That Home Loan Hub

Kids don’t need a complicated spreadsheet to understand money, they need a simple rule they can actually use. During our School Holiday Edition, we sit down with my son Amir and let him explain money in his own words, including the blunt truth: spend too much and you end up with nothing.

We unpack practical ways an eight-year-old can earn money today, from vacuuming and dishes to windows, tidying, and making beds. Amir also talks about earning beyond the house with dog walking and car washing, then shares what it’s like stepping into a new role coaching Taekwondo, including the idea of a probation or trial period and what “being good” at a job looks like when you’re still a kid. If you’re searching for kids money tips, financial literacy for children, or simple allowance and chores ideas, this conversation is packed with real-life examples.

Then we head into big topics in a small-kid way: saving every dollar of a $10 payment, what it means for money to “grow”, and a first look at shares where you pick a company and buy in. We also touch on inflation and why prices go up, plus a quick hint at the everyday costs adults deal with like water rates and bills. KiwiSaver, compounding interest, and the deeper money stuff get saved for next time, but the foundation starts here.

If you want more honest, practical money conversations for families, subscribe, share this with a parent or whānau member, and leave a quick review. What’s one money lesson you think every child in Aotearoa should learn by age eight?
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A 10-year-old walks into a school holiday podcast and accidentally delivers a masterclass in money basics. Aslan joins me for a funny, sharp chat that starts with what money can buy (yes, lollies make the list) and quickly turns into real financial literacy for kids and families: how to earn money young, why saving matters, and how to think about spending without blowing it all at once. If you’ve ever wondered how to teach kids about money without lectures, this is the kind of conversation that does the job naturally. 

We get practical with pocket money, simple side hustles like cleaning and lawn mowing, and setting savings goals for big-ticket wants like an electric scooter or a PS5. Then we take an unexpected turn into investing, with shares in familiar companies as a way to make “stocks” feel normal rather than scary. We also talk about earning through coaching at taekwondo, and how skills can become income even before you’re a teenager. 

From there, we zoom out to grown-up topics explained in kid terms: what a mortgage is, why banks charge interest rates, and why you often pay back more than you borrow. To wrap up, we compare free fun with paid fun during the school holidays, revisit a lemonade stand that nearly hit $100 in one day, and preview inflation with the clearest example possible: the same lolly packet costs more and sometimes comes with fewer lollies. If you care about personal finance, money habits, investing basics, mortgage basics, and inflation explained simply, you’ll get plenty to think about. 

Subscribe for more real-world money chats, share this with a parent or whānau member, and leave a review if it helped. What’s one money lesson you wish you learned at 10?
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A five-year-old sits down for a holiday chat and accidentally delivers a clearer money lesson than most adults. Zara joins us on the mic and we start with the basics: what money is, what you can do with it, and how you earn it through simple “jobs” like helping out at home. It’s funny, honest, and surprisingly practical for any parent thinking about kids and pocket money in New Zealand.

From there, we get into the part that really matters for building kids’ financial literacy: saving. Zara explains saving in her own words, talks about putting coins into her money box, and sets a clear goal for opening it on her birthday. We unpack why goal-based saving works so well for children, how to talk about spending without shame, and how small habits can shape long-term confidence with money.

We also introduce KiwiSaver in plain language, including why some families choose to open a KiwiSaver for kids early and how long-term saving connects to future goals like buying a first home. Along the way, Zara makes a bold request for $2,000 from listeners, which turns into a perfect moment to talk about value, patience, and big dreams on a small budget.

If you enjoy real-life parenting chats, money basics for children, and practical NZ personal finance conversations, hit play. Subscribe, share this with a parent or caregiver, and leave a review, then email us and tell us what you were doing while you listened.
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Choosing a mortgage advisor can feel like ordering an Uber: you hit a button, a name pops up, and you hope the experience is a good one. After a weekend of rides in Sydney, we have an epiphany about why some professionals leave you feeling supported and calm, while others make you feel like a chore they want to finish as fast as possible. That gap is not about fancy words or shiny branding. It is about service, curiosity, and whether someone treats you like a human with a destination. 

We unpack what “great service” looks like in the mortgage world in New Zealand, especially for first home buyers and anyone who feels unsure about deposits, lending rules, or how to even start. We talk about the reality that anyone can appear in a Google search for a mortgage broker, mortgage advisor Wellington, or mortgage advisor New Zealand, but you cannot tell from a listing who will take time to learn your goals. We also challenge the idea of turning people away just because they are not ready today, because the best outcomes often come from steady preparation over months. 

Along the way we share a client win where the right guidance turns “this is too hard” into a near-term settlement, and we reflect on the small moments that matter, like being listened to and having a clear plan. If you want a more human, practical take on home loans, trust, and client experience, press play. Subscribe, share with a friend who’s house hunting, and leave a review telling us what you think great service should feel like.
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Prices are up, nerves are up, and the headlines make it feel like everyone is one bad week away from chaos. We sit down with James to talk honestly about the state of the nation and why the smartest move right now is to stop reacting to what you can’t control and start tightening the screws on what you can. From fuel costs to the uncertainty that comes with an election year, we unpack what’s really driving the stress for Kiwi households.

We also zoom in on the New Zealand property market and why the same conditions that scare some people can create opportunity for others. If you’re a first home buyer trying to reach a 10% deposit, softer house prices and slower movement can buy you time. If you’re an investor with a solid base, pullbacks can be the moment to look, not hide. We talk interest rates in plain language, why refixing can improve cash flow, and how long-term market history keeps repeating even when the current moment feels “different”.

Then we get practical: KiwiSaver settings matter, and they’re easy to neglect. We cover why an emergency fund is non-negotiable, especially when KiwiSaver hardship withdrawals take time and paperwork. Finally, we share simple budgeting tactics that work fast, like cancelling unused subscriptions and choosing one true non-negotiable so your spending matches your priorities.

If this hits home, subscribe for more grounded money talk, share it with a mate who’s stressing, and leave a review so more New Zealanders can find the show. What’s one cost you’re cutting this week?
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Buy your first home in NZ Weekly Webinars 
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72