The Personal Finance Podcast

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In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psychology, everything compounds including money and habits, nobody cares what you do so take more shots, simplify everything in your finances and life, income solves most money problems but exposes chaos without systems, privacy is now a wealth-building skill, do more hard things people avoid, and you're one year away from transforming your life.

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Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

 

Links of the Episode Mentioned:

How to Build Wealth on a Low Salary

Connect With Andrew on Social Media:

Instagram

TikTok

Twitter

Master Money Website


Master Money Youtube Channel

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Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fund, planning your search strategy and criteria, finding the right agent, assessing true costs including renovations, taxes, insurance, and maintenance, making creative offers with essential contingencies, using negotiation tactics like seller credits and rate buydowns, leveraging the inspection period to avoid costly surprises, conducting a final walk-through before closing, and managing your finances after the close with repair funds and insurance optimization.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Join the loyalty program for renters at joinbilt.com/PFP 

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned:


Here is the Total Cost of Ownership Calculator 

Connect With Andrew on Social Media:

Instagram

TikTok

Twitter

Master Money Website


Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collins to explore why simplicity beats complexity in investing, why low-cost index funds beat almost every alternative over a lifetime, how to define "enough" and align spending with happiness instead of status, the most important money lesson parents should teach kids today, what's harder between accumulating wealth or living off it, and what he'd emphasize even more now for people starting from zero with student debt and high housing costs.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Join the loyalty program for renters at joinbilt.com/PFP 

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect with J.L. Collins:

Website

Instagram

X

J.L Collin’s Book:

A Simple Path To Wealth

Connect With Andrew on Social Media:

Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals 9 complete wastes of money destroying wealth, from student loans and fast food to luxury cars, designer clothing, sports betting, and high-priced diamonds.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Join the loyalty program for renters at joinbilt.com/PFP 

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

 

Connect With Andrew on Social Media:

Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with Travis to explore income growth mindset and skills—revealing what triggers breakthrough moments, the most common sales mistakes entrepreneurs make and whether sales is learnable, the connection between relationships and earning potential, what makes someone memorable, plus rapid-fire insights on money habits and financial decisions that changed everything.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

Join the loyalty program for renters at joinbilt.com/PFP 

Go to http://policygenius.com to get your free life insurance quote.

Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

Find your next dream home, start searching now. Download the http://Realtor.com app today

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

 

Connect with Travis:

Podcast

Website

Facebook

Instagram

Youtube

Linkedin

X

Connect With Andrew on Social Media:

Instagram

TikTok

Twitter

Master Money Website

Master Money Youtube Channel

Learn more about your ad choices. Visit megaphone.fm/adchoices