The Property Couch

As we head into a new year, many people want to get ahead financially — but struggle to work out why their money never seems to stick. In this TPC Gold, Ben unpacks the difference between intentional wealth and unconscious spending, highlighting how lifestyle creep, forgotten subscriptions and interest costs quietly erode surplus over time. This short episode sets the foundation for building financial clarity and making better trade-off decisions with your money. If you want to take this further, Ben will be unpacking these ideas in detail in Empower Wealth’s upcoming live webinar, where you’ll learn how to track your money, target surplus, and take back control heading into 2026.👉 Live webinar: 7:30pm AEDT, Tuesday 13 January 2026 👉 Register hereLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What does it look like when someone backs themselves, takes calculated risks and refuses to sit on the sidelines?That’s the story of Ben, a chiropractor, business owner, husband, dad and long-time TPC listener who built his financial future with purpose, action and his motto: “No risk, no magic.”From growing up in a middle-class Egyptian-Australian family with first-class values, to chasing status in a BMW, to burning out and rediscovering his purpose… Ben’s journey proves that wealth isn’t about luck; it’s about habits, behaviour and backing yourself.   This is the heart of Summer Series: real people, real decisions, real results, and a reminder that anyone can do this with the right mindset and a clear plan. 😊  FREE STUFF MENTIONED 🎁 Your Christmas Pack: All the Free Resources We Released This YearMyKnowledge FREE inside Moorr, including:Updated How to Retire on $3K A Week masterclass Spreadsheets & calculators Free Property Reports (13,000+ downloads!) Free Books: Make Money Simple Again How to Retire on $3K a Week (Just cover shipping) Discounts and Special Offers from Guests: Ep 566 | BMT Depreciation ScheduleEnjoy discounted tax depreciation schedules through BMT. They’ve created a special pathway just for TPC listeners. Simply mention “The Property Couch” or submit your details via the dedicated TPC form to access the offer.Ep 573 | HousemarkHousemark is offering 3 months of free property management for our community. If you’ve been considering a switch or want to explore your options, reach out to Housemark today >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What happens when life’s expectations collide with financial reality?In this heartfelt Summer Series episode, Katrina “Kat” S, long-time listener, mum of two, and Bali trip volunteer from Bryce’s 50th, opens up about her real money story: Growing up in a small country town, learning to save, splurging at uni, facing postnatal depression, and rebuilding her confidence through property.Kat gets raw about pressure, parenting, and perfection… and how she found peace in progress, not performance. From a risky first investment to the “aha” of building a proper plan, her journey proves that you don’t need to be perfect to move forward; just brave enough to start.FREE STUFF MENTIONEDFREE BOOK: How To Retire on $3K a Week 📘We’re giving away our latest book for free, just pay $9.95 for shipping. Inside, we unpack the exact frameworks behind Lifestyle By Design and show you how to build a surplus-based money system that actually works.🎄 Last week to grab it in time for Christmas stockings! Get your copy now  New Feature: Moorr Acquisition CostsBuying a property comes with a long list of hidden costs… and most people lose track of them the moment settlement hits. With Moorr’s brand-new Acquisition Costs tool, you can now store every upfront cost in one clean, digital record (Ready for your tax return, your accountant, or your future self!) 👉 Find out more or try it today!Will You Take On Ben’s Surplus Challenge in Moorr? Now that Moorr Transactions is live, Ben is setting a challenge to the entire community: Track exactly where your money went in 2025 and set a meaningful surplus target for 2026. 👉 Get started today LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

When life knocks you down, how do you rebuild from nothing? 💭 Meet Matt: a proud Aussie veteran whose life took a sharp turn when he lost his hearing in the Army and was suddenly left without income, identity, or direction.  With a newborn to care for and his savings running out, he and his wife, Ashley, hit rock bottom… before choosing to climb their way back up. From living off charity food boxes to buying two investment properties, Matt’s story is one of courage, persistence, and education in action. 👏 FREE STUFF MENTIONEDFREE BOOK: How To Retire on $3K a Week 📘 We’re giving away our latest book How to Retire on $3K a Week for FREE, just cover shipping! Inside, you’ll learn the exact frameworks behind Lifestyle by Design, MoneySMARTS, and how to build a surplus-based financial life. 👉 Get your copy now   FREE DEMO: Moorr Transactions Feature 💻 Ben’s challenge to the community this Summer Series! Now that Moorr Transactions is live, it’s time to discover exactly where your money went in 2025, and set your surplus target for 2026.  👉 Book a free demo and let our team show you how to track your spending, set goals, and automate your surplus!  Guests & Episodes Mentioned: 574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your IncomeListen to our complete collection of Summer/Winter series guests!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The Reserve Bank of Australia has just delivered its final cash rate call for 2025, and we’re breaking down what it means for inflation, households, and momentum heading into 2026. 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube