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507 episodes
When Your CDs Mature and Inflation Lingers
16/10/2026 | 3 mins.When your CDs mature and inflation is still a concern, Michael Decker, NSSA® explains how your timeline can shape the choice between fixed and indexed options.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free
This is for educational purposes only and is not financial advice.Where Does Social Security Belong in Your Plan?
14/10/2026 | 9 mins.When maximizing Social Security and maximizing quality of life are not the same goal, Michael Decker, NSSA® explains where filing fits in a plan.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free
This is for educational purposes only and is not financial advice.When Inflation Risk and Market Risk Collide
13/10/2026 | 16 mins.When lowering market risk can raise inflation risk, Michael Decker, NSSA® explains where reserves fit, including for a viewer around age 50.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free
This is for educational purposes only and is not financial advice.When Maxing Out a Bracket Misses the Point
12/10/2026 | 35 mins.When moving income at a higher bracket looks like the better deal, Michael Decker, NSSA® explains how the effective tax rate can tell a different story.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free
This is for educational purposes only and is not financial advice.How to Actually Balance Risk and Protection in Retirement
09/10/2026 | 6 mins.Michael Decker, NSSA® answers a viewer question on balancing risk and protection using a food-storage analogy, splitting a portfolio into smaller pieces that each have their own job instead of one blended mix.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free
This is for educational purposes only and is not financial advice.
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About How to Retire on Time
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
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