The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn mo...
In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt.These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. If you're feeling overwhelmed by credit card balances, stressed about making minimum payments, or sick of throwing money away on interest, this episode is exactly what you need. Think of it as your roadmap to finally getting ahead of your credit card debt.After listening, you'll have 4 practical steps that can change your money situation. You'll move from feeling stuck in the credit card trap to feeling confident and ready to face your financial future.This episode comes with two helpful resources—the Goodbye Debt Tracker spreadsheet and the Debt Free Roadmap—created to help you overcome credit card debt with simple, proven strategies. And you can start using them right away.Resources Mentioned:Get the ‘Goodbye Debt!’ Tracker Download the Debt Free RoadmapSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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#199: Why Every Couple Already Has a Prenup—and Why You Should Write Your Own
Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl. Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial agreement.You’ll walk away with practical tips for having “the money talk” with your partner, understanding the true purpose of a prenup, and insights into creating a marriage built on trust and transparency.If you’re engaged, married, or simply curious about how prenups work, this episode is for you!Resources & Links Mentioned:Carlie’s Book: The Prenup Girl’s Guide to a Successful Marriage Book Mentioned: The Defining Decade by Meg Jay Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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33:16
#198: Why Your Budget Isn’t Working (and How to Fix It)
In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.You Will Learn:Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.Join my free 7-Day Budget Makeover ChallengeCheck out Axos ONE's savings and checking bundle: http://axosbank.com/allison Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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23:03
#197: How Your Money Story Shapes Your Financial Life with Jessica Moorhouse
Ever feel like you’re doing all the “right” things with your money but still not getting the results you want? In this episode, I chat with Jessica Moorhouse, author of Everything But Money, about the often-overlooked barriers that hold us back financially.Jessica shares her personal story of growing up with financial shame, how family history influences our money habits, and the transformative power of rewriting your money story. What You’ll Learn:Why your money habits are shaped by your childhood experiencesHow trauma (big or small) impacts your financial decisionsActionable steps to start rewriting your money story todayDon’t miss this episode if you’re ready to uncover what’s really standing between you and your financial goals.Jessica’s book: Everything But MoneyFollow Jessica on Instagram: @JessicaIMoorhouseListen to Jessica’s podcast: More Money PodcastCheck out Axos ONE's savings and checking bundle: http://axosbank.com/allison Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
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31:36
#196: The 4 Money Conversations You Can’t Avoid
In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department.If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start that kind of conversation, this one's for you. I'm pulling from my own life (yep, all the messy and successful bits) to help you see you're not alone in this.You Will Learn:Dreaming Together: How to talk about saving up for big dreams without making it feel like a math test.Debt Doesn't Have to be Scary: How to share your debt stories without shame and tackle them as a team.Spending Habits: I'll share how my husband and I learned to handle our very different spending styles without arguments.Emergency Funds: Because life throws curveballs, and I'll tell you why having a safety net is a game-changer.Grab your favorite drink, get comfy, and let's break down these conversations into simple, doable steps. Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share.
New Zealand