The Money Puzzle

Everyday investors have been heavily sold private credit funds as an alternative investment and now the reality of this opaque, often illiquid market is starting to bite.
Dr Doug Turek of Minchin Moore joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
Problems with private credit spook investors
Have commissions for financial advisers returned?
Why government bonds are back
The best way to buy a US market ETF
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Are we looking the wrong way? As property investors fret over likely lifts in Capital Gains Tax, the bigger issue for long term investors is interest rates: Despite the industry-wide assumption that we are in a new rate hike cycle, it is looking increasingly likely that rates are not going to go through the roof, in fact some already believe we should be thinking about lower rates in the near future.
Dr Sam Wylie of the Windlestone Education group and Melbourne Business School joins Associate Editor James Kirby in this episode
In today's show, we cover:
The CGT scare - How will if affect you
How share investing may have a tax advantage over property soon*
Interest rate hiking cycle...maybe not?
Is super recontributing a form of money laundering? asks a listener

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More investors are coming to realise that inherited super is taxed at 17 per cent, but the government has stirred a hornet's nest in adding a de facto death tax into the new super tax legislation. What to do?
Hugh Robertson of Centaur Financial joins Associate Editor James Kirby in this episode.
In today's show, we cover:
Inheritance tax changes : What you need to know
Understanding your super caps for the year ahead
How the kids raise your Medicare Levy Surcharge
Dealing with overseas shares and ETFs
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At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do?
James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode
In today's show, we cover:
The in-built bias against renters in the tax system
If you already contribute 12% to super by law- should you add more?
The lesser-known bias against renters in pensions and super
Optimising the tax system to your life-stage
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Interest rates are moving higher again as the RBA renews its battle with inflation: It's time to think seriously about inflation-proofing your investments, and that means a lot more than buying some gold.
Chris Brycki of the Stockspot group joins Associate Editor - James Kirby in this episode.
In today's show, we cover:
The full menu for inflation-proofing your investments
Big super funds don't have gold, but should you?
Why Japan is back on the radar for sharemarket investors
Dangers of market timing your superannuation choices

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