The Martin Lewis Podcast

In this episode of The Martin Lewis Question Time Podcast, Martin tackles a packed agenda of your real-life money dilemmas, bringing practical advice to your most pressing financial questions.
For those new to investing, there’s a question from a beginner worried about risk. Martin unpacks what “risk” really means, how to assess your tolerance, and why understanding volatility is key before putting your money into the markets.
Martin explains pension options for the self-employed — a crucial topic for anyone without automatic workplace contributions. Martin breaks down the key choices, from personal pensions to SIPPs, explains how to get started and how to make your money work harder for your future.
A listener asks what rights they have when a kitchen starts to fail five years after installation. Martin explains consumer protection laws, including how long goods should reasonably last and how to challenge retailers or manufacturers when things go wrong well beyond the guarantee period, going through his SAD FART acronym so you can easily remember your statutory rights under the UK Consumer Rights Act.
There’s also a feel‑good moment, with a success story from a listener who successfully claimed on their travel insurance — highlighting the importance of knowing how to navigate the claims process.
Plus, Martin reflects on his own biggest money‑saving faux pas, listen to find out if he is on the Energy Price Cap.
And, England fast bowler Mark Wood steps up to become the first cricket World Cup winner to also be awarded an ESQ.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

Martin Lewis dives into council tax. Are you overpaying? Martin breaks down practical, often overlooked ways you could cut your bill—potentially saving hundreds each year. From checking your property band to claiming discounts for single occupancy, students, or disabilities.
We also explore what to do if you think your property has been incorrectly assessed—plus the potential risks of challenging your banding. With real-life success stories and clear step-by-step guidance, you’ll find out how to navigate the system and make sure you're not paying more than you need to.
Plus, this week’s “Tell Us”— We’re asking: What’s the biggest money secret you’ve ever kept? When was it? Who did you keep it from—and why? We hear your candid, surprising, and sometimes emotional stories.
In our regular Mastermind feature, Adrian tackles a question from Martin on Lifetime ISAs (LISAs).
And Martin brings you the latest Premium Bonds update—including current prize rates, odds of winning, and whether they still stack up compared to savings accounts in today’s climate.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: an explainer on what the best way is to stooze - in other words, how to I get money from a 0% credit card to save it and maximise the gain.
Martin answers a question about the best saving account options for a 17yr old.
A caller asks if they will lose Child Benefit if they only earn over the limit for some of the year.
Discover the advice Martin gives a parent who is nervous of giving their 18 year old a credit card for a first trip abroad. He also explains what alternatives are around.
And finally, make sure you listen to the end to find out who, in the week of Martin’s birthday, we get as a surprise special guest last caller…
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

Martin Lewis brings you everything you need to know about the energy direct debit cycle. Explaining why this is perfect time of year to check your direct debits, how much you should be in credit or debt with your energy provider and what do you do if you’re too much in credit.
Martin explains the cheapest ways to spend abroad and why you should be thinking about it now.
A lovely Tell Us which looks at when your children have impressed you with their financial knowledge.
And Mastermind this week is all about your rights if you buy a faulty item.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I switch my energy fix to a new provider during the 14-day cooling off period? Where should I keep a big lump sum I’ve got from my house sale? I’ve had a financial lightbulb moment, but my partner can’t see it, how should I talk to them about it? Plus, after a question about a retailer that was displaying the wrong returns info online, we’ve turned a consumer rights wrong into a success!

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his signature dance move, which number he has his toaster set to, or have a very complicated question about your finances, email it to [email protected].