The Property Podcast

It’s Tuesday, which means it’s time for another episode of Ask Rob & Rob!

(00:41) Andy's been stuck for three years. He owns four properties in his own name which has pushed him in the higher tax bracket. He’s wondering whether setting up a limited company for just one more property is worth the hassle? Rob D breaks down when a limited company makes sense, the real cost of transferring existing properties, and why doing nothing might be the riskiest option of all.

(04:51) Dan’s heard that serviced accommodation is a “goldmine” ...but is it really? Rob B explains why these "strategies" are just creating a job for yourself and where you should put your money instead.

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Got a question? Send it in here

Find out more about Property Hub Invest

It’s market update time and there’s a lot to unpack...

Rob & Rob dig into the impact on the market from the conflict around the world, reporting on house prices and a fascinating picture of where UK property investment is heading.  

(0:44) Nationwide’s report on house price growth

(2:33) Rightmove’s 11-year high supply

(3:15) Strong rental yields blast past 8% nationally, and higher in other areas

(5:47) Rents for new lets climbing again, including London back on the up

(6:44) Post-covid figures, proving the return to city living is real

(8:29) What landlord demographics tell us about where the market is heading

(12:00) Mortgage market data in a volatile world and Bank of England rate decision

(14:36) Renters’ Rights Act updates ahead of 1st May

(15:55) Hub Extra

Links mentioned:

Use Claude for Excel

House prices:

Nationwide’s house price index

Rightmove’s 11-year house supply

Rents:

Rental yield rise

Newly-let rents turn positive

ONS private rent and house prices

Landlord behaviour:

Property118 Q1 landlord sentiment survey

Population of landlords with fewer properties decline

Population of limited company landlords rise

Mortgages/Interest rates:

Bank of England’s Rate

Mortgage market impact on the conflict in Iran

Renters’ Rights:

Renters’ Rights Act Information Sheet

Pegasus Insight: 25% of landlords unaware of RRA changes

London Assembly Housing Committee: 2/3 of tenants unaware of RRA changes

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Find out more about Property Hub Invest

Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob.

(00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shouldn't put you off your long-term plans.

(05:51) Imran wants to know why landlords choose interest-only mortgages when surely, you're left with the full debt at the end? Rob B breaks down the cash flow and stress test arguments, then reveals how inflation is silently destroying your debt while growing your assets at the same time.

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Got a question? Send it in here

Find out more about Property Hub Invest

Every time there’s a major global shock, the headlines say the same thing: uncertainty, panic, wait and see. 

But when you look at what happens next, a very different pattern emerges.  

Rob & Rob unpack what the conflict in Iran means for mortgage rates, investor confidence and the UK property market. But rather than speculating about what happens next, they look at what has happened, analysing how the market responded to Brexit, Covid, the Ukraine war, and the mini-budget. 

(02:27) How swap rates work and why mortgage products are disappearing from the market right now

(04:52) The consistent pattern across Brexit, Covid, Ukraine, and the mini-budget – plus what property prices did each time

(12:40) Why nervous markets create better deals, and how to think about the current window of opportunity

(15:56) What rising mortgage rates mean in practice, and a simple example showing why they shouldn't change your decision

(18:08) The lifelong investing lesson to take from all of this, and why Warren Buffett would love UK property right now

(20:00) Hub Extra

Links mentioned:

Claude AI

Obsessed with AI? Property Hub is hiring - get in touch

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Find out more about Property Hub Invest

Got a burning property question? Rob & Rob are back every Tuesday answering yours. This week: 

(00:42) Jamie's noticed that house prices have barely moved while inflation has been running hot. Is this the "silent property crash"? And could it go on for years? Rob D explains why policymakers might prefer it this way, and why it's secretly great news if you're a property investor with a mortgage. 

(03:58) Marcus wants to shift his strategy towards higher yielding properties, but he's worried about the trade-offs... more maintenance, trickier tenants. Rob B explains how picking the right type of property avoids most of the headaches, and shares a painful (and expensive!) lesson about tenant insurance he'll never make again.

Links mentioned:

The Price of Money by Rob Dix

Seven Myths About Money by Rob Dix

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Got a question? Send it in here.

Find out more about Property Hub Invest