The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn mo...
#202: The Freak Accident That Made Me Grateful for Our Emergency Fund
Two months ago my youngest son had a freak accident that turned our world upside down. What started as a chipped tooth at school quickly spiraled into multiple surgeries, procedures, and a life-changing injury.I'm taking you behind the scenes of this emotional journey - from that first call from the school nurse to endless visits with specialists and surgeries. I’m sharing how we navigated multiple specialists, several surgeries, and what this means for my son (and us!) going forward.This accident will have lasting impacts on my 10-year-old, but I'm also sharing why having an emergency fund was absolutely crucial in helping us focus on his care rather than financial stress.High Yield Savings Account Link - earn 10x national average!Financial Impact:Emergency Room (Medical):Total Bill: $7,230.00Insurance Paid: $2,659.20We Paid: $3,199.56 (30% discount)Pediatric Dentist (Dental):Total Bill: $1,073.00Insurance Paid: $123.00We Paid: $583.00 (discount)Oral Surgeon (Dental):Total Bill: $3,441.00Insurance Paid: $211We paid: $3,230.00Orthodontist:Total Bill: $3,950.00Insurance Paid: $1,395.00We Paid: $2,555.00Endodontist (Dental):Total Bill: $4,636.00Insurance Paid: $0.00We Paid: $3,477.00 (25% discount)Total Paid to Date: $13,044.56You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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#201: Unraveling Your Relationship with Money with Shannah Game
In this episode, Allison chats with Shannah Game, financial expert and author of "Unraveling Your Relationship with Money." They dive into the deep end of our feelings about money, discussing how emotional and psychological factors impact our financial decisions. This episode is packed with stories and tips on how to manage your money mindfully.What You'll Learn:The importance of emotions in your financial life.Simple steps to fix unhealthy money habits.How to feel good about your finances, no matter your bank balance.Resources Mentioned:Shannah Game's Book: Unraveling Your Relationship With MoneyShannah’s Podcast: Everyone’s Talkin’ Money PodcastYou Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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#200: Breaking Free from Credit Card Debt in 2025
In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt.These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. If you're feeling overwhelmed by credit card balances, stressed about making minimum payments, or sick of throwing money away on interest, this episode is exactly what you need. Think of it as your roadmap to finally getting ahead of your credit card debt.After listening, you'll have 4 practical steps that can change your money situation. You'll move from feeling stuck in the credit card trap to feeling confident and ready to face your financial future.This episode comes with two helpful resources—the Goodbye Debt Tracker spreadsheet and the Debt Free Roadmap—created to help you overcome credit card debt with simple, proven strategies. And you can start using them right away.Resources Mentioned:Get the ‘Goodbye Debt!’ Tracker Download the Debt Free RoadmapSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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#199: Why Every Couple Already Has a Prenup—and Why You Should Write Your Own
Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl. Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial agreement.You’ll walk away with practical tips for having “the money talk” with your partner, understanding the true purpose of a prenup, and insights into creating a marriage built on trust and transparency.If you’re engaged, married, or simply curious about how prenups work, this episode is for you!Resources & Links Mentioned:Carlie’s Book: The Prenup Girl’s Guide to a Successful Marriage Book Mentioned: The Defining Decade by Meg Jay Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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#198: Why Your Budget Isn’t Working (and How to Fix It)
In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.You Will Learn:Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.Join my free 7-Day Budget Makeover ChallengeCheck out Axos ONE's savings and checking bundle: http://axosbank.com/allison Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share.
New Zealand