SugarMamma’s Fireplay

In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down the most powerful goal-setting insights from a 2.5-hour episode of Diary of a CEO with Chris Williamson — and translates them into practical, real-world lessons you can apply to your money, energy, and life direction.
This isn’t a summary.
It’s a curated, filtered, financial re-interpretation of the ideas that actually move the needle — especially if you’re setting goals for 2026 and want clarity without burnout.
If you feel overwhelmed by goals, stuck waiting for the “right time”, or frustrated that motivation doesn’t last — this episode will change how you think about progress.
🔑 Key Insights Covered in This Episode
1️⃣ Stop Waiting for the “Right Time”
Waiting feels safe, but it’s expensive — especially financially. Canna explains why momentum beats perfect timing, and how starting imperfectly with money goals (investing, saving, debt reduction) is often the most powerful move you can make.
2️⃣ Think Return on Effort — Not Just Hustle
Not all progress is measured in dollars. Learn how to evaluate goals based on return on time, energy and emotional load, and why sometimes the smartest financial decision is the one that improves quality of life — not just spreadsheets.
3️⃣ Remove Before You Add
Too many goals, accounts and “shoulds” create overwhelm. This episode explores why simplification is the fastest path to clarity — and why capping your goals can dramatically increase follow-through.
4️⃣ Plan for Life Happening
Setbacks aren’t failure — rigidity is. Canna shares why resilient financial goals include buffers, flexibility and systems that absorb shocks (like emergency money), so one bad week doesn’t derail an entire year.
5️⃣ Turn Goals Into Systems (Financial Lens)
Motivation fades. Systems last. Learn how to convert financial goals into automated behaviours and habits — investing, saving and debt reduction that happen by default, not willpower.
6️⃣ Consistency Over Intensity
Missing once is human. Missing twice creates a pattern. This section dives into why small, repeated actions compound financially and psychologically — and how protecting momentum matters more than perfection.
💭 Reflection Questions to Take Away
What would my future self be proud I followed through on by the end of 2026?
What gives me the best return on my money and my energy right now?
What can I simplify, automate or turn into a habit so progress feels calmer?
🔥 Final Thought
You don’t need more goals.
You need clearer goals, better systems, fewer distractions, and habits that protect your energy.
When done well, goals don’t burn you out — they steady you, ground you, and help you grow into a stronger, calmer, more financially resilient version of yourself.
📌 If You Found This Episode Helpful
Save it.
Revisit it.
Send it to someone who’s planning their next year.
Because real change doesn’t start with pressure — it starts with clarity and one small step taken today.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here

🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
#SugarMammasFireplay #FinancialGoals #GoalSetting #MoneyMindset #FinancialFreedom #DiaryOfACEO #WealthBuilding #PersonalFinanceAustralia #InvestingMindset #LifeGoals #WomenAndMoney #FinancialPlanning #MindfulMoney #FutureFocused #BuildWealthSlowly
See omnystudio.com/listener for privacy information.

Frugal February: The 28-Day Money Reset That Gives You Back Control
Feeling stretched by the cost of living?
Frugal February is a gentle but powerful 28-day financial reset designed to help you regain control, clarity, and confidence with money.
In this episode, Canna Campbell explains:
What Frugal February really is (and what it’s not)
Why this challenge has worked for 10 years running
How to do Frugal February step-by-step
How to save money without harming your mental health
Why this reset builds financial resilience for the rest of the year
This challenge is free, flexible, and designed for real life — especially if you’re on a tight budget and doing your best.
✨ Set your goal
✨ Open your Frugal February account
✨ Transfer savings in real time
✨ Reset your habits — without shame

Let’s do this together.
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Mentorship
Join my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here.
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#FrugalFebruary #MoneyReset #FinancialWellbeing #CostOfLivingAustralia #MindfulMoney #CashflowConfidence #FinancialResilience #SugarMamma #WomenAndMoney #FinancialFreedomJourney




See omnystudio.com/listener for privacy information.

In this powerful and practical episode of SugarMamma’s Fireplay, Financial Planner and Author Canna Campbell shares her proven Hit List Strategy — a mindful, motivational approach to paying off credit card debt for good.
Forget quick fixes and 0% transfers that only delay the problem. Canna’s method taps into motivation and progress psychology, helping you face your debts head-on, build healthy money habits, and finally break free — for life.
You’ll learn:💥 Why credit-card debt quietly sabotages your financial freedom💥 The exact steps to create your own “Hit List” and stay motivated💥 How to build a sustainable budget that supports your debt-free journey💥 The next steps once you’re debt-free — from investing to wealth creation
If you’ve been living with the anxiety of debt, this episode will give you a system, a plan, and a powerful mindset shift to rebuild your confidence — and your bank balance.
🎧 Listen now and start your own debt-free journey — one empowering payment at a time.
Key Quotes:
“Credit card debt isn’t just a balance — it’s a barrier between you and your freedom.”“The Hit List Strategy works because it rewards motivation, not just maths.”“Debt-free isn’t the finish line — it’s the starting point for true wealth creation.”“Every repayment is a declaration that you’re taking back control.”
💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
#SugarMammaTV #FireplayPodcast #CannaCampbell #DebtFreeJourney #CreditCardDebt #MindfulMoney #DebtFreeForGood #MoneyMotivation #FinancialFreedom #PayOffDebt #WealthBuilding #BudgetingTips #PersonalFinanceAustralia #MoneyGoals #FinancialIndependence #MoneyMindset
See omnystudio.com/listener for privacy information.

More and more grandparents are choosing investment gifts over toys, and for good reason.
In this Start Here episode, Canna walks through how grandparents can give their grandchildren a meaningful financial head start — not just with money, but with confidence, education, and long-term opportunity.
This episode is inspired by:
A growing trend highlighted on Channel 9 The Today Show

Recent media coverage showing grandparents replacing Christmas and birthday gifts with investments

The power of long-term compounding and intergenerational wealth

In this episode, we cover:
Why investing for grandchildren is becoming so popular

The emotional and educational benefits of investment gifts

How time is a child’s greatest investing advantage

What this money could help fund one day (education, travel, business, property, freedom)

How to structure an investment account for a child (trustee-style accounts)

An example platform that allows investing “as trustee for a child”

Why ETFs and LICs are ideal long-term investments for kids

The importance of dividend reinvestment and buy-and-hold investing

How to turn investing into a family tradition

A simple example showing how $1,000 invested each year could grow over 18 years

Why this gift goes far beyond money — it’s belief, values, and legacy

Important reminder:
This episode is general information only and not personal financial advice. Everyone’s situation is different, and you should consider seeking advice before making financial decisions.
Want to get started?
Look for an investment platform that allows investing as trustee for a child

Choose diversified, long-term growth assets

Reinvest all income

Stay consistent and patient

Focus on education, not perfection

🎙️ If this episode resonated, please share it with another grandparent who might love this idea.
📩 Want your question answered in a future Start Here episode?Send Canna a DM on Instagram: @SugarMamma or @CannaCampbellOfficial
💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

See omnystudio.com/listener for privacy information.

💬 Let’s Keep the Conversation Going
I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.
📚 My Books
If you’re ready to deepen your financial knowledge, check out my books:
Best Seller:The $1000 Project
**Mindful Money](https://amzn.to/3RV0poc)
Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here
(These are Amazon affiliate links to my own books.)
💡 Work With Me
Want more support on your financial journey? Here’s how we can work together:
The SugarMamma Budget & Cashflow Academy
Sick of living paycheque to paycheque or feeling overwhelmed by your money?
This course includes aone-on-one appointment with me so I can personally help you.
👉 Enrol here
Money Mindset & Manifestation Coaching
Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
👉Join here
🌟 Stay Connected & Inspired
Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
TikTok:@SugarMammaTV
YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
Website:SugarMammaTV.com
Don’t forget my other podcast:How Do They Afford That? 👉 Listen here
⚖️ General Advice Warning
While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:
Do your own research.
Weigh up the pros, cons, fees, caps, taxes, and risks.
Seek professional advice before making financial decisions.
📜 Financial Planning License Details
The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.
Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).
See omnystudio.com/listener for privacy information.