The Clark Howard Podcast

Think you need a high end business or a lottery-ticket stock win to hit a $1 million net worth? Think again. Clark breaks down key insights of first-time millionaires. While old-school wealth looked like owning a successful service business, modern data from Kiplinger and Fidelity proves that regular people working everyday jobs—like teachers and government employees—are achieving financial independence.  Plus, Clark examines a growing real estate trend: the rise of the "accidental landlord." According to Zillow, more home sellers than ever are turning into landlords because their houses aren't selling and they can't afford to cut the price. Drawing from his own 43 years of wild landlord adventures—including non-paying tenants and unexpected damages—Clark explains why you should never take this decision lightly.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 17, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark.

Everyday Millionaires Segment 1

Ask Clark: Segment 2

Involuntary Landlords: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

5 Key Insights We Learned From 50 First-Time Millionaires

How Long Would $1 Million Last YOU in Retirement?

Why You Should Keep Old Credit Card Accounts Open - Clark Howard


Follow Clark Howard's #1 Rule To Travel Cheap 

Their Home Wouldn’t Sell, So They Became America’s Latest Accidental Landlords -WSJ

The Hidden Reasons Your House Isn’t Selling (And How to Fix It)


Best Rewards Credit Cards: Top Picks for Cash Back and Travel 


Scam Alert: New 'Party Invite' Message Can Empty Your Bank Account 

To help prevent spam calendar invites on Google calendars:

1. Open Google Calendar and click the gear icon, then Settings

2. In the left menu, click Event settings

3. Change "Add invitations to my calendar" from "From everyone" to either "Only if the sender is known" or "When I respond to the invitation in email". The "Only if the sender is known" option works well for most — limiting auto-added events to contacts and people you've interacted with before, so random spammers can't drop events onto your calendar anymore.

Clark.com resources:

Episode transcripts


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Most people think building wealth and keeping wealth require the same strategy. They don't. Wes Moss explains why getting wealthy and staying wealthy are two completely different skill sets—and why understanding the difference could have a major impact on your financial future. Wes also explores what may be the most important financial dividend of all: freedom. Financial planning isn't just about accumulating a bigger number. It's about creating autonomy, reducing the fear of running out of money, and building a life where you have more control over your time and choices. You'll learn why multiple income streams can provide both financial security and emotional comfort—and how finding your "money green zone" can help support lasting financial independence.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 16, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions: WesMoss.com/ask

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!

Learn more about Wes: 


BOOKS BY WES MOSS  


Wes Moss, CFP® 


Wes Moss - Clark.com

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A shift is happening in the skies right now, as airlines quietly slash schedules and strip away basic comforts taken for granted for decades. If you don't double check your bookings, you could be walking blindly into a canceled itinerary—or a "bare-bones" cabin with zero food or water. Meanwhile, a strange new industry experiment means the ticket you bought for a connecting flight may turn out to be for an unforeseen road trip instead. Clark explains. Shifting to the housing market, if you’re looking to purchase your first home, Clark has a strict warning: Wait. It is a historically bad time to buy your first house in most of America, and doing so right now is essentially stepping into a financial trap.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 15, 2026, episode of The Clark Howard Show.  Submit your questions: Ask Clark.

Air Travel: Segment 1

Ask Clark: Segment 2

1st Time Home Buyers: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


Zero Service: Delta Air Lines To Remove Main Cabin Drinks & Snacks On 450 Flights

Delta's Popular Short-Haul Perk is Going Away — Here's Why

[The Washington Post] Airlines surprise passengers with ‘flights’ that are buses


It's a historically bad time to buy your first home 

20 major housing markets with enough inventory to create homebuyer deals later this year


Surprise medical bills and the No Surprises Act

6 Things To Know Before Contacting the National Foundation for Credit Counseling

Clark.com resources:

Episode transcripts


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Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also, we all love the thrill of scoring a great deal, but a dangerous retail trap called "spaving"—spending money to "save" money—might be quietly sabotaging your budget. Retailers like Amazon have mastered the art of the impulse buy, using tricks like "buy two, get an extra discount" or free shipping minimums to trigger a dopamine rush that makes us chase the deal instead of the actual value. Even Clark is guilty of it! Know how to recognize when you're being manipulated at checkout, and the simple rules you can use to protect your hard-earned cash from the spaving trap.  All this and more on the June 12, 2026, episode of The Clark Howard Show.


Clark Stinks: Segments 1 & 2

Defeat This Spending Trap: Segment 3

Ask Clark: Segment 4

Mentioned on the show:


How To Get a Free Credit Report - Clark Howard 


How To Monitor Your Credit - Clark Howard 


National Academy of Elder Law Attorneys Home NAELA

Best Free Streaming Services in 2026: Movies and TV for Cord Cutters


Streaming TV - Clark.com

Are You ‘Spaving’? Why Trying to Save Could Be Costing You More


Target Date Funds: Clark Howard's Favorite Retirement Investment

10 Secrets All Shoppers Need To Know About Costco - Clark Howard


Warehouse Clubs Archives - Clark Howard 

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

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Clark’s teaching mission has always focused on getting you to save every dollar you can for retirement, especially when you can “set it and forget it” through automatic contributions. It’s the best way to achieve financial freedom. Smart new initiatives are helping Americans save more:  Automatic Retirement Savings Programs.   Meanwhile, if you feel like your paycheck isn't going as far as it used to, you’re right. Comparing what everyday items cost 30 years ago versus today, the math explains why so many hardworking Americans feel completely squeezed. Critical pillars of the American dream have skyrocketed. Check out the link below to calculate your own inflation reality and see how to make your dollars work harder for you. Inflation Calculator - Clark.com

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 10, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark 

Automatic Retirement Savings: Segment 1

Ask Clark: Segment 2

Calculating Inflation: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

[The Washington Post] A better way to make saving money easier


What Is a 403(b) and How Does It Work? - Clark Howard

How I Set My Teens Up for Retirement in 5 Minutes

Here's What 26 Everyday Things Cost In The 1990s Vs. 2026

Inflation Calculator - Clark.com


Dacia Cars - Good Thinking - Dacia

Chase - Payment Choices Matter

Clark.com resources:

Episode transcripts


Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275

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