Money Grows on Trees

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In this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover:
◼️ How $17 billion vanished in just three months
◼️ Why Michael Saylor’s debt‑fuelled Bitcoin strategy is dangerously fragile
◼️ The domino effect that could trigger forced liquidations and margin calls
◼️ Why MicroStrategy’s collapse could drag Bitcoin down with it
◼️ What this means for investors watching the crypto market

Timestamps:
00:00:00 - Introduction
00:01:03 - Introduction to MicroStrategy
00:01:48 - Michael Saylor's History
00:02:31 - Understanding Equity and Liabilities
00:03:35 - Illustrative Example of MicroStrategy's Finances
00:05:00 - Impact of Bitcoin Price Drop
00:06:35 - Minsky Moment and Financial Instability
00:07:40 - Negative Convexity Explained
00:09:05 - The Risks of Leverage
00:10:07 - The Ponzi Scheme Allegation
00:11:53 - The Consequences of Debt Maturity
00:12:56 - Forced Selling and Market Impact
00:14:09 - Theoretical Collapse of MicroStrategy
00:15:57 - Bitcoin's Independence from MicroStrategy

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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In this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead.
◼️ Why inflation isn’t dead
◼️ How higher rates will blindside homeowners
◼️ The impact on property prices, consumer spending, and the Aussie dollar
◼️ Why investors need to understand the link between rates and asset values
◼️ What can be done right now to protect against the coming squeeze

Timestamps:
00:00:00 - Introduction
00:01:00 - Current RBA Cash Rate and Inflation
00:02:00 - Market Reactions and Economic Forecasts
00:03:00 - Impact on Homeowners and Consumers
00:04:00 - Consumer Spending and Inflation
00:05:00 - Effects on Investors and Asset Prices
00:06:00 - Australian Dollar and Capital Flow
00:07:00 - Economic Changes and RBA Justifications
00:08:00 - Common Misconceptions About Rate Cuts
00:09:00 - Staying Informed on Economic Trends

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

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Trump’s Venezuela takeover has changed the energy game.
In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade:
◼️ Why Venezuela’s oil reserves suddenly matter again
◼️ How Trump’s energy policy changes the global game
◼️ The one company already on the ground, ready to profit
◼️ Why Chevron’s integrated model makes it untouchable
◼️ How Warren Buffett’s portfolio signals where the smart money flows
◼️ The risks investors overlook, and why Chevron can absorb them
◼️ Practical lessons on positioning, incentives, and structure to build lasting wealth

Timestamps:
00:00:00 - Introduction
00:01:14 - Why Venezuela Matters Again
00:02:07 - Trump's Energy Strategy
00:03:30 - The Race for Oil and AGI
00:05:05 - U.S. Control Over Venezuela
00:06:12 - Chevron's Historical Context
00:07:39 - Chevron's Position in Venezuela
00:09:56 - The Oil Refining Process
00:10:17 - Chevron's Integrated Business Model
00:11:00 - Importance of Oil in Daily Life
00:11:45 - Chevron's Financial Strength
00:12:45 - Heavy Crude and Refining Challenges
00:13:11 - Market Dynamics and Oil Prices
00:14:24 - Cash Flow and Shareholder Benefits
00:15:40 - Risks Involved in Oil Investment

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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com
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The entire 2026 money plan…explained fast.
Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system.
◼️ How to calculate your magic number so you know exactly what you’re aiming for
◼️ The cash‑flow habits that free up money to actually invest
◼️ The simple ETF strategy that compounds your wealth year after year
Timestamps:
00:00:00 - Introduction
00:01:18 – Step 1: The Magic Number (your wealth target)
00:03:40 – Step 2: Tracking Cash Flow & Cutting Costs
00:06:55 – Step 3: Investing Simply with ETFs
00:08:33 – Building a Repeatable Wealth System
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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com
🔗 TAKE ACTION:
Get Money Buys Happiness book: http://moneybuyshappinessbook.com
The entire game of investing…explained in 60 seconds.
Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end.
Timestamps:
00:00:00 Introduction
00:00:11 - Rule 1
00:00:22 - Rule 2
00:00:33 - Rule 3
Follow Lloyd:
https://www.instagram.com/lloydjamesross/?hl=en
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https://www.facebook.com/lloyd.ross.7
https://www.tiktok.com/@lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.