
Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts
12/12/2025 | 18 mins.
Send Us A Message! Let us know what you think.Topic #1: Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the countryTopic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again?Topic #3: Interest.co.nz 11th of December- Average asking prices on Trade Me Property cooled in most regions in NovemberTopic #4: RNZ 9th of December - The OCR is down, so why are home loans rising?Topic #5: Financial Markets Authority 11th of December - FMA censures Opes for breaching financial advice provider licensee obligations A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts".Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Real Estate Market Update: Why It’s the Best Time to Buy in a Decade
05/12/2025 | 16 mins.
Send Us A Message! Let us know what you think.Topic #1: The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decadeTopic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect homes from extreme weatherTopic #3: Cotality 4th of December- Property values still in a holding patternTopic #4: RNZ 2nd of December - Adjustment to single pension rate may be prompting women to borrow against homes Topic #5: RNZ 2nd December - Consumer and business credit demand improves again in October A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts".#NZProperty #RealEstateNZ #FirstHomeBuyer #PropertyInvestment #HousingMarket #BuyNow #PropertyApprentice #InvestmentOpportunity #RealEstateTips #FinancialFreedomSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later
03/12/2025 | 18 mins.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ saidTopic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent?Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifsTopic #5: NZ Herald 24th of November - KiwiSaver 12% plan risks backfiring without total pay ban, provider warns#PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRobertsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Let's be real about a Capital Gains Tax in NZ
02/12/2025 | 19 mins.
Send Us A Message! Let us know what you think.Is a Capital Gains Tax (CGT) actually on the horizon for New Zealand property investors? 🏠🤔Paul's tackling the conversation arising from the recent Labour Party conference and answering the big question many of you have been asking: What does this mean for my portfolio?He also take a hard look at why the Government struggles to be an effective landlord compared to private investors, and I share some "warning signs" from the UK and Australian markets that we need to pay attention to.But it’s not all doom and gloom! The market is moving, and there are massive opportunities right now for investors who can see past the headlines.In this video, I cover: 🔹The CGT: What’s being said and what you need to know. 🔹 Govt vs. Private Landlords: Why private investors are essential for a healthy rental market. 🔹 The "Dysfunctional" Property Manager: Why government-run housing often faces conflict. 🔹 Global Lessons: What we can learn from the tax changes in the UK and Australia. 🔹 Market Outlook: Why I’m optimistic about the economy moving forward.Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

The CGT Revenue Myth & Future Interest Rate Cuts
25/11/2025 | 18 mins.
Send Us A Message! Let us know what you think.Topic #1: NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - CotalityTopic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30sTopic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5%Topic #4: TradeMe 20th of November - What new Auckland Council housing intensification proposals (PC 120) mean for youTopic #5: NZ Adviser 20th of November - Final OCR cut expected, door left open for more#KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinanceSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.



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