Moody's Talks - Inside Economics

John Toohig of Raymond James joins Mark and Cris to tell the whole story on whole loan trading and what it says about the health of bank lending. The conversation covers consumer credit, mortgages, and commercial real estate. Activity was strong in the first half of 2026 and weak in the second. John explains why next year may flip the script given high rates. The discussion concludes with concerns about deposit flight and cyber risks in the age of AI. In a rarity, every statistic in the stats game earned Mark’s stamp of approval for relevance and difficulty.

Guest: John Toohig, Managing Director at Raymond James, Head of the Whole Loan Trading Group
Hosts: Mark Zandi – Chief Economist, Moody’s Analytics, Cris deRitis – Deputy Chief Economist, Moody’s Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody’s Analytics
Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn

Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you.

To stay informed and follow the insights of Moody's Analytics economists, visit Economic View.

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John Leer, Chief Economist at Morning Consult, joins Inside Economics to discuss the mood of the consumer. John shares some interesting nuggets from Morning Consult’s survey, including differences in sentiment across regions, how consumers are feeling about AI and data centers, the job market, the War in Iran, and what this may mean for the upcoming Midterm Elections. Matt Colyar also makes an appearance and gives the group the run-down of this week’s CPI and PPI reports, which both came in hotter than expected. But first, Mark quizzes the Millennials in the group on their knowledge of Gen Z slang words.
Guest: John Leer, Chief Economist, Morning Consult
For more from John Leer, check here: https://morningconsult.com/articles/author/john-leer
Hosts: Mark Zandi – Chief Economist, Moody’s Analytics, Cris deRitis – Deputy Chief Economist, Moody’s Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody’s Analytics
Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn

Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you.

To stay informed and follow the insights of Moody's Analytics economists, visit Economic View.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The global economy is being buffeted by a seemingly endless series of shocks—from U.S. tariffs and the Russia-Ukraine war to turmoil in the Middle East. Who better to explain what it all means than our colleague Gaurav Ganguly, who leads our team of international economists. The conversation begins with Gaurav acing Mark’s stock market quiz and ends with a look at what the political shift to the right in many countries could mean for the global economy.
Guest: Gaurav Ganguly, Head of International Economics, Moody's Analytics
Listen to our sister podcast, Global Economy Unwrapped, here: https://www.moodys.com/web/en/us/insights/podcasts/global-economy-unwrapped.html
Interested in the Moody's Economics conference at New York on 10/22? Email insideeconomics@moodys.com
Hosts: Mark Zandi – Chief Economist, Moody’s Analytics, Cris deRitis – Deputy Chief Economist, Moody’s Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody’s Analytics
Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn

Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you.

To stay informed and follow the insights of Moody's Analytics economists, visit Economic View.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dante joined the Inside Economics crew to discuss the September employment report, which told a more consistent story of a soft labor market. The team also dove into the bevy of other economic data released this week, including GDP, inflation, income, and spending. Recent data revisions were a recurring theme throughout the discussion, but in the end, the balance of revisions does not fundamentally change the team’s outlook.
Interested in the Moody's Economics conference at New York on 10/22? Email insideeconomics@moodys.com.
Hosts: Mark Zandi – Chief Economist, Moody’s Analytics, Cris deRitis – Deputy Chief Economist, Moody’s Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody’s Analytics
Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn

Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you.

To stay informed and follow the insights of Moody's Analytics economists, visit Economic View.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wayne Best, Chief Economist at Visa and The Wall Street Journal’s Most Accurate Forecaster of 2025, joins the Inside Economics team to discuss the state of the economy with a focus on consumer spending. Despite a similar forecast for next year, Wayne is slightly more sanguine than the Inside Economics team about the durability of consumer spending. The discussion then leads to a surprising and fascinating look at Wayne’s recent research on the generational wealth transfer. Over the next 20 years, the Boomers will pass on trillions in wealth to their heirs, but it may not be the macroeconomic boon many are expecting.
Hosts: Mark Zandi – Chief Economist, Moody’s Analytics, Cris deRitis – Deputy Chief Economist, Moody’s Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody’s Analytics
Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn
Guest: Wayne Best, Chief Economist at Visa
Check out Visa's study on the wealth transfer: The Great Wealth Transfer Reality Check

Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you.

To stay informed and follow the insights of Moody's Analytics economists, visit Economic View.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.