The Money Puzzle

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money?

In today's show, we cover...

What investors can draw from the government's inter-generational report
Does the productivity gap with the US explain Wall Street's superior returns?
Why rates will be higher for longer
Gold takes a step backwards in its forward march

Paul Bloxham, chief economist at HSBC Australia, joins Associate Editor James Kirby in this episode
See omnystudio.com/listener for privacy information.

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. The new dilemma is whether you invest in your CGT free family home or instead place that money in the long-running bull market for shares.
Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
Running the numbers on the family home versus a share portfolio
Gearing into the share market while only paying a mortgage rate of interest
The power of Exchange Traded Funds in a geared share portfolio
Why foreign currency in a local bank is not guaranteed
See omnystudio.com/listener for privacy information.

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. So what does UniSuper's chief investment officer think will happen next?
John Pearce, the chief investment officer at UniSuper joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
The outlook for shares
Why a 'back to normal' bond market has an upside
Keeping clear of AI-linked IPOs
The true definition of a 'balanced fund'

See omnystudio.com/listener for privacy information.

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas.
But the hedging level of most Australian investors, including ETF investors, is generally close to zilch!

In today's show, we cover...
Should you be hedging that increased offshore share allocation ?
Electrified economy - The long-term investment attraction of electrification
Second thoughts on bonds...when the tide turns, could they save you?
Why gold will pay off longer term
Dr Sam Wylie of the Windlestone Education group and the University of Melbourne joins associate editor, James Kirby in this episode
See omnystudio.com/listener for privacy information.

How do you get a pay rise? Should you join that start-up that promises to go to the moon, or should you simply buy your first home a lot sooner than you had planned?

In today's show, we cover:
Career Control - The finances of career navigation
Catching up - Investment tips for the late starter
Your career and your SMSF - Getting business to pay you rent
Sweat equity - Deciding if you should jump to a start-up

Adviser and author, Jacqui Clarke, joins Associate Editor, James Kirby, in this episode
See omnystudio.com/listener for privacy information.