Divorce and Separation

Buying out an ex from the family home after separation can feel overwhelming — financially, legally, and emotionally. In this episode, I'm joined by Christina Salvo, CEO and Founder of Simple Separation, to break down how the process actually works and what needs to happen first. We talk through the real sequence involved in buying out an ex — starting with negotiation and mediation, moving into formal agreements, and then looking at finance and title transfer. Christina explains why affordability and borrowing capacity need to be assessed early, what lenders look at when a joint mortgage becomes a sole loan, and why refinancing after separation is often misunderstood. We also cover what happens when both people want to keep the family home, how mediation helps reality-test options, and when court becomes the only remaining pathway. Christina clarifies common misconceptions around stamp duty and spousal transfers, including when exemptions apply for married and de facto couples. Finally, we talk about why every property settlement should include fallback provisions if finance approval falls through, and how having a safety net in place can protect both parties and reduce unnecessary stress. This episode is for anyone navigating separation, negotiating a property settlement, or trying to work out whether keeping the family home is financially viable. In this episode, we cover: Buying out an ex after separation Property settlements and formal agreements Refinancing vs new loans after separation Borrowing capacity and affordability Mediation and negotiation pathways Stamp duty exemptions and spousal transfers What happens if finance isn't approved Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Christina Salvo, CEO, Simple Separation  Website   Instagram Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

Dr Gina Cleo joins me for a powerful conversation about the tiny habits that help you steady yourself after separation especially when identity, routine and confidence feel completely shaken. Gina shares openly about her three divorces and the very human process of rebuilding from the inside out. We explore how separation disrupts the "micro-moments" of your day, why habits shape identity, and the difference between having a habit problem versus simply having no capacity left. We also talk about: Small actions that rebuild confidence and clarity Breaking patterns like people-pleasing and overexplaining Co-parenting systems that create emotional safety Why motivation can't be relied on during grief or overwhelm The one habit she recommends for anyone drowning in stress This episode is gentle, practical and full of hope. If you're trying to find your feet again, start here — with habits that heal. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Dr Gina Cleo, PhD . Habit Researcher . Speaker . Author . Dietitian  Dr Gina's Website Dr Gina's Instagram   Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

Children feel the impact of separation long before they can explain it and many carry those early wounds into adulthood. In this episode, I'm joined by Tommy Herschell, founder of Find Ya Feet, to explore what can happen for kids during a family breakdown and how those early experiences can shape boys and men for decades. Tommy shares his own story, his parents' separation when he was 10 years old, the years of self-blame, and the emotional crash in his mid-30s that forced him to face what he'd been carrying. We talk about how unspoken pain shows up in kids' behaviour, why emotional safety matters, and the patterns that often follow boys into adulthood. We also touch on what parents can do differently during separation, including: – communicating without overwhelming – staying respectful about the other parent – modelling emotional regulation – protecting kids from adult burdens This conversation is raw, grounded, and full of insight about what children feel but rarely say and what it takes to help them find their feet again. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Tommy Herschel Founder of Find Ya Feet Find Ya Feet Website Find Ya Feet Instagram Find Ya Feet Facebook Merch Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

If your mind feels loud but your heart has gone quiet, this episode is for you. If you're navigating divorce or separation and feel overwhelmed by everyone's opinions, this episode will help you tune back into your voice. In this instalment of The Anatomy of Divorce, I explore The Ears — the part of the process where discernment, boundaries, and self-trust matter most. During separation, it can feel like you're drowning in advice from friends, family, lawyers, social media, and your own inner critic. But not every voice deserves airtime. I share how this played out during my own divorce and how to recognise the difference between helpful guidance and harmful noise. You'll learn how to filter opinions, balance emotion with strategy, and rebuild trust in your own internal compass. This episode is for anyone struggling with decision-making, second-guessing themselves, or feeling confused by the competing voices around them. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This episode is produced by Dan King of Dan King Productions. This episode is sposnored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

This episode is part of The Anatomy of Divorce segment, I unpack one of the most overlooked skills in separation - perspective. When life turns upside down after divorce, your brain goes into survival mode. You loop old arguments, replay stories, and grip tightly to being understood. But sometimes the shift you need most isn't fixing them - it's seeing them differently. I share how understanding your biology, practising perspective-taking, and embracing Mel Robbins' Let Them Theory can help you calm your nervous system, make clearer decisions, and protect your peace. You'll also learn my six-step Perspective Check, a simple, science-backed tool to help you step out of reactivity and back into clarity. This is an episode for anyone who's ready to stop explaining, start exhaling, and find real freedom after divorce. In this episode, I talk about: Why your brain goes into survival mode after separation; How looping thoughts keep you trapped in pain; The psychology of perspective taking and how it helps regulate emotions; A six-step framework to widen your lens without losing your boundaries; The 90-second de-flare technique for calmer communication; What the Let Them Theory can teach us about emotional release and self-preservation; The difference between letting go and giving up; Why peace comes from perception, not permission. Resources: Mel Robbins 1800 RESPECT Beyond Blue Blue Knot Foundation Lifeline Headspace Friendline Relationships Australia Kids Helpline Mens Line Australia Lysn Mindspot QLife Panda Sane Suicide Call Back Service Open Arms White Ribbon Australia Amica Reach Out Gidget Foundation Black Dog Institute Link 2 Home Homelessness Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This episode is produced by Dan King of Dan King Productions. This episode is sposnored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.