The Retirement Reality Check Every Kiwi Needs to Hear
I Team up with Jake from Generate and John from Kauri Wealth for this essential retirement reality check that every Kiwi needs to watch.We break down the brutal truth about retirement costs in New Zealand and why most people are nowhere near prepared for what's coming.Key topics covered:The new Kiwi Saver changes: 3.5% contributions in 2025, 4% by 2028Why the $260 government contribution cut actually makes you better offRetirement costs: $99-$1,031 per week depending on lifestyle and locationWhy NZ Super probably won't exist when you retireGenerate members vs industry averages (the results will shock you)The value of getting proper Kiwi Saver adviceHow much you actually need by age 30, 40, 50, and 65Why using Kiwi Saver for your first home might be a mistakeI have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.
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1:35:21
Living Off Equity | Building Tech & Wealth in NZ w Mahesh Muralidhar
Meet Mahesh Muralidhar, the tech executive, investor, and the man on a mission to birth 10 billion-dollar Kiwi startups by 2026.Mahesh shares the lessons he learned scaling global giants like Canva and Airtasker, and why he returned home to lead the charge in New Zealand’s tech ecosystem through Phase One Ventures. We dive deep into: • What’s holding Kiwi tech back and how we can fix it • Why wealth-building isn’t a dirty word in New Zealand • How to think globally (even if you’re starting in a small market) • The mindset shift founders need to scale • Why young Kiwis should be bullish on tech and ownershipThis conversation is packed with gems for anyone who wants to grow their impact, income, or understanding of business in the modern economy. Whether you're a founder, investor, or someone just starting out this episode will expand your view on what’s possible in Aotearoa.Find Mahesh On Insta: https://www.instagram.com/mahesh.akl/Find Phase One Ventures: https://www.phaseone.venturesGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.
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MM 277 - 44% Of Kiwi Do Not Have An Emergency Fund
Having an emergency fund has changed my life. Why? Well it changed who I was. So let’s start putting SOMETHING aside. Just like this person did: The assurance and peace it gives you having an emergency fund is second to none! The thing people don’t realise is start small and the relief from stress of your car breaking down or the likes lessens. It’s not too late, get started and save one. Or maybe it's time to bump it up a little for how expensive life has become. Hosted on Acast. See acast.com/privacy for more information.
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Proximity. Get Around THESE People w Mikey Smith (http://GuardianSmith.co.nz)
The Power of Proximity: Get Closer to What You Want! Today we define and explore the concept of proximity why getting closer to action, opportunity, and the right people can change your life. As the economy begins to shift, now is the time to lean into environments where people are thinking bigger, doing more, and moving forward. Whether it’s health, wealth, mindset, or momentum proximity is a strategy we can all embrace. We share real-life examples from our own journeys and unpack how you can start using this powerful tactic today.Don’t ignore proximity!I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more. Hosted on Acast. See acast.com/privacy for more information.
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MM 276 - No one’s immune to money problems (even wealthy Wendy)
We each don’t know what each other are REALLY going through. We may all have different incomes. Different realities. But the key to remember? Money doesn’t miss anybody. Instead of wishing for someone else’s life, what if you started reshaping your own? Tidy up one thing. One money issue at a time. Start with where you are and build from there. How could YOUR life be better if you tidied up some of the money issues YOU have? Because, you can! Hosted on Acast. See acast.com/privacy for more information.
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
New Zealand