The SME Stream

For a long time, the kiwi dream has been to do whatever it takes to get onto the property ladder and work your way up from there, but some investors are moving away from that advice - instead suggesting that it might be a better idea to rent and put your money elsewhere.
It's not just the cost of the property and the mortgage repayments. You're paying to maintain the property in a way you wouldn't be if it were a rental, you're covering rates, insurance, and all the other little costs that add up pretty quickly.
That's money that some investors argue could be spent on investments, or on a rental of your own that would at least bring some return.
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Prices are going up.
Food prices are up, and will keep going up alongside fuel. Practically any goods that travel by land air or ocean to get to you will become increasingly unaffordable for the foreseeable future.
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Now, more than ever, it might seem like a good idea to invest in an electric vehicle, but does it make sense financially?
Johnathan Sergel, the AA’s chief mobility officer, joins Nadine to dive into the costs involved with owning and running an EV, and how those costs compare to running a petrol vehicle.
With rising fuel costs and EV sales surging, now's the time to do the maths and figure out what makes the best sense for you.
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Do you know exactly what you need to do but still can't make yourself do it? In this episode, I break down the real reason so many people stay stuck - and it's not laziness, lack of time, or not having the right plan. It's fear of success, and it's showing up as perfectionism, procrastination, and endless planning. I'll show you how to break the cycle for good with one simple shift.
Stop planning. Start doing. Your next step is smaller than you think.

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The latest numbers, as at one week ago, there were 24 days of petrol and 18 days of diesel in the country.
Things are looking to worsen for the foreseeable future, although an uptick in public transport use and EV purchases point to people taking things into their own hands.
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