The Pay Off with Sylvia Jeffreys

There's plenty of advice out there about fostering a social media, building a multi-million dollar business, or creating an utterly devoted community.
Steph Claire Smith, founder of KIC, one of Australia's biggest wellness brands, has done all of these things. But her key is a little more simple than most: above all, keep it real.
Not only that, this principle has also steered her through some of the most difficult parts of her life; such as her recovery from disordered eating, hashing out issues with her business partner best friend Laura, and the more recent trials of motherhood. In this episode, she opens up to Sylvia Jeffreys about all of the above, along with the origins of her work-life as as a model, how KIC grew from e-book to empire, her disconnect with the traditional corporate "businesswoman" archetype, the recent launch of KICstudio and more.
Plus, keep listening to receive a Pay Off exclusive KIC offer code!
This episode contains discussions of body image issues and disordered eating.
For support, please contact the Butterfly Foundation at butterfly.org.au or 1800 ED HOPE
(1800 33 4673)

See omnystudio.com/listener for privacy information.

If you thought an EOFY sale was the biggest threat to your savings right now, this episode will make you think again. Ben Young, Head of Fraud and Scams Prevention at Westpac, pulls back the curtain on the scams he encounters - and fights - every day. From 'flavour of the month' tactics specifically designed for tax time, to emotion-triggering texts, the long cons of investment or romance scams, to the terrifying and uncanny new world of AI-powered deep fake scams - Ben breaks down how they all work, and our best defenses against them.
See omnystudio.com/listener for privacy information.

Australian actress and comedian Mary Coustas - and her famous and fabulous alter-ego Effie - have been responsible for decades of laughter. But away from the stage and screen, she's faced struggles shared by millions of other women: a grueling 23-cycle IVF journey, navigating the profound grief of a stillbirth and symptoms of menopause that, surprisingly, were hardest to deal with of all.
In this deeply moving, raw, and validating episode of The Pay Off, Mary opens up about all of these experiences, why every woman and every business needs to be menopause-informed, the origins of Effie and her career, and her new menopause focused health start-up Unpause - all in her trademark style of honesty, vulnerability and humour.
See omnystudio.com/listener for privacy information.

Being honest has done a lot for Talitha Cummins. It's allowed her to pivot her skills as a prominent television journo into becoming the founder and design director of Australian fine jewelry house The Cut. It's generated sales across the world with zero in paid marketing. It's ruffled the feathers of her competition. It's helped her heal from addiction and it's encouraged countless others to do the same.
In this raw and far-ranging chat, Talitha explains:
The myths the diamond industry is based around and the truths they'd rather you didn't hear
The true difference between lab grown and natural diamonds and other FAQs
Her personal investment history and strategy
Her advice for those who run their own business
Her story of entering and maintaining sobriety - what it's meant for her and her message for others who are struggling

See omnystudio.com/listener for privacy information.

Australia is caught in a complicated, fast-moving financial landscape—what Westpac CEO Anthony Miller calls a "swirling economy." In this episode, Sylvia sits down with the leader of one of the nation’s Big Four banks for an unfiltered, data-backed assessment of the country's economic future.
Anthony shares his candid perspective on the structural hurdles holding Australia back and the massive opportunities waiting to be unlocked, including:
The Budget Verdict & Tax Changes: Why Anthony backs the productivity agenda but argues that Capital Gains Tax (CGT) adjustments need a strict carve-out for small businesses and startups.

The $1M Housing Reality Check: The stark math behind Australia’s supply crisis— and how regional development and flexible work play a role.

Interest Rates & Consumer Stress: Why Westpac is currently forecasting two more rate rises this year, and how Australian mortgage holders are holding up against the pressure.

The Truth About AI & Unemployment: Why Anthony completely rejects the scary predictions of a 15% unemployment rate

Skilled Migration & Nation Building: A look at why a precise, evidence-based immigration debate is vital

See omnystudio.com/listener for privacy information.