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Property Apprentice Podcast

Debbie & Paul Roberts
Property Apprentice Podcast
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267 episodes

  • Property Apprentice Podcast

    New Meth Rules are HERE: The 15mcg Threshold Win for Landlords + 2026 Census Secrets | NZ Property Insights Ep. 11

    01/05/2026 | 15 mins.
    Send Us A Message! Let us know what you think.
    Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.
    In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.
    PLEASE NOTE: If you downloaded this episode before 3:00 AM and hear the wrong audio, please delete the download and re-download to get the correct version!
    We had a "tech gremlin" swap our files at launch, but the correct episode is now live. Thanks for your patience!
    In this episode, we break down:
    The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.
    The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.
    Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.
    The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.
    The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.
    The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank’s expectations.
    Resource Links: 📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/
     💻 Website: https://www.propertyapprentice.co.nz/
    Support the show
    Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
  • Property Apprentice Podcast

    Sideways Market or Silent Recovery? Regional Booms + The AI Scam Alert

    28/04/2026 | 16 mins.
    Send Us A Message! Let us know what you think.
    Is the New Zealand property market "stuck," or is it quietly preparing for the next big shift? While global headlines are heavy with oil shocks and geopolitical tension, the ground-level data shows a market holding its nerve—and in some regions, completely shattering expectations.
    In this episode of The Week in Review, Debbie Roberts reveals why "sideways" is actually a strategic accumulation window, how to navigate the bizarre new world of AI scams at the Tenancy Tribunal, and which NZ regions have already fully recovered to their 2021 peaks.
    Inside this week’s breakdown:
    The Global Ripple Effect: We look at the "Fuel Storm" and Middle East conflicts. Is the uncertainty creating a "buyer’s standoff," or is it the perfect time to negotiate?
    The Regional Leaders: While Auckland waits, Christchurch and Southland are already back at record 2021 levels. We unpack why these regions are the "canaries in the coal mine" for a national recovery.
    AI Hallucinations at the Tribunal: A major warning for landlords! We expose the surge in AI-generated scams and 100-page "hallucinated" claims causing chaos at the Tenancy Tribunal.
    The April 1st Wealth Shift: The 80% interest deductibility return is here, plus a 20% accelerated depreciation boost for businesses. We show you how to turn these tax changes into immediate cash flow.
    The KiwiSaver Hardship Reality: With a record $49 million withdrawn in March, we issue a critical warning for anyone on benefits: don't let a hardship withdrawal disqualify your entitlements.
    CEO Mindset: Why the most successful investors treat a sideways market as a "building phase." Learn how to act as the CEO of your own financial future.
    Resource Links: 📅 Free Online Masterclass: Learn the mechanics of building a portfolio that works regardless of the headlines. Register here: https://www.propertyapprentice.co.nz/auckland-events/
    💻 Website: www.propertyapprentice.co.nz
    Support the show
    Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
  • Property Apprentice Podcast

    Is a July Interest Rate Hike Inevitable? + The 19% Petrol Price Surge (The Week in Review)

    26/04/2026 | 17 mins.
    Send Us A Message! Let us know what you think.
    Stay ahead of the NZ Property Market with this week's deep dive into the economic shifts affecting Property Investment NZ. While national headlines paint a cautionary picture of Real Estate New Zealand, the underlying data reveals a massive "Auckland Skew" and a unique window of opportunity for patient buyers.
    In this episode of The Week in Review, Debbie Roberts breaks down the "Invisible Tax" hitting household budgets and why one major bank is now predicting three more interest rate hikes starting as early as July.
    Key Insights This Week:
    The Invisible Petrol Tax: With petrol prices jumping nearly 19% in March, fuel spending skyrocketed by 17%. We discuss how this "budget reshuffle" is impacting the wider economy and your tenants' ability to handle rent increases.
    The 3-Hike Warning: ANZ has issued a bold prediction: three more OCR hikes could be coming. We unpack why the window to secure current rates is closing faster than most realize.
    The Auckland Skew: National median prices eased 0.3%, but if you strip Auckland out, the rest of the country saw a 1.4% lift. We explain why regional growth is the real story the headlines are missing.
    The 36% Auction Rule: With auction clearance rates at 36%, we are in a "buyer's standoff." Learn the exact negotiation tactics to use when only 47% of properties are hitting their RV.
    Myth-Busting: Why your owner-occupied home is a "liability with benefits," not an investment—and how to build a strategy that generates actual income.
    Links & Resources Mentioned:
    Free Online Event: Register for How to Succeed with Property Investing
    Website: Property Apprentice
    📈 WE NEED YOUR HELP: We’ve set a goal to help 1,000 Kiwis with their property strategy this week. If you found this data valuable, please hit the Share button in your podcast app and send this to one person!
    Support the show
    Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
  • Property Apprentice Podcast

    Crash or Correction? ANZ’s 2% Warning + Record $903 Rents | NZ Property Insights Ep. 10

    21/04/2026 | 16 mins.
    Send Us A Message! Let us know what you think.
    Is the New Zealand housing market heading for a total crash, or are we just seeing a temporary hit to confidence? In Episode 10 of New Zealand Property Insights, Paul and Debbie Roberts tackle the latest Reserve Bank "hawkish" hold, a record spike in rental prices, and a shocking investigation into rogue landlord practices. 
    In this episode, we cover:
    The RBNZ's Hawkish Hold: The Official Cash Rate remains at 2.25%, but the message is clear—if inflation doesn't drop to 2%, timely increases are coming. We discuss why ANZ is now predicting a 2% house price drop and what this means for your current equity. 
    The Rental Market Crossroads: While national listings fell by 3.2% in March, some regions are hitting extreme pressure points. Average rents in the Central Otago Lakes district have hit a staggering record high of $903 a week. We also address why a record 26% of investors are considering the "exit door." 
    Rogue Landlords & Compliance: We break down the high-profile investigation into a mother-and-son pair facing $30,000 in penalties for substandard rentals and failing to lodge bonds. Professional standards are no longer optional—they are a survival requirement in the 2026 market. 
    Counter-Cyclical Strategy: When the masses hesitate, the "educated" investors find their best deals. Learn how to split your debt to avoid rate shocks and why "buying when others are scared" is still the fastest way to fund your retirement. 
    📈 WE NEED YOUR HELP: We are trying to reach a milestone of helping 1,000 Kiwis this week. If you find this data valuable, please hit the Share button on Spotify, Apple, or YouTube and send this to one person who owns property. 

    Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for "How to Succeed with Property Investing": https://www.propertyapprentice.co.nz/auckland-events/
    💻 Website: https://www.propertyapprentice.co.nz
    Support the show
    Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
  • Property Apprentice Podcast

    The Golden Visa Rush, Auckland's Plan Change 120 & The Quiet South Island Boom

    17/04/2026 | 10 mins.
    Send Us A Message! Let us know what you think.
    While some commentators are calling the current New Zealand property market slow, we are actually seeing an incredibly exciting window of opportunity. In this episode of The Week in Review, Debbie Roberts breaks down the localized wealth booms, massive zoning changes in Auckland, and why high-net-worth foreign buyers are flooding the premium market.
    In this episode, we cover:
    The South Island Boom: While national property values only increased by 0.2% in March, wealth is highly localized right now. Invercargill jumped 1.7% for the month (up 7.1% year-on-year), and areas like Central Otago are hitting brand new all-time peak values.
    6 Years Post-COVID Reality: The latest QV House Price Index shows national home values are 21.6% higher than they were in March 2020. Christchurch values have skyrocketed 55% since pre-lockdown, while Wellington is sitting slightly lower than March 2020 levels.
    ANZ's Forecast Shift: With Auckland now accounting for 37% of New Zealand's housing inventory, ANZ has revised its 2026 house price predictions. We discuss why they shifted their forecast from a 5% increase to a potential 2% fall, and why this extends the buyer's market window.
    Auckland Plan Change 120: The government has mandated a new 1.4 million homes capacity floor for Auckland, allowing the council to downzone outer suburbs. However, 15-story zoning is locked in around the City Rail Link (like Maungawhau and Kingsland), legally protecting the development potential of transit-hub land.
    The Golden Visa Rush: Since the Active Investor Plus scheme changes on March 6th, foreign buyers fro
    Support the show
    Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

    *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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About Property Apprentice Podcast

Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.
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