Money Grows on Trees

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In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the long‑term filter he now uses to decide which companies make the cut.
This episode explores:
◼️ The assets that quietly rise when geopolitical risk peaks
◼️ The unexpected sectors that hold up in every economic season
◼️ Why Lloyd shifted to a six‑to‑eight‑company, 100‑year portfolio
◼️ The positioning mistake most investors don’t realise they’re making

Timestamps:
00:00:00 - Introduction
00:00:11 - Current Geopolitical Context: US and Iran
00:00:21 - Lloyd Ross: Investor Background and Experience
00:00:32 - Positioning for Geopolitical Fears
00:00:42 - Iran War Portfolio: Preparation and Strategy
00:01:03 - Understanding Oil Prices and Market Signals
00:01:44 - Portfolio Composition: Key Sectors and Assets
00:02:37 - Long-Term Investment Philosophy
00:03:28 - The 100-Year Portfolio Concept
00:04:41 - Quality Over Price: Selecting Companies
00:05:54 - Evaluating Long-Term Viability of Investments
00:06:57 - Positioning Against Economic Risks
00:08:10 - Avoiding Debt and Preparing for Uncertainty
00:09:12 - Conclusion: Building a Resilient Portfolio

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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In this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to rise.
This episode covers:
◼️ Why this oil shock is more severe than the 1970s
◼️ How rising fuel costs flow into inflation and interest rates
◼️ The risks to jobs, mortgages and markets
◼️ The four steps to protect yourself now

Timestamps:
00:00:00 - Introduction
00:01:42 - Impact on Fuel Prices and Daily Costs
00:03:39 - Inflation and Interest Rates
00:05:55 - Stock Market Reactions
00:07:24 - Potential Rise in Unemployment
00:09:31 - Comparing Current Situation to the 1970s
00:10:58 - The Perfect Storm: Oil, Unemployment, and Rates
00:11:59 - Actionable Steps for Financial Preparedness
00:12:43 - Cost Reduction Strategies
00:13:46 - Considerations for Vehicle Choices
00:14:57 - Addressing Being House Poor
00:16:02 - Repositioning Your Investment Portfolio

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead.
This episode breaks down:
◼️ What the RBA actually decided, and why the 5-4 vote matters
◼️ Why a 0.25% move keeps policy neutral while inflation accelerates
◼️ How oil, spending and expectations are driving prices higher
◼️ What rising rates mean for mortgages, savings and portfolios

Timestamps:
00:00:00 - Introduction
00:01:00 - Rate Hike Details
00:02:00 - Impact on Households
00:03:00 - Governor Bullock's Perspective
00:04:00 - Oil Shock and Inflation
00:05:00 - Consequences of the 0.25% Rate Hike
00:06:00 - Suggested Actions for Homeowners
00:07:00 - Investment Strategies Amid Rising Rates
00:08:00 - Preparing for Higher Costs

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk.
This episode breaks down:
◼️ The Guardian, the Builder and the Hunter, and how each one responds to volatility
◼️ Why mismatched risk destroys portfolios more than market crashes
◼️ How to build an investment strategy that aligns with your psychology, not your ego

Timestamps:
00:00:00 - Introduction
00:00:31 - The 3 Wealth Archetypes Explained
00:03:06 - Archetype 1: The Guardian
00:03:53 - Archetype 2: The Builder
00:04:54 - Archetype 3: The Hunter
00:07:53 - The Danger of Mismatched Risk
00:09:31 - How to Build a Portfolio Aligned to Your Psychology
00:10:48 - Lloyd’s Archetype Revealed
00:12:26 - Conclusion: Identify Your Archetype & Build Accordingly

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https://www.tiktok.com/@lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com
🔗 TAKE ACTION:
Get Money Buys Happiness book: http://moneybuyshappinessbook.com
In this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire.
This episode breaks down:
◼️ Why the first investment has nothing to do with the stock market
◼️ How to turn $10,000 into income, skills and momentum
◼️ The framework Lloyd uses to grow money fast and reduce risk

Timestamps:
00:00:00 - Introduction
00:00:10 - Common Investment Mistakes
00:00:31 - Wealth Building Philosophy
00:12:03 - Summary: Framework for Wealth Building
00:12:26 - Conclusion: Deploying $10,000 Deliberately

Follow Lloyd:
https://www.instagram.com/lloydjamesross/?hl=en
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https://www.tiktok.com/@lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.