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SeedTime Money (Christian living & Personal Finances)

Bob Lotich, Linda Lotich
SeedTime Money (Christian living & Personal Finances)
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  • The #1 thing destroying wealthy/successful Christians (w/ John Bevere)
    Pride is sneaky. It hides behind our success. It masks itself as “spiritual maturity.” It even whispers, “Look at how humble you are.” And if we’re not careful, pride will be the very thing that takes us out. In this episode, Linda and I unpack a conversation with John Bevere that completely reframed how I see wealth, success, and following Jesus. We dive into the #1 thing that’s quietly destroying successful Christians — and why humility isn’t just a virtue, it’s survival.   Here’s what we cover: Why King Uzziah’s downfall in the Old Testament still matters for every Christian leader today. How pride and religion work together to blind us spiritually. The surprising way the Apostle Paul grew more humble the more successful he became. My personal story of making more money than ever in 2015 — and how pride almost derailed me. 3 red flags that tell you success might be leading you away from God instead of toward Him. The one prayer I now pray regularly to keep my heart in check as we pursue wealth for kingdom impact.   If you’ve ever asked yourself: How do I grow in success without letting pride creep in? …this episode will shake you up in the best way possible.   Resources mentioned in this episode: John Bevere – Author, speaker, co-founder of Messenger International → http://messengerinternational.org  Conversation with Lecrae + John Bevere (referenced in this episode) → https://www.youtube.com/@johnbevere  The Bible – Isaiah 6, 2 Chronicles 26, Philippians 2–3, Matthew 5:16 Andy Stanley’s "Communicating for a Change" (referenced framework for clarity) → https://amzn.to/3BzOLgS  Quote: “You can’t serve God and money. But you can serve God with money.” Bob’s teaching on Mission-Driven Millionaires → https://seedtime.com    👉Whether you’re already leading at a high level or just beginning your wealth-building journey, this episode is a sober reminder: success without humility is a setup for destruction.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/5QB0l85R-CE)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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  • Why we stopped “giving our age”: When God Changes Your Assignment (And Your Identity)
    We thought our story was set. For 13 years, we gave our age as a percentage of our income. It became who we were. People knew us as that couple. Our mortgage was paid off in 10 months. We wrote books about it. We spoke on stages about it. We shared the miracle everywhere. And then—God asked us to stop. This episode is not about numbers. It’s about obedience. About what happens when the thing God once asked you to do becomes an idol. About the courage it takes to release your identity and follow Him into a new season. Here’s what we cover: The story of giving our age, and the miracles we saw. Why it was harder to stop than to start. How God shifted us from radical giving to radical saving. The danger of clinging to formulas instead of clinging to God. The system we built from this new season (and why it might change the way you think about money forever). This isn’t a “how-to.” It’s an invitation. Ask God: What do you have for me now?   Resources mentioned in this episode: Simple Money, Rich Life (our book): Simple Money, Rich Life (The Book) True Financial Freedom Program: True Financial Freedom | Christian financial class for churches Mission Driven Millionaire Program: Mission Driven Millionaire 2 Corinthians 8–9 (Generosity passages, NIV): Bible Gateway passage: 2 Corinthians 8-9 - New International Version   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/k_AjnAwFzl4)!     If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  
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  • ChatGPT says these 10 money wasters are keeping you broke
    This episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home. Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it.  In this episode, we break down 10 money wasters that sneak into your life: If you take just one or two of these seriously, you could literally save hundreds of thousands of dollars over the next decade.   Resources Mentioned in this Episode: Simple Money, Rich Life (Free Copy Offer): https://seedtime.com/free Visible Wireless (cell phone savings vs. Verizon): https://www.visible.com eBay (find quality used items): https://www.ebay.com Facebook Marketplace: https://www.facebook.com/marketplace HSA & FSA info (IRS guide): https://www.irs.gov/publications/p969   We’d love to hear from you! Email us at [email protected] or [email protected] with the money wasters you’ve spotted in your own life.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/gxz9X4MuJSc)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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  • When God tells you to SPEND more
    What if being “too good” at saving and stewarding money is actually holding you back from obedience to God? In this episode, we share the story of friends who, in their leanest financial season, felt God ask them to spend way beyond what made sense. Every financial expert would’ve called it foolish—but their “irresponsible obedience” led to one of the most important divine encounters of their lives. We’ll unpack: Why sometimes God asks us to spend more instead of saving more How to know the difference between your desires and the Spirit’s leading Why true stewardship is less about your wisdom and more about your obedience Three practical questions to ask when you sense God nudging you to spend beyond reason If you’ve ever wrestled with the tension between “wise stewardship” and radical obedience, this conversation is for you.   Resources Mentioned: Simple Money, Rich Life (our book — get a free copy here: http://seedtime.com/free) NeeDoh Stress Cubes (yes, our new team obsession 😂) → https://www.schylling.com/brand/needoh/ SeedTime Courses & Community   👉Share this with someone who needs the reminder that obedience always outweighs “responsible” stewardship.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Z5pHkOGfcco)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  
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  • The $8,000 Lie: Why 'You Get What You Pay For' Contradicts Kingdom Living
    We almost missed out on an $8,000 furniture set for just $1,000 — because of one dangerous mindset: “You get what you pay for.” This episode isn’t really about chairs — it’s about how this deeply ingrained belief system can keep us from receiving what God wants to lavish on us. Grace, provision, salvation — none of them came because we “paid enough.” And if we don’t learn to think differently, we may keep scrolling right past the blessings God has for us. We dive into: The Restoration Hardware deal that exposed this limiting belief Why the Kingdom of God doesn’t follow “earthly” formulas How to discern between scams and supernatural provision The mindset shift that could unlock the next level of your life How curiosity (not fear) positions you to receive   And yes, we get real about marriage, furniture, and being shrewd with money — all while staying Kingdom-focused.   👇Resources we mentioned: Our book: Simple Money, Rich Life — Get a free copy (just cover shipping): http://seedtime.com/free Facebook Marketplace — Yes, really. This episode proves it’s worth another look. Bible reference about being “wise as serpents, innocent as doves” — Matthew 10:16   Join us as we tear down the limiting beliefs that hold back abundance — not just financial, but spiritual, emotional, and relational.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel(LINK NEEDED)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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About SeedTime Money (Christian living & Personal Finances)

God’s put a dream on your heart. Don’t let money get in the way. Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/
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