Moolala: Money Made Simple with Bruce Sellery

Carol Willes, Director of Estate Planning at BMO Private Wealth, offers essential guidance for families navigating the financial complexities of caring for a child with a disability. She breaks down the Registered Disability Savings Plan (RDSP), a tax-sheltered account eligible for up to $70,000 in government grants, and explains when and why a Henson Trust is the right tool for passing on an inheritance without disqualifying a child from provincial benefits. Carol also shares a cautionary real-life story about a well-intentioned estate plan that went wrong, and what every parent in this situation needs to know before it's too late.

Connect with Carol on LinkedIn.

Chantel Chapman, CEO and founder of the Trauma of Money Institute, reveals the surprising and deeply personal ways that past trauma, including generational scarcity, relational wounds, and systemic stress, shows up in our financial behaviour. She introduces the concept of "financial fawning" (using money to seek approval and avoid abandonment), explains why scarcity triggers the same brain response as trauma, and shares why naming what's happening in a client relationship can be the single most powerful thing a financial professional can do.

Find out more at thetraumaofmoney.com and connect on Instagram with @chantelchapman, and @traumaofmoney.

Mischa Oak, LGBTQ+ keynote speaker and author of Rainbow Wisdom: 18 LGBTQ+ Life Lessons for Everyone, joins Bruce to explore why inclusion still matters in the modern workplace. Mischa shares how "thinking queerly" means breaking out of imposed boxes, the critical difference between fitting in and truly belonging, and how allies can "queer the space" in their daily interactions. He also explains why queer joy isn't just a cultural phenomenon; it's a proven driver of creativity, innovation, and organizational performance

Find out more mischaoak.com and connect on Instagram, TikTok, and LinkedIn.

In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three powerful conversations that connect identity, emotion, and financial well-being. First, LGBTQ+ keynote speaker and author Mischa Oak joins Bruce to discuss Rainbow Wisdom: 18 LGBTQ+ Life Lessons for Everyone, which explores queer joy as a workplace superpower, the difference between fitting in and truly belonging, and what real allyship looks like in practice. Then, Chantel Chapman, CEO and founder of the Trauma of Money Institute, unpacks how past trauma, from childhood poverty to generational scarcity, shapes our financial behaviours today, including a concept she calls "financial fawning." Finally, Carol Willes, Director of Estate Planning at BMO Private Wealth, guides parents caring for a child with a disability through the critical financial and legal tools available to them, including the RDSP, the Henson Trust, and the do's and don'ts of estate planning in these complex family circumstances.

To find out more about the guests check out:

Mischa Oak: mischaoak.com | Instagram | TikTok | LinkedIn

Chantel Chapman: thetraumaofmoney.com | Instagram: @chantelchapman @traumaofmoney

Carol Willes: LinkedIn

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, unpacks the alarming rise of first-party fraud — when individuals misrepresent their own identity or inflate their income to qualify for credit. With economic pressures pushing more Canadians to the financial edge, Equifax data shows first-party fraud is up over 30% year over year, doubling in both credit cards and banking. Cherolle explains how AI-powered detection tools and lender collaboration are fighting back, and why this growing trend ultimately tightens credit access for everyone — even those who play by the rules.

Connect on LinkedIn(Cherolle), X, Facebook, Instagram, YouTube, and LinkedIn(Equifax).