The Pay Off with Sylvia Jeffreys

Australia is one week out from the RBA’s next interest rate decision — and the possibility of another rate hike is firmly in focus.
So what is the Reserve Bank actually watching?
RBA Chief Economist and Assistant Governor Sarah Hunter joins Sylvia Jeffreys to take us inside how the bank thinks about interest rates, inflation and the Australian economy — and bust some of the biggest economic myths along the way.In this episode:
What the RBA is weighing up ahead of its next rates decision
Why interest rates affect far more than just mortgage holders
Whether higher interest rates really push up rents
Whether migration is adding to inflation
How government spending factors into the RBA’s thinking
What’s behind Australia’s housing downturn — and where prices could go from here
Whether Australian households are showing signs of mortgage stress
Why the RBA remains concerned about inflation
Plus, Sarah explains what happens behind the scenes before every interest rate decision — from the economic data her team analyses to the papers that land in front of the Monetary Policy Board.
See omnystudio.com/listener for privacy information.

SportsGrad founder Reuben Williams quit his own company — then figured out how to buy it back.
But that’s only part of his story.
Reuben has gone from landing his dream job at Cricket Australia, to redundancy, entrepreneurship and almost losing the business he built. He’s helped close to 850 people find jobs in sport, travelled the world chasing some of its biggest events, and rebuilt SportsGrad after a buyback deal left him under enormous financial pressure.
At the same time, Reuben spent six years navigating the legal system after taking a former colleague to court over a sexual assault. The experience led him to speak publicly about what happened and become an advocate for survivors.
Reuben joins Sylvia Jeffreys on The Pay Off for a wide-ranging conversation about ambition, resilience, work and what happens when life doesn’t follow the path you expected. In this episode:
The CV mistakes that could be holding jobseekers back
Why AI is changing the entry-level jobs market
What his experience taught him about the barriers facing sexual assault survivors
The four values shaping how he lives and works
See omnystudio.com/listener for privacy information.

Phoebe Saintilan-Stocks has built her career around a question: who gets heard — and who gets a seat at the table?
After working inside Parliament House, she founded Missing Perspectives to give young women a bigger voice in media. What started as a Squarespace blog has grown into a global media platform, backed by major brands and amplified by the likes of Reese Witherspoon.
Now, her new book The Right Hand takes her inside another world of influence: the chiefs of staff behind some of the world’s most powerful leaders.In this episode, Phoebe talks about:
Why working in Canberra changed the way she thought about power and representation
How a cold LinkedIn message helped launch Missing Perspectives
Why she turned down early investment — and later quit her job to go all-in
What traditional media gets wrong about reaching younger audiences
What the people closest to Tony Blair, Jacinda Ardern and Justin Trudeau revealed about leadership behind closed doors
The surprising role empathy, trust and difficult conversations play at the highest levels of power
Why sometimes the hardest part of building something is simply getting started
See omnystudio.com/listener for privacy information.

Sundae Body sells a product every six seconds and is stocked in more than 10,000 stores across 14 countries. But behind the rapid growth of the colourful Australian beauty brand are some costly mistakes and hard-earned business lessons.
Lizzie Binks went from working in a call centre and receiving a school score of 59 to building one of Australia’s fastest-growing beauty brands.
The Sundae Body co-founder joins The Pay Off to explain how Sundae went from an idea to shake up the body care aisle to an international success story — and the decisions that almost derailed it along the way.
Binks reveals how she launched into Woolworths and Priceline without a finished product, why the business took eight months to gain momentum and how a six-month cash-flow gap nearly broke the company.
She also shares what happened when Walmart approached her at a New York trade show, why Sundae eventually lost its US shelf space and how the mistake helped the brand succeed at Target.
Sundae Body is preparing for its next major step: A 36-product launch into Sephora in the Middle East.
See omnystudio.com/listener for privacy information.

Mike Cannon-Brookes and Scott Farquhar started Atlassian as two university friends with $10,000 in credit card debt. They went on to build a global software giant worth more than $100 billion — and become two of Australia’s richest people.
But behind the extraordinary success, their friendship was beginning to fracture.
Tech Bros authors and senior business journalists John Stensholt and Perry Williams join Sylvia Jeffreys to reveal what they uncovered about the relationship behind one of Australia’s greatest business success stories — from tensions inside Atlassian and a reported year in which the founders barely spoke, to a multimillion-dollar renovation dispute between their neighbouring Point Piper mansions.
In this episode:
How Cannon-Brookes and Farquhar built Atlassian from almost nothing
The Point Piper property dispute that exposed cracks in their friendship
What happened when tensions spilled into the workplace and why Farquhar ultimately stepped down as co-CEO
How Atlassian’s culture changed as the company grew
The impact of AI and 1,600 job cuts on Atlassian’s future
What their story teaches us about friendship, ambition and knowing when to walk away
See omnystudio.com/listener for privacy information.