643 episodes
She Makes Good Money But Still Lives Paycheck to Paycheck: A Real Budget Coaching Session | 633
19/10/2026 | 29 mins.Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, have you ever looked at your paycheck and thought, "I make good money, so where the heck is it all going?" 💸
If you've ever felt like you're constantly playing catch-up, moving money between accounts, or wondering why your budget never seems to match your bank account, this episode is for YOU!
Today, we're doing something a little different! We're bringing you inside a real-life budget coaching session with our special guest, Jen.
Jen makes a great income, has been budgeting for a while, and is doing so many things right. But there's one big problem: she still feels like she's constantly robbing Peter to pay Paul. Sound familiar?
Together, we're digging into her actual numbers, reviewing her budget, and making some simple but POWERFUL changes to help her finally get ahead.
And spoiler alert: Jen doesn't necessarily need to make more money or cut out everything she loves. She needs a system that actually works with her real life!
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.Debt Snowball vs. Debt Avalanche: Which Debt Payoff Method Is Best for You? | 632
16/10/2026 | 11 mins.Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST!
Budget besties, if you're staring at multiple credit card balances and wondering where the heck to start, this episode is for YOU!
Today, Shana and Vanessa are answering your questions straight from our Budget Besties Facebook community! We're breaking down the different ways to pay off debt, how to decide which balance to tackle first, and why throwing a little extra money at every card might actually be slowing you down.
Should you start with your smallest balance? Your highest interest rate? Or that car payment that's almost paid off? Spoiler alert: there's no one-size-fits-all answer!
We're talking about the debt snowball, debt avalanche, and highest-minimum-payment methods, plus how to make a payoff plan that actually works for YOUR budget.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.Why You're Living Paycheck to Paycheck Even With a Good Income: The Hidden Debt Trap | 631
14/10/2026 | 16 mins.Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST!
Budget besties, you make good money. Like, REALLY good money. 💸 So why does it feel like there's never enough left at the end of the month?
You look at your income and think, We should have savings. We should have breathing room. We should NOT be living paycheck to paycheck.
But somehow, the money disappears before you even get a chance to enjoy it.
Here's the thing: Your income might not be the problem. Your debt payments might be eating up all your cash flow!
In this episode, we're breaking down why even six-figure earners can feel completely broke, how debt quietly takes over your budget, and what you can do to finally get ahead.
We're sharing real stories from our coaching clients, including someone making $20,000 a month who discovered she was paying $5,700 toward debt every single month! 😳
And trust us, she's not alone.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.- Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST!
Budget besties, you're smart, successful, making good money, and handling all the things. So why does it feel like you just can't get ahead with your credit cards?!
If you're constantly swiping your credit card, paying it off, and then swiping it again, you're not alone. And spoiler alert: Paying off your credit card balance isn't going to fix the problem if you don't change the system behind it!
In today's episode, Shana and Vanessa are breaking down 5 reasons smart women stay stuck in credit card debt, even when they're earning great incomes and trying to make responsible financial decisions.
We're talking about why your budget might actually be setting you up to fail, how those "unexpected" expenses aren't really unexpected, and why chasing credit card rewards could be keeping you a month behind financially.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy. Pay Off Debt or Save for a House? How to Budget Irregular Income w/ Cheryl | 629
09/10/2026 | 17 mins.Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Hey, budget besties! 💕
What happens when your income changes every month, but your financial goals stay the same? How do you save for a house, pay off debt, and still enjoy your life when some months bring in plenty of money and others are a little tighter?
This week, we're chatting with Cheryl, who has been using our Simplified Budget System to get her spending under control (especially groceries and dining out!). Now she's tackling her next big goal: saving another $10,000 for a house down payment while managing an inconsistent income.
And here's the twist: Cheryl is also working toward paying off her credit card by January. So should she keep throwing extra money at that debt or switch gears and start stacking cash for her dream home?
We're breaking down how to make those decisions without overcomplicating your budget.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Click here to view our privacy policy.
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About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***
Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?
You’re in the right place!
We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.
We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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