no one was watching.

    Renata breaks down the reality of building a startup in New Zealand, whilst juggling work & kids. We cover the loneliness of building something while everyone else has normal jobs, and how consistency beats perfection every time.

    We cover the pivot from travel vlogger dreams to local business reality, why she charges less than half a cup of coffee per month, and how she's building something that actually helps families while creating wealth. Plus the harsh truth: if you want to build something meaningful, you have to be willing to do boring work consistently when no one's watching.

    Speed creates momentum. Consistency creates success.

    Find Roam With Kids:
    https://www.instagram.com/roamwithkids/

    Find Renata:
    https://www.instagram.com/renataroaming/

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    Kiwis Think Business Is Too Risky & Immigrants Don’t. Why?

    24/03/2026 | 9 mins.
    Immigrants often arrive with nothing to fall back on so “safe” feels different.

    Why are so many newcomers in NZ are willing to start businesses, take bigger risks, and end up hiring Kiwis? While locals often see business as too risky.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    MM 306 - The ‘I Can’t Afford To ‘Save/Invest/Do’ Trap

    23/03/2026 | 27 mins.
    This time of the year can be where the new year's energy has died down, and we waver from goals, or we realise we didn’t do what we said we were going to and now there is no point. For some inspo, I asked some KTC listeners what it was like to ‘think they can’t’ but ‘do it anyway’ and what they noticed. Perhaps NOW is the time. What do you need to start doing?

    Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.

    Find us here:
    @keepthechange_nz
    https://www.keepthechange.co.nz/
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    The Simple Way To Build Wealth with James Blair of Lighthouse Financial

    18/03/2026 | 55 mins.
    Most Kiwis are overthinking wealth building. They're waiting for the perfect election result, the right market timing, or the ideal economic conditions. Meanwhile, they're missing the simple fundamentals that actually work.

    James Blair from Lighthouse Financial breaks down why money is actually straightforward: earn as much as you can, don't spend it all, pay down debt, buy shares, buy property. That's it. We cover why waiting for political changes is pointless, why timing the market fails, and why victim mindset keeps people poor.

    Stop waiting for perfect conditions. Start taking imperfect action. The fundamentals work if you work them.

    Find James:
    https://www.instagram.com/lighthousefinancialnz/

    Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

    Stuck? Find Amy : [email protected]
    Instagram: https://www.instagram.com/amy.levridge
    Website: https://www.levridge.co.nz

    Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
    Hosted on Acast. See acast.com/privacy for more information.
  • Keep The Change

    5 Non Financial Habits That I Used To Go From Debt To Millionaire

    17/03/2026 | 10 mins.
    Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Hosted on Acast. See acast.com/privacy for more information.

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About Keep The Change

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
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