Tonight, on The Panel, Wallace Chapman is joined by panellists Cindy Mitchener and Andie McCombs. First up, as it's the anniversary of the Auckland Anniversary floods, the panel talks to Amy who lost her home in harrowing circumstances. Three years on, she now calls herself a climate refugee. Then, AA Insurance says it will no longer offer new home policies to the residents of flood prone Westport. The former mayor of Buller, Jamie Cleine says central government needs to get on board plans to develop Westport's future resilience. And finally, Dr Samantha Marsh discuses a landmark US court trial involving TikTok, YouTube and Meta over claims the platforms deliberately addict and harm children.