The Clark Howard Podcast

Starting a business or a side hustle is easier than it used to be in terms of cost and technology. Is there an entrepreneur hiding inside you? While big corporations lay off loyal employees to please shareholders, nimble micro-businesses are thriving by doing things more efficiently. If you’re mid-career and sick of the corporate grind, Clark shares how you can mitigate your risk by starting a side hustle today that could become your full-time passion tomorrow.  Also, Clark dives into the $70 billion pool of unclaimed property waiting to be returned to everyday Americans. Know how to safely search public databases for free to see if you have funds lost in space - from old retirement plans, forgotten utility deposits, or insurance policies. In fact, a member of Clark's family recovered $10k this way! Learn how to navigate the documentation, avoid the scammers, and claim what is rightfully yours.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 3, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

Startup: Segment 1

Ask Clark: Segment 2

Unclaimed Money: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


Axios AM Deep Dive: Small biz revival    /   Go start a business


How to Start an LLC: A Step-by-Step Guide

EQUIFAX:  Employees - The Work Number


Growing Number of Unfixed Mistakes on Credit Reports

14 Prefab Tiny Houses That Are Actually Stylish and So Easy to Install


Unclaimed Money: How To Find and Claim Missing Funds for Free

How to handle unexpected calls about unclaimed funds

What Should I Do With My 401(k) at My Old Company? - Clark Howard

Search: Devices that detect hidden cameras and microphones

Do US Citizens Need a Visa for Europe? ETIAS is Coming in 2026


What is ETIAS–European Union / Apply for an electronic travel authorisation (ETA)

Clark.com resources:

Episode transcripts


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Should You Help Your Adult Kids Buy a House? & 5 Things You SHOULD Spend More On

Is helping your adult children buy a home a smart investment, or a threat to your retirement? In this episode, Wes Moss breaks down the harsh realities of today's housing market. With the median age of first-time homebuyers skyrocketing past 40 due to high prices and interest rates, more parents than ever are wondering if they should step in with down payment assistance. Wes shares the specific dollar amounts where helping your kids starts to negatively impact your happiness and retirement security, and why shifting your mindset from "spending" to "investing" changes the game.

Also, Wes shares the story of "Around-the-World Robin" to illustrate why we often feel financial guilt even when we are totally on track – and outlines the five things you should actually consider spending MORE money on to maximize your happiness.
Mentioned on the show: ROTH CONVERSION DECISION TREE

Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the June 2, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 

Wes Moss - Clark.com

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Today - A warning about how much information you give an AI chatbot. Artificial intelligence tools like ChatGPT, Claude, and Gemini have made getting financial advice faster and easier than ever. But as the AI gold rush heats up, a massive privacy risk is emerging. Clark breaks down the critical things you should never tell an AI chatbot.  Also - The anatomy of a Ponzi scheme that RIPPED OFF $140 million from “investors.”  Clark covers two massive fraud cases—Drive Planning and First Liberty—which collectively defrauded thousands of investors out of hundreds of millions of dollars. When inflation or economic uncertainty makes us feel insecure about our money, we become susceptible to smooth pitches. Clark reminds us of the ultimate golden rule of investing: any time someone promises you "guaranteed" double-digit returns with zero risk, it is a lie. Learn how these schemes operate so you can spot the red flags, protect your hard-earned savings, and secure your financial future.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the June 1, 2026, episode of The Clark Howard Show. Submit questions: Ask Clark

AI Privacy Risk: Segment 1

Ask Clark: Segment 2

Ponzi Schemes Steal Millions: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Don’t tell your AI chatbot these 5 things to keep your money safe 


Where Should You Keep Your Cash Reserve? - Clark Howard


6 Things To Know About Series I Savings Bonds - Clark Howard

How To Open a Roth IRA


Anatomy of a Ponzi scheme


How to Teach Young Kids About Money - Clark Howard

How I Set My Teens Up for Retirement in 5 Minutes


What Brokerage Do You Recommend for First-Time Investors or Kids?

How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

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Episode transcripts


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Friday - Clark Stinks day! Lane (Clark’s wife!)  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also today - A shocking 81% of consumers admit to routinely making impulse buys. But while small impulse buys hurt your weekly budget, there is one major lifestyle purchase that can absolutely sabotage long-term wealth: our second biggest purchase in life - a vehicle. The average cost of a car has climbed to a whopping $50,000, yet we still get tired of our rides and cycle through them too quickly. By making a single change to how, what, and how often you buy an automobile over your working lifetime—and investing those savings into the stock market instead—you could easily put an extra $250,000 directly into your pocket by the time you retire. Use our Wealth Impact Calculator to turbocharge your retirement savings today: 

All this and more on the May 29, 2026, episode of The Clark Howard Show.


Clark Stinks: Segments 1 & 2

Car Buying & Your Retirement: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


What Is an HSA Account and How Does It Work? - Clark Howard


Is a 401(k) Loan a Good Idea? Almost Never - Clark Howard


401(k) Loan Calculator - Clark Howard


Why Does My Locked Credit Card Still Allow Charges? - Clark Howard

Lost Your Credit Card? How To Place a Temporary Freeze on Your Account


How To Get a Gym Membership for Practically Free - Clark Howard 

USA TODAY: Why you keep impulse buying, even when broke


A Single Change to Your Car-Buying Habits Could Add $250,000 to Retirement


Calculator: Wealth Impact of Buying Cars 


The Best Car-Buying Services - Clark Howard

Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana?


5 Best Places To Buy Pet Medicines - Clark Howard 

Clark.com resources:

Episode transcripts


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Today - For home sellers, making sure your house is ready and appealing to buyers can mean you have to have a tough skin, but it can pay off. If you want your home to stand out in today's market, you have to nail the first impression. Clark breaks down how to stop turning buyers off and start getting offers. Also, Clark shares a terrifying cautionary tale that will make you think twice about choosing "paperless" billing. A systems glitch at Fidelity completely wiped out a Colorado woman's life savings, leaving her account balance at zero with no electronic record that she ever even existed. It took months of stressful battles with a flippant customer service department to restore her decades of hard work. There are currently forces at work that could leave you entirely responsible for proving your own net worth. While Clark isn't telling you to stuff cash under your mattress, he is sounding an urgent warning.

Plus, Lane (Clark’s wife!) shares your #AskClark questions and Clark gives his take. All this and more on the May 27, 2026, episode of The Clark Howard Show. Submit your questions:  Ask  Clark

Word To Home Sellers: Segment 1

Ask Clark: Segment 2

Money Fails & Paper Trails: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


These Are the 2 Biggest Hidden Expenses When Selling a Home


How To Buy a House in 9 Steps - Clark Howard

NYTimes: Her Life Savings Mysteriously Disappeared After a Systems Glitch


Why You Need Paper Evidence of Your Financial Accounts


Should You File for Bankruptcy? - Clark Howard

6 Things To Know Before Contacting the National Foundation for Credit Counseling

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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