642 episodes
How to Budget When You're Too Busy to Budget | Reair: Overwhelmed Working Woman with Michelle Gauthier | 639
02/11/2026 | 26 mins.Curious? Watch Our Money Makeover Bootcamp!
Ready? Buy Our Simplified Budget System Now!
Budget besties, what if we told you that you could have a budget that practically runs itself AND still have money for date nights, vacations, Chick-fil-A runs, and all the things you love?! 🙌
We joined Michelle for a fun conversation about why traditional budgeting feels so overwhelming and how we're flipping the script on the dreaded B-word!
Because here's the thing: You work hard for your money, and you deserve to actually enjoy it!
If you've ever looked at your bank account and thought, "I make good money, so where the heck is it all going?" — this episode is for YOU.
We're breaking down our simple, three-step budgeting system that helps you get organized, ditch the money stress, and finally feel confident about your finances. And spoiler alert: You don't have to track every single transaction or give up your favorite things!
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
Connect with Michelle:
Her Podcast
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.- Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Hey, budget besties! 💕
If you're self-employed, juggling inconsistent income, and constantly trying to figure out how much money you can actually spend, this episode is for YOU!
Today, we're sitting down with Shelly, a business owner managing TWO businesses, seasonal income, and credit card debt. She's been doing what so many of us think we're supposed to do: making extra money and throwing it straight at debt. But when business slows down, she's right back to using those credit cards to cover everyday expenses.
Sound familiar?
Here's the thing: Paying off debt isn't always the first step toward getting your finances under control. Sometimes, we need to get ahead on our expenses FIRST so we can stop using those credit cards altogether!
In this real-life coaching conversation, we're breaking down how to manage inconsistent income, separate business and personal finances, and create a budget that actually works when your paychecks aren't predictable.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. - Watch us make the budget!
Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, HOW is it already November?! 🍁 We blinked, October disappeared, and suddenly it's time to make another budget!
But don't worry, because we're making this SUPER simple!
In this episode, we're walking you through exactly how to create your November budget using our five-column budgeting system. No complicated spreadsheets, no tracking every single Chick-fil-A run, and definitely no wondering where all your money went!
We're breaking down how to organize your income, debt payments, bills, spending, and savings so that every dollar has a purpose.
Plus, we're sharing a real-life budget example of a single woman bringing in $11,400 a month who is able to save $1,700, invest, AND put almost $1,900 extra toward debt!
Yes, bestie, you really can save for your future while paying off your past!
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. - Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, does your grocery spending feel like a roller coaster? One week you're grabbing milk and eggs, and the next you're dropping hundreds at Costco. And what about that money you swear was left over from your paycheck? Where the heck did it go?!
In this episode, Shana and Vanessa are answering real questions from our Facebook community, and we're tackling two budgeting struggles that so many of us face: unpredictable grocery spending and money that seems to magically disappear.
We're breaking down how to create a grocery budget that actually works, even if you're a Costco, Sam's Club, or BJ's regular. We'll show you how to use a 90-day spending audit, create separate savings buckets, and set realistic spending guardrails so you're not constantly guessing how much you can afford.
Then we're getting into the paycheck-to-paycheck cycle. Because if you're tracking your spending but still wondering where all your money went, your spreadsheet might not be giving you the full picture.
And, of course, Vanessa has a little grocery store confession involving boneless, skinless chicken thighs and a reminder that having a budget isn't about restricting yourself. It's about giving yourself permission to spend without the guilt!
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. - Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Are you ready to get your budget organized but feeling a little overwhelmed about where to start? How many checking accounts do you actually need? What happens when an unexpected expense pops up? And how do you keep everything straight without constantly moving money around?
In this episode, we're chatting with Teresa, who's ready to take control of her finances but has LOTS of questions about setting up her budget system. And trust us, besties, she's not alone!
We're breaking down the five checking accounts we recommend starting with, why separating your money is such a game changer, and how to handle those unexpected expenses without throwing your entire budget off track.
Plus, we're talking about something SO important: giving yourself grace while you're learning! Your budget doesn't have to be perfect on day one. In fact, we don't expect it to be.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.
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Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?
You’re in the right place!
We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.
We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
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