The Michael Yardney Podcast | Property Investment, Success & Money
Michael Yardney; Australia's authority in wealth creation through property
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the c...
Housing Australia's Future: Grattan Institute’s Brendan Coates on Policy, Migration, and Affordability
Today, I discuss Australia’s housing crisis in Australia with Brendan Coates, the Housing and Economic Security Program Director at the Grattan Institute. We explore what’s really driving the housing crisis, the impact of migration and tax policies, and why simply building more homes may not be the silver bullet many think it is. We also get Brendan’s insights on how we can create a fairer, more sustainable housing market for all Australians. Our conversation also covers the expectations of first-time home buyers, government responses, and the long-term outlook for housing affordability. Takeaways There's a pressure cooker building up for the housing markets. The housing crisis will take a decade to resolve. We haven't built enough housing to meet demand. Migration is playing a role in the housing crisis Rents have risen significantly since the pandemic. Government policies need to focus on increasing housing supply. Stamp duty is a barrier to housing mobility. Social housing is essential for vulnerable populations. Construction costs need to be addressed to improve housing supply. Chapters 00:00 Understanding the Housing Crisis 03:28 The Role of Migration in Housing Demand 06:18 Challenges of Home Ownership and Renting 09:16 Government Responses and Solutions 11:59 The Importance of Building More Homes 15:02 Tax Policies and Their Impact on Housing 17:47 Social and Affordable Housing Needs 20:24 Construction Costs and Housing Supply 23:14 The Future of Housing Affordability 35:39 The Pressure Cooker of the Housing Market 38:00 Strategic Property Investment for Financial Independence Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Brendan Coates – Housing and Economic Security Program Director, Grattan Institute Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Housing Australia's Future: Grattan Institute’s Brendan Coates on Policy, Migration, and Affordability
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43:51
Australia’s Housing Markets in 2025: Opportunities, Risks, and Surprises with Nicola McDougall
It’s the beginning of a New Year, so I’d like to take a step back to reflect on the rollercoaster that was 2024 in the housing markets and gear up for what promises to be an equally fascinating 2025. Today, I’m joined by Nicola McDougall, chair of PIPA – the Property Investment Professionals of Australia, who has her finger on the pulse of what’s happening in our housing markets as well as a good understanding of all the various players in the property industry. Nicola and I discuss the unexpected developments in the Australian property markets throughout 2024, the implications of interest rates on my investment strategies, and the ongoing rental crisis. We also explore the challenges we face as property investors and the impact of government policies on the market, and we share our predictions for the property market in 2025. Takeaways 2024 was a year of unexpected market conditions but general market resilience. Interest rates are a significant factor affecting property investment and will create a year of 2 halves in 2025. Melbourne's property market has struggled due to various factors. Government policies have made it more challenging for investors. Investors play a crucial role in providing rental accommodation to one third of Australians. The rental crisis has been exacerbated by a reduction in investors. A national outlook is essential for successful property investment as market conditions vary significantly across different regions. Predictions for 2025 suggest continued market fragmentation. Understanding market cycles is key to navigating property investment. Chapters 00:00 2024 Property Market Overview 05:32 Melbourne's Market Struggles 11:10 Challenges for Property Investors 16:13 The Rental Crisis 18:42 New Chapter 35:00 2025: A Year of Opportunity in Property 36:22 Strategic Investing: Long-Term Perspectives and Benefits 37:10 The Spiral Path of Progress 38:08 Understanding the Law of Reverse Effort Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Nicola McDougall – Chair Property Investment Professionals of Australia Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Australia’s Housing Markets in 2025: Opportunities, Risks, and Surprises
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41:59
The Tax Man Knows More About Your Property Investments Than You Think – Assistant Taxation Commissioner Rob Thompson
No one wants to pay more tax than they need to, and no one wants to get in trouble with the tax man, so today Ken Raiss and I interview Rob Thompson, Assistant Commissioner of Taxation, who has a front-row seat to the intricacies of our tax system, and he’s here to help unpack some of the complexities that property investors like you often face. Today we’ll be discussing The ATO’s data matching program for property investors The tax gap of $1.2 billion and why it’s relevant to rental property investors PAYG instalments The difference between deductible repair expenses, initial repairs and improvements and The ATO’s new borrowing expenses calculator (this can be something we plug in the podcast and include links and more information in the show notes). How to Pay As You Go instalments help manage tax bills throughout the year. Understanding your tax obligations to avoid mistakes. Treating your property investments like a business, not a hobby. Chapters 04:09 The Importance of Data Matching and Compliance 07:05 Navigating Property Management Data 09:45 Distinguishing Between Repairs and Capital Improvements 12:19 Initial Repairs vs. Ongoing Maintenance 15:15 Understanding Depreciating Assets and Their Claims 18:17 Managing Interest Expenses and Tax Gaps 21:26 Claiming Borrowing Expenses Effectively 24:14 PAYG Installments for Property Investors 26:04 Final Thoughts on Tax Obligations and Compliance 32:21 The Value of Struggle in Success Links and Resources: Michael Yardney Ken Raiss – Director Metropole Wealth Advisory Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Tax time toolkit for investors: ato.gov.au/Investorstoolkit Rental properties guide: ato.gov.au/rentalsguide Rental video series: ato.gov.au/Rentalvideos Tax statistics: ato.gov.au/taxstats Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: The Tax Man Knows More About Your Property Investments Than You Think – Assistant Taxation Commissioner Rob Thompson
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Richer, Wiser, Happier – How the world’s greatest investors win in markets and life – with William Green
Have you ever wondered what makes the greatest investors in the world not just wealthy, but truly fulfilled and happy? Well, today, we’re going to explore that question with someone who’s had the unique opportunity to sit down with the legends of the investing world – best selling author, William Green, the author of Richer, Wiser, Happier: How the World’s Greatest Investors Win in Markets and Life, William has spent decades interviewing and learning directly from icons like Warren Buffett, Charlie Munger, and Sir John Templeton. But what’s fascinating about William’s work is that it’s not just about investing. It’s about uncovering the principles and mindsets that can lead to a richer life—financially, yes, but also emotionally and intellectually. Our chat emphasised that true wealth isn't just about financial success; it also involves achieving a balanced and fulfilling life. Takeaways The power of compounding is essential for wealth creation. Investing requires a mindset focused on continuous learning. Humility is crucial in avoiding overconfidence in investing. Delayed gratification is key to long-term success. Wealth is not just about money; it's about life balance. Kindness can be a competitive advantage in business. Learning from adversity is vital for growth. Cloning successful strategies can lead to better outcomes. Navigating uncertainty requires preparation and humility. True wealth includes health, relationships, and contribution. Chapters 00:00 Introduction to Richer, Wiser, Happier 03:58 William Green's Journey to Investing 07:52 Lessons from Legendary Investors 13:26 Mindset of Successful Investors 16:10 Balancing Wealth and Life 20:55 Avoiding Stupidity in Investing 22:51 Understanding Market Complacency and Risk 24:58 The Art of Delayed Gratification in Investing 27:23 The Power of Compounding in Wealth and Wisdom 30:00 Compounding Goodwill and Building Relationships 32:10 Navigating Uncertainty in Investing 36:17 The Role of Humility and Luck in Success 39:16 The Importance of Sharing and Giving Back 42:34 Simple Ideas for a Richer, Happier Life 46:17 The Power of Peer Groups in Investing 49:23 The Ant Philosophy: Never Quit Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us William Green - Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Richer, Wiser, Happier – How the world’s greatest investors win in markets and life
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Navigating the Property Market: 2024 Insights and 2025 Forecasts from Domain with Dr. Nicola Powell
We have just wrapped up another fascinating year in property, so it’s the perfect time to reflect on the trends, surprises, and key events that shaped the housing markets in 2024, and more importantly, look ahead to what 2025 might bring. Joining me today is Dr. Nicola Powell, Chief of Research and Economics at Domain. Together, we’ll unpack the major shifts we’ve seen this year, explore what they mean for investors and homeowners, and discuss the outlook for the year ahead in Domain’s End Of Year Wrap Up report. At the end of our show today you should have some more clarity on what lies ahead for our housing markets, so let’s get started and see what lies in store for property in 2025. Takeaways 2024 was a year of economic turmoil, but the housing market showed resilience. Interest rates remaining high have created uncertainty for buyers and sellers. The rental market is experiencing a shift with increased stock and lower vacancy rates. Melbourne's property market has underperformed due to various factors that we discuss Political policies will play a significant role in shaping the housing market in 2025. Sustainability is becoming increasingly important for buyers in the property market. The demand for green homes is rising, leading to quicker sales and higher prices. 2025 is expected to be a year of two halves, with potential growth in the second half. Regional markets are seeing interest from buyers seeking affordability. Understanding market dynamics is crucial for successful property investment. Chapters 03:57 Surprises and Predictions for 2024 06:49 Melbourne's Market Dynamics 09:47 Shifts in Buyer Preferences 12:52 Regional vs. Capital City Markets 15:50 Forecasts for 2025 18:42 Government Policies and Their Impact 21:55 Sustainability Trends in Housing 24:40 Economic Concerns and Market Resilience 27:55 Final Thoughts and Predictions Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Dr. Nicola Powell, Chief of Research and Economics at Domain. Domain End-of-year Wrap 2024 Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Navigating the Property Market: 2024 Insights and 2025 Forecasts from Domain with Dr. Nicola Powell
About The Michael Yardney Podcast | Property Investment, Success & Money
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show.
Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books.
Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation.
His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years.
Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success.
http://MichaelYardneyPodcast.com
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