"You don’t need to be rich by 40...but you do need a game plan."
In this episode, Jaspreet lays out the 10 essential money moves every adult needs to make before they hit the big 4-0. Whether you're 22 or 39 and a half, these aren’t just tips, they’re turning points.
From defining what wealth means to you to building cash-flowing investments, getting your debt under control, and finally separating your savings from your “oops” fund, this is your no-fluff guide to long-term financial peace.
You’ll learn:
Why tracking every dollar is more powerful than making more
How to build wealth with cash flow, not just a nest egg
The truth about 0% APR offers (spoiler: they’re not doing you favors)
How to stop spending stupid and start protecting your future
If you want your 40s to feel free and not frantic, then listen up, take notes, and get moving.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
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➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
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➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
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➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
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19:35
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19:35
Why $1 Million Dollars Is NOT ENOUGH MONEY To Retire! - How Much Do Your NEED?
"A million dollars is a lot of money, but is it enough money?"
That’s the million-dollar question—literally. In this episode, Jaspreet grabs the whiteboard and breaks down why hitting that seven-figure milestone won’t automatically grant you financial freedom (or even a peaceful retirement).
From inflation quietly eating away your savings to Instagram flexing turning millionaires into broke influencers, Jaspreet lays out four paths for using $1M, and why only some of them actually work long-term. Whether it’s living off dividends, investing for growth, or buying rental property, he shows how every choice comes with tradeoffs, taxes, and a whole lot of fine print.
You’ll learn:
Why saving your way to safety might leave you broke by year 21
How dividend income stacks up against growth stocks
What real estate investors know that savers don’t
How to turn $1M into generational wealth instead of a 10-year shopping spree
Before you assume a million bucks is the finish line…listen to this.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
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18:54
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18:54
How High Income Earners Still End Up Broke
"More than one out of three Americans earning $200,000 a year… are broke."
Let that sink in.
In this episode, Jaspreet breaks down the brutal truth behind why high income doesn’t always equal high net worth. From rising expenses that quietly scale with your paycheck to a system designed to reward investors over employees, he exposes the financial traps that keep even six-figure earners living paycheck to paycheck.
Jaspreet doesn’t just call out the system...he calls out you. Because blaming inflation, taxes, or your boss won’t fix your wallet. What will? Learning how the game works, and then playing it better.
In this episode, Jaspreet covers:
Why making more money often leads to more debt
How to start investing (even with just $100)
What "Always Be Buying" (ABB) really means
Why understanding your spending is the first step to freedom
This isn’t a get-rich-quick talk. It’s a get-rich-for-real wake-up call.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------
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15:57
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15:57
How To Build Wealth In Economic Uncertainty
“It’s not your income that will determine if you become wealthy or not, it’s what you do with your income.”
In a year of tariffs, tech chaos, and AI takeovers, economic uncertainty is the norm—not the exception. But while most people panic, the financially savvy prepare to profit.
In this episode, Jaspreet breaks down the 5 steps to building wealth despite the headlines. You’ll learn:
How to set up a simple money system to stay ready for opportunity
The difference between passive and active investing (and how to win with both)
What ABB really means: Always Be Buying—no matter the chaos
How to spot “market shifts” and find the real plays (think: AI, tariffs, energy)
Why emotional control is the investor’s secret weapon
If you’re tired of sitting on the sidelines while the economy swings, this is your roadmap for turning volatility into opportunity.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------
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19:57
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19:57
Stock Market Investing For Beginners - A COMPLETE Guide To Stock Market Investing
“If it was so easy, why are so many people losing money in the stock market?”
In this no-BS beginner’s guide to stock market investing, Jaspreet breaks down the game plan most people wish they had before throwing money at random stocks and hoping for the best.
You’ll learn:
What the stock market actually is (hint: it’s not a casino, unless you treat it like one)
The difference between dividends and appreciation (aka: cash flow vs. long game)
The pros, cons, and risks of passive vs. active investing
How to read financials (10-Ks, 10-Qs) like Warren Buffett... without needing a finance degree
And why emotion-driven investing is a fast track to watching your money “disappear... oh not again”
If you're tired of TikTok stock tips and want a solid foundation to build real wealth, this is the video for you. Watch ‘til the end. You’ll know more than 90% of the people yelling “buy the dip.”
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------
Welcome to The Minority Mindset Show, hosted by Jaspreet Singh. Learn about success, wealth, business, guacamole and whatever else Jaspreet decides to talk about.
The Minority Mindset has nothing to do with the way you look. It’s the mindset of thinking differently than the majority of people.
New Zealand