Money Grows on Trees

• #293 - 45 Years of Data PROVE Which Asset Actually Builds Wealth

  In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a 10-year treasury investment would have grown to $1.3 million. Lloyd emphasizes the importance of understanding financial strategies and overcoming old money habits to achieve financial freedom. He discusses the benefits of savings accounts, noting that a $100,000 investment in such an account would be worth $700,000 today, highlighting the varying interest rates across different regions. Tune in to learn how to make your money work for you and take control of your financial future!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Asset class returns comparison.[00:05:41] Real estate recession insights.[00:07:16] New York real estate returns.[00:12:46] S&P 500 investment returns.[00:15:56] Apple investment returns.[00:18:41] Position sizing in investing.[00:20:35] Position sizing in investments.

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• #292 - Is Network Marketing Still Worth It in 2026

  In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on network marketing as a viable option for earning extra income with minimal financial risk. He discusses the importance of selecting the right company, product, compensation plan, and team, emphasizing that while it may take time to see returns, the potential for recurring income and tax deductions makes it a worthwhile endeavor. Lloyd recounts his own journey into network marketing, which began as a side gig while he was in the property business. He highlights the significance of finding opportunities to work beyond a core job and how his wife was introduced to network marketing through family, leading to their initial success. Tune in for valuable strategies on building wealth and achieving financial freedom through network marketing.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:00] Network marketing as income source.[00:04:31] Network marketing as entrepreneurship school.[00:06:57] Network marketing success tips.[00:10:50] Network marketing legality explained.[12:34:56] The power of storytelling.

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• #291 - Why I Don’t Own a House as a Multi-Millionaire

  In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the controversial topic of homeownership, specifically why he, as a multimillionaire, chooses not to own a house. He discusses the common pitfalls many face, such as being trapped in old money habits and the financial stress that comes with heavy mortgage commitments. Lloyd emphasizes the importance of investing in oneself and building additional income streams, rather than tying up finances in property. He shares insights on mindset and strategies for achieving financial freedom, making it clear that true wealth comes from making your money work for you. Tune in to discover Lloyd's unique perspective on property ownership and wealth-building.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:02] Why I don't own property.[00:03:00] Renting vs. Home Ownership.[00:08:30] Mortgage and financial freedom.[00:12:01] Diversifying income streams for freedom.[00:14:01] Buying properties for wrong reasons.[00:15:28] Lifestyle over property investment.[00:18:27] Business decision over property investment.[00:21:38] Changing investment strategies for millennials.[00:26:37] Renting vs. owning philosophy.[00:27:50] Building wealth strategies.

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• #290 - The 7 Most Common Financial Mistakes Business Owners are Making

  In this episode, Lloyd James Ross, a seasoned seven-figure investor and entrepreneur, shares insights into the seven most common financial mistakes made by business owners. He emphasizes the importance of separating personal and business finances, highlighting that many new entrepreneurs mistakenly treat their business income as personal income. Lloyd encourages listeners to create a contingency budget, much like contractors do, to prepare for unforeseen expenses in both business and personal finances. He aims to equip listeners with the mindset and strategies needed to take control of their finances, grow their wealth, and achieve financial freedom. Tune in to learn how to avoid these pitfalls and set yourself up for success!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Mixing personal and business finances.[00:03:10] Tracking business finances effectively.[00:06:58] Investing in business growth.[00:09:17] Business ownership and financial planning.

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• #289 - China Is COMING For the US Dollar

  Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, we break down why China is pushing hard to move global trade away from the US dollar—and how gold suddenly became a power move in their strategy. From frozen Russian reserves to skyrocketing gold demand, Lloyd unpacks the real economic chess game happening behind the scenes, explains why a gold-backed currency isn’t the same as going back to a gold standard, and shows how all of this ties into inflation, US debt, and global trust in money. If you’ve ever wondered whether the dollar is actually at risk or if China can really shift the balance, this convo lays it all out in simple, clear terms.Follow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] How weaponizing the USD started global de-dollarization[00:03:41] China’s push for RMB-based trade[00:05:00] Why China links its currency to gold[00:08:26] The myth of returning to the gold standard[00:11:01] How fiat currency saved modern economies[00:15:33] Inflation, debt, and the real USD risks

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