The Money Puzzle

Interest rate hikes are just not the same anymore: Once upon a time, they hit the mortgage belt, that fictionalised housing strip in the outer suburbs populated by young families. Today the RBA’s weapon of choice lands heavily instead on older Australians.
What does it mean for the property investor?
Nerida Conisbee, chief economist at Ray White Group, joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
Investing with rising rates
The case against two more rate hikes
Why banks are offering longer-lasting mortgages
Will negative gearing be effectively restricted to new houses?

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The Iran crisis oil shock is creating winners and losers in the sharemarket, but it may not be playing out as you expect. Yes QANTAS is hit, but diesel-guzzlers BHP and Rio re big winners. How's that? And why is Wall Street streaking ahead of the ASX once more even though both markets are facing the same energy issues?
Business columnist Eric Johnson joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:
New realities of the sharemarket after an oil price spike
The AI boom resumes...where are the Aussie players?
Firmus - The biggest IPO from a company you've never heard about
If EVs are now red hot...is lithium about to boom again?

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Once you get on top of the basics, then investing should get a lot easier. But the hidden factors that make a difference between winning and losing inside the investment market - including the property market - often have more to do with bias.
Rasti Vaibhav of the Get RARE property group joins Associate Editor, James Kirby, in this episode.
In today's episode, we cover:
The six signs you're a biased investor
The specific issues where bias hits the property investor
How lessons from the sharemarket transfer to property
CGT - If the reforms are only for residential property, what about A-REITs?

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The private credit boom is having a shake-out: But not before many Australian investors - and big super funds - placed a lot of money into what has been, until very recently, a boom business. What's on the line and where is the exposure?
Andy Darroch of Independent Financial Advice joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
The problems plaguing private credit
How local wealth managers and big funds are linked with the crisis
Liquidity - If you did not know what it meant, you will now
How to assess private credit as an asset class from here
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The upside of higher interest rates is that you might get more on your money in the bank. But it turns out that anyone who uses a 'bonus' account (which is where the banks offer the best rates) must satisfy the terms and conditions each month.And guess what? More than 40 per cent of savers in this category don't meet their T&Cs each month - that means they don't get the rate rise. With rates rising it’s time to get across the numbers.

In today's show, we cover:
Sally Tindall, data insights director at Canstar joins Associate Editor, James Kirby in this episode.
In today's show, we cover:

The best cash and borrowing rates in the market
How the other half gets short-changed - with bonus rates
Should you ever use a bank you never heard of?
The NDIS...is there a way out of the mess for the government?

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