Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empo...
02.07.25 Clark Answers His Critics on Clark Stinks / Energy Prices & Home Building
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Clark discusses what’s behind rising energy costs now and in the future, and the need for a rethink in home building.
Clark Stinks: Segments 1 & 2
Energy Prices & Home Building: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How To Switch Phone Carriers: 9 Easy Steps
How To Fight Fraudulent Bank Account Charges
Can I Access My Streaming Service Anywhere in the U.S. and Internationally?
IRS Direct File Expands to Millions More Taxpayers
8 Free Federal and State Tax Filing Services for 2025
5 Reasons Why This Is the Best Time of the Year To File Your Taxes
Why this Boston homeowner doesn’t pay anything to heat his house
10 Ways To Lower Your Heating Bill / How To Save Money on Utilities
How To Get a Free Credit Report / 4 Ways To Get Your Free Credit Score
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
What Is a Fiduciary Financial Advisor and Do I Need One?
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
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42:42
02.05.25 Credit Score Perfectionism / When Travel Goes Awry…
Many are obsessed with having a perfect credit score. Clark offers a more realistic goal when it comes to your all important credit rating. Also, when things go wrong with travel, you have to fight for your rights. Clark shares strategies that can help you avoid problems in the first place, and discusses ways to advocate for yourself when you do run into a travel problem.
Your Credit Score: Segment 1
Ask Clark: Segment 2
Be Your Own Travel Advocate: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What Is a Good Credit Score?
How To Improve Your Credit Score in 5 Key Areas
Why You Don’t Need an 800 Credit Score
Credit Karma Review: Free Credit Score and More at Your Fingertips
How Long Will It Take for My Credit Score To Go Up if I Missed a Payment?
File a Consumer Complaint / Air Travel Service Complaint | secure.dot.gov
Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?
How To Find Cheap Flights in 3 Easy Steps
Follow Clark Howard's #1 Rule To Travel Cheap
Going™ | Formerly Scott's Cheap Flights | Flight Subscription
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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37:11
02.04.25 Ask An Advisor With Wes Moss - DeepSeek Shockwave: What It Means for the Economy and Your Investments
Just recently, big news from China jolted the market and the media in the U.S. as a new AI technology entered the field: DeepSeek. In the first part of this episode, fee-only fiduciary financial advisor Wes Moss explains how this development will only increase productivity in America and improve our economy. Also, Wes continues to discuss the DeepSeek news and how it is impacting markets and our investments. He shares five keys to stock diversification to help you limit losses and bad returns.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: Wes Moss, CFP®
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44:09
02.03.25 The Net Worth Gap For Renters Vs Buyers / Valentine Diamond Deals
In today’s episode - Clark has new data on renting vs. buying in terms of long-term net worth and how renters can close the gap. Also, With Valentine’s Day ahead, Clark has good news if you are in the market for jewelry, specifically diamonds. Changes in the marketplace mean deals.
Housing: Bridging The Net Worth Gap: Segment 1
Ask Clark: Segment 2
The Diamond Marketplace: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The median renter in America has a net worth of $10,400. The median homeowner’s net worth is $400,000
Should You Take Your Pension in a Lump Sum or Monthly Payments?
What Is a Fiduciary Financial Advisor and Do I Need One?
Best Financial Advisors
De Beers amasses biggest diamond stockpile since 2008 financial crisis
Verizon administrative settlement payments are nowhere near $100. Here's why
Should You Respond to Class-Action Lawsuits?
How To Sell, Cancel or Get Rid of Your Timeshare
Why Vacation Clubs Are Even Worse Than Timeshares
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
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34:56
01.31.25 Warning: Vacation Rentals / Best Ways To Buy A Vehicle
Today - more issues with short term vacation rental sites like VRBO and Airbnb are cropping up. Who should take responsibility when things go wrong? Know what to be aware of and what to do when the place is not as represented. Also - It’s the best of times AND the worst of times to experience buying a vehicle. Some methods are far more consumer focused than others, which can make a huge difference for your wallet.
Vacation Rentals: Segment 1
Ask Clark: Segment 2
Modern Car Buying: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
How short-term vacation rentals use a decades-old internet law to dodge safety concerns
National Registry Of Unclaimed Retirement Benefits
How To Find Missing or Lost Retirement Accounts - Clark.com
AI Lured Me Into a Car Dealership. That’s Where Things Broke Down
Amazon is officially in the online car sales business
Why You Should Never Use a Debit Card To Pay for Anything
How To Avoid ATM Fees
How To Switch Banks in 4 Simple Steps
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
APELLA WEALTH - Advice For Life
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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.