The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, - how do we teach our kids and young adults about money? Managing money was simple just a few decades ago: cash was king, consumer choices were limited, and savings accounts earned fixed interest rates. Today, we live in the most over-stored country in the world, surrounded by endless retail options, online shopping, and digital payment methods like Venmo and Cash App. Money has become frictionless and abstract, making it easier than ever for young people to fall into financial traps like recurring subscriptions and impulse spending. Because the modern financial world is vastly more complex, parents can no longer rely on kids picking up smart money habits by osmosis – active teaching while they are still under your roof is essential, as Clark explains.

All this and more on the October 23, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2

Kids Must Learn $: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Jewelry Insurance: Should You Use a Rider or a Separate Policy?

How To Get Top-Brand Running Shoes for Cheap Right Now

The Sneaker Taking Over America Was Inspired by iPhones and a Vacuum Cleaner

Wealthfront Review: How It Works, Pros & Cons - Clark Howard

Clark Howard's Obsession That Could Save You Hundreds

Costco vs. Sam's Club: Which Warehouse Club Is Worth Your Money?

Financial Advice for the Young Adult in Your Life - Clark Howard

How to Teach Young Kids About Money - Clark Howard

How I Set My Teens Up for Retirement in 5 Minutes - Clark Howard

How To Open a Roth IRA

4 Ways To Stop Junk Mail

Samsung Galaxy Card

Clark.com resources:

Episode transcripts

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Winter heating bills won’t be pretty, especially in markets that rely on oil for heat. What can you do now to prepare? Taking control of monthly expenses comes down to knowing where the real price traps are hiding. Clark unpacks the latest updates on winter heating trends and shifting food prices to help you make smarter financial decisions.

First, discover why home heating oil prices are squeezing homeowners, how steady natural gas supplies are offering relief, and why simple home fixes can keep your home warm without breaking the bank.

Then, Clark exposes what is really happening behind the scenes at the supermarket. While store-brand basics and produce are becoming more affordable, brand-name junk food and processed snacks climb in price as manufacturers test how much shoppers are willing to pay.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 21, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Winter Heating: Segment 1

Ask Clark: Segment 2

Grocery Price Update: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

How To Save Money on Utilities - Clark Howard

10 Ways To Lower Your Heating Bill - Clark Howard

Energy Advice for Owners of Older and Historic Homes

Is a Costco Executive Membership Worth It? - Clark Howard

These 4 Credit Cards Maximize Costco Purchases in 2026

United's Credit Card Is Most Expensive Airline Card: Is It Worth It?

Best Airline Credit Cards for 2026: Are They Right For You?

What Credit Card Should I Get – Find Your Perfect Credit Card (free Clark.com tool)

Robinhood Touts $3,000 in Annual Benefits for New Platinum Credit Card

How to Save Money on Groceries: 22 Clever Ways - Clark Howard

10 Ways You're Wasting Money on Groceries - Clark Howard

Clark’s Secrets to Beating Sky-High Airfares and New Hidden Fees

SkyScanner.com

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rapid Fire Q&A: Roth Conversion Traps, RMD Spending Rules, & Switching Careers To Finance

Welcome to another edition of "Rapid Fire" on Ask an Advisor! Today, Wes Moss is opening up the listener mailbag to answer your direct financial questions. From navigating tricky Roth IRA 5-year rules to deciding the exact order of account withdrawals in retirement, we’re covering real-world strategies to help you retire sooner and smarter.

Mentioned on the show:

5 Keys To Be a Successful Investor - Clark Howard

Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?

The Order You Withdraw Retirement Money Matters More Than You Think

Required Minimum Distributions: How To Calculate, Rules

All this and more on the October 20, 2026, Ask an Advisor “Rapid Fire” episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

BOOKS BY WES MOSS

Wes Moss, CFP®

Wes Moss - Clark.com

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Artificial intelligence is creating unprecedented risks for your retirement savings, with AI-driven fraud causing massive financial losses across the country. Deepfakes and voice-cloning technology have become so advanced that scammers can effortlessly mimic real people, leaving brokerage firms and financial institutions vulnerable to fraudulent transfer instructions. Clark has recommendations to help secure your life savings.

Also, navigating finances as a couple can be challenging, especially when partners enter a relationship with different money habits, debt, or savings. While maintaining completely separate bank accounts can breed distrust and weaken marital bonds, combining everything without a strategy can cause friction. Clark explains how to practice a balanced approach built on trust.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 19, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Protect Retirement Funds: Segment 1

Ask Clark: Segment 2

Couples Finances: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

How to Protect Your Retirement Savings From AI Scams and Cyber Threats

Why You Need To Lock Your Brokerage Account Today

Warning: A Devastating Bank Impersonation Scam Is Draining Life Savings in Minutes

These Are the Biggest Scams That Cost Seniors the Most Money

Best Online Banks: Free Checking and High-Interest Savings Accounts

Joint or separate bank accounts? One choice is bad for your marriage

The Financial Checklist Every Couple Needs To Know - Clark Howard

How To Open a Roth IRA

What Is the Highest Credit Score? - Clark Howard

How To Improve Your Credit Score in 5 Key Areas - Clark Howard

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also, even if oil and jet fuel prices drop, major U.S. airlines warn that fluctuating costs mean high airfares are here to stay for the foreseeable future. With flight delays and unpredictable pricing making winter travel tricky, flexibility and preparation are key. Clark breaks down his top strategies for beating high airfares and making your travel budget go further.

All this and more on the October 16, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2

Winter Travel: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option

TSA PreCheck® vs. Global Entry vs. CLEAR+: Which Is Best for You?

Is There a Safe Way to Use Your Debit Card? - Clark Howard

Follow Clark Howard's #1 Rule To Travel Cheap

Booked a Flight? This New Tool Will Tell You When the Price Drops

Today's Top Travel Deals -ClarkDeals / Travel Archives - Clark Howard

Points Path Review: This Free Tool Makes Using Travel Points Much Easier

Clark Howard’s Secrets to Beating Sky-High Airfares and New Hidden Fees

Chase Sapphire Preferred® Card Review: What To Know About the Travel Card

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices