Australian Finance Podcast

• Festive Season on a Budget: 10 Money-Saving Hacks

  Today, your host Gemma Mitchell is joined by Tahli Cavagnino, senior financial adviser with the Rask Advice team, to share 5 tips each to survive Christmas spending without blowing the budget. From gift-giving hacks to travel, food and holiday traditions, Gemma and Tahli cover practical ways to keep the festive season joyful (and affordable). In this episode we cover: - Hacks to save on food and reduce waste - Tips for thoughtful (and budget-friendly) gift giving - Travel ideas that don’t break the bank - How to manage time off work without blowing your income - Setting boundaries and creating your own holiday traditions Subscribe for weekly episodes on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Forget everyone else: goal-setting your way

  In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast dig into one of the biggest game-changers for your finances – setting clear goals. But not just any goals — the right ones for you. We cover: Is it really a goal, or just a nice idea? Do you actually need clear goals to succeed? Why most goals fail (and what people get wrong) How to set goals that are right for you, not just what everyone else is doing Setting realistic goals – and action plans to match Gemma’s 5-step process for setting goals that actually stick Keen to hear more? Check out our other episodes on the Australian Finance Podcast. Want property tips? Make sure you check out other episodes of the Australian Property Podcast. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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• ETFs vs Mortgage: Where’s Your Money Best Spent? – Q&A

  Questions we answer on this episode:  - How the Age Pension works alongside superannuation (and yes, you can have both)- What happens to your super if you die without a will- Mortgage vs ETFs: which should you focus on after buying your first property? - What debt recycling actually means, and whether it’s worth considering- Wrap accounts explained: are advisers incentivised to recommend them? Plus:  What to ask your adviser to understand their advice!  Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts – and send in your questions via the link below. Resources for this episode - Debt Recycling information- https://www.rask.com.au/financial-advice/debt-recycling-masterguide/ - Buy Gemma’s book The Money Reset- https://amzn.to/42Uz0aK - Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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• How I built a $4.5m business, with Phil Thompson

  In this Australian Finance Podcast episode, your host Owen Rask sits down with Phil Thompson, the founder of Skye Wealth. Phil reveals how he bought into a financial advice business at 24, navigated six years of no growth, and then pivoted the business to insurance-only — ultimately building a team of over 55 and generating over $4.3 million in annual revenue. If you like this episode, don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more insights. Topics Covered – Buying a business with no money – Vendor finance: what is it & how it worked for Phil – What it’s like to flatline for 6 years in business – Why he almost left the industry in 2018 – Pivoting to insurance-only advice – Leveraging partnerships with Glenn James & others – The supply & demand gap in personal insurance advice – Why specialization scaled Skye Wealth – How tech, automation & dashboards drive their service – How Phil maintains culture with over 55 staff – How they manage Filipino & Australian team members equally – The surprising truth behind Time Doctor & productivity tracking – Setting a 2027 target: becoming #1 in Australia – Servant leadership & inverted org charts – Pay transparency and performance reviews – Hiring, firing & leading with trust – Building culture through retreats, feedback & honesty Resources for this episode 📄 Learn more about Skye Wealth Show partner resources 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds Rask resources 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast 📲 Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

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• No Pay Rise? No Problem (Sort Of)!

  In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Lexi Smith from MoneyVine to unpack a little-known work perk that’s actually worth it — financial wellbeing workshops. If you enjoyed this chat, don’t forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts. In this episode, Gemma and Lexi dive into: - What are financial being workshops - What are other employers doing - Why they work (and should be added to the next pizza party!) Resources for this episode Rask Corporate workshops- https://www.raskmedia.com.au/services/corporate-financial-wellness-programs-australia/ Connect with Lexi Smith https://moneyvine.com.au/ PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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