Moolala: Money Made Simple with Bruce Sellery

ADHD coach and former CFO Leanne Gawley joins Credit Canada facilitator Kelly Cowan to explore how ADHD affects financial management. She explains how ADHD brains are wired for immediate dopamine hits versus delayed gratification, leading to impulse buying driven by instant gratification, lack of impulse control, and FOMO (fear of missing out). Leanne discusses "time blindness"—where the future doesn't feel like now—and why deadline-driven completion is so common. She shares practical strategies including breaking budgets into 10-minute segments, implementing waiting periods (2-24 hours) before purchases, and asking support partners the key question: "How can I best support you?" Resources available through the Canada ADHD Society can provide additional support. Find out more at leannegawley.ca and connect on LinkedIn, Instagram and Facebook.

Simon Brascoupe introduces "Braiding Mind, Body, and Spirit," a culturally relevant financial wellness resource developed with Prosper Canada and the Aboriginal Financial Officers Association of Canada. Using the braiding metaphor, the resource addresses Mind (financial tools and knowledge), Body (protection strategies), and Spirit (holistic teachings). Simon discusses how the resource helps address "sudden wealth syndrome" when receiving lump sum payments, and includes activities like "Coloring My Dreams" for visualization, "My Money is Medicine" for reframing money as a positive force, and financial wellness journaling. He also highlights the challenge of limited bank access in Indigenous communities, with only three to four First Nations in Ontario having banks. Connect with Simon on Instagram.

Lisa MacIntyre-Smith, CEO of Furble, explains why veterinary care costs are rising faster than standard inflation due to staffing shortages, medication supply issues, and advanced diagnostic equipment. With 50% of pet parents now skipping vet visits due to costs, Lisa introduces a solution: prescription medications delivered directly to homes at reduced costs compared to veterinary clinics. Many pet owners don't even realize their vet has written prescriptions for medications like flea and tick prevention, which can be filled through pharmacy partners at significant savings. Find out more at furble.com and connect on Instagram and X/Twitter.

Personal finance columnist Lesley-Anne Scorgie shares the three key indicators that it's time to break up with your financial advisor: poor communication, underperformance against benchmarks over seven years, and an inability to think holistically about your finances. She explains how to request a "total household rollup performance report" to evaluate your advisor's true performance, how fee structures like 2%+ MERs make it harder to meet benchmarks, and why many advisors are now lowering fees to compete with robo-advisors. Lesley-Anne also walks through the surprisingly simple logistics of transferring assets to a new advisor and provides scripts for having that difficult conversation. Find out more at mevest.ca and connect on Facebook, Instagram and X/Twitter.  

Sometimes breaking up is the right thing to do, even with your financial advisor. Lesley-Anne Scorgie, personal finance columnist at the Toronto Star and founder of MeVest, shares the red flags that signal it's time to move on, from poor communication and underperformance to misaligned fees. She explains how to evaluate your advisor using a "total household rollup performance report," compare results against seven-year benchmarks, and navigate the surprisingly simple logistics of switching advisors. Plus, Lisa MacIntyre-Smith, CEO of Furble, discusses why pet care costs are outpacing inflation and how Canadians can access more affordable veterinary medications through pharmacy partners instead of clinic dispensing. Simon Brascoupe introduces "Braiding Mind, Body, and Spirit," a culturally relevant financial wellness resource for Indigenous communities that addresses sudden wealth syndrome, protective planning, and holistic money management through teachings and journaling. Then, ADHD coach Leanne Gawley joins Credit Canada facilitator Kelly Cowan to explore how ADHD affects financial management, from dopamine-driven impulse buying and time blindness to budget overwhelm. Leanne shares practical strategies like breaking tasks into 10-minute segments, using accountability buddies, and implementing waiting periods before purchases to help neurodivergent individuals build healthier money habits. To find out more about the guests check out: Lesley-Anne Scorgie: mevest.ca | Facebook | Instagram | X/Twitter Lisa MacIntyre-Smith: furble.com | Instagram | X/Twitter Simon Brascoupe: Instagram Leanne Gawley: leannegawley.ca | LinkedIn | Instagram | Facebook Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn