Beanstalk: Real Talk for Single Mums

Terrified of losing the family home after separation? Discover the exact post-divorce finance strategies to secure a single mum mortgage today.

Navigating post-separation finances can feel like a panic-inducing mountain to climb, especially when you are suddenly relying on a single income.

In this episode of Real Talk for Single Mums, Kylie Soltani from Soren Financial dismantles the toxic myth that banks won't lend to single mothers.

We break down how lenders actually assess child support, why going directly to your own bank might severely limit your options, and how little-known government schemes like the 2% deposit stream can get you back into the property market.

Kylie gives us a step-by-step roadmap to shift from financial defence to proactive recovery, proving that with a clear plan, clarity truly creates confidence.

💬 What is your biggest financial hurdle right now, or what is one win you've had since starting again?

Timestamps ⌚

00:00 - The Panic of Post-Separation Finances

08:14 - The Biggest Single Mum Mortgage Myth

10:01 - How Banks Actually View Child Support

17:21 - Government Schemes & 2% Deposits

19:10 - The Family Security Guarantee (107% Loans)

23:31 - 3 Steps to Prep Your Bank Accounts

33:16 - Beating the Bank's Expenditure Assumptions (HEM)

35:26 - The 60-Second Financial Fresh Start

Links🔗 

🤝 Ready to take the first step? Connect with Kylie here: https://calendly.com/kylie-sorenfinancial/30min

🧭 Explore the Soren Financial website: https://www.sorenfinancial.com/

📝 Read the full article: https://beanstalkmums.com.au/life/single-mum-mortgages-how-to-buy-your-home-on-one-income

🎥 Prefer to watch our episodes? Find us on YouTube

👯‍♀️ Don’t forget to join the Single Mum Vine on Facebook! It’s the perfect spot to connect with fellow single mums for support and advice: https://www.facebook.com/groups/SingleMumVine

💌 Sign up here to get the inside scoop: https://beanstalksinglemums.subscribepage.io

🎁 Get our favourite practical life hacks, clever shortcuts and simple ideas to save you time, money and effort - https://subscribepage.io/beanstalkmumslifehackgifts

💬 Join the conversation: Drop a comment and let us know your biggest takeaway!

👉 Found this helpful? Like, subscribe, and share it with another mum who needs this kind of support.

Stuck in the "time heals all wounds" waiting room while your ex moves on? It’s time to rebuild your identity and set unbreakable boundaries after divorce.

Divorce doesn't just break a marriage; it often shatters a woman’s confidence, leaving single mums feeling exhausted, stuck, and unworthy of a brilliant next chapter. In this episode, we are cutting through the standard fluff to deliver a proactive, step-by-step game plan to reclaim your life.

Sandra, one of the driving forces behind Women on Transition, joins us to share her incredible journey of surviving a toxic separation and exactly how she rebuilt her foundations. We break down how to start healing when you have zero emotional bandwidth, the exact mechanics of setting a firm boundary with a difficult ex, and a 60-second "pause" tool you can use the next time your phone blows up with triggering texts.

 

Timestamps

00:00 - The "Time Heals All Wounds" Trap

13:55 - Surviving the Initial Divorce Trauma

29:43 - Healing When You Have Zero Free Time

35:13 - Setting Unbreakable Boundaries 4

5:37 - The 60-Second "Pause" Protocol

59:18 - Women on Transition & The 3-Day Reset

 

Links Section

🤝 Explore Women on Transition: www.womenontransition.com

💌 Get the inside scoop, real talk, & exclusive resources straight to your inbox: subscribepage.io/beanstalkmumslifehackgifts

📝 Read the full article & get the show notes: https://beanstalkmums.com.au/podcast/stop-waiting-rebuild-your-life-after-divorce

💬 Join the conversation: Drop a comment below and let us know your biggest takeaway!

Are you overwhelmed by the ADHD morning wars? If so, stick around — we'll cover how to use cognitive reprogramming and quick movement resets to start the day calmly. I’m so glad you’re here; this episode hands you simple, doable tools a single mum can actually use.

Think one-minute drills to blow off steam, bedtime recordings that retrain the brain, and tiny daily wins that build confidence — for you and your child. Try them for a few weeks and notice how mornings begin to breathe a little easier.

 

Links for this episode:


🤝 https://app.mindshiftmentors.com?fpr=elle80 - Explore the Mindshift Mentors services, the app, and connect with Rob.



📝 https://survivingmorningwars.mindshiftmentors.net/?fpr=elle30- Discover Col’s highly recommended program.



👯‍♀️ https://www.facebook.com/groups/SingleMumVine — Don’t forget to join the Single Mum Vine on Facebook! It’s the perfect spot to connect with fellow single mums for support and advice.

🎥 https://www.youtube.com/@BeanstalkSingleMums — Our brand-new widget is live on the Beanstalk Mums website! Drop us a voice message with your thoughts or questions; you might hear them in a future episode.



📝 https://subscribepage.io/beanstalkmumslifehackgifts - Get the inside scoop, real talk, & exclusive resources straight to your inbox.



You’ve got this! Let’s thrive together. And don’t forget to like and follow the podcast so you never miss an episode packed with inspiration and practical tips for your journey!

If you’re worried your child is losing confidence or constantly doubting themselves, this episode will help you breathe easier. Stella Beckett shares simple, playful habits that help kids feel secure, capable, and proud of who they are.

In this warm and practical chat, Stella Beckett, the inspiring creator of Diary Dolls, shares her journey from a challenging childhood to empowering children with confidence and emotional resilience. Discover how Stella's personal experiences led her to develop Diary Dolls, tools that help build self-worth and emotional strength in kids. Learn about the simple, playful practices that can transform everyday moments into opportunities for growth and connection. Stella also reveals the microhabits that parents can adopt to nurture their children's self-worth and emotional strength. Tune in to explore the impact of Diary Dolls and how they foster a supportive environment for both children and parents.

📖 What You’ll Learn

How Stella turned her own childhood fears into a confidence-building tool for kids

The 5-minute daily habits that strengthen emotional resilience

How to help kids name feelings and feel seen

How mums can model confidence (even on tough days) 

A “tiny tool” your child can start tonight

⌚Timestamps

00:00 Introduction

01:15 Stella's Journey and Diary Dolls

05:30 Building Confidence in Girls

10:45 Raising Strong Daughters

15:00 Confidence Habits for Kids

20:20 Emotional Resilience for Children

25:40 Single Mum Parenting Tips

30:15 Child Anxiety Support

35:00 Boosting a Child’s Self-Worth

40:30 Confidence Activities for Kids

45:00 Gentle Parenting Routines

 

🔗 Links & Resources

📝 Read the full Beanstalk Mums article: https://beanstalkmums.com.au/life/build-selfworth-in-kids-with-daily-habits

🎀 Explore Diary Dolls: www.diarydolls.com

🪆 Find Stella on her socials @diarydolls_

💛 Join The Vine FB Community: https://www.facebook.com/groups/SingleMumVine

If this helped, share it with a mum who needs a soft place to land today. And don’t forget to subscribe for more calming, practical support.

Feeling guilty because your child’s dad isn’t around? You’re not alone. In this honest conversation, counsellor Elle Sitek sits down with Lara Owers — Vine member, single mum and author of Mummy, Me & Our Family — to share how she turned a moment of panic into a beautiful tool that celebrates family in all its forms. Grab your cuppa and join us for a chat filled with empathy, humour and hope.

What you’ll learn:

How to answer your child’s question “Where’s dad?” without shame — and why it’s okay to admit you don’t have all the answers.

The “family description” bedtime ritual that gently shows kids who loves them, even when there’s no father figure.

Why building a village of aunties, uncles, friends and grandparents is the greatest gift you can give your child.

A candid look at Lara’s journey from NICU and separation to becoming a published author (and how writing became her healing).

Practical self‑care tips and mantras for mums who feel they’re barely holding it together.

Links for this episode:


📖 Buy Lara’s book: https://www.dymocks.com.au/mummy-me-and-our-family-by-lara-owers-9781035892709 - A gentle, beautifully simple story for little ones navigating father absence.



📸 Follow Lara on Instagram: - A lovely place for mums to feel seen, understood, and connected to another woman walking a similar path.



👩‍👧‍👦 Join the Single Mum Vine on Facebook — It’s the perfect spot to connect with fellow single mums for support and advice.



🧙🏼‍♀️ Download your life hacks: - Practical cheat-sheets, emotional reset tools, money-saving guides and bite-sized parenting supports — all created with single mums in mind.



You’ve got this! Let’s thrive together. And don’t forget to like and follow the podcast so you never miss an episode packed with inspiration and practical tips for your journey!