The Money Puzzle

On average, women retire with 25% less superannuation than men, and one in ten have no super account at all. While you might assume this is purely down to career breaks, evidence shows the disparity starts much earlier - with females under 18 already trailing their male peers. What is really driving this, and what steps can women take to supercharge their savings?
Gemma Dale, head of investor behaviour at NAB Trade joins associate editor James Kirby.
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Do you speak the language of money? If you - or anyone close to you - cannot understand what the investment market is telling them, there can be a high price to pay.
Investment commentator and Ecstra Foundation chair, Paul Clitheroe joins Associate Editor, James Kirby in this episode.
In today’s show, we cover:
Financial literacy, why it’s crucial and why Australia is struggling to keep up
‘Swim between the flags’ the simple success formula for managing money
Why ‘financial capability’ is the way forward for investors
A road map for financial literacy success

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As a property investor, you may already know the usual tax breaks for properties, like negative gearing, but did you know there are ways to boost your cash flow and tax deductions?
'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode.
In today’s show we cover:
The benefits of using a PAYG withholding variation
Strategies for claiming depreciation
What’s deductible and what isn't?
Repairs vs Improvements on the holiday rental
Please note: this episode was recorded before the recent Federal Budget; check current rules given the slated 2027 changes.
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The Federal Budget will be a landmark moment for investors if it all goes through parliament as planned. Investors need to know what happened but also... what might happen next.
Liam Shorte of Sonas Wealth joins Associate Editor James Kirby, in this episode
In today's show, we cover:
CGT changes and your share portfolio
A surprise boost for gold investors
The new attraction of the family home
Negotiables? Budget measures that may be up for review
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Property investors are trying to piece together the cumulative effect of the bad news in the Budget.
How much will the combined CGT changes and negative gearing clampdown hit returns? For the everyday investor with the average established investment property the expected internal rate of return is set to plunge from 11 per cent to 8.4 per cent.
Stuart Wemyss of the ProSolution Private Office group joins Associate Editor, James Kirby in this episode.
In today’s show, we cover:
How to tackle the tax challenge for property investors
Warning... Get your property revalued
How come so few investors negatively gear new properties?
New tax games emerge with exemptions from the new rules
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