The Clark Howard Podcast

Social Media Debt Trends vs. Fake ‘Finfluencers’ & A New Scam Targeting Veterans

Clark examines the double-edged sword that is social media personal finance, highlighting how young people sharing their debt-payoff journeys online is creating a powerful force for accountability, while a shocking 98% of popular "finfluencers" lack any formal qualifications to give financial advice. Clark breaks down how to navigate online advice safely, points you toward truly trustworthy resources, and reveals why peer motivation can be a great tool if paired with the right guidance.

Also, today we honor those who have served and call out the criminals who prey on them. Clark sounds the alarm on a deceptive postcard scam targeting veterans.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 11, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Closer To FINfluencers: Segment 1

Ask Clark: Segment 2

Veterans Day Scam Alert: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Americans Can’t Stop Watching Videos of People Paying Down Their Debt

Only 2% of Social-Media ‘Finfluencers’ Are Actually Qualified to Give Advice, Study Finds - Barron's.

How Does the Capital One-Discover Merger Impact My Credit Mix? Clark Howard Explains

16 of the Best High-Yield Online Savings Accounts in November 2026

Why Timeshares Still Stink / How To Sell, Cancel or Get Rid of Your Timeshare

How to spot a postcard scam targeting veterans

Military and Veterans Guide: Free Resources for Your Finances

How Veterans and Military Families Can Save Big on Flights, Hotels, and Resorts

Why Clark Howard Has Ditched Bill Pay and What He's Doing Instead

Automatic Bill Pay: How It Works and How To Do It Safely

What Clark Howard Does When It Looks Like a Flight Will Be Canceled

Clark.com resources:

Episode transcripts

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Is the Bull Market Running Out of Time? & The ‘Friendship Recession’ Threatening Retirement

Is the current bull market nearing the end of its run simply because the calendar says it's getting old? Wes Moss examines why investors might be looking at the wrong clock when assessing market cycles — and why zooming out to historical expansions since WWII reveals a much bigger picture.

Then, Wes explores a different kind of downturn that poses an even greater risk to a successful retirement: the bear market on socialization. With close friendships down and isolation on the rise, staying socially connected takes intentional effort. Discover why being a "joiner" is a non-negotiable pillar of the Retire Sooner strategy.

Mentioned on the show:

How To Turn Your Retirement Savings Into a Monthly Paycheck (Bucket Strategy Explained)

WSJ Opinion - For Investors and Savers, TINA Is Giving Way to TARA

What Is a Spousal IRA and What Are the Rules? - Clark Howard

All this and more on the November 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

BOOKS BY WES MOSS

Wes Moss, CFP®

Wes Moss - Clark.com

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Why Secondhand Shopping Is Skyrocketing & $20 Device Every Driver Needs in Their Car

Clark digs into two essential ways you can keep more money in your pocket today: the booming world of secondhand shopping and the ultimate tool to protect yourself on the road. With household costs rising, buying "pre-loved" items — from Facebook Marketplace furniture to luxury goods—has become a top strategy for 81% of Americans to save cash and cut down on waste. Also, Clark explains why every driver needs a dash cam, even if it's just a $20 model.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 9, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Secondhand - Hands Down!: Segment 1

Ask Clark: Segment 2

Dash Cams: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Why secondhand shopping is booming for Americans⁠

9 Things You Should Always Buy Used - Clark Howard⁠⁠

How To Open a Roth IRA

6 Things You May Not Know About Target Date Funds - Clark Howard

How To Improve Your Credit Score in 5 Key Areas - Clark Howard

Why Clark Says Everyone Should Have a Dash Cam

Consumer Reports - Home Security Cameras - Eufy Video Doorbell C31

Amazon - Tapo 2K+ Wired or Battery Powered Smart Video Doorbell

5 Best Places To Buy Pet Medicines - Clark Howard

Clark.com resources:

Episode transcripts

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also today, what seems like a great financial deal comes with a catch. Retailers love to lure shoppers in with "No interest, no down payment, no payments for months" promotions, but these enticing deals are actually one of the most dangerous traps in modern retail finance. Clark breaks down how these psychological traps work, why falling for them is like playing with financial fire, and the exact rules you need to follow to protect your wallet and save your hard-earned money.

All this and more on the November 6, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2

No No No Plans: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

The Home Service Clark Howard Says You Should Actually Pre-Pay

Best Rewards Credit Cards: Top Picks for Cash Back and Travel

Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful

Clark Howard's Tips To Save Money on Home Internet in 2026

[The Washington Post] Don’t get caught by this zero-interest trap

FCC Complaints - Federal Communications Commission

Treasury, IRS begin implementing Saver's Match

What Is the Saver's Credit and How Does It Work?

My LED Bulbs Are Burning Out Too Fast. Am I Buying Them at the Wrong Store?

Clark.com resources:

Episode transcripts

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Avoid Holiday Shopping Traps & The Dangerous Car Recall You Can’t Ignore

In this episode, Clark shares his simple, battle-tested trick to stop impulse spending during peak holiday shopping season – including his hands-only shopping cart rule that will save you money both online and in stores.

Also, have you heard about how some cars are bursting into flames? And do you know how to check if your vehicle has any sort of recall? With over 3.5 million vehicles currently under critical "park outside" fire risk recalls, Clark breaks down why driver response rates are dangerously low, why gas vehicles (not just EVs) are catching fire, and how ignoring this warning could cost you your home.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 4, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Mindful Shopping: Segment 1

Ask Clark: Segment 2

Wheels On Fire: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

The Secret Perk of Abandoning Your Online Shopping Cart

4 marketing tricks to not fall for this holiday season

Gadgets Are Going Premium—and Manufacturers Are Raking It In - WSJ

Sub-$100 smartphones becoming a rarity as AI memory prices soar

Why This Is the Worst Time of the Year To Buy an iPhone

We Just Got Married. How Do We Blend Our Finances?

BBB-File a Complaint

Check for Recalls: Vehicle, Car Seat, Tire, Equipment

The Center for Auto Safety - Recall-Check

Consumer Reports: Best New SUVs and Cars for Under $30,000

How to Buy a New Car: 5 Smart Steps To Get the Best Deal

The Best Car-Buying Services - Clark Howard

9 Things You Should Always Buy Used - Clark Howard

When You Should (and Shouldn’t) Give Out Your Social Security Number

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

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