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How to Retire on Time

Kedrec Wealth
How to Retire on Time
Latest episode

512 episodes

  • How to Retire on Time

    Is Long-Term Care Insurance Worth It?

    23/10/2026 | 6 mins.
    When long-term care insurance is sold on fear, Michael Decker, NSSA® explains how a break-even view and peace of mind can each be a fair reason to decide.
    The following is from Mike’s weekly webinar.
    Ready to build a retirement plan around your life, not a product? 
    Get the free book and tools 👉https://RetireOnTime.com/Free 
     
    This is for educational purposes only and is not financial advice.
  • How to Retire on Time

    How Do Survivor Benefits Work?

    22/10/2026 | 2 mins.
    When a spouse passes, Michael Decker, NSSA® explains how a survivor benefit and a person’s own retirement benefit can be treated as two separate choices.
    The following is from Mike’s weekly webinar.
    Ready to build a retirement plan around your life, not a product? 
    Get the free book and tools 👉https://RetireOnTime.com/Free 
     
    This is for educational purposes only and is not financial advice.
  • How to Retire on Time

    Can You Plan for the Widow Tax?

    22/10/2026 | 8 mins.
    When one spouse passes and the household becomes a single filer, Michael Decker, NSSA® explains how a plan can account for it years ahead.
    The following is from Mike’s weekly webinar.
    Ready to build a retirement plan around your life, not a product? 
    Get the free book and tools 👉https://RetireOnTime.com/Free 
     
    This is for educational purposes only and is not financial advice.
  • How to Retire on Time

    Is Two Years of Reserves Enough?

    21/10/2026 | 6 mins.
    When a portfolio is all in stocks with two years of income set aside, Michael Decker, NSSA® explains how a timeline view of fixed, index, and variable money can reshape the question.
    The following is from Mike’s weekly webinar.
    Ready to build a retirement plan around your life, not a product? 
    Get the free book and tools 👉https://RetireOnTime.com/Free 
     
    This is for educational purposes only and is not financial advice.
  • How to Retire on Time

    When Tax Law Is Written in Pencil

    20/10/2026 | 4 mins.
    When tax brackets can change with new legislation, Michael Decker, NSSA® explains why he benchmarks the effective tax rate instead of chasing the lowest bill.
    The following is from Mike’s weekly webinar.
    Ready to build a retirement plan around your life, not a product? 
    Get the free book and tools 👉https://RetireOnTime.com/Free 
     
    This is for educational purposes only and is not financial advice.
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About How to Retire on Time
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
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