Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
In today’s show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers. We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes. Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market. Takeaways · Baby boomers are hesitant to downsize due to emotional attachments. · Downsizing can provide financial freedom and reduce stress. · Government policies can incentivize downsizing through tax reforms. · Emotional attachments to family homes complicate downsizing decisions. · Financial disincentives like stamp duty hinder downsizing. · Younger generations are affected by baby boomers not downsizing. · Demographic trends shape the future of housing markets. · Rethinking housing options is crucial for supporting aging populations. · Real fortunes in property are made before the boom. · Luck rewards the prepared investor. Chapters 00:00 - Baby Boomers Hold Onto Big Homes 02:09 - Downsizing Trend Overstated in Australia 05:18 - Emotional Ties Block Downsizing Decisions 10:43 - Financial Disincentives: Stamp Duty and Pensions 16:32 - Wealth Concentration Among Baby Boomers 24:46 - Policy Fixes: Kill the Stamp Duty to Unlock Moves Links and Resources: Answer this week’s trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
Today I’m joined by Stuart Wemyss, a highly respected financial advisor and author who recently distilled everything he’s learned about property creation through wealth into what he calls the 4 Golden Rules of property investing. If you’ve been paying attention to the property market lately, you’ll know there’s no shortage of advice out there – some good, some… not so good. But in today's episode of the Michael Yardney podcast, we cut through all the noise so you can base your decisions on decades of real evidence, proven strategies, and a few timeless principles? These aren’t gimmicks or quick fixes. They’re powerful principles grounded in data – and they’ve stood the test of time. Whether you’re just starting out or looking to fine-tune your property portfolio, you’re going to get plenty of practical insights from this conversation. Takeaways · Focus on capital growth before income in property investment. · Understanding property cycles can fast track investment success. · Investment-grade properties are crucial for long-term growth. · The math behind property investment is essential for success. · Future buyer capacity influences property demand and value. · Evidence-based investing helps cut through mixed messages. · Location and land value are key to capital growth. · Timing the market is less important than time in the market. · Investors should be cautious of unrealistic return expectations. · A multifaceted approach to financial planning enhances investment outcomes. Chapters 00:00 The Rise of AI and Its Implications 01:36 Introduction to Rules-Based Investing 04:15 The Four Golden Rules of Property Investing 07:03 Understanding Investment Grade Properties 12:01 Navigating Property Cycles 17:17 The Mathematics of Property Investment 23:00 Future Buyer Capacity and Demand Links and Resources: Answer this week’s trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Michael Yardney – Subscribe to my Property Update newsletter here Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Stuart Wemyss – Prosolution Private Clients Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
Let me ask you something—are you in your 40s, 50s, or 60s and wondering, “Is this it?” Maybe you’re juggling ageing parents, adult kids, and still trying to figure out where you fit in this next chapter of your life. Well, midlife isn’t a meltdown—it’s a moment of truth. And in today’s conversation with Louise Bedford, we explore how you can turn this period into a launchpad for purpose, profits, and powerful decisions. We talk about why Gen X is more financially vulnerable than they realise, how your best years might still be ahead, and how to align your wealth-building efforts with meaning. So whether you’re feeling a little stuck or ready for reinvention, stick with us. You might discover the second half of your life is where the real magic happens. Takeaways · Midlife can be a challenging time for Gen X individuals. · Perfectionism can hold you back from taking action. · Investing requires a mindset shift, especially in midlife. · Building a wealth strategy is crucial for financial independence. · AI can provide data, but understanding the market requires more than just information. · Overcoming inertia is key to making progress in midlife. · Balancing responsibilities as a sandwich generation can be difficult. · Planning for the future is essential, including estate planning. · Individuation is a process that can lead to personal growth. · Finding fulfillment goes beyond financial success. Chapters 00:00 - Introduction to the challenges faced by Gen X, the sandwich generation. 05:12 - Discussion on financial mistakes and the importance of planning for retirement. 10:45 - The psychological aspects of trading and investing. 15:30 - The role of mindset in achieving financial independence. 20:50 - The importance of having a strategy in property investment. 25:15 - The significance of individuation and personal growth in midlife. 30:40 - The role of mentors and support systems in financial success. Links and Resources: Answer this week’s trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing and a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Louise Bedford – The Trading Game Louise’s new book Investing Psychology Secrets Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you’ve heard AI and inspection managers are taking over property management? In today’s show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her. Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management. Whether you’re a seasoned investor or just starting out, I think you’ll find today’s discussion could save you money, stress, and sleepless nights. Takeaways · Investors need to ask 'why' before selling properties. · AI is enhancing property management efficiency. · Leases provide a framework for tenant security. · Tenant selection is crucial for long-term success. · Property management is about strategy, not just rent collection. · Understanding market dynamics is essential for investors. · Professional property management can prevent costly mistakes. · Investors should consider the total cost of selling a property. · The average length of tenancy is increasing. · Property management fees vary based on service quality. Chapters 01:32 - Why Investors Are Thinking of Selling 04:36 - Getting Independent Advice Before Selling 09:38 - Are Leases Still Worth It? 14:24 - How AI Is Changing Property Management 18:38 - The Real Cost of Cheap Property Managers Links and Resources: Answer this week’s trivia question here- www.PropertyTrivia.com.au · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond Leanne Jopson- National Executive - Property Management at Metropole As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Click here to see how we can help you. Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Great Australian Dream in Crisis: What the Data Isn’t Telling You | With Simon Kuestenmacher
Today, Simon Kuestenmacher and I discuss a topic that’s at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations. We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting. The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market. Takeaways Homeownership in Australia is becoming increasingly unattainable for younger generations. Historical peaks of homeownership have been followed by significant declines. Demographic shifts, including education and migration, are impacting homeownership rates. The average age of first home buyers is rising due to economic pressures. Government policies are often short-term solutions rather than systemic changes. The divide between asset-owning and non-asset-owning families is widening. The 'bank of mom and dad' plays a crucial role in homeownership. Renting is likely to become the norm in Australia. Affordability issues are compounded by rising property prices and construction costs. A comprehensive approach is needed to address housing affordability for future generations. Chapters 01:48 – Homeownership Dream Slipping Further and Further 09:24 - Different Levels of Homeownership 09:20 – Peculiarities of Life in Inland Cities 13:31 – The Cost of New Construction Become Even Worse 17:45 – Projects in Australian Rental Landscape 21:49 – First Home Buyer Schemes 23:37 – Final Thoughts Links and Resources: Answer this week’s trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/
About Property Investment, Success & Money | The Michael Yardney Podcast
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the real estate markets so they can develop the financial freedom they are looking for. He does this by sharing Australian real estate market insights, smart property investment strategies, as well as the wealth creation, success and personal finance secrets of the rich, in about 30 minutes each show.
Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books.
Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation.
His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years.
Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success.
http://MichaelYardneyPodcast.com
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