No BS With Birchy

In this episode, Nathan and Rivan from Zinger Finance discuss real client success stories that prove structure and strategy matter more than circumstances. From self-employed investors to casual truck drivers, discover how the right financial structuring can unlock portfolio growth that seems impossible. Learn why people get stuck at 1-3 properties and how debt collection strategy, equity release, and bank selection can accelerate your path to 10, 15, or even 20 properties.
00:00 - Introduction and client wins overview
01:38 - Self-employed investor breakthrough
04:41 - Female investor and divorce recovery stories
06:58 - Casual truck driver and motel owner success
09:21 - SMSF lending and rapid portfolio growth
11:23 - Rent vesting and equity release strategy
13:08 - Older couple overcoming age and construction challenges
17:12 - High income earners and strategic debt positioning
21:06 - Why structure and team matter more than background


Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
 
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
 
**DISCLAIMER**
 
The following videos have been prepared by
Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them.
Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan shares his honest take on the Australian property market, outlining where he sees risk, where value still exists, and why he is strategically selling selected assets. He also breaks down how investors can recycle equity, strengthen cash flow and reposition their portfolios for the next phase of growth. Is your portfolio still set up for where the market is heading next? You won't want to miss this episode! 
00:00 - Introduction
00:46 - Why this market update matters
01:37 - Sydney and NSW outlook
03:16 - Queensland markets and rising risk
05:48 - Darwin, Perth and South Australia
06:55 - Why Melbourne looks interesting now
08:00 - Bulk deals and buying below rebuild cost
09:05 - Why Birchy is selling some properties
10:15 - Moving away from motels and development sites
12:03 - Repositioning capital into better assets
14:28 - How investors are multiplying portfolios
17:45 - Building debt-free income through portfolio reshuffling
19:20 - The three outcomes for any asset
20:35 - Redeploying capital into better opportunities
22:22 - Reviewing your portfolio with intent
23:47 - Spotting and fixing lazy equity
24:27 - Final thoughts and how to get help


Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
 
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
 
**DISCLAIMER**
 
The following videos have been prepared by
Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them.
Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan sits down with Sumit from Zinger Finance to break down the big question; should you pay off debt or invest? They explore how to strategically manage different types of debt, the importance of understanding your financial position, and why blindly paying off mortgages could cost you hundreds of thousands in lost investment opportunities. Off the back of this week's rate rise, this is an ep you won't want to miss. 
00:00 - The debt payoff dilemma!
00:27 - What type of debt are we talking about?
01:11 - Focus on acquiring assets that grow in value
02:59 - The million dollar mortgage trap - a cautionary tale
05:50 - Credit cards and hidden debt impacts
06:56 - Personal loans, car loans and buffer rates
07:56 - HECS debt and income thresholds
09:13 - The credit card points trap
10:25 - Debt consolidation strategy and discipline
13:10 - The Zinger Finance approach and getting a financial health check
15:29 - Final words
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
 
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
 
**DISCLAIMER**
 
The following videos have been prepared by
Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them.
Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan breaks down the biggest investment lies and misconceptions in the property market today. From the myth that property always goes up to the dangers of following AI data blindly, Nathan reveals what investors need to know to make educated decisions. Discover how to avoid costly mistakes, spot dodgy gurus, and build a solid investment strategy that actually works.
00:00 - Introducion to myth one
00:20 - Making decisions based on old data
04:24 - The never selling myth
04:56 - Interest rates misconceptions
05:38 - Buyer's agents and AI data manipulation
06:47 - Houses vs. units and depreciation
08:03 - Fear versus market reality
08:32 - Waiting for the crash
11:04 - Negative gearing lies
13:33 - Renovation expectations
14:50 - Granny flats and cash flow
15:29 - Strategy versus flaky plans
16:21 - Modern investment gurus and scams
19:01 - NDIS property pitfalls
20:18 - Creating your investment plan
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
 
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
 
**DISCLAIMER**
 
The following videos have been prepared by
Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them.
Please contact 1300 367 925 to speak to a member of the Investor Relations team.

In this episode, Nathan explores why property is one of the best assets to own during hyperinflation. He breaks down current economic fundamentals, the impact of rising inflation on everyday costs, why existing properties outperform new builds, and his strategy for acquiring 100 properties in 2026. Tune in as he uncovers how debt becomes an asset in hyperinflation and why understanding wealth transfer is critical to positioning yourself as a buyer rather than a seller.
00:00 - Introduction to hyperinflation and property
02:46 - Current economic fundamentals unchanged
05:22 - Understanding inflation and hyperinflation
06:41 - Why inflation is the biggest risk today
08:54 - Rising food costs and quality degradation
10:20 - Protecting your lifestyle during inflation
12:05 - Building costs and material inflation
14:44 - Why existing properties beat new construction
16:52 - Property as a hyperinflation asset
17:58 - How debt becomes devalued currency
18:48 - The accelerating velocity of inflation
19:53 - Next steps 
 
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
 
What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊
 
**DISCLAIMER**
 
The following videos have been prepared by
Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them.
Please contact 1300 367 925 to speak to a member of the Investor Relations team.