In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, Melissa Corciato, who shares her inspiring journey of regaining control over her finances. Having once been a big spender with $150,000 in debt, Melissa discusses the importance of redirecting spending towards purposeful investments and how mentorship has played a crucial role in her transformation. Lloyd and Melissa explore the common fears that hold people back from investing in themselves and provide insights into simplifying financial strategies. Tune in to learn how to overcome financial stress, grow your wealth, and achieve financial freedom.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:29] Wealth philosophy transformation.[00:03:55] Spending habits and control.[00:09:49] Financial rock bottom and recovery.[00:12:12] Juicier life through financial change.[00:17:12] Paying off $150,000 debt.[00:20:35] Financial discipline and spending habits.[00:25:23] Building assets for children.[00:26:18] Kids learning financial responsibility.[00:31:59] Personal growth through travel.[00:33:36] Leaving family for personal growth.[00:38:04] Financial peace and freedom.[00:42:30] Coachability in financial transformation.[00:44:46] Show up and take action.[00:46:57] Building wealth strategies.
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47:11
#284 - Millionaire Debunks How To Get Rich Fast Myths
In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares valuable insights on building wealth and achieving financial freedom. He emphasizes the importance of focusing on a core income strategy rather than chasing multiple streams of income, and he highlights the significance of time and compound interest in the wealth-building process. Lloyd also discusses the concept of leverage as a powerful tool for financial growth. Listeners are encouraged to confront their financial knowledge gaps and learn the three essential components of wealth: making money, managing it, and growing it. Join Lloyd for an engaging discussion filled with practical strategies to transform financial stress into success.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:21] Compound interest and leverage.[00:05:22] Wealth building through entrepreneurship.[00:08:36] Time makes you rich.[00:10:04] Geo-arbitrage for wealth building.
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10:43
#283 - Knowledge is Power In the Investing Game
In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights into overcoming common misconceptions about investing. He emphasizes that many people find investing hard and scary, but with the right knowledge and strategies, it becomes manageable and empowering. Lloyd introduces Leisike, an international student and mother of two from New Zealand, who joins the conversation to share her experiences and excitement about being in the studio for the first time. Together, they discuss the importance of financial education, the pillars of wealth creation, and the transformative power of taking control of one’s finances. Tune in for valuable tips on achieving financial freedom and making your money work for you!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:04] Money mindset transformation.[00:06:28] Worthiness and financial responsibility.[00:11:08] Good stewardship of money.[00:12:59] Money management breakthroughs.[00:16:17] Investing for family adventures.[00:29:16] Money-making algorithm steps.[00:36:25] Podcasting as a tool for connection.[00:43:23] Creating a legacy culture.
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45:08
#282 - Ask A Millionaire Segment
In this episode of Money Grows on Trees, Lloyd James Ross breaks down one of the biggest money misconceptions, treating your investments like a business. He helps a single mom navigate how to pay off debt, create new income streams, and start investing smartly. From learning what problems you’re already good at solving to understanding why investing isn’t a “get rich quick” move, this chat is full of real-world money wisdom and practical steps to build long-term wealth the smart way.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:05:40] Helping a single mom create a financial game plan[00:09:10] Active income vs. passive wealth[00:13:25] Why investing isn’t a “get rich quick” move[00:17:05] How to identify the problems you’re best at solving[00:21:30] Building confidence around money decisions
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28:59
#281 - Inflation Explained In 20 Minutes and 30 Seconds
In this episode, Lloyd breaks down what inflation really is, not the textbook version, but the real-world version that’s making your chicken schnitty cost fifty bucks and your favourite ice cream double in price. He unpacks how government spending, low interest rates, and endless money printing have made our dollars worth less, while explaining why wages haven’t kept up and how that’s quietly making us all poorer. You’ll also hear his take on gold, Bitcoin, and what actually works when it comes to hedging against inflation (hint: it’s not crypto hype). Packed with straight talk, relatable examples, and a few laughs, this one will make you see inflation, and your money — in a whole new way.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:21] What Inflation Really Means[00:01:05] Why Prices Keep Going Up[00:01:42] How Government Spending Fuels Inflation[00:02:18] The Problem with Wages Not Keeping Up[00:03:00] Real Talk on Money Printing[00:03:45] Can Gold and Bitcoin Protect You?
Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom.
Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle.
Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money.
Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!
New Zealand