Property Investment, Success & Money | The Michael Yardney Podcast

• Brace Yourself: Warning Signs for Property Investors: Lending Tightens, Rates Shift & Taxes Rise | Ken Raiss

  In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors .   Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud.   None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today.   Takeaways  ·         The economic landscape for property investors is shifting rapidly. ·         Lending restrictions are becoming more selective, impacting borrowing capacity. ·         Interest rates are unlikely to decrease in the near future. ·         The ATO is tightening regulations around tax deductions for holiday homes. ·         Land tax changes in New South Wales could increase financial burdens on property owners. ·         Investors should view land tax as a cost of doing business, not a deterrent. ·         Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. ·         Proper estate planning is crucial for protecting assets and ensuring financial security. ·         Using trusts can be beneficial, but they must be set up correctly to avoid complications. ·         Strategic planning is essential for successful property investment.   Chapters    00:00  Key shifts in lending rules, tax changes and new fraud data. 01:38  Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20  Why misguided "trust stacking" advice caused today's clampdown. 08:12  Fixed rates rise early as markets signal no cuts ahead. 12:40  ATO targets holiday-home deductions and tightens compliance. 17:56  NSW freezes land-tax thresholds, increasing investor exposure.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

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• Property Prices Accelerate in November | Dr. Andrew Wilson

  Have you noticed how the Australian property market keeps defying the pessimists? Every time someone says prices have to fall, the market seems to tap them on the shoulder and say, "Not so fast."   Well, the latest November home price report is out, and it paints a very clear picture: Australia's housing markets are still running hot - and in some cities, they're running very hot.   According to the latest data from My Housing Market, national house prices have risen for nine consecutive months, with the November quarter alone delivering another solid 1.3 percent jump.   But averages never tell the full story.   I'm joined today by Dr Andrew Wilson to discuss his November report which doesn't just highlight what's happening now - it hints at what's coming next. And his view is that 2025 could deliver even stronger price growth than 2023 and 2024.   Takeaways  ·         2025 is shaping up to be a strong year for property investors. ·         Despite affordability challenges, the housing market continues to thrive. ·         First home buyer schemes are expected to significantly impact the market. ·         Brisbane has seen substantial price increases, outperforming other regions. ·         The national home price has shown consistent growth across capital cities. ·         Imposter syndrome is common among successful investors and entrepreneurs. ·         Strategic investment is crucial in navigating the property market. ·         Market predictions can often be misleading; long-term fundamentals matter. ·         The unit market is experiencing a resurgence, particularly in Melbourne. ·         2026 is expected to bring steady growth, but not as strong as 2025.   Chapters    00:00  Prices rise for the ninth month as housing markets outperform the pessimists. 02:08  Capital cities log another strong month despite affordability pressures. 03:20  Quarterly method shows November softer than October but still robust. 05:18  Near-10% annual growth and first-home-buyer surge set to push prices higher. 07:20  Brisbane, Perth, Adelaide and Darwin dominate with standout annual gains. 12:53  Outlook: momentum continues into 2026, though growth should moderate.   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time.  Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Michael Yardney – Subscribe to my Property Update newsletter here       Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

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• Negotiating Your Next Property Deal? Here's What Most Investors Get Wrong (Brett Warren interviewing Michael Yardney)

  Negotiating is a part of living; we do it all the time.   When you walk down a crowded street, you negotiate the path you take.   A couple negotiates their relationship before and during marriage.  Although you may not realise what's happening, for example, you take out the garbage tonight and I will do the dishes.   And of course of the negotiation is one of the skills developed by all savvy property investors and business people.   Over the years I've noticed that some people are very good at getting terrific deals. Most others simply get what the other party is willing to give.   What's the difference?  In my mind, it's that the first group knows how to negotiate.   It's actually more than that, they know how to influence and persuade others to do what they would like them to do.   So today I'd like to discuss the topic of negotiation, influence and persuasion with Brett Warren, National Director of Property at Metropole.   In this conversation, we discuss the essential skills of negotiation, influence, and persuasion, emphasizing that life itself is a series of negotiations.   We explore the psychological aspects of negotiation, the importance of emotional detachment, and the power dynamics at play.   We also debunk common myths about negotiation, highlights common mistakes, and shares practical tips for becoming a better negotiator.     Takeaways  ·         Life is a negotiation, whether in property or personal matters. ·         Emotional control is key in negotiations. ·         Building rapport creates trust and facilitates negotiation. ·         The first offer can set the tone for negotiations. ·         Many people make the mistake of being too emotional during negotiations. ·         Preparation is crucial for successful negotiation. ·         Listening is more important than talking in negotiations. ·         Understanding psychological biases can improve negotiation outcomes. ·         Success in negotiation often comes down to mindset and resilience.   Chapters    02:16 – Why Life Is One Big Negotiation  05:12 – The Power of Time, Information and Options  08:14 – Emotional Control and Reading People  10:37 – Rapport, Trust and Ethical Influence  13:07 – Myths, Mistakes and Smarter Strategies  16:17 – Anchoring, Biases and Winning the Right Deal   Links and Resources:   Answer this week's trivia question here - http://www.propertytrivia.com.au/ ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us   Brett Warren - National Director of Property at Metropole   Michael Yardney – Subscribe to my Property Update newsletter here.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

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• How to Manufacture Your Own Luck in Property Investing

  Have you ever looked at a successful property investor and thought – they just got lucky? They bought at the right time, in the right suburb, and everything seemed to go their way. But here's the truth: most successful investors don't wait for luck – they create it.   In today's show, I'm joined by Brett Warren, national Director of Property at Metropole and together we're going to pull back the curtain on what really drives success in property. You'll discover why some investors always seem to be in the right place at the right time, while others miss out again and again.   We'll share the habits, strategies, and mindset shifts that can help you manufacture your own luck – and set yourself up to take advantage of opportunities that others never see.   So, whether you're just starting out or looking to take your portfolio to the next level, stick around – because this episode could change the way you think about property investing forever.   Takeaways  ·         Successful investors don't rely solely on luck; they create their own opportunities. ·         Preparation and having a clear strategy are crucial for success in property investment. ·         Surrounding yourself with a knowledgeable team can alleviate stress and enhance decision-making. ·         Mindset is a significant differentiator between successful and average investors. ·         Investors should focus on long-term goals rather than short-term gains. ·         Capital growth is more important than cash flow for long-term wealth. ·         Successful investors continuously learn and adapt to market changes. ·         Delaying gratification is essential for building wealth over time. ·         Investing through multiple market cycles helps build resilience and expertise. ·         Real-life examples show that informed decisions lead to significant equity growth.     Chapters  01:36 - Are Successful Investors Just Lucky?  05:27 - The Myth of Perfect Timing in Property  09:08 - Building Luck with Teams, Buffers and Strategy  13:06 - Mindset, Long-Term Goals and Delayed Gratification  17:16 - Real Client Stories That Prove Preparation Beats Luck   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing ·        Everyone wins a copy of a fully updated property report   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here      Brett Warren - National Director of Property at Metropole     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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• The Hidden Marketing Tricks That Make You Say Yes to Debt. With John Dinsmore

  Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we've been looking at it the wrong way? Today I'm joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels back the layers on how debt is presented, sold, and even "marketed" to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame. Whether you're a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money.     Takeaways  ·         Debt is often marketed in ways that make it seem less risky. ·         Understanding debt can lead to better financial decisions. ·         There are different types of debt: good, bad, and necessary. ·         Financial literacy is crucial for navigating debt effectively. ·         Marketing plays a significant role in how debt is perceived. ·         Younger generations may underestimate the long-term impact of debt. ·         Reading the fine print is essential when taking on debt. ·         AI and digital marketing will evolve the way debt is sold. ·         Strategic borrowing can be beneficial for property investors. ·         Debt should be approached with caution and awareness.     Chapters    02:12 - Why Debt Is Marketed Like Any Other Product  05:58 - Tricks That Make Borrowing Feel Easier Than It Is  09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt  13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically  18:40 - AI, Personalization and the Future of Debt Marketing   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Professor John Dinsmore – Educator, Speaker, Consultant  https://www.johndinsmore.com/     John Dinsmore's book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

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