The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, to protect your young adult and give your family peace of mind, there are critical legal and financial forms every teenager should sign at age 18. Setting up these documents is simple, inexpensive, and essential for any family navigating the transition to adulthood. Taking a few minutes to put these protections in place today can save your family from unnecessary hardship when it matters most, as Clark explains.

All this and more on the August 14, 2026, episode of The Clark Howard Show.

Clark Stinks: Segments 1 & 2

Essential Signings: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

What's the Best Thermostat Setting for Summer To Save Money?

5 Major Bills You Can Lower This Month - Clark Howard

Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet

Are Extended Warranties Ever Worth It? - Clark Howard

3 Financial Documents Everyone Should Have by Age 18

What Do I Need To Do To Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled?

Why You Should Never Use a Debit Card To Pay for Anything

Clark.com resources:

Episode transcripts

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Apple device prices are soaring due to rising hardware costs, and their newest solution is to offer “forever leases” on iPhones, Macs, and iPads for a fixed monthly fee. While this subscription-style leasing model might make sense if you’re a tech enthusiast, it’s a dangerous financial trap for the average consumer. Before you fall for the low monthly sticker price—or get tied down by a carrier’s misleading "free phone" promotion—understand the long-term cost to your wallet.

On the savings front, everyday savers have a prime opportunity now to lock in high returns before interest rates drop. If you have cash you won't need for 1 to 5 years, Certificates of Deposit (CDs) are one of the safest ways to beat inflation. Clark walks us through how to easily purchase broker-placed CDs through top discount brokerages or reputable online banks, why you should strictly avoid giant mega-banks that offer virtually zero interest, and how to protect yourself from the predatory "auto-rollover" trap that slashes your rates the moment your term ends.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 12, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Apple Trap: Segment 1

Ask Clark: Segment 2

CD Opportunity: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Should You Lease an iPhone Through Apple Upgrade?

Are Extended Warranties Ever Worth It? - Clark Howard

Get an electronic travel authorisation (ETA) to visit the UK

Eurostar.com: Book Europe Train Tickets and Holidays

When Do You Need a Travel Agent? - Clark Howard

Is Now the Time To Get a CD or a CD Ladder?

Certificate of Deposit (CD): What Is It, Best Places To Open One

CD Interest Calculator / What To Do BEFORE Your CD Expires

BBB-File a Complaint

How to Protect Your Wallet From Rental Car 'Gotchas' - Clark Howard

Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%?

Clark.com resources:

Episode transcripts

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Is Your Retirement Missing Purpose? & Why You Shouldn’t Be Scared To Spend Your Retirement Savings

Wes starts by looking at what ancient wisdom and modern research teach us about true fulfillment. As we leave the workforce, we often lose daily structure, active socialization, and full households all at once. To counter these major life headwinds, Wes discusses how planning your lifestyle goals even ten years out leads to significantly greater joy once you stop working. Also, Wes tackles the massive psychological barrier of spending down your hard-earned nest egg. Running out of money is the single biggest financial fear for most Americans. Wes shares the rule that offers an extremely high probability of success, giving you the confidence to stop worrying, start spending wisely, and enjoy the retirement you earned.

Mentioned on the show:

Cost of Living Calculator | City and Salary Comparison Tool

Do You Really Need To Rebalance Your Portfolio?

If You Have Enough To Retire Comfortably, Should You?


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 11, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask

Discover the research-backed path to an earlier, happier retirement – pre-order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com.

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

BOOKS BY WES MOSS

Wes Moss, CFP®

Wes Moss - Clark.com

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Are you looking to break free from the time killing, mindless scrolling of phone addiction? Clark reviews the popular Brick Phone Lock—a $60 physical device paired with an app designed to lock you out of your most distracting apps. This tool might be a game-changer if phone addiction is actively hurting your productivity, work, and/or personal relationships.

Also, a massive investigative report reveals how high-profile NFL players lost millions to a sophisticated e-commerce scheme using fake Shopify stores and manipulated earnings simulations. Clark breaks down how over $1 billion has been stolen from professional athletes—and what can be learned from it. Know how to spot the red flags, protect your hard-earned money, and avoid falling for the same trap—no matter who recommends the deal.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 10, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

STOP Scrolling: Segment 1

Ask Clark: Segment 2

Affinity Fraud: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Brick Phone Lock Review: Why This Device Is a Game-Changer

Can a $60 Plastic Cube Solve Our Screen-Time Crisis? - The WSJ

Is Frontier's GoWild! Pass Worth It? - Clark Howard

Is There a Safe Way to Use Your Debit Card? - Clark Howard

NFL Players Targeted in E-Commerce Scheme Using Fake Shopify Stores

How To Find the Biggest Scams in Your Area - Clark Howard

Why You Need Paper Evidence of Your Financial Accounts

7 Things To Know About Costco Pharmacy - Clark Howard

10 Ways To Save on Prescription Drugs - Clark Howard

Travel Archives - Clark Howard

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.

Also, Clark has always considered himself an incurable romantic, and for years, his stance on prenuptial agreements was clear: signing one felt like writing a contract for failure before the marriage even began. But looking at the reality that over half of marriages end in divorce, he realized his emotional roadblock was shortchanging the people listening to his advice.

All this and more on the August 7, 2026, episode of The Clark Howard Show. Submit your opinions or questions: Ask Clark.

Clark Stinks: Segments 1 & 2

Prenuptial Agreements: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

What You Need To Do if Your Phone Gets Lost or Stolen

Cheapest Way to Rent a Car: Expert Tips - Clark Howard

Are AutoSlash and HotelSlash Legit? - Clark Howard

Register Your Trip with STEP

Why Clark Howard Changed His Mind About Prenups

How To Save Money: Spend Less & Build Your Savings

How to Shop for Lower Car Insurance / Car Edge

Clark.com resources:

Episode transcripts

Community.Clark.com / Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices. Visit megaphone.fm/adchoices