The Financial Coconut Podcast

Is talking about money before your wedding unromantic, or is it the ultimate act of love?
From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness.
Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger problems later.

Joining us are:
Vasu Menon, Managing Director, Investment Strategy, OCBC Bank - a wealth management veteran who brought his expertise home to his own marriage
Wong Kai Yun, Senior Partner, Dentons Rodyk - a family lawyer specialising in structuring instead of just disputes
Chen Shao Chun, Founder, 9 to 5 Millionaire Mindset - a personal finance advocate focused on helping working professionals build wealth through investing, financial literacy, and long-term financial planning
What you’ll hear in this episode
The money talk couples avoid
Marriage as a financial partnership, from shared goals to aligning risk appetite and spending habits.
Budgets, spreadsheets & reality checks
What to do when things go wrong - disputes, power of attorney
From insurance and investments to wills, LPAs, and protecting your family.
Whether you're single, engaged, or married, this episode might change how you think about love and money.
🎧 Tune in to hear the stories, the lessons, and the conversations most couples never have, until it’s too late.

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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE
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🔗 CONNECT WITH US
Get daily tips, insights, and community:
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📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.

Can technology make seasonal food available all year round without losing its freshness?
We sit down with Christopher Quek, VC, entrepreneur, and founder of Spike Durian, to explore how a simple obsession with durian led to an unexpected startup opportunity.
After two decades investing in startups, Christopher decided to jump back into the arena. What followed was a fascinating journey into food technology, AI-assisted freezing methods, and building a new kind of durian business.
From finding suppliers in Malaysia to launching the company in just three months, this episode dives deep into the entrepreneurial mindset behind spotting opportunities others overlook.
But the conversation goes far beyond durian.
We explore:
What investors really look for in startups
The challenges of commercializing new technology
How founders test product-market fit
The surprising customer segment that embraced this idea
And why Southeast Asia might be the next big growth story for entrepreneurs
If you're a startup founder, SME owner, investor, or just curious about how businesses are built, this episode is packed with insights.

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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE
Spotify
Apple Podcast
YouTube

🔗 CONNECT WITH US
Get daily tips, insights, and community:
Instagram
TikTok
Telegram
Whatsapp
Newsletter

📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.

Mental health is something many workplaces say they support today. But when it comes to actually sharing a diagnosis at work, many professionals still choose to stay silent.
Why is that?
Through an honest and thought-provoking discussion, we unpack the fears, trade-offs, and decisions people face when navigating their careers while managing their mental wellbeing.
Joining us for this conversation are two experienced voices in mental health:
Sharon Teo - Psychotherapist and Educator, who works with individuals across diverse communities including athletes, military personnel, and youth.
Dr Mian-Li Ong - Clinical Psychologist, who works with children and adults navigating ADHD, trauma, depression, and other mental health challenges.
Together, they share insights from both clinical practice and real-world workplace experiences, helping us better understand the difficult decisions professionals face every day.
If you’ve ever wondered whether being open about mental health could impact your career, this is a conversation worth listening to.
🎧 Tune in to hear the full episode.

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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE
Spotify
Apple Podcast
YouTube

🔗 CONNECT WITH US
Get daily tips, insights, and community:
Instagram
TikTok
Telegram
Whatsapp
Newsletter

📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.

🚨 Think you’re too smart to get scammed?
Think again.
Sit with Beaver Chua, Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks.
Many scam victims today aren’t careless. They’re educated professionals and investors who thought they knew better.
In this episode, we explore:
Why white-collar professionals are prime scam targets
How investment and government impersonation scams actually work
The powerful role of pressure and secrecy in scam tactics
How AI and new technology could make scams even harder to detect
If you think it won’t happen to you, this conversation might change your mind.
🎧 Tune in to learn how modern scams really work — and how to stay one step ahead.

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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE
Spotify
Apple Podcast
YouTube

🔗 CONNECT WITH US
Get daily tips, insights, and community:
Instagram
TikTok
Telegram
Whatsapp
Newsletter

📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.

☕ Can a vending machine make café-quality coffee?
In this episode of The Financial Coconuts Business Show, we sit down with the founders of Flow Coffee, a startup challenging Singapore’s coffee scene with an unexpected idea: coffee vending machines that serve café-grade drinks made with fresh milk.
After noticing how expensive and inconvenient good coffee can be, Chang Wei Sheng (Founder & CEO) and Jarran Ng (Co-Founder & COO) set out to build a smarter solution, combining automation, technology, and clever operations to make quality coffee more accessible.
In less than a year, they’ve deployed 20 machines across Singapore - but the journey to get there involved engineering challenges, manufacturing hurdles, and plenty of experimentation.
In this episode, we talk about:
🔹 Why good coffee is getting more expensive
🔹 The idea behind café-style coffee vending machines
🔹 How they went from concept to 20 machines in under a year
🔹 The technology powering their automated coffee system
🔹 Lessons from building a hardware + operations startup
🔹 The challenges of scaling a physical product business
🔹 What it takes to disrupt a traditional industry
If you’re an entrepreneur, SME owner, or startup builder, this episode is packed with insights about launching and scaling a real-world business.
🎧 Tune in to hear the full story behind Flow Coffee.
Guests:
Chang Wei Sheng, Founder & CEO, Flow Coffee
Jarran Ng, Co-Founder & COO, Flow Coffee
👍 Like this episode?
Subscribe to The Financial Coconuts Business Show for more conversations with founders, operators, and SME leaders.
#startup #entrepreneurship #coffee #vendingmachine #businesspodcast

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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE
Spotify
Apple Podcast
YouTube

🔗 CONNECT WITH US
Get daily tips, insights, and community:
Instagram
TikTok
Telegram
Whatsapp
Newsletter

📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.