A LinkedIn Live conversation on money confidence, risk and the future of careers
Over the last few years, work has quietly shifted from ambition to survival.
Rising living costs, economic uncertainty, layoffs and AI have changed how people make career decisions. Instead of taking risks or pursuing meaningful work, many are staying put not because they want to, but because it feels safer to stay. The media has called this the Big Stay or job-hugging.
Why these two perspectives together
Louise and Ruth operate at different, but deeply connected, points in the system.
Louise works at the earliest stage, where money beliefs, habits and confidence are formed in childhood and adolescence.
Ruth works at the adult decision-making stage, where financial confidence shapes career risk-taking, leadership progression, entrepreneurship and long-term wellbeing.
Together, they offer an end-to-end view of how money confidence shapes working lives.
Why money confidence often matters more than income when it comes to career choices
How financial insecurity quietly shapes promotions, leadership ambition and risk-taking
Why people from less affluent backgrounds are less likely to take career risks, even when highly capable
How early money beliefs follow people into adulthood and the workplace
Why financial wellbeing is the most neglected pillar of workplace wellbeing
What leaders and organisations can do to reduce fear-driven decision-making without being intrusive
What you’ll learn in this episode
This conversation reframes financial literacy not as budgeting or products, but as freedom, confidence and optionality.
Money confidence influences:
Who feels able to negotiate, speak up or take risks
Who progresses into leadership roles
Who starts businesses or new ventures
Who opts out, plays safe or stays stuck
Why this matters for leaders and organisations
For leaders concerned about engagement, retention, wellbeing, DEI and social mobility, this episode highlights a hidden but powerful driver of workplace behaviour.
About our guests
Louise Hill
Co-founder of GoHenry, a financial education platform helping children and young people build money confidence from an early age.
🔗 LinkedIn: https://www.linkedin.com/in/louise-hill-5197614/
🔗 GoHenry: https://www.gohenry.com
Ruth Handcock
CEO of Octopus Money, supporting adults and employees to make confident financial decisions about work, life and the future.
🔗 LinkedIn: https://www.linkedin.com/in/ruth-handcock-obe-71b3656/
🔗 Octopus Money: https://octopusmoney.com
🎧 Who this episode is for
Leaders and managers worried about engagement, retention and risk-aversion
HR and People teams focused on wellbeing, DEI and social mobility
Parents thinking about the long-term impact of money conversations at home
Employees feeling cautious, stuck or unable to take career risks
Founders and policymakers interested in innovation and economic participation
💬 Connect with Truth, Lies & Work
Website: https://truthliesandwork.com
Email:
[email protected] LinkedIn: https://www.linkedin.com/company/truth-lies-and-work
Instagram: https://www.instagram.com/truthlieswork
Connect with the hosts
Al Elliott: https://www.linkedin.com/in/alelliott/
Leanne Elliott: https://www.linkedin.com/in/leanneelliott/
🧠 Mental health support
If this conversation brings anything up for you:
UK & ROI: Samaritans — 116 123 | https://www.samaritans.org
US: Suicide & Crisis Lifeline — 988 | https://988lifeline.org
Australia: Lifeline — 13 11 14 | https://www.lifeline.org.au
Elsewhere: https://findahelpline.com