The Property Podcast

Welcome back to Ask Rob & Rob!

(00:41) Michelle’s considering buying a fourth property to add to her portfolio but knows she’s probably missing out on tax efficiencies. She’s wondering how she can find the right person to help her. Rob D gives a three-tiered approach to sourcing the right professional, and how to use AI tools to sift through forums and find specialists.

(04:01) Frank’s looking into a limited company but has apprehensions. He’s trying to keep his income below the 40% tax rate and is wondering if this is a good strategy? Rob B advises why staying below the 40% threshold is a short-term fix that won’t last and discusses why Northern Ireland’s growth makes up for the higher costs in the meantime.

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Rob & Rob do something they've never done in over 10 years of podcasting...

They’ve pulled back the curtain on three real deals that Property Hub Invest sourced for investors last year.

From tenanted stock in an unexpected city, to a luxury development in a property hotspot, and a clever off-plan opportunity. Each deal is completely different, but they all show what's achievable when you refuse to settle in a buyer's market.

(00:51) News story of the week

(03:22) A tenanted portfolio in a city most investors overlook, with a 12% discount. Plus, why “cheap” can be a trap (and what affordable really looks like)

(08:46) A premium development in a prime spot, a huge 16% discount and investors saving up to £60,000+

(14:10) An “off-plan”, city-centre deal that wasn’t really off-plan. Already built, already tenanted, with proven rental demand.

(18:42) Why these deals show it’s an investor’s market right now, and why Rob & Rob are calling this your wake-up episode

(21:38) Hub Extra

Links mentioned:

The Iron Snail YouTube channel

Rob B’s perfect white shirt from UNIQLO

Zara ATHLETICZ

Check out our YouTube channel - Property Hub UK 

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It’s Tuesday, which means it’s time for another episode of Ask Rob & Rob!

(00:41) Andy's been stuck for three years. He owns four properties in his own name which has pushed him in the higher tax bracket. He’s wondering whether setting up a limited company for just one more property is worth the hassle? Rob D breaks down when a limited company makes sense, the real cost of transferring existing properties, and why doing nothing might be the riskiest option of all.

(04:51) Dan’s heard that serviced accommodation is a “goldmine” ...but is it really? Rob B explains why these "strategies" are just creating a job for yourself and where you should put your money instead.

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

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Got a question? Send it in here

Find out more about Property Hub Invest

It’s market update time and there’s a lot to unpack...

Rob & Rob dig into the impact on the market from the conflict around the world, reporting on house prices and a fascinating picture of where UK property investment is heading.  

(0:44) Nationwide’s report on house price growth

(2:33) Rightmove’s 11-year high supply

(3:15) Strong rental yields blast past 8% nationally, and higher in other areas

(5:47) Rents for new lets climbing again, including London back on the up

(6:44) Post-covid figures, proving the return to city living is real

(8:29) What landlord demographics tell us about where the market is heading

(12:00) Mortgage market data in a volatile world and Bank of England rate decision

(14:36) Renters’ Rights Act updates ahead of 1st May

(15:55) Hub Extra

Links mentioned:

Use Claude for Excel

House prices:

Nationwide’s house price index

Rightmove’s 11-year house supply

Rents:

Rental yield rise

Newly-let rents turn positive

ONS private rent and house prices

Landlord behaviour:

Property118 Q1 landlord sentiment survey

Population of landlords with fewer properties decline

Population of limited company landlords rise

Mortgages/Interest rates:

Bank of England’s Rate

Mortgage market impact on the conflict in Iran

Renters’ Rights:

Renters’ Rights Act Information Sheet

Pegasus Insight: 25% of landlords unaware of RRA changes

London Assembly Housing Committee: 2/3 of tenants unaware of RRA changes

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

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Let’s jump straight into some more listen questions, with your latest episode of Ask Rob & Rob.

(00:42) Irfan's been investing for a decade, but a surprise affordability rejection has left him worried about being asset rich and cash poor in retirement. Rob D explains why capital raising triggers extra scrutiny, why specialist lenders are often a better bet than high street ones, and why this shouldn't put you off your long-term plans.

(05:51) Imran wants to know why landlords choose interest-only mortgages when surely, you're left with the full debt at the end? Rob B breaks down the cash flow and stress test arguments, then reveals how inflation is silently destroying your debt while growing your assets at the same time.

Enjoy the show?

Leave us a review on Apple Podcasts - it really helps others find us!

Sign up for our free weekly newsletter, Property Pulse

Got a question? Send it in here

Find out more about Property Hub Invest