Tiger Sisters

• How we got rich by 26 (our recession-proof money rules)

  They didn’t teach this at Harvard or Stanford, so we hacked it ourselves – and hit our first million before 26. In 37 power‑packed minutes we hand you the exact blueprint, from “free‑money” beginner plays to advanced billionaire‑tier moves.What you’ll gain in this episode:The degree‑plus‑first‑job formula that 10×’d our earning powerThe 10‑second 401(k) tweak you can do todayOur 4‑bucket “guilt‑free” budget that ends scarcity brain for goodBackdoor Roths, HSAs & the zero‑cost collar portfolio move nobody tells you aboutPainful money mistakes we made (so you don’t have to)No trust fund, no secret investors – just discipline, data, and compounding magic. Watch and adopt the rich habits of the top 1% before the next market shake‑up.*Note: We’re sharing personal experience, not professional guidance, and we are not financial advisors offering financial advice. Always do your own research or talk to a licensed advisor before you move your money.------------------------------------------------------------------ 🐯👯‍♀️ Tiger Sisters Podcast | Career, Entrepreneurship, and LifeWelcome to Tiger Sisters, your go-to podcast about power, money, and love. Hosted by Cherie Brooke Luo and Jean Luo, we’re your Silicon Valley and Wall Street big sisters here to demystify the ups and downs of careers, tech, and entrepreneurship – all while staying healthy, stylish, and joyful along the way.Cherie is an influencer who has broken down the complexities of big tech, finance, and MBA programs for millions of viewers, with over 100M+ views across platforms. Jean is a tech product executive and investor, holding over 50 AI patents, who has built an impressive career in product management and institutional investment at companies like Goldman Sachs and Snapchat.Between the two of us, we’ve survived stints at top investment banks and big tech firms, founded startups, and earned four Ivy League degrees – if we’re counting Stanford! Yet, we still find time to focus on wellness, friendships, fashion, and skincare, always sharing the lessons we've learned along the way.Whether you’re here for career advice, stories about balancing life’s challenges, or just to hear our honest takes on what it means to pursue fun, wealth, and joy in all areas of life, we’ve got you covered.💛 LET'S CONNECT: ~ CHERIE ~🤳🏻 Instagram – https://www.instagram.com/cherie.brooke 📱 TikTok – https://www.tiktok.com/@cherie.brooke ✍🏻 My Substack – https://cherieluo.substack.com/ 👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/cherie-luo/ ~ JEAN ~🤳🏻 Instagram – https://www.instagram.com/jeanluo_/👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/jeanluo 🎵 Music produced by Sammy Signal https://open.spotify.com/artist/2HsyknHuxhT8RoZfn5rqMS🛍️ Items Referenced:🍵Sisters Matcha & SISTERS Merch: www.sistersmatcha.com♠️ Everything else: https://amzn.to/3z0dx5b⏰ Timestamps 00:00:00 Get Rich by 26? Our 30 second origin story 💸00:00:33 The game plan (episode roadmap) 🗺️ 00:01:14 Background: choosing majors for post-grad 🎓 00:04:16 “Information = power” for first‑job salaries 🏦00:05:46 Cherie swaps pre‑med for computer science 👩‍💻 00:09:11 Freedom math: majors for max optionality 🚀 00:13:16 BEGINNER MONEY MOVES: the “free‑money” 401(k) match 💰00:15:15 Pretax + compounding = $100K → $1M explained 🔄 00:17:17 Budget mindset shift: from scarcity to strategy 🧠 00:18:59 INTERMEDIATE: A very impactful book 📖00:21:26 Money avoidant mindset → guilt‑free spending blueprint 🪙 00:27:23 Cherie’s $80 Facebook Marketplace couch 😬 00:29:58 ADVANCED: Backdoor Roths, HSAs & automation 🕳️🗝️ 00:30:33 SUPER ADVANCED: Exchange Funds for concentrated stock 📈 00:33:56 Ultra‑hack: Zero‑Cost Collar to cap downside 🛡️ 00:34:38 Learn from our 7‑figure portfolio facepalms 🤦‍♀️ 00:35:07 Key takeaways ⏳ 00:36:24 Plugs: Sisters Matcha & I Will Teach You to Be Rich links 🍵📚 00:37:05 Like, comment, subscribe, and share with a friend! 🔔

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  37:19
• Everything I learned at Harvard Business School in 38 Minutes (part 2)

  What does Harvard really teach you about becoming a powerful leader? In Part 2 of our viral series, Cherie and Jean go beyond strategy and finance to break down the HBS soft skills that matter most: leadership, influence, and building a network that changes your life. We cover:- The 4 leadership styles taught at HBS (with real-world examples)- How leadership shapes company culture, innovation, and even stock price- Tactical tips on networking –how to build a circle of people who actually help you win- How Cherie and Jean used these skills to launch Tiger Sisters Podcast and Sisters MatchaIt’s the insights you don’t see on the HBS website, plus how to use these lessons whether or not you ever set foot in a classroom – no six-figure tuition required.------------------------------------------------------------------ 🐯👯‍♀️ Tiger Sisters Podcast | Career, Entrepreneurship, and LifeWelcome to Tiger Sisters, your go-to podcast about power, money, and love. Hosted by Cherie Brooke Luo and Jean Luo, we’re your Silicon Valley and Wall Street big sisters here to demystify the ups and downs of careers, tech, and entrepreneurship – all while staying healthy, stylish, and joyful along the way.Cherie is an influencer who has broken down the complexities of big tech, finance, and MBA programs for millions of viewers, with over 100M+ views across platforms. Jean is a tech product executive and investor, holding over 50 AI patents, who has built an impressive career in product management and institutional investment at companies like Goldman Sachs and Snapchat.Between the two of us, we’ve survived stints at top investment banks and big tech firms, founded startups, and earned four Ivy League degrees – if we’re counting Stanford! Yet, we still find time to focus on wellness, friendships, fashion, and skincare, always sharing the lessons we've learned along the way. Whether you’re here for career advice, stories about balancing life’s challenges, or just to hear our honest takes on what it means to pursue fun, wealth, and joy in all areas of life, we’ve got you covered.💛 LET'S CONNECT: ~ CHERIE ~🤳🏻 Instagram – https://www.instagram.com/cherie.brooke 📱 TikTok – https://www.tiktok.com/@cherie.brooke ✍🏻 My Substack – https://cherieluo.substack.com/ 👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/cherie-luo/ ~ JEAN ~🤳🏻 Instagram – https://www.instagram.com/jeanluo_/👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/jeanluo 🎵 Music produced by Sammy Signal https://open.spotify.com/artist/2HsyknHuxhT8RoZfn5rqMS🛍️ Items Referenced:🍵Sisters Matcha & SISTERS Merch: www.sistersmatcha.com♠️ Everything else: https://amzn.to/3z0dx5b⏰⏰ Timestamps00:00:00 Everything We Learned at HBS…Part 2! 💡 00:00:49 Meet the Tiger Sisters: Jean (Harvard) & Cherie (Stanford) 🐯 00:02:04 HBS’s secret sauce: Leadership (4 TYPES) 🧠 00:03:00 TYPE 1: Servant Leadership & why baristas got health care ☕ 00:07:35 TYPE 2: Steve Jobs & the cult of transformational leadership 🚀 00:09:45 Visionary downside: what happens when they leave? 🫥 00:10:47 TYPE 3: Transactional Leadership & the brutal “rank-and-yank” 🔥 00:12:58 “You eat what you kill” 🐅💰 00:16:42 TYPE 4: Laissez-faire leadership 🧑‍🎨 00:18:10 Cherie says this leadership type would never work in big tech 😅00:21:44 Leadership isn’t one-size-fits-all – great leaders remix styles 🎨 00:24:46 The 3 TYPES OF NETWORKS: The real reason people pay $250K for an MBA 🤝 00:27:52 Jean texts HBS friend → gets instant help from foremost industry expert 🛟 00:30:58 Cherie’s expert networking mindset 💌 00:33:58 How to network (& how NOT to network) 🙏00:36:52 If you haven’t watched Everything We Learned at HBS Part 1, go back now! 🌀00:37:43 Like, comment, subscribe, SHARE with a friend, and check out Sisters Matcha 🍵

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  38:24
• Everything we learned in 29 minutes at Harvard Business School

  Grab your notebooks (and maybe a matcha latte), because Cherie and Jean are cramming an entire Harvard MBA into one crash course! In this Season 4 opener, we zoom through classic frameworks – like Porter’s Five Forces and STP (segmentation, targeting, positioning) – and walk through real-world examples (Starbucks, Warby Parker, Netflix) to illustrate how these theories actually work in a known entity. From must-know finance terms to breaking down how to build a product people actually want, we’ve got you covered. Whether you’re launching a startup, side-hustling on DTC, or just refreshing your business IQ, this episode is well worth the 29 minutes – no six-figure tuition required. ------------------------------------------------------------------ 🐯👯‍♀️ Tiger Sisters Podcast | Career, Entrepreneurship, and LifeWelcome to Tiger Sisters, your go-to podcast for career mentorship and life guidance! Hosted by Cherie Brooke Luo and Jean Luo, we’re your internet big sisters here to demystify the ups and downs of navigating careers, tech, and entrepreneurship— all while staying healthy, stylish, and joyful along the way.Cherie is an influencer who has broken down the complexities of big tech, finance, and MBA programs for millions of viewers, with over 100M+ views across platforms. Jean is a tech product executive and investor, holding over 50 AI patents, who has built an impressive career in product management and institutional investment at companies like Goldman Sachs and Snapchat.Between the two of us, we’ve survived stints at top investment banks and big tech firms, founded startups, and earned four Ivy League degrees—if we’re counting Stanford! Yet, we still find time to focus on wellness, friendships, fashion, and skincare, always sharing the lessons we've learned along the way.Whether you’re here for career advice, stories about balancing life’s challenges, or just to hear our honest takes on what it means to pursue fun, wealth, and joy in all areas of life, we’ve got you covered.💛 LET'S CONNECT: ~ CHERIE ~🤳🏻 Instagram – https://www.instagram.com/cherie.brooke 📱 TikTok – https://www.tiktok.com/@cherie.brooke ✍🏻 My Substack – https://cherieluo.substack.com/ 👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/cherie-luo/ ~ JEAN ~🤳🏻 Instagram – https://www.instagram.com/jeanluo_/👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/jeanluo 🎵 Music produced by Sammy Signal https://open.spotify.com/artist/2HsyknHuxhT8RoZfn5rqMS🛍️ Items Referenced:🍵Sisters Matcha & SISTERS Merch: www.sistersmatcha.com♠️ Everything else: https://amzn.to/3z0dx5b⏰ Timestamps00:00:00 Intro: Everything We Learned at HBS…in 29 Minutes! ⚡️ 00:00:21 Meet the Tiger Sisters: Jean (Harvard MBA) & Cherie (Stanford MBA) 🏆 00:02:22 Strategy 101: Porter’s Five Forces 💥 00:03:10 Starbucks Case Study: brand power, real estate, supply chain ☕ 00:08:09 Cost Leadership vs. Differentiation: You can’t win on both, so choose wisely ⚖️ 00:10:30 Sisters Matcha: premium cultivar, premium pricing 🍵 00:12:32 Marketing 101: STP in Warby Parker Case Study 00:16:20 Positioning: Stand out or get lost – define your brand 🏹 00:19:47 Product Development 101: Netflix Case Study 🔧 00:20:46 Know your audience, A/B test, iterate  🔄 00:22:46 Finance 101: Decision making as the CEO 💸 00:24:06 Revenue vs. profit (Netflix’s hidden costs) 00:24:50 Cash flow, unit economics, runway & burn rate 🏃‍♀️ 00:27:44 P/E, EBITDA, and more: don’t fear the acronyms ⚙️ 00:28:43 Soft Skills, Hard Requirement: leadership & networking up next 🌱 00:28:55 You just got a mini MBA! Part 2 coming soon ⭐️⭐️⭐️⭐️⭐️

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  29:57
• What Harvard and Stanford did *NOT* teach us

  Cherie and Jean are back to wrap up an incredible Season 3, where they interviewed top founders, billionaires, and powerhouse CEOs. In this finale, they dish on the season’s biggest lessons, from Imran Khan’s “stay level-headed” mindset, Vu Tran’s “go max dumb” approach, to Jonah Goodhart’s “permission to hit pause.” They also get real about personal wins (hello, baby abs!) and life transitions (serious dating convos) as they ramp up for a brand new season of life and Tiger Sisters. Don’t forget to subscribe and rate five stars. Season 4 is coming in hot!------------------------------------------------------------------ 🐯👯‍♀️ Tiger Sisters Podcast | Career, Entrepreneurship, and LifeWelcome to Tiger Sisters, your go-to podcast for career mentorship and life guidance! Hosted by Cherie Brooke Luo and Jean Luo, we’re your internet big sisters here to demystify the ups and downs of navigating careers, tech, and entrepreneurship — all while staying healthy, stylish, and joyful along the way.Cherie is an influencer who has broken down the complexities of big tech, finance, and MBA programs for millions of viewers, with over 100M+ views across platforms. Jean is a tech product executive and investor, holding over 50 AI patents, who has built an impressive career in product management and institutional investment at companies like Goldman Sachs and Snapchat.Between the two of us, we’ve survived stints at top investment banks and big tech firms, founded startups, and earned four Ivy League degrees — if we’re counting Stanford! Yet, we still find time to focus on wellness, friendships, fashion, and skincare, always sharing the lessons we've learned along the way.Whether you’re here for career advice, stories about balancing life’s challenges, or just to hear our honest takes on what it means to pursue fun, wealth, and joy in all areas of life, we’ve got you covered.💛 LET'S CONNECT: ~ CHERIE ~🤳🏻 Instagram – https://www.instagram.com/cherie.brooke 📱 TikTok – https://www.tiktok.com/@cherie.brooke ✍🏻 My Substack – https://cherieluo.substack.com/ 👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/cherie-luo/ ~ JEAN ~🤳🏻 Instagram – https://www.instagram.com/jeanluo_/👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/jeanluo 🎵 Music produced by Sammy Signal https://open.spotify.com/artist/2HsyknHuxhT8RoZfn5rqMS🛍️ Items Referenced:🍵Sisters Matcha & SISTERS Merch: www.sistersmatcha.com♠️ Everything else: https://amzn.to/3z0dx5b⏰ Timestamps: 00:00:00 Season 3 Finale! Billionaires, CEOs, and everything in between ⚡️00:01:10 Roses & Thorns 🌹 00:08:28 Major Season 3 Learnings 🧠 00:08:54 Takeaway #1: Vu Tran’s “Go Max Dumb” approach to real understanding 🤔00:14:32 Takeaway #2: Imran Khan’s emotional self-management 🌊00:16:10 Getting fired ≠ the end: Imran & Jeremy Liew bounce back better than ever 🚀 00:20:24 Takeaway #3: Jonah Goodhart’s reminder to pause before burning out 🔋 00:21:40 Bonus from David Shim: step away so your mind can work in the background 💡 00:23:52 Season 4 hype: new topics, deeper interviews, and your burning questions 🔥00:25:41 Final thoughts: Send us your feedback... what do you want next? 🤗 00:25:55 Thanks for an amazing season & see you soon! 🐯✨✨✨✨

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  26:18
• The best investment is your mental health (our most vulnerable conversation yet)

  In this bonus episode, Cherie and Jean dig deep and get more vulnerable than ever before as we discuss mental well-being. We cover everything from heartbreak-fueled therapy sessions to spiritual self-care methods to SSRIs. Join us for our experience with “therapist dating,” spirituality, finding mantras that stick, and tapping into something bigger than yourself. Missed our physical health episode? Head back for that one too, because mind and body go hand in hand. Don’t forget to subscribe and give us a five-star rating. Your support keeps the Tiger Sisters podcast going!------------------------------------------------------------------ 🐯👯‍♀️ Tiger Sisters Podcast | Career, Entrepreneurship, and LifeWelcome to Tiger Sisters, your go-to podcast for career mentorship and life guidance! Hosted by Cherie Brooke Luo and Jean Luo, we’re your internet big sisters here to demystify the ups and downs of navigating careers, tech, and entrepreneurship— all while staying healthy, stylish, and joyful along the way.Cherie is an influencer who has broken down the complexities of big tech, finance, and MBA programs for millions of viewers, with over 100M+ views across platforms. Jean is a tech product executive and investor, holding over 50 AI patents, who has built an impressive career in product management and institutional investment at companies like Goldman Sachs and Snapchat.Between the two of us, we’ve survived stints at top investment banks and big tech firms, founded startups, and earned four Ivy League degrees—if we’re counting Stanford! Yet, we still find time to focus on wellness, friendships, fashion, and skincare, always sharing the lessons we've learned along the way.Whether you’re here for career advice, stories about balancing life’s challenges, or just to hear our honest takes on what it means to pursue fun, wealth, and joy in all areas of life, we’ve got you covered.💛 LET'S CONNECT: ~ CHERIE ~🤳🏻 Instagram – https://www.instagram.com/cherie.brooke 📱 TikTok – https://www.tiktok.com/@cherie.brooke ✍🏻 My Substack – https://cherieluo.substack.com/ 👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/cherie-luo/ ~ JEAN ~🤳🏻 Instagram – https://www.instagram.com/jeanluo_/👩🏻‍💻 LinkedIn – https://www.linkedin.com/in/jeanluo 🎵 Music produced by Sammy Signal https://open.spotify.com/artist/2HsyknHuxhT8RoZfn5rqMS🛍️ Items Referenced:🍵Sisters Matcha & SISTERS Merch: www.sistersmatcha.com♠️ Everything else: https://amzn.to/3z0dx5b⏰ Timestamps:00:00:00 Ambitious + Type A? You need mental well-being 😅 00:01:29 Cherie start with free campus therapy 🎓 00:03:25 “Therapist dating” 💘 00:04:17 Jean’s therapy journey 🚵‍♀️00:07:20 Jean’s optimal therapist type 🤠 00:09:10 Therapy = emotional squats (it’s hard) 🏋️‍♀️ 00:13:18 Paying for therapy: $10K budget vs. $10 copay 🤑00:17:32 Talk therapy vs. CBT (types of therapy) ✅ 00:24:21 Bro can’t think for herself 🫠 00:26:40 The spectrum of spiritual health ✨ 00:30:15 Mantras and praying for patience (God will test you) 🚨  00:36:19 SSRIs, zero shame 🙏 00:38:30 Final sign-off: Like, subscribe, and see you in SEASON 4!! 🎀🎀🎀

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  39:16

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