Sonia and Simon

Most people think they're one pay rise away from financial freedom. Graeme Holm says they're wrong.
Graeme Holm is a mortgage broker, financial educator and founder of Infinity Group, where he's helped thousands of Australians take control of their money and get ahead financially. He breaks down why so many people stay stuck in the paycheck-to-paycheck cycle, even on high incomes; and what it actually takes to build lasting wealth.
From hidden spending habits to mortgage strategy, cash flow, debt reduction and financial psychology, Graeme shares the practical systems behind his approach to money.
We Discuss:
The biggest money mistakes keeping people financially stuck
How to break the paycheck-to-paycheck cycle
Mortgage strategies that could save you thousands
Why knowing what you spend daily is a budgeting unlock
The habits that separate wealth builders from everyone else
How to build a financial system that actually works

Get in touch with Graeme:
Infinity Group Coach
The Money Mentor Book
Facebook
Instagram
TikTok
LinkedIn

Democracy feels like something we can take for granted, but few people are talking about how quickly it can unravel from the inside.
Around the world, authoritarianism is on the rise, not through invasions or coups, but through the slow erosion of institutions, elections, and truth itself. It's a pattern that has repeated across countries and decades, and one that's now playing out closer to home than many would like to admit.
Anne Applebaum is a Pulitzer Prize-winning historian and staff writer at The Atlantic, and the author of Twilight of Democracy, Autocracy, Inc., and Gulag: A History. She has spent her career studying how democracies fall apart, and what it takes to stop them.
We discuss:
How authoritarianism took hold across Central and Eastern Europe
The shared playbook autocrats use to consolidate power today
Why democratic institutions are more fragile than we assume
Whether America is following a path she's seen play out elsewhere
What it will take to defend democracy before it's too late

Get in touch with Anne:
Website
YouTube
X (Twitter)

AI is changing everything, but few people are talking about the infrastructure making it possible.
As artificial intelligence accelerates, data centres are becoming one of the world's most critical assets. They power every AI model, every search, every chatbot, and every breakthrough. But they also face enormous challenges around energy, efficiency, and scalability.
Antonia Collings is the CEO of Enaxiom, a company pioneering the next generation of AI infrastructure through advanced HydroCool™ technology.
We discuss:
Why data centres are the backbone of AI
The growing energy demands of artificial intelligence
How innovation is transforming the future of digital infrastructure
The biggest opportunities and challenges facing the industry
What businesses and leaders need to understand about the next wave of AI

Get in touch with Tia
Learn more about Enaxiom

The Man Who Sold AI to the World: On Why Ordinary People Win the Most.
Most people talk about AI like it's something happening to us. Zack Kass thinks that's exactly the wrong way to see it.
Zack spent years at OpenAI as one of the key architects of its go-to-market strategy, the person responsible for taking the most transformative technology in human history and bringing it to the world. Zack pulls back the curtain on what AI actually means for your job, your kids, your healthcare, your education, and why the people who lean in early are about to have an unfair advantage the rest of the world hasn't woken up to yet.
We Discuss:
Why AI will become infrastructure as fundamental as electricity or the internet
How AI could solve healthcare, education and housing where governments have failed
What Gen Z actually needs to hear to thrive in an AI world
Why AI safety has become the new religion
Connect with Zack:
Website: https://zackkass.com/
LinkedIn: https://www.linkedin.com/in/zackkass/
Newsletter: https://substack.com/@zackkass
Youtube: https://www.youtube.com/@ZackKassAI
Book: https://www.zackkass.com/books

What happens when the technology powering today's AI gets left behind?We sat down with John Martinis, Nobel Prize-winning physicist, the man behind Google's quantum supremacy milestone, and co-founder of Qolab to find out what's actually coming next.
This isn't theoretical. Quantum computing is already threatening the encryption protecting your money, your data, and the internet as we know it.
We Discuss: 
Why quantum computing could make today's AI look like a calculator
The science behind quantum bits, tunneling, and superposition explained
How quantum algorithms could transform medicine, security, and industry
The inside story of achieving quantum supremacy at Google and why he walked away
What winning the Nobel Prize in Physics actually means for the future of technology
Why cryptocurrency and current encryption systems are sitting on a ticking clock
Academic papers: 
John Martinis' Nobel Lecture:  
https://www.nobelprize.org/prizes/physics/2025/martinis/lecture/
Quantum Computing Paper by Google: 
https://research.google/pubs/pub12345/

Michelle Simmons' Quantum Research at UNSW: 
 https://www.unsw.edu.au/about-us/our-story/our-people/michelle-simmons

Connect with John:
LinkedIn - https://www.linkedin.com/in/john-martinis-5856911a6/
Official Website - https://qolab.ai/team/john-martinis