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Australian Finance Podcast

Rask
Australian Finance Podcast
Latest episode

766 episodes

  • Australian Finance Podcast

    EOFY Tax Q&A: deductions, offsets & how to avoid huge tax bills

    04/06/2026 | 45 mins.
    In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer your end-of-financial-year tax questions and put Owen to the test with an ETF pop quiz challenge.

    They cover:

    – How tax works when you’re self-employed

    – When and how much tax sole traders need to pay

    – The difference between tax deductions and tax offsets

    – How spouse super contributions can reduce your tax

    – Why some property investors receive huge tax refunds

    – Whether PAYG withholding variations can improve your cash flow

    – Owen’s ETF guessing challenge using minimal clues

    Topics Covered

    – EOFY tax prep for Australians

    – Tax basics for self-employed people

    – How taxable income is calculated

    – When sole traders pay tax

    – PAYG instalments explained

    – Tax deductions vs tax offsets

    – Common misconceptions about deductions

    – Spouse contributions to superannuation

    – Super contribution tax offsets

    – Negative gearing and tax refunds

    – PAYG withholding variations for investors

    – Managing cash flow throughout the year

    – ETF pop quiz challenge with Owen

    – Guessing ETFs from minimal clues

    Episode resources

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – View Betashares range of funds

    – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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  • Australian Finance Podcast

    Is AI in a bubble? Cameron Gleeson on the barbell strategy for AI investing.

    03/06/2026 | 49 mins.
    AI is one of the biggest investing themes in markets right now, but the smarter question is not just whether OpenAI, Anthropic or Nvidia win. It is who else makes money when AI demand explodes.

    In this Australian Finance Podcast episode, Owen Rask is joined by Cameron Gleeson from Betashares to unpack the AI supply chain from hyperscalers, semiconductors and cloud infrastructure through to copper, energy, uranium and the broader commodities complex needed to build and power data centres.

    They discuss whether AI already looks like a bubble, who is making the money across the hardware, cloud and application layers, and why listed-market investors may need to think beyond the obvious names. The conversation also explores ETFs such as NDQ, ASIA, XMET, FUEL, QAU and MNRS, plus the case for a barbell portfolio that blends technology exposure with hard assets.

    If you want a practical, non-hype guide to investing in AI beyond the chatbot headlines, this episode is a strong place to start.

    Episode resources

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    6 ETFs for passive income with Hugh Lam from Betashares

    01/06/2026 | 44 mins.
    In this Australian Finance Podcast episode, Owen Rask is joined by Hugh Lam from Betashares to build a six-ETF watchlist for investors chasing passive income without sleepwalking into yield traps. Rather than treating income as a race to the highest percentage, they step through where ETF income actually comes from, why total return still matters, and how to think about blending shares, bonds, credit and cash inside one portfolio.

    Hugh brings three Betashares ideas to the table: ROYL for global royalties, INCM for global dividend-paying companies, and ECRD for enhanced credit income. Owen counters with HYLD for Australian dividend and momentum exposure, GGOV for long-duration US Treasuries, and MMKT for money-market cash exposure. Along the way, they explain why a 7% yield is not automatically better than 4%, how rebalances and capital gains can distort payout figures, and why investors need to look under the hood before buying any income ETF.

    The conversation also unpacks the trade-offs that matter most in 2026: dividend traps, duration risk, leverage inside credit products, and the role cash-like ETFs can play when markets get jumpy. If you want a practical framework for researching passive-income ETFs, comparing yield with quality, and building a more resilient portfolio, this episode is a strong place to start.

    Episode resources

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – View Betashares range of funds

    – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    Senator Andrew Bragg on housing, tax and Australia’s productivity problem

    28/05/2026 | 1h 2 mins.
    This episode was originally featured on The Australian Investors Podcast.

    In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions investors, business owners and workers are asking right now: what happens when policy makes it harder to build homes, why does productivity matter so much for living standards, and how do taxes, regulation and incentives shape whether Australia creates more wealth or simply fights over what already exists?

    Andrew explains why he believes cutting housing supply is one of the worst policy choices Australia can make, how rising rents, higher rates and broader cost-of-living pressure are changing the national mood, and why small business, private investment and simpler rules still matter if Australia wants to stay competitive. The conversation also touches on super, the role of large institutions, and why clearer economic thinking matters more when confidence is low.

    Owen pushes on the bigger picture too: whether Australia has lost ambition, why the policy debate feels less honest than it should, and what needs to change if Australians want better opportunities over the next decade. If you want a plain-English discussion about housing, tax, productivity, competitiveness and the long-run direction of Australia, this is a timely episode to queue next.

    Episode resources

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Australian Finance Podcast

    How rich are you? What 3,000 Aussies told us about wealth

    27/05/2026 | 33 mins.
    How rich are you really, and how do you stack up against other Australians? In this episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack early results from Rask’s free Wealth Checker after around 3,000 community members benchmarked their finances.

    Together, they explore what the data says about net worth, debt, super, property, shares and crypto, and why context matters more than comparison alone. Owen and Gemma break down some of the standout findings so far, including the age groups with the highest crypto balances, when men and women typically hit millionaire and multi-millionaire status, and how wealth gaps widen over time.

    They also look at why property still dominates household wealth, what the data suggests about debt and business ownership, and why benchmarking can be reassuring when you feel behind. Instead of doom-scrolling everyone else’s wins, this conversation shows how tracking your own net worth can help you spot progress, reset goals and focus on the decisions that actually move the needle.

    If you want a practical, data-led look at what wealth really looks like in Australia, plus a simple way to check your own numbers, this is a great episode to queue up.

    Episode resources

    – Try the Rask Wealth Checker

    – Buy Gemma’s book “The Money Reset”

    – Speak with the Rask Advice team

    – Ask a question (select the Finance podcast)

    Show partner resources

    – Join Pearler using code “RASK” for $15 of Pearler Credit

    – Get 50% off your first two months using PocketSmith

    – View Betashares range of funds

    Rask resources

    – All services

    – Financial Planning

    – Invest with us

    – Access Show Notes

    – Ask a question

    – We love feedback!

    Follow us on social media

    – Instagram: @rask.invest

    – TikTok: @rask.invest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices
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About Australian Finance Podcast
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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Australian Finance Podcast: Podcasts in Family
  • Podcast Australian Investors Podcast
    Australian Investors Podcast
    Business