The Money Puzzle

Investors love Exchange Traded Funds; these cheap and low-risk funds, which mirror indices such as the ASX 200, are increasingly popular.But how do you put them together to create a diversified portfolio?
Chris Brycki, CEO of the Stockspot group, joins Associate Editor James Kirby in this episode.
In today's show, we cover:
ETF essentials - what you need to know
Who are the main players in the market
How to start a 60-40 ETF portfolio
Building a deeper understanding of ETF offerings

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Asked in today's episode if the house price downturn is 'a blip or a bust?', one of the market's top residential experts says 'Way more than a blip, as for a bust... It's too early to say.'
Tim Lawless, research director at Cotality Australia, joins Associate Editor James Kirby in this episode.
In today's show we cover:
How far will house prices fall
Which city looks most vulnerable
Can rents keep rising as prices drop
The different outlook for homes and apartments

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For a generation, Australian investors were advised to hold their investments until they retired. Then once they entered tax-free retirement, they could largely sidestep CGT tax. This central plank of financial advice is finished: Every retiree will now pay a minimum 30 per cent tax and nobody will escape.

Dr Adrian Raftery, author of '101 ways to save money on your tax - legally' joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
The shock change to investor retirement benefits
How the CGT new minimum rate is the sleeper issue for long-term investors
Examining how tax planning must reflect the wider budget changes
My shares have gone to zero - can I claim a tax loss?
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There is still a property sector where the outlook is improving, where yields are strong and anyone can negatively gear. Hey, you can even use borrowed funds in your Self-Managed Super Fund: It's time to take a second look at the commercial property sector.
James Gerrard of www.financialadviser.com.au joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
The pros and cons of commercial property
Why Budget tax changes have lit up the sector
The best entry points for the everyday investor
Cash flow risk - the outstanding danger for new commercial property investors

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We are only beginning to digest the full impact of the Budget changes for residential property.In short, it will never be the same again. That doesn't mean you can't invest successfully, but it does mean you need to know the new rules.
Cameron Kusher of Kusher Consulting joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
The hunt for yield in residential property
Forget the interest-only loan
How long-term negatively geared investors will thrive
Taking a second look at commercial property
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