Property Apprentice Podcast

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Construction costs are undergoing a systemic reset. As material costs surge due to energy intensive kilns and smelters , investors must move from theory into action. 
In this episode, Debbie Roberts answers your burning questions: Should you cancel your build? Are fixed-price contracts safe?  We reveal the "Silver Lining" of lower wage inflation and why existing property stock is looking like a high-value bet for the risk-averse. 
Key Takeaways:
Supply Chain Squeeze: Why importing costs from China are up 22%. 
The 15% Rule: Why a 5% contingency buffer is dead.
LVR/DTI Exemptions: The 6-month CCC window you need to watch.
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Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/
 💻 Website: https://www.propertyapprentice.co.nz/
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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are sellers finally meeting the market? This week, Paul and Debbie Roberts dive into new data showing $54.7 million was cut from New Zealand asking prices in just three months. We look at why the "expectation gap" is closing and what that means for your next negotiation. 
We also tackle the rising hurdle of insurability—why "short memories" about flood risks are being replaced by a permanent shift in how banks and insurers view risk. Plus, find out why an Aussie influx is targeting New Zealand for both value and safety. 
Highlights:
The $33k Average Drop: Breaking down the 1,647 properties that adjusted their prices. 
Insurance "Future-Proofing": The critical IFSO ruling that places the cost of better rebuilding on you. 
The Brisbane Comparison: Why NZ land is currently "really cheap" for Australian investors. 
Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/
 💻 Website: https://www.propertyapprentice.co.nz/
Support the show
Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.
In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.
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In this episode, we break down:
The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.
The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.
Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.
The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.
The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.
The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank’s expectations.
Resource Links: 📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/
 💻 Website: https://www.propertyapprentice.co.nz/
Support the show
Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the New Zealand property market "stuck," or is it quietly preparing for the next big shift? While global headlines are heavy with oil shocks and geopolitical tension, the ground-level data shows a market holding its nerve—and in some regions, completely shattering expectations.
In this episode of The Week in Review, Debbie Roberts reveals why "sideways" is actually a strategic accumulation window, how to navigate the bizarre new world of AI scams at the Tenancy Tribunal, and which NZ regions have already fully recovered to their 2021 peaks.
Inside this week’s breakdown:
The Global Ripple Effect: We look at the "Fuel Storm" and Middle East conflicts. Is the uncertainty creating a "buyer’s standoff," or is it the perfect time to negotiate?
The Regional Leaders: While Auckland waits, Christchurch and Southland are already back at record 2021 levels. We unpack why these regions are the "canaries in the coal mine" for a national recovery.
AI Hallucinations at the Tribunal: A major warning for landlords! We expose the surge in AI-generated scams and 100-page "hallucinated" claims causing chaos at the Tenancy Tribunal.
The April 1st Wealth Shift: The 80% interest deductibility return is here, plus a 20% accelerated depreciation boost for businesses. We show you how to turn these tax changes into immediate cash flow.
The KiwiSaver Hardship Reality: With a record $49 million withdrawn in March, we issue a critical warning for anyone on benefits: don't let a hardship withdrawal disqualify your entitlements.
CEO Mindset: Why the most successful investors treat a sideways market as a "building phase." Learn how to act as the CEO of your own financial future.
Resource Links: 📅 Free Online Masterclass: Learn the mechanics of building a portfolio that works regardless of the headlines. Register here: https://www.propertyapprentice.co.nz/auckland-events/
💻 Website: www.propertyapprentice.co.nz
Support the show
Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.
Stay ahead of the NZ Property Market with this week's deep dive into the economic shifts affecting Property Investment NZ. While national headlines paint a cautionary picture of Real Estate New Zealand, the underlying data reveals a massive "Auckland Skew" and a unique window of opportunity for patient buyers.
In this episode of The Week in Review, Debbie Roberts breaks down the "Invisible Tax" hitting household budgets and why one major bank is now predicting three more interest rate hikes starting as early as July.
Key Insights This Week:
The Invisible Petrol Tax: With petrol prices jumping nearly 19% in March, fuel spending skyrocketed by 17%. We discuss how this "budget reshuffle" is impacting the wider economy and your tenants' ability to handle rent increases.
The 3-Hike Warning: ANZ has issued a bold prediction: three more OCR hikes could be coming. We unpack why the window to secure current rates is closing faster than most realize.
The Auckland Skew: National median prices eased 0.3%, but if you strip Auckland out, the rest of the country saw a 1.4% lift. We explain why regional growth is the real story the headlines are missing.
The 36% Auction Rule: With auction clearance rates at 36%, we are in a "buyer's standoff." Learn the exact negotiation tactics to use when only 47% of properties are hitting their RV.
Myth-Busting: Why your owner-occupied home is a "liability with benefits," not an investment—and how to build a strategy that generates actual income.
Links & Resources Mentioned:
Free Online Event: Register for How to Succeed with Property Investing
Website: Property Apprentice
📈 WE NEED YOUR HELP: We’ve set a goal to help 1,000 Kiwis with their property strategy this week. If you found this data valuable, please hit the Share button in your podcast app and send this to one person!
Support the show
Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.