The Money Puzzle

More investors are coming to realise that inherited super is taxed at 17 per cent, but the government has stirred a hornet's nest in adding a de facto death tax into the new super tax legislation. What to do?
Hugh Robertson of Centaur Financial joins Associate Editor James Kirby in this episode.
In today's show, we cover:
Inheritance tax changes : What you need to know
Understanding your super caps for the year ahead
How the kids raise your Medicare Levy Surcharge
Dealing with overseas shares and ETFs
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At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do?
James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode
In today's show, we cover:
The in-built bias against renters in the tax system
If you already contribute 12% to super by law- should you add more?
The lesser-known bias against renters in pensions and super
Optimising the tax system to your life-stage
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Interest rates are moving higher again as the RBA renews its battle with inflation: It's time to think seriously about inflation-proofing your investments, and that means a lot more than buying some gold.
Chris Brycki of the Stockspot group joins Associate Editor - James Kirby in this episode.
In today's show, we cover:
The full menu for inflation-proofing your investments
Big super funds don't have gold, but should you?
Why Japan is back on the radar for sharemarket investors
Dangers of market timing your superannuation choices

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'You can't get into the property investment market for less than $1m' is something you may hear regularly...but is it true? High-profile investor Nathan Birch says not only can you get into the market for $300,000 or less, but you can do it without negative gearing.
Nathan Birch of the B Invested group joins Associate Editor - Wealth, James Kirby in this episode.
In today's show, we cover:
Buying cheap - how to get started in property
Why entry-level property is the hot spot
Property types that fit the bill
Locations across Australia still offering good value
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Whether you are with a big super fund - or run your own SMSF - the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise.
Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode.
In today's show, we cover:
Are you taking enough risk?
The end of traditional age-based rules for investors
A new era of inflation could shrink your spending power
Getting to know the 'bucket strategy'

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