HomeRun x Realestate.co.nz

Not everyone starts with deep pockets. Tama Singh proves that determination, education, and the right strategy can completely change your financial future.

In this episode of the HomeRun Podcast, we sit down with property investor, entrepreneur, and mentor Tama Singh to unpack the mindset, strategies, and lessons that helped him build an impressive property portfolio after starting with just $4,000.

Since 2021, Tama has been involved in purchasing more than 65 investment properties, helping hundreds of Kiwis begin their own property investment journey.

We discuss:
How Tama got started in property investing
Finding profitable investment deals
Property flipping vs buy-and-hold investing
Common mistakes first-time investors make
Building wealth in today's New Zealand market
The mindset required for long-term success
Whether it's still possible to build wealth through property in 2026
Whether you're buying your first home, looking at your first investment property, or already building a portfolio, this episode is packed with practical advice and real-world experience.

🎙️ Guest: Tama Singh – Property Investor, Mentor & Founder of InvestorPro Leaders

Episode Timeline
00:10 – Introduction to guest Tama Singh, a property investor, flipper, and coach.
00:35 – Tama highlights his background and crossing 400 property transactions in five years.
01:21 – Discussing shifting interests toward global events, COVID-19 impacts, and politics.
02:08 – Reflecting on growing up in a small town near Opotiki and his family's immigrant journey from Fiji.
02:56 – Individualism vs. collectivism: How family units leverage pooled resources to build property wealth.
04:40 – Generational spending habits, money values, and the impact of online convenience culture.
06:13 – A discussion on cultural dynamics, family leadership, and traditional dynamics within community wealth building.
08:48 – Cultural patterns in finance, real estate expectations, and social media influences.
11:19 – Unpacking the property cycle, avoiding negative equity, and buying below market value.
13:50 – Analyzing the shifting 2026 market, food and fuel inflation, and tightening bank serviceability.
16:04 – The core strategy: Why Tama advocates for regional property transactions under $500k.
16:53 – Regional investments vs. Auckland: Managing holding costs and protecting downside risk.
18:04 – Deconstructing capital gains: Forced appreciation through renovations vs. the element of time.
19:56 – Flying to regions, managing out-of-town trades, and calculating real return on investment (ROI).
21:56 – Tama’s property origins: Buying his first family home in Auckland at 19 and leveraging into regional investments.
24:36 – The explosion of AI content online and the challenges of organic social media engagement.
27:43 – Recapping a Christchurch property networking event and economic perspectives on the political landscape.
31:08 – Smart purchasing criteria: What to look for in a first home, location mapping, and utilizing negotiation math.
34:00 – Auction tips and vendor psychology
36:46 – The Real Estate Agents Act (REA)
39:45 – Evaluating the Wellington property market
41:52 – Property dynamics in an election year
46:39 – Capitalizing on a buyers' market
49:16 – Maximizing early property access terms
51:15 – Auction downsides for buyers
54:12 – The real purpose of property appraisals
57:42 – How Tama transition into the property flipping game 01:01:08 – Critiquing the social media "flex" mentality
01:02:50 – The ultimate goal of property wealth
01:05:03 – Closing remarks
Stay connected with Homerun Podcast 👇Youtube: https://www.youtube.com/@HomerunpodcastnzSpotify: https://open.spotify.com/show/2Ik9md6okR9DaNIPwS7gJdApple Podcast: https://podcasts.apple.com/us/podcast/homerun-x-realestate-co-nz/id1815415116Instagram: https://www.instagram.com/homerunpodcastnzTiktok: https://www.tiktok.com/@homerunnzLinkedin: https://www.linkedin.com/showcase/homerunnz/

In this episode of the Home Run podcast, we sit down with Qiulae Wong, leader of The Opportunities Party (TOP), to discuss their bold vision for New Zealand’s economic and political future. From a massive "tax reset" to long-term infrastructure planning, Wong explains why she believes the current political cycle is broken and how TOP intends to fix it.

Whether you are a property owner concerned about new taxes or an aspiring buyer looking for a more affordable market, this conversation offers a fresh, centrist perspective on New Zealand’s most pressing issues.

Timestamps:
00:09 - Welcome and Introduction to Qiulae Wong, leader of The Opportunities Party (TOP).1
01:26 - The problem with short-term politics and "flip-flopping" between governments.2
04:33 - Proposal to extend the governing cycle to a four-year term.3
05:51 - Mandating a long-term, cross-party infrastructure pipeline.4
07:20 - Why New Zealand needs a centrist party in Parliament to bridge the divide.5
11:10 - Recent polling milestones and the shift in TOP's campaign strategy.6
13:48 - TOP’s leverage: Negotiating a 25-year energy strategy.7
14:42 - Cleaning up lobbying: Stand-down periods and a transparent register.8
20:57 - The Energy Crisis: Why NZ pays fossil fuel prices for renewable energy.9
23:42 - The "Capacity Investment Scheme" to guarantee renewable energy prices.10
26:28 - The Property Tax Reset: 1.75% annual land tax on urban property.11
35:46 - Implementation plan: Easing the land tax in over 10 years.12
38:42 - The "Citizens Income": Providing $370 per week to all adults.13
41:14 - Solving the "Poverty Trap" and secondary tax rate issues.14
46:08 - Strengthening the Commerce Commission to tackle construction and supermarket monopolies.15
52:44 - Why TOP supports Single Transferable Vote (STV) and lowering the 5% threshold.16
57:33 - Defining sustainability as economic and social longevity.

Is there truly an unfair tax advantage when it comes to investing in property in New Zealand?In this episode of Home Run, the realestate.co.nz podcast, we sit down with Matthew Harris, Managing Director of Lighthouse (https://lighthousefinancial.co.nz/), to debunk widespread myths surrounding property investment, capital gains, and New Zealand's tax system.Matthew shares his insights from over 20 years in the industry, breaking down the true power of leverage, the critical difference between good debt and bad debt, and why financial literacy combined with action is the ultimate formula for financial success. We also take a deep dive into the unique Kiwi psyche around wealth, "tall poppy syndrome," and how we can better educate the next generation about money.Connect with Lighthouse: https://lighthousefinancial.co.nz/If you enjoyed this episode, please drop a like, leave a comment with your thoughts, and subscribe for more deep dives into real estate, the economy, and financial strategy!TIMESTAMPS:0:00 - Introduction: Meet Matthew Harris from Lighthouse0:49 - Does property have an unfair tax advantage in NZ?1:33 - Property vs. Shares: Building a diversified balance sheet3:49 - The power of leverage and navigating deposit requirements5:56 - Lighthouse’s success formula: Financial literacy + Action7:45 - Good debt vs. Bad debt (and the Porsche debate)9:52 - Can anyone take action? Maximizing KiwiSaver and starting small12:09 - Why our education system fails at teaching financial literacy13:40 - Market fluctuations, social media, and the "pump & dump" news cycle14:30 - Property growth metrics vs. Bitcoin & scarce assets16:50 - Is the global financial system broken?18:16 - What happens when you over-tax the wealthy?20:10 - The perception problem: Are Kiwis actually under-taxed?21:32 - Financial literacy in the home: How to teach kids about money27:20 - Shaping work ethic: Paper runs, picking fruit, and child labor values29:30 - How ring-fencing and interest deductibility rules penalized property investors34:20 - The inflation hedge: Why billionaires use debt to win37:14 - Is real estate an unproductive asset? Property vs. Startups41:41 - Addressing New Zealand's core productivity issues45:18 - How to educate yourself in the age of AI and ChatGPT48:09 - The Kiwi money psyche & overcoming Tall Poppy Syndrome53:26 - Wrap up: Taking charge of your financial futureEnjoyed this episode? Don't forget to LIKE, COMMENT, and SUBSCRIBE for more deep dives into the realities of the real estate market! 🔔Stay connected with Homerun Podcast 👇Youtube: https://www.youtube.com/@HomerunpodcastnzSpotify: https://open.spotify.com/show/2Ik9md6okR9DaNIPwS7gJdApple Podcast: https://podcasts.apple.com/us/podcast/homerun-x-realestate-co-nz/id1815415116Instagram: https://www.instagram.com/homerunpodcastnzTiktok: https://www.tiktok.com/@homerunnzLinkedin: https://www.linkedin.com/showcase/homerunnz/

Welcome to Episode 8 of the HomeRun Podcast! 🏠

In this episode, we sit down with Richard Hern, Partner at Wynn Williams and a top specialist in real estate and professional indemnity disputes. Law is evolving rapidly, and the "general practitioner" model is dying out. When a real estate transaction fails, you don't just need a lawyer—you need a deep specialist who knows how to navigate the wreckage.

Richard pulls back the curtain on the dark side of legal tech, explaining how "vexatious" litigants are now using AI to hallucinate sophisticated-looking, entirely fake legal arguments.

We also dive deep into the strict, unforgiving world of professional ethics. Think a verbal disclosure will protect you in court? Think again. Richard breaks down exactly why withholding property issues can cost real estate agents and lawyers their licenses—or worse, land them with fraud allegations.

Whether you’re an agent, a buyer, or a property professional, this episode is a masterclass in protecting yourself, your reputation, and your wallet.

📌 What We Cover:
The Specialization Shift: Why the "GP" model of law is dead and why deep specialization matters when deals go south.

The AI Threat: How AI is being weaponized by frivolous litigants to generate "hallucinated" case law, and why human emotional intelligence (EQ) is irreplaceable.

The Golden Rule of Disclosure: Why everything must be in writing and the catastrophic legal consequences of trying to hide property defects from lenders or buyers.

How to Handle Disputes: Steps to resolve conflicts internally, how to deal with the Real Estate Authority (REA), and how to act as a "peacemaker" without accidentally admitting liability.

🔗 Connect with Our Guest:
Learn more about Richard Hern at Wynn Williams: https://wynnwilliams.co.nz/people/richard-hern/

⏱️ Timestamps:
0:00 - Introduction
02:15 - The Death of the General Practitioner Lawyer
07:45 - AI in Law: Useful Tool or Weapon for Fake Litigants?
14:30 - Beware AI "Hallucinations" in Court
21:10 - The Hidden Dangers of Verbal Disclosures
29:35 - Hide a Defect, Lose Your License: Ethics & Fraud
38:00 - How to Navigate a Real Estate Dispute Like a Professional
45:20 - Final Takeaways with Richard Hern

Enjoyed this episode? Don't forget to LIKE, COMMENT, and SUBSCRIBE for more deep dives into the realities of the real estate market! 🔔

#HomeRunPodcast #RealEstateLaw #PropTech #AIInLaw #PropertyDisputes #WynnWilliams #RealEstateEthics

Think your Council CV or a 3-month-old agent appraisal tells you what a house is actually worth? Think again. In this episode of HomeRun, we sit down with Alex Martelli, the expert property buying force behind Martelli Buyers Agency, to expose the massive flaws in how property is bought, sold, and valued in 2026.

👇 If you’re sick of blind auctions, fake appraisals, and deals collapsing over pure ego, watch this. 👇

The 2026 property market is highly fragmented—it’s a transitional space where generalizing it as a "buyers'" or "sellers'" market is a critical mistake. While some pockets are slow, high-demand family home zones (like the North Shore and the Eastern suburbs) remain fiercely competitive. In this deep-dive, Alex Martelli pulls back the curtain on the real estate industry's biggest pitfalls. We unpack why automated pricing algorithms are completely blind to property realities (like lack of sunlight or hidden maintenance issues), why "multi-offers" are an ethical nightmare for both sides, and how sellers sabotage their own campaigns by playing hard to get with their agents. Whether you are trying to break into the $700k–$1.1M first-home buyer bracket or looking to trade up into a premium school zone, Alex reveals the unfiltered truth about finding a property's "True Price."

What You’ll Learn:
00:00 - Intro 02:10 - Appraisals vs. Reality: Alex Martelli Defines "True Price"
05:45 - The Algorithmic Lie: Why You Must Disregard Council CVs
09:30 - Navigating the 2026 Transitional Market (North Shore vs. The Pockets)
13:15 - The First-Home Buyer Surge in the $700k–$1.1M Range
16:40 - The Myth of Seasonality: Do Buyers Actually Hibernate?
19:50 - Why Multi-Offers are the "Worst Methodology" in Real Estate
24:15 - Don't Let $10,000 Kill Your Deal: The Cost of Entrenched Ego
28:30 - Vendor Mistakes: Why Saying "I Don't Need to Sell" Destroys Agent Motivation

"An algorithm doesn't know if a house gets no sun or has a mold problem. Stop letting a computer screen dictate your property's value." — Alex Martelli
"Deals don't fail over facts; they fail over foolish pride. Don't lose your dream home over a stubborn $10,000 standoff." — Alex Martelli

Need an expert on your side of the negotiating table? Connect with Alex Martelli and the team: 🔗 https://www.martellibuyers.co.nz/Enjoyed this episode of HomeRun?

👉 SUBSCRIBE for more unfiltered insights into the real estate market.
💬 DROP A COMMENT: Have you ever lost a property to a "blind" multi-offer process? Let’s talk about it below!