Stablecoins 101: What They Are and How They Could Work in Canada
To wrap up the episode, Bruce interviews Didier Lavallée, CEO of Calgary-based Tetra Digital, about Stablecoin, a type of cryptocurrency designed to maintain a stable value. Didier breaks down what Stablecoin is, how it’s backed by traditional dollars, and why it can move money globally in seconds at very low cost. He also talks about regulation, how Stablecoin differs from volatile crypto like Bitcoin, and what everyday Canadians might see in the next decade—from cross-border payments to digital dollars built into everyday apps.
Connect with Didier on LinkedIn and find out more with Tetra Digital on LinkedIn.
--------
10:37
--------
10:37
Talking to Your Kids About Money: Why Parents Hesitate and How to Start
Bruce speaks with Lucianna Adragna, Vice President of Client Segments at RBC, about new research on how Canadian parents feel about talking to their kids about money. Lucianna shares why so many parents lack confidence, how their own financial stress holds them back, and why waiting for “big life moments” to start the conversation is a missed opportunity. She offers practical ways to weave money lessons into everyday life—at the grocery store, with allowances, and with simple save/spend/give systems—so kids can learn healthy habits long before they move out on their own.
Connect on X/Twitter, Facebook and Instagram.
--------
12:10
--------
12:10
Credit Score Breakthroughs: Utilization, Collections and Fixing Your File
In this segment, Bruce is joined by Julie Kuzmic, Head of Consumer Advocacy and Compliance at Equifax Canada, to unpack the light bulb moments around credit scores. Julie explains why being a secondary cardholder can leave you with no recent credit history, how buy now–pay later and payday loans might show up on your report, and why your utilization at statement time can drag your score down even if you pay in full. She also covers how long negative items like collections stay on your file, what can cause your score to rebound quickly, and why checking your credit report regularly is essential.
Connect with Julie on X/Twitter and LinkedIn.
--------
13:16
--------
13:16
The Compound Interest Light Bulb: How Small Automatic Savings Grow Big
Bruce Sellery talks with personal finance expert and author Preet Banerjee about the “light bulb moment” that changed his money life as a teenager: automatic savings and the astonishing power of compound interest. Preet walks through simple examples that show why starting early matters more than saving perfectly, how small increases in your contributions can more than double your nest egg, and why high-interest credit card debt is compounding working against you. If you’ve ever wondered whether those online calculators are “too good to be true,” this segment will flip the switch.
Connect with Preet on Instagram.
--------
11:55
--------
11:55
Money Lessons That Stick: Canada’s Top Experts on Saving, Credit, Parenting & Crypto | Full Episode
In this episode we dive into the powerful “light-bulb moments” that can transform the way you manage your money. Bruce Sellery speaks with personal finance expert Preet Banerjee, who shares the compounding insight that changed his financial life at age 16—plus the surprising math behind why starting early matters far more than saving perfectly. Then, Bruce talks with Julie Kuzmic of Equifax Canada, who explains the often-misunderstood mechanics of credit scores, from utilization timing to how collection accounts really work.
Later, RBC’s Lucianna Adragna joins to unpack new research on why parents struggle to talk to their kids about money, and how to make financial lessons part of everyday life. The episode wraps with Didier Lavallée of Tetra Digital, explaining what Canadians need to know about Stablecoin, why it’s gaining popularity, and how blockchain-enabled digital dollars may shape our financial future. A packed, practical episode full of insights to help Canadians make smarter, more confident money decisions.
To find out more about the guests check out:
Preet Banerjee: Instagram
Julie Kuzmic: X/Twitter | LinkedIn
Lucianna Adragna: X/Twitter | Facebook | Instagram
Didier Lavallée: LinkedIn
Tetra Digital: LinkedIn
Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.
Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
About Moolala: Money Made Simple with Bruce Sellery
Bruce Sellery is a personal finance expert on a mission to help you get a handle on your money so you can live the life you want. He is high energy and low B.S.
Listen to Moolala: Money Made Simple with Bruce Sellery, No Stupid Questions with Susan Edmunds and many other podcasts from around the world with the radio.net app
New Zealand