Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

What if the next big housing reform doesn't fix housing affordability at all?
 
What if it doesn't lower property prices, doesn't deliver much extra money to the government for years, but it scares investors out of the market and makes renting even harder?
 
Because that's exactly what could happen if Australia changes the Capital Gains Tax discount - and it's back on the political agenda again.
 
Today one of Australia's leading taxation minds, Ken Raiss and I unpack what's really going on.
 
Supporters of the change are saying it's about fairness. They say it will stop "property speculation," improve housing affordability, and raise billions of dollars for the federal budget.
 
In fact, some politicians and unions are claiming it could be one of the biggest levers to finally make housing more affordable for everyday Australians.
 
And at first glance, it sounds plausible. After all, who doesn't want a more affordable housing market?
 
But here's the problem…Housing markets don't respond well to slogans. They respond to supply and demand. They respond to incentives. And they respond to confidence.
 
And when you change tax policy, you don't just change government revenue. You change behaviour. You change investment decisions. You change the flow of money.
 
And sometimes, you create consequences nobody intended.
 
Takeaways 
Housing reform doesn't lower property prices.
Capital gains tax is a tax on profit when you sell an asset.
Supply, supply, supply is the answer.
Don't make knee-jerk reactions to tax changes.
Investors are long-term holders, not speculators.
The CGT discount debate is not simple.
Rents will go up if investors pull back.
We need more homes built in the right areas.
Wealth creation is about planning and strategy.
The government needs to focus on supply, not taxes.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law
·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Michael Yardney
 
Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us
 
 
Ken Raiss, Director of Metropole Wealth Advisory
 
 
Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
 
About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia
 
The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.
 
Each week we explore:
• Australian property market updates
• Property investment strategies in Australia
• Melbourne property market trends
• Sydney property market forecasts
• Brisbane property investment opportunities
• Capital growth property strategies
• Property cycles in Australia
• Negative gearing and tax strategy
• Interest rates and their impact on property
• Buyer's agent insights and investment planning
 
If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.
 
Learn more at:
https://propertyupdate.com.au
https://metropole.com.au

Every time rents rise, affordability worsens, or housing shortages make headlines, one group is dragged into the spotlight. Property investors.
 
They're called greedy. Accused of hoarding homes. Blamed for locking younger Australians out of the market.
 
But is that actually true… or just a convenient narrative?
 
After more than five decades in property investment, I've noticed a pattern. When housing gets hard, governments deflect. Media simplify. And investors become an easy target.
 
But here's the real question we need to ask: If property investors disappeared tomorrow, what would actually happen to Australia's housing system?
 
But are investors really the problem… or are they just the easiest target?
 
Today, I'm joined by Brett Warren to separate emotion from evidence, myths from facts, and ideology from economic reality.
 
Brett and I discuss the complexities of the property market, focusing on the role of property investors, the impact of government policies, and the ongoing housing supply issues.
 
 
We emphasise that property investors are not the villains often portrayed in the media, but rather essential players in providing rental accommodation.
 
 
The discussion highlights the need for long-term solutions to housing affordability and the importance of understanding the true dynamics of the property market.
 
 
Takeaways
 
Property investors are often mischaracterized as greedy.
The housing market is facing a significant supply issue.
Government policies can inadvertently harm the rental market.
Investors provide essential services by supplying rental properties.
The narrative around property investors needs to shift towards understanding their role.
Long-term planning and infrastructure development are crucial for housing solutions.
First home buyer incentives can drive up property prices.
The majority of property investors are everyday Australians, not wealthy elites.
Supply and demand dynamics are fundamental to the housing market.
Clarity and understanding are needed to navigate the property investment landscape.
 
Links and Resources:
 
Answer this week's trivia question here- www.PropertyTrivia.com.au
·         Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time.
·          Everyone wins a copy of a fully updated property report.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au
 
Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us
 
 
Brett Warren - National Director of Property at Metropole
 
Michael Yardney – Subscribe to my Property Update newsletter here
 
 
Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
https://www.wealthretreat.com.au/
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/
 
About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia 

The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. 

Each week we explore: 

Australian property market updates Property investment strategies in Australia  Melbourne property market trends Sydney property market forecasts Brisbane property investment opportunities Capital growth property strategies Property cycles in Australia Negative gearing and tax strategy Interest rates and their impact on property Buyer's agent insights and investment planning 

If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. 

Learn more at:  https://propertyupdate.com.au  https://metropole.com.au

Interest rates are rising again. Inflation isn't backing off.
Sydney and Melbourne's property markets are a little wobbly.
 
And yet…
 
National house prices are up more than 10% over the past year, and some capitals are still delivering boom-time results.
 
So what's really going on in Australia's property markets right now?
 
That's what I discussed today with Australia's leading housing economist, Dr Andrew Wilson, Chief Economist at My Housing Market, to unpack his latest housing market report and there are some fascinating contradictions.
 
You'll hear how we do not have one Australian property market but a multi-speed market - and if you don't understand which markets are accelerating and which are stalling, you could make a very expensive mistake.
 
If you're a property investor, homeowner, or planning your next move, you'll want to understand the forces driving this market right now - because the headlines aren't telling the full story.
 
Takeaways 
 
• National house prices rose over 10% this year.
• February's rate hike failed to stall market momentum.
• Australia consists of multiple markets performing very differently.
• Perth, Brisbane and Adelaide continue to deliver boom-time results.
• Holiday periods create temporary seasonal dips in activity.
• Brisbane units saw an astonishing 56% growth since 2024.
• Demand significantly outweighs supply despite higher interest rates.
• Low unemployment and job growth support housing demand.
• Tight rental markets incentivise tenants to become buyers.
• Long-term growth is driven by rising population wealth.
 
Links and Resources:
 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report.
·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
 
Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us
 
 
Michael Yardney – Subscribe to my Property Update newsletter here
 
 
Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
 
About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia
 
The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.
 
Each week we explore:
• Australian property market updates
• Property investment strategies in Australia
• Melbourne property market trends
• Sydney property market forecasts
• Brisbane property investment opportunities
• Capital growth property strategies
• Property cycles in Australia
• Negative gearing and tax strategy
• Interest rates and their impact on property
• Buyer's agent insights and investment planning
 
If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.
 
Learn more at:
https://propertyupdate.com.au
https://metropole.com.au

The property rules have changed… again.

What worked five years ago won't work the same way in 2026.
The winners won't be the loudest, the fastest, or the most aggressive – they'll be the most strategic.

So today, Brett Warren and I unpack exactly what's changed, what still works, and how smart investors can position themselves to win in the next phase of the property cycle.
 
We discuss the evolving landscape of property investment, emphasising the need for strategic planning and adaptability in response to changing market conditions.
 
We explore the impact of interest rates, economic factors, and the importance of quality assets in achieving long-term growth.
 
The conversation highlights the significance of mindset and emotional decision-making in investing, as well as the value of professional advice in navigating the complexities of the property market.
 
Takeaways
 
Most long-term capital growth comes from land, not buildings.
The property market is changing; investors must adapt their strategies.
Quality assets will outperform average properties in the long run.
Interest rates and economic factors significantly impact property investment decisions.
Investors should focus on long-term planning rather than short-term gains.
Emotional decision-making can lead to costly mistakes in property investment.
Professional advice is crucial in today's complex investment environment.
Successful investors are patient and selective in their property choices.
Understanding market cycles is essential for making informed investment decisions.
The current environment presents opportunities for those who are prepared.
 
Links and Resources:
 
Answer this week's trivia question here- www.PropertyTrivia.com.au
·         Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time.
·          Everyone wins a copy of a fully updated property report.
 
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au.
 
Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us.
 
Brett Warren - National Director of Property at Metropole.
 
Michael Yardney – Subscribe to my Property Update newsletter here.
 
 
Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 


About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia
The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.
Each week we explore:
Australian property market updates
Property investment strategies in Australia
Melbourne property market trends
Sydney property market forecasts
Brisbane property investment opportunities
Capital growth property strategies
Property cycles in Australia
Negative gearing and tax strategy
Interest rates and their impact on property
Buyer's agent insights and investment planning
If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.
Learn more at:
https://propertyupdate.com.au
https://metropole.com.au

Inflation has eased… except where it hasn't.
Interest rates were meant to be heading down… until they weren't.
And suddenly everyone's blaming government spending.
But is Canberra really the culprit - or is that just a convenient headline?
Today, Ken Raiss and I unpack what's actually driving Australia's sticky inflation, why the RBA is worried about "capacity constraints", and what policy makers could do that would genuinely take pressure off prices - without smashing households and without sabotaging the property market.
Now you've probably read about inflation and heard about it a hundred times by now, but having been involved in financial markets and property for over 50 years each, Ken and I are going to bring you a different perspective today and some new ways of thinking about things.
So please bear with us because I hope we're going to bring you some clarity and direction.
 
Takeaways 
Inflation is the increase in prices over time.
Interest rates are used to control inflation but can have negative effects on consumers.
Government spending can contribute to inflation, but it's not the sole cause.
Capacity constraints in the economy affect productivity and inflation rates.
CPI may not accurately reflect the real cost of living for households.
Investors should focus on A-grade assets in strong demand areas.
Deficits can be acceptable if they lead to productive investments.
Consumer confidence is crucial for economic stability.
Strategic planning is essential for navigating the property market.
Understanding economic fundamentals is key to making informed investment decisions.
 
Links and Resources: 
Answer this week's trivia question here - https://www.propertytrivia.com.au/
·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law
·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.
 
Michael Yardney
 Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us
 
Ken Raiss, Director of Metropole Wealth Advisory 
Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.
Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au 
Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia
The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions.
We go beyond property headlines to discuss:
Building long-term wealth
Creating intergenerational wealth
Passive income strategies Australia
Asset allocation and portfolio growth
Financial freedom through property
Strategic investing for professionals and business owners
Risk management and wealth protection
Structuring your investments for capital growth
Money management and financial habits
If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor.
Discover more insights at:
https://propertyupdate.com.au
https://metropole.com.au