Breakfast with Benefits

Nobody warned us about money, so we brought in someone who actually knows.
Bola Sokunbi grew up watching her mother's friends turn up at the door with their suitcases and their kids and nowhere to go, because they didn't have their own money. She decided that would never be her. Born in Austria, raised between Nigeria and the US, she started her first job on a $54,000 salary, saved $100,000 in three years, and built Clever Girl Finance, now one of the largest personal finance platforms for women in the country.
In this episode we get into the things women aren't supposed to say out loud: why money is the number one reason relationships fall apart, what to actually do first when you're drowning in debt with no savings, why "always have your own money" isn't cynical, it's survival, and how to raise daughters who never have to depend on a man (or a father, as Beyza learned the hard way). Financial independence, divorce, marriage, motherhood, the unpaid labor quietly worth a million dollars a year, and the mindset shift that starts all of it.
Bola's rule, straight from her dad: don't marry a liability. And don't let a liability marry you.
Consider this your permission slip to stop pretending you've got it all figured out.
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Your homework, straight from this episode: go home, sit your partner down, and ask to see ALL the finances, where's the money, what do you owe, what's actually invested? Then come tell us in the comments what they said. 👀
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More Bola Sokunbi: 
Clever Girl Finance (30+ free courses): clevergirlfinance.com
Latest book: Clever Girl Millionaire : https://www.clevergirlfinance.com/clever-girl-millionaire/
Podcast: Clever Girls Know : https://podcasts.apple.com/us/podcast/the-clever-girls-know-podcast-with-bola-sokunbi/id1178113915

"She just wanted to see snow."
That's how Sensei Carol White describes one of the survivors she's met. Carol is a black belt martial artist and co-chair of the first human trafficking awareness committee of Women's Club of Coconut Grove in Florida and she's been fighting this in our backyard for almost a decade.
The numbers stopped us cold. 1 out of 7 men here has paid for sex with a minor. 90% of identified victims are girls between 11 and 17. Most of them are local kids.
With the FIFA World Cup in Miami this summer, the stakes are higher than ever. Carol explains why mega sporting events draw traffickers, and what's being done to fight back.
We talk about how it actually happens, the Romeo effect, the social media grooming, the runaways and foster kids they target first. Carol shows us self-defense you can use with what's already in your hand. And she tells us the one thing to yell that actually makes people come running. (Hint: it's not "help.")
This episode isn't easy. But we walked away less scared and more aware. And that's everything.
See something, say something. Call : 305-FIX-STOP.
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Follow us on Instagram @breakfastwithbenefitsmiami
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What's the one thing this episode made you want to teach the people you love? Tell us in the comments on Instagram.
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GUEST & RESOURCES
Sensei Carol White : White Tiger and Dragon Martial Arts 
Women's Club of Coconut Grove
Human Trafficking Awareness & Prevention Committee : HTAP

She opened the show by reading us something that made Kriszta say "go to bed." That's when we knew this was going to be different.
Marni Mann has written over 40 books. Five to six a year. She started with addiction memoirs and pivoted to spicy billionaire romance and never looked back. Her readers thank her. Their husbands thank her husband.
We got into female desire, fantasy, dead libidos, what women actually want from romance, why overwhelmed women need escapism more than anyone admits. We also talked about grief, her grandmother, and the book she wrote at 4AM the night she held her hand as she died.
Yes. All of that. One episode.
Topics: spicy romance, female desire, marriage, perimenopause, intimacy, addiction, women's mental health, building a business, handling hate, and why women over 30 don't wait until page 80 for anything anymore.
Find Marni Mann:
🕸️https://marnismann.com
📲 Marni Mann Instagram
📍 Follow us on Instagram: @breakfastwithbenefitsmiami
⭐ Had fun hanging out? Leave us a review wherever you listen, it takes 30 seconds and means everything. 
💬⁉️ Have romance novels ever changed anything in your real life? Tell us in the comments on Instagram, we grab a coffee and read/chat/vent @breakfastwithbenefitsmiami

Nobody warned Roy either.
Stay at home dad. Four kids. One husband. 1.3 million people watching.
This week Kriszta and Beyza sit down with Roy Moure, Singapore born, London bred, Miami landed, to talk parenting without a manual, teenagers who talk back, screen time, and why grocery shopping at 8pm is the most underrated thing you can do for yourself.
Also: dictum, cocktopus, bitchuation. And going home to your own parents as an adult.
Warning: this episode may make you want to call your mom. Or become a better dad. Possibly both.
Roy on Instagram: https://www.instagram.com/roytengmoure?igsh=NGdrejVvc3ptaGY2
We talked a lot: parenting, fatherhood, gay dads, same sex parenting, surrogates, teenagers, screen time, aging, midlife, fitness over 40, immigrant families, Miami life, motherhood, mental health, relationships, modern family, self development, longevity, personal growth, two dads, four kids, Singapore, expat life, raising teenagers, co-parenting, family, wellness

Life doesn't warn you. It just changes. One day you're a wife, a mother, a career woman, and the next you're asking "who am I now?" In this episode, Kriszta and Beyza sit down with Jennifer Warren Medwin, Miami-based empowerment strategist, certified divorce coach, Florida Supreme Court family mediator and author, who has turned her own hardest chapters into a lifeline for thousands of women. We get into her IMPACT method, the 3 A's of change, why the words you use have more power than you think, why women over 40 need to stop shoulding all over themselves, the difference between being a victim and a creator, how to rebuild your identity after divorce or separation, navigating midlife reinvention and co-parenting with confidence, her GLAD technique for ending every day with intention, glimmers vs triggers for women's mental health, and the two words that changed how Jennifer sees every mess in her life. Whether you're going through divorce recovery, an empty nest, a career change, or any major life transition, this one is for you. Warning: this episode will make you want to throw away your to-do list and write a to-be list instead.
📌 Find Jennifer:
 🌐 jwmcoaching.org/
📱 Instagram @jwmcoaching