Property Investment, Success & Money | The Michael Yardney Podcast

• The Hidden Marketing Tricks That Make You Say Yes to Debt. With John Dinsmore

  Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we've been looking at it the wrong way? Today I'm joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels back the layers on how debt is presented, sold, and even "marketed" to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame. Whether you're a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money.     Takeaways  ·         Debt is often marketed in ways that make it seem less risky. ·         Understanding debt can lead to better financial decisions. ·         There are different types of debt: good, bad, and necessary. ·         Financial literacy is crucial for navigating debt effectively. ·         Marketing plays a significant role in how debt is perceived. ·         Younger generations may underestimate the long-term impact of debt. ·         Reading the fine print is essential when taking on debt. ·         AI and digital marketing will evolve the way debt is sold. ·         Strategic borrowing can be beneficial for property investors. ·         Debt should be approached with caution and awareness.     Chapters    02:12 - Why Debt Is Marketed Like Any Other Product  05:58 - Tricks That Make Borrowing Feel Easier Than It Is  09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt  13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically  18:40 - AI, Personalization and the Future of Debt Marketing   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Professor John Dinsmore – Educator, Speaker, Consultant  https://www.johndinsmore.com/     John Dinsmore's book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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• Robert Kiyosaki Was Right – And Most Investors Still Don't Get It. With Mark Creedon

  Today I want to show you how you can move from working for money to making money work for you and I'll use Robert Kiyosaki's Cashflow Quadrant as your guide. To unpack this, I'm joined by Mark Creedon, CEO of Metropole and business coach to many of Australia's top entrepreneurs, who shares how you can structure your work, your business, and your investments to ultimately step into the investor quadrant full-time. So, no matter if you're employed, self-employed, already running a business, or just getting started on your investment journey—this episode will give you a completely new framework for thinking about money. One that could change your long-term wealth trajectory.   Takeaways  ·         The Cash Flow Quadrant is essential for understanding financial positions. ·         Transitioning from employee to business owner requires a mindset shift. ·         Having a plan is crucial for both business and investment success. ·         Delegation and trust in your team are key to scaling a business. ·         Aligning business goals with property investment is vital for long-term success. ·         Mindset shifts are necessary for moving from self-employed to investor. ·         Coaching can help identify blind spots and guide business growth. ·         Systems and processes are important for business sustainability. ·         Financial buffers and succession planning are essential for business exit strategies.   Chapters  00:00 The Dual Business Model for Investors 07:04 Understanding the Cash Flow Quadrant 11:18 Mastermind Business Accelerator Overview 13:08 Planning for Business Exit and Succession 16:42 Mindset Shifts for Successful Transition 20:56 The Importance of Coaching and Community   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing ·         Everyone wins a copy of a fully updated property report   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. https://metropolemastermind.com.au/   Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. https://www.mastermindforbusiness.com.au/   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here       Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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• 5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson

  Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you've heard AI and inspection managers are taking over property management?   In today's show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her.   Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management.   Whether you're a seasoned investor or just starting out, I think you'll find today's discussion could save you money, stress, and sleepless nights.   Takeaways  ·         Investors need to ask 'why' before selling properties. ·         AI is enhancing property management efficiency. ·         Leases provide a framework for tenant security. ·         Tenant selection is crucial for long-term success. ·         Property management is about strategy, not just rent collection. ·         Understanding market dynamics is essential for investors. ·         Professional property management can prevent costly mistakes. ·         Investors should consider the total cost of selling a property. ·         The average length of tenancy is increasing. ·         Property management fees vary based on service quality.     Chapters    01:04 – Why Investors Are Thinking of Selling  04:08 – Getting Independent Advice Before Selling  09:10 – Are Leases Still Worth It?  13:56 – How AI Is Changing Property Management  18:10 – The Real Cost of Cheap Property Managers Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond     Leanne Jopson- National Executive -  Property Management at Metropole   As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Click here to see how we can help you.    Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.    Michael Yardney – Subscribe to my Property Update newsletter here   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au https://propertyupdate.com.au/podcast-bonus/     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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• Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss

  In today's show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning.   We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer.   The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy.   Finally, we provide actionable steps for individuals looking to start their legacy planning journey.   Takeaways  ·         Wealth building requires careful planning to avoid losses. ·         Timing is crucial in wealth transfer strategies. ·         Trusts can provide flexibility and tax advantages in estate planning. ·         Superannuation can complicate wealth transfer if not managed properly. ·         Gifting wealth during one's lifetime can have tax implications. ·         Investment bonds can be a tax-effective way to pass on wealth. ·         Philanthropy should be approached with specificity to ensure impact. ·         Legacy planning should start early, considering values and timing. ·         Consulting with financial experts can simplify complex decisions. ·         It's essential to communicate intentions clearly to avoid family disputes.     Chapters  00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Michael Yardney   Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/ 

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• The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher

  If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They'll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach. And on the surface, they've got a point — affordability is at record lows, and the property ladder feels further away than ever. But here's the thing… the future might not be as bleak as they think. In fact, there's a quiet housing revolution coming that could turn things around for this younger generation. Demographics, policy shifts, even the way we build homes — all of these are lining up to create opportunities that might surprise a lot of people. And in today's show, leading demographer Simon Kuestenmacher and I explore the impact of demographics on our housing markets, and the potential for Gen Z to benefit from favourable job conditions and economic shifts.   Takeaways  ·         The housing market may improve for Gen Z in the future. ·         Demographic trends suggest job security for Gen Z. ·         Gender equality is improving and will benefit future generations. ·         Baby boomers transitioning out of homes will create opportunities. ·         First home buyer grants may inadvertently raise housing prices. ·         More tradespeople are needed to address housing shortages. ·         Innovation in housing construction is essential for affordability. ·         Government policies need to be reformed for better housing access. ·         Gen Z's future may be more optimistic than current perceptions suggest.     Chapters  03:17 - Gen Z: Smartphones, Social Media and Mental Health  06:11 - Why a Small Generation May Have Big Job Advantages  10:24 - Baby Boomers Passing Homes and Housing Supply Shift  13:58 - Densification of Middle Suburbs and Urban Change  15:44 - First Home Buyer Grants Driving Prices Up   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Every entry receives a copy of a fully updated Michael Yardney Property Report   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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