Basis Points

What if the strategy that built your clients' wealth is the same one quietly destroying it in retirement?

A new report from Milford; When Timing Becomes the Biggest Risk in Retirement, suggests that retirement fundamentally changes the maths of investing- including Dollar Cost Averaging.

Ally sits down with Regan van Berlo, Australian Country Manager at Milford, to hear how the report affects the way advisers prepare their clients for retirement.

Chapters:

00:00:00 Why Retirement Changes Portfolio Construction
03:38 Advising Clients 15 to 20 Years Earlier
00:07:04 Managing Sequencing Risk and Drawdowns
00:10:15 Choosing Better Retirement Portfolio Metrics
00:12:25 Building Retirement Portfolios That Last
00:18:02 Practical Advice for Retirement Conversations

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.25 Total Hours
Knowledge Requirements: Retirement (0.25 hour)
Legislated CPD Area: Technical Competence (0.25 hour)

———

This episode has been sponsored by Milford. Visit Milford’s website to find out more about their funds and download their latest Orange Paper ‘When timing becomes the biggest risk in retirement’ here. Thanks to Milford for helping us keep our content free.

https://milfordasset.com.au/orange-paper-when-timing-becomes-the-biggest-risk-in-retirement/

———

Want more Basis Points?

Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

———
Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

The same portfolio mistakes keep showing up across adviser practices, and Jacqueline Fernley, Founder and OCIO of Arcpoint, has seen them all.

When it comes to public markets, the mistakes look different but are just as costly. In this episode, we explore how you can avoid them.

Plus how can advisers locate long term out-performers amongst the huge dispersion of performance in the asset class.

Chapters:

00:00:00 Introduction
00:01:36 Advice Industry Trends
00:06:30 Building An OCIO Business
00:08:05 Market Noise And Staying Invested
00:09:42 Private Credit Reality Check
00:14:45 Private Markets Are Hard
00:17:58 Tax Changes And Portfolio Construction
00:20:44 Infrastructure’s AI Tailwind
00:23:05 What Jacqueline Avoids
00:27:31 How To Assess Managers
00:30:52 The AI CapEx Chart

Want to see this weeks chart? Subscribe to the Basis Points newsletter. You’ll get exclusive insights from each episode, plus detailed analysis of each chart.

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.5 Total Hours
Knowledge Requirements: Financial Planning (0.25 hour), Managed Investments (0.25 hour)
Legislated CPD Area: Technical Competence (0.50 hour)

———

Want more Basis Points?
Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

———

Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Welcome to 2026, where bonds no longer diversify stocks, volatility remains elevated and inflation isn't going anywhere.

So how should advisers and their client portfolio’s respond?

Morgan Stanley Wealth Management Australia Head of Investment Strategy and Solutions, Alexandre Ventelon, believes in this new market regime, advisers must brace for more volatility and “diversify their diversifiers”.

Captured at the annual Morgan Stanley Australia summit last week, this conversation covers:

Best Practices in APL review processes.
Common mistakes advisers make during manager selection.
Limitations of traditional 60/40 portfolios.
Diversification benefits of alternatives.

Chapters:
00:00:00 Introduction
00:01:55 Smarter Fund Selection
00:07:00 What Drives Returns?
00:11:53 The AI CapEx Boom
00:14:09 Diversify Your Diversifiers
00:18:19 Why Underweight Australia
00:23:49 Earnings Over Valuations
00:24:38 Picking Alternative Managers
00:27:26 Private Markets Under Pressure
00:30:16 The Most Important Chart

Links Mentioned:
Register for early bird Finfest tickets here - http://equitymates.com/finfest-industry
Sign up to the Basis Points email

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.

0.50 Total Hours
Knowledge Requirements: Alternative Assets (0.25 hour), Managed Investments (0.25 hour)
Legislated CPD Area: Technical Competence (0.50 hour)

———

Want more Basis Points?
Watch all episodes in full and relive some of our favourite clips on YouTube
Sign up to the Basis Points email
Join the conversation on LinkedIn

———
Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

These 10 charts will challenge your thinking on AI and economic growth.

Acclaimed macro strategist and Australia’s “king of charts”, Gerard Minack from Minack Advisors joins Ally in the studio bringing his analysis of 10 different charts - each of which will reshape how you think about markets.

From AI to global equities to the war in Iran, these charts will disrupt what you thought was the status quo.

This episode was recorded on 26th May 2026

Chapters:
00:00:00 Introduction & 10 Charts
00:02:01 AI Earnings Bubble
00:06:22 The AI Revenue Problem
00:13:02 Following The AI Money
00:20:37 Has US Leadership Peaked?
00:27:07 America's Earnings Bubble
00:31:44 Strait Of Hormuz Risk
00:37:19 Oil Shock Recession Threat
00:41:58 Why The Fed Won't Cut
00:44:31 The Bull Case For Japan
00:49:36 Closing Thoughts

Links Mentioned: Register for early bird Finfest tickets here - http://equitymates.com/finfest-industry

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.75 Total Hours Knowledge Requirements: Economic Environment (0.50 hour), Securities (0.25 hour) Legislated CPD Area: Technical Competence (0.25 hour), General (0.50 hour)

———

Want more Basis Points?
Watch all episodes in full and relive some of our favourite clips on YouTube
Sign up to the Basis Points email
Join the conversation on LinkedIn

———

Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Want to learn how to sniff out red flags and greenwashing from a mile away? Australian Ethical’s Chief Impact & Ethics Officer Alison George has spent 20 years crafting her nose for it.

In this episode she shares her Green and Red flags for choosing ESG funds plus the questions advisers can ask to cut through the greenwashing spin.

She also tackles why the ethical investment industry needs to communicate better with investors - and whether you'll get better bang for your buck backing a transitioning fossil fuel giant over a tiny wind farm.

Chapters:
00:00:00 Ethical Investing Under Fire
00:02:10 ESG After The Boom
00:08:12 When Ethics Trigger Divestment
00:11:54 Spotting Genuine ESG Funds
00:13:30 Backing Real Climate Winners
00:16:34 Advisers And Client Values
00:20:26 Climate Risk And Greenwashing
00:23:36 Pay-To-Play ESG Concerns
00:24:51 Risks Shaping The Future
00:27:18 Why Inequality Connects Everything

📈 Stocks and ETFs Mentioned: National Australia Bank (ASX: NAB) WiseTech (ASX: WTC) Lendlease (ASX: LLC)

Links Mentioned: Register for early bird finfest tickets here - http://equitymates.com/finfest-industry

———

CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points.
0.5 Total Hours Knowledge Requirements: Fixed Interest (0.25 hour) and Managed Investments (0.25 hour) Legislated CPD Area: Technical Competence (0.50 hour)

———

Want more Basis Points?
Sign up to the Basis Points email
Join the conversation on LinkedIn
Watch all episodes in full and relive some of our favourite clips on YouTube

———

Basis Points is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.